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Welcome sign to North Logan, Jun 2018Photo: GoMan195531 · CC BY-SA 4.0
B+Hazard risk
Natural hazards in North Logan · FEMA

On FEMA’s figures, North Logan faces less hazard damage per building than 73% of U.S. towns, mostly from earthquakes

On FEMA’s National Risk Index, North Logan gets a B+ for hazard risk: lower expected damage per building than 73% of U.S. towns, #14 of 119 in Utah. Most of that expected damage is earthquakes (51%), then river and rain flooding (40%). Flood insurance has paid 1 claim here since 2012.

Earthquakes 51%River and rain flooding 40%Wildfire 6%

Graded on FEMA’s expected yearly building damage per dollar of building value (NRI v1.20, December 2025), weighted by where residents live; flood claims are shown, not graded. How hazard risk is graded

less than 73%of U.S. townsLess damageMoreExpected yearly damage per dollar of building, vs. the 21,298 U.S. towns we grade#14 of 119 in Utah
Hazard risk
B+#14 of 119
in Utah · lower than 73% of U.S. towns
Main hazard
Earthquakes
51% of expected building damage
Flood claims
1
paid since 2012 · $2K
Flood claims per home
0 per 1,000
fewer than 96% of U.S. towns
By hazard

What North Logan faces

Each hazard’s share of the building damage FEMA expects here, and how its rate compares with the rest of the country.

Earthquakes

51%of expected building damage
Well above average · higher than 85% of U.S. census tracts

River and rain flooding

40%of expected building damage
Well below average · lower than 91% of U.S. census tracts
Recorded about once every 2 years in the area

Wildfire

6%of expected building damage
Well above average · in the top 7% of U.S. census tracts
Smaller shares here
 Strong wind Tornadoes Hail Winter storms Lightning Ice storms Cold waves Heat waves Landslides
FEMA models no building damage here
Coastal floodingHurricanesAvalanchesTsunamisVolcanic activity
People, not buildings.Counting harm to people as well as buildings, FEMA’s model puts avalanches at 58% of North Logan’s expected losses. Avalanches do little damage to buildings (0.0%), so they aren’t part of the grade.

Shares are of FEMA’s expected building damage, the measure the grade uses; ranks compare each hazard’s building-damage rate with all 85,154 U.S. census tracts. In FEMA’s terms, river and rain flooding is FEMA’s “Inland Flooding” (rivers and streams overflowing their banks, or rain overwhelming drainage). FEMA defines coastal flooding as high or rising tides and storm surge, so surge damage is counted there. Drought isn’t listed: FEMA counts its losses in crops only.

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.
Hazard risk grade

What’s behind North Logan’s grade

Earthquakes are 51% of the building damage FEMA expects in North Logan, and North Logan’s rate of earthquakes damage is higher than 85% of U.S. census tracts. Wildfire adds 6%, at a rate in the top 7% of U.S. census tracts.

Where North Logan sits
North Logan
Least damageMiddleMost damage

B+ #14 of 119 in Utah; lower expected damage per building than 73% of U.S. towns (21,298).

North Logan’s residents live in 5 census tracts; FEMA’s figures are combined by where they live.

What drives the damage to buildings
Earthquakes51%River and rain flooding40%Wildfire6%Everything else2%

The typical Utah town has higher expected damage than 56% of U.S. towns; within the state, North Logan has less expected damage per building than 89% of Utah towns.

In dollars, FEMA expects about $5.2M a year in losses across North Logan: $1.5M to buildings, the rest to people and crops.

A small-area figure. North Logan covers 5 census tracts, combined by where residents live. FEMA’s model is an average year for today’s buildings, not a record: the claims and disasters below are the record.

How TownRatings grades hazard risk →

Flood insurance claims

Does North Logan flood? Rarely: 1 flood claim since 2012

Every paid claim on a federal flood insurance policy in North Logan, from FEMA’s records: 0.2 per 1,000 homes, fewer than 96% of the 13,809 U.S. towns with a flood insurance record.

Paid flood claims, by year
2012: 1 claim2013: 0 claims2014: 0 claims2015: 0 claims2016: 0 claims2017: 0 claims2018: 0 claims2019: 0 claims2020: 0 claims2021: 0 claims2022: 0 claims2023: 0 claims2024: 0 claims2025: 0 claims2026: 0 claims2012
20122026
1
paid claims since 2012
$2K
paid to owners
0
homes flooded more than once
$2K
average claim
of homes in flood zones are insured
of all homes are insured
No community discount

North Logan isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Cache County.
Disasters

The storms North Logan remembers

None of the 4 disasters declared for Cache County shows FEMA aid or repair money reaching North Logan itself in FEMA’s records, so these are its biggest flood-claim years.

  1. 20121 flood claims paidNo declaration for the county that year
Disasters declared, by decade
Paid out in North LoganCache County only

Cache County has had 4 natural disasters declared by the President since 1953, most often floods, then severe storms. Not counted: the 2005 Hurricane Katrina evacuee emergency, which covered counties that took in evacuees.

Were you here?

Old photos of North Logan after a storm or flood belong in the town’s history. Add one, or share what you remember below.

Add to the North Logan archive →
Next door

North Logan and its neighbors

North Logan is 2nd of the 3 graded towns here, from least expected damage per building to most. Tap a town to see its hazards.

Hyde Park: hazard risk A−Logan: hazard risk B−Hyde ParkLoganNorth Logan
Lowest fifthSecondMiddleFourthHighest fifth
TownHazard riskMostly (buildings)Flood claims
Hyde ParkA−less damage than 78%earthquakes—
North LoganB+less damage than 73%earthquakes1
LoganB−more damage than 52%earthquakes9

Hazard risk = FEMA’s expected yearly building damage per dollar of building value, vs. the 21,298 U.S. towns we grade; the map is shaded by fifths of the same scale. Flood claims = paid federal flood insurance claims on record.

Be ready

Get ready for what North Logan faces

A short kit for the hazards that drive the building damage here, what to check before you buy, and where neighbors get alerts.

Earthquakes
  • Drop, cover and hold on.
  • Strap tall furniture and the water heater to the wall.
  • Know how to shut off the gas.
More from Ready.gov ↗
When the river rises
  • Turn around at flooded roads: a foot of moving water can carry off a car.
  • Flood insurance usually takes 30 days to start, so buy it before the forecast.
  • Keep papers and medicines up high, in a grab-and-go bag.
More from Ready.gov ↗
Wildfire
  • Clear dead leaves and brush within 5 feet of the house.
  • Sign up for local alerts and know two ways out.
  • Keep N95 masks for smoky days.
More from Ready.gov ↗
Before you buy or rent
  • Look up the address on FEMA’s flood map.
  • Ask the seller or landlord whether it has ever flooded, and what flood insurance costs there.
  • Get a flood insurance quote early: policies usually start 30 days after you buy.
When a storm is coming
Forecast and alertsWeather →911, the nearest ERSafety →

Know where neighbors sign up for alerts? Add it to the Handbook so everyone has it.

Questions about natural hazards in North Logan

Is North Logan at risk for natural disasters?

On FEMA’s National Risk Index, North Logan has lower expected damage per building than 73% of U.S. towns: B+ for hazard risk, #14 of 119 in Utah. Most of the expected damage is earthquakes (51%) and river and rain flooding (40%). This is FEMA’s model of an average year for today’s buildings, not a forecast.

Does North Logan flood?

Flood insurance has paid 1 claim in North Logan since 2012, $2K in all, or 0.2 per 1,000 homes, fewer than 96% of U.S. towns with a flood insurance record.

Is North Logan in a flood zone?

Flood zones are drawn street by street, so the answer depends on the address: look it up on FEMA’s flood map. In Cache County, 6% of homes in mapped flood zones carry federal flood insurance, and 0.2% of all homes do.

How much is flood insurance in North Logan?

FEMA’s Community Rating System list shows no discount for North Logan’s flood program. Premiums depend on the building; policies usually start 30 days after you buy, so get a quote early.

Is North Logan at risk from earthquakes?

It is the largest share of the building damage FEMA expects here (51%), and North Logan’s rate for it is higher than 85% of U.S. census tracts.

Storm stories

Memories, warnings and help from neighbors in North Logan.

Town Square →
Start the conversation

Sources: FEMA National Risk Index v1.20 (December 2025), census-tract table, combined by where North Logan’s residents lived in the 2020 census; OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Homes: Census ACS 2020–24. Preparedness tips: Ready.gov. FEMA’s model is an average of expected damage, not a forecast. How hazard risk is graded.