Photo: Sbharris · CC BY-SA 3.0FEMA puts Springville’s expected hazard damage per building above that of 66% of U.S. towns, mostly from earthquakes
On FEMA’s National Risk Index, Springville gets a C for hazard risk: higher expected damage per building than 66% of U.S. towns, #75 of 119 in Utah. Most of that expected damage is earthquakes (57%), then river and rain flooding (38%). Flood insurance has paid 2 claims here since 1984.
Graded on FEMA’s expected yearly building damage per dollar of building value (NRI v1.20, December 2025), weighted by where residents live; flood claims are shown, not graded. How hazard risk is graded
What Springville faces
Each hazard’s share of the building damage FEMA expects here, and how its rate compares with the rest of the country.
Earthquakes
River and rain flooding
Shares are of FEMA’s expected building damage, the measure the grade uses; ranks compare each hazard’s building-damage rate with all 85,154 U.S. census tracts. In FEMA’s terms, river and rain flooding is FEMA’s “Inland Flooding” (rivers and streams overflowing their banks, or rain overwhelming drainage). FEMA defines coastal flooding as high or rising tides and storm surge, so surge damage is counted there. Drought isn’t listed: FEMA counts its losses in crops only.
What’s behind Springville’s grade
Earthquakes are 57% of the building damage FEMA expects in Springville, and Springville’s rate of earthquakes damage is higher than 89% of U.S. census tracts. Wildfire adds 4%, at a rate in the top 8% of U.S. census tracts.
C #75 of 119 in Utah; higher expected damage per building than 66% of U.S. towns (21,298).
Springville’s residents live in 14 census tracts; FEMA’s figures are combined by where they live.
The typical Utah town has higher expected damage than 56% of U.S. towns; within the state, Springville has more expected damage per building than 63% of Utah towns.
In dollars, FEMA expects about $23.9M a year in losses across Springville: $8.4M to buildings, the rest to people and crops.
Does Springville flood? Rarely: 2 flood claims since 1984
Every paid claim on a federal flood insurance policy in Springville, from FEMA’s records: 0.2 per 1,000 homes, fewer than 98% of the 13,809 U.S. towns with a flood insurance record.
Springville isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.
Insurance rates: Utah County.1 federal disaster brought FEMA money to Springville
Disasters that paid out in Springville itself (aid to households or repair grants to the City of Springville), newest first, with that year’s flood claims.
- 2023Flooding$655K to the City of Springville for repairs1 flood claim paid that year
Utah County has had 4 natural disasters declared by the President since 1953, most often floods. Not counted: the 2005 Hurricane Katrina evacuee emergency, which covered counties that took in evacuees.
Also 6 FEMA wildfire suppression grants (Fire Management Assistance, not a disaster declaration) for fires in Utah County, 2001–2026.
Old photos of Springville after a storm or flood belong in the town’s history. Add one, or share what you remember below.
Add to the Springville archive →Springville and its neighbors
Springville is 2nd of the 4 graded towns here, from least expected damage per building to most. Tap a town to see its hazards.
| Town | Hazard risk | Mostly (buildings) | Flood claims |
|---|---|---|---|
| Mapleton | B−more damage than 54% | river and rain flooding | 1 |
| Springville | Cmore damage than 66% | earthquakes | 2 |
| Provo | C−more damage than 80% | earthquakes | 16 |
| Spanish Fork | C−more damage than 80% | earthquakes | 1 |
Hazard risk = FEMA’s expected yearly building damage per dollar of building value, vs. the 21,298 U.S. towns we grade; the map is shaded by fifths of the same scale. Flood claims = paid federal flood insurance claims on record.
Get ready for what Springville faces
A short kit for the hazards that drive the building damage here, what to check before you buy, and where neighbors get alerts.
- Drop, cover and hold on.
- Strap tall furniture and the water heater to the wall.
- Know how to shut off the gas.
- Turn around at flooded roads: a foot of moving water can carry off a car.
- Flood insurance usually takes 30 days to start, so buy it before the forecast.
- Keep papers and medicines up high, in a grab-and-go bag.
- Look up the address on FEMA’s flood map.
- Ask the seller or landlord whether it has ever flooded, and what flood insurance costs there.
- Get a flood insurance quote early: policies usually start 30 days after you buy.
Know where neighbors sign up for alerts? Add it to the Handbook so everyone has it.
Questions about natural hazards in Springville
Is Springville at risk for natural disasters?
On FEMA’s National Risk Index, Springville has higher expected damage per building than 66% of U.S. towns: C for hazard risk, #75 of 119 in Utah. Most of the expected damage is earthquakes (57%) and river and rain flooding (38%). This is FEMA’s model of an average year for today’s buildings, not a forecast.
Does Springville flood?
Flood insurance has paid 2 claims in Springville since 1984, $9K in all, or 0.2 per 1,000 homes, fewer than 98% of U.S. towns with a flood insurance record.
Is Springville in a flood zone?
Flood zones are drawn street by street, so the answer depends on the address: look it up on FEMA’s flood map. In Utah County, 27% of homes in mapped flood zones carry federal flood insurance, and 0.3% of all homes do.
How much is flood insurance in Springville?
FEMA’s Community Rating System list shows no discount for Springville’s flood program. Premiums depend on the building; policies usually start 30 days after you buy, so get a quote early.
What was the biggest storm in Springville?
By FEMA money that reached Springville, Flooding (2023): $655K to the City of Springville for repairs.
Is Springville at risk from earthquakes?
It is the largest share of the building damage FEMA expects here (57%), and Springville’s rate for it is higher than 89% of U.S. census tracts.
Storm stories
Memories, warnings and help from neighbors in Springville.
Sources: FEMA National Risk Index v1.20 (December 2025), census-tract table, combined by where Springville’s residents lived in the 2020 census; OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Homes: Census ACS 2020–24. Preparedness tips: Ready.gov. FEMA’s model is an average of expected damage, not a forecast. How hazard risk is graded.