Photo: Tricia Simpson · CC BY-SA 3.0FEMA puts Hyde Park’s expected hazard damage per building below that of 78% of U.S. towns, mostly from earthquakes
On FEMA’s National Risk Index, Hyde Park gets an A− for hazard risk: lower expected damage per building than 78% of U.S. towns, #7 of 119 in Utah. Most of that expected damage is earthquakes (52%), then river and rain flooding (39%). FEMA’s files show no paid flood insurance claims here.
Graded on FEMA’s expected yearly building damage per dollar of building value (NRI v1.20, December 2025), weighted by where residents live; flood claims are shown, not graded. How hazard risk is graded
What Hyde Park faces
Each hazard’s share of the building damage FEMA expects here, and how its rate compares with the rest of the country.
Earthquakes
River and rain flooding
Wildfire
Shares are of FEMA’s expected building damage, the measure the grade uses; ranks compare each hazard’s building-damage rate with all 85,154 U.S. census tracts. In FEMA’s terms, river and rain flooding is FEMA’s “Inland Flooding” (rivers and streams overflowing their banks, or rain overwhelming drainage). FEMA defines coastal flooding as high or rising tides and storm surge, so surge damage is counted there. Drought isn’t listed: FEMA counts its losses in crops only.
What’s behind Hyde Park’s grade
Earthquakes are 52% of the building damage FEMA expects in Hyde Park, and Hyde Park’s rate of earthquakes damage is higher than 85% of U.S. census tracts. Wildfire adds 6%, at a rate in the top 7% of U.S. census tracts.
A− #7 of 119 in Utah; lower expected damage per building than 78% of U.S. towns (21,298).
Hyde Park’s residents live in 2 census tracts; FEMA’s figures are combined by where they live.
The typical Utah town has higher expected damage than 56% of U.S. towns; within the state, Hyde Park has less expected damage per building than 95% of Utah towns.
In dollars, FEMA expects about $1.8M a year in losses across Hyde Park: $640K to buildings, the rest to people and crops.
Does Hyde Park flood? No paid flood claims on record
FEMA’s records show no paid flood insurance claims in Hyde Park. That’s not a promise: most homes don’t carry flood insurance, so small floods go unrecorded.
Hyde Park isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.
Insurance rates: Cache County.The storms Hyde Park remembers
None of the 4 disasters declared for Cache County shows FEMA aid or repair money reaching Hyde Park itself in FEMA’s records, so these are its biggest flood-claim years.
Cache County has had 4 natural disasters declared by the President since 1953, most often floods, then severe storms. Not counted: the 2005 Hurricane Katrina evacuee emergency, which covered counties that took in evacuees.
Hyde Park and its neighbors
Hyde Park has the lowest expected damage per building of the 2 graded towns here. Tap a town to see its hazards.
| Town | Hazard risk | Mostly (buildings) | Flood claims |
|---|---|---|---|
| Hyde Park | A−less damage than 78% | earthquakes | 0 |
| North Logan | B+less damage than 73% | earthquakes | 1 |
Hazard risk = FEMA’s expected yearly building damage per dollar of building value, vs. the 21,298 U.S. towns we grade; the map is shaded by fifths of the same scale. Flood claims = paid federal flood insurance claims on record.
Get ready for what Hyde Park faces
A short kit for the hazards that drive the building damage here, what to check before you buy, and where neighbors get alerts.
- Drop, cover and hold on.
- Strap tall furniture and the water heater to the wall.
- Know how to shut off the gas.
- Turn around at flooded roads: a foot of moving water can carry off a car.
- Flood insurance usually takes 30 days to start, so buy it before the forecast.
- Keep papers and medicines up high, in a grab-and-go bag.
- Clear dead leaves and brush within 5 feet of the house.
- Sign up for local alerts and know two ways out.
- Keep N95 masks for smoky days.
- Look up the address on FEMA’s flood map.
- Ask the seller or landlord whether it has ever flooded, and what flood insurance costs there.
- Get a flood insurance quote early: policies usually start 30 days after you buy.
Know where neighbors sign up for alerts? Add it to the Handbook so everyone has it.
Questions about natural hazards in Hyde Park
Is Hyde Park at risk for natural disasters?
On FEMA’s National Risk Index, Hyde Park has lower expected damage per building than 78% of U.S. towns: A− for hazard risk, #7 of 119 in Utah. Most of the expected damage is earthquakes (52%) and river and rain flooding (39%). This is FEMA’s model of an average year for today’s buildings, not a forecast.
Is Hyde Park in a flood zone?
Flood zones are drawn street by street, so the answer depends on the address: look it up on FEMA’s flood map. In Cache County, 6% of homes in mapped flood zones carry federal flood insurance, and 0.2% of all homes do.
How much is flood insurance in Hyde Park?
FEMA’s Community Rating System list shows no discount for Hyde Park’s flood program. Premiums depend on the building; policies usually start 30 days after you buy, so get a quote early.
Is Hyde Park at risk from earthquakes?
It is the largest share of the building damage FEMA expects here (52%), and Hyde Park’s rate for it is higher than 85% of U.S. census tracts.
Storm stories
Memories, warnings and help from neighbors in Hyde Park.
Sources: FEMA National Risk Index v1.20 (December 2025), census-tract table, combined by where Hyde Park’s residents lived in the 2020 census; OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Homes: Census ACS 2020–24. Preparedness tips: Ready.gov. FEMA’s model is an average of expected damage, not a forecast. How hazard risk is graded.