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Bountiful Historic DistrictBountiful Historic District · Photo: Ntsimp · Public domain
CCost of living
Cost of living in Bountiful

Even on the area’s higher pay, Bountiful costs more to live in than 68% of U.S. towns

It ranks #80 of 119 in Utah for affordability. Up 2.6% in a year, 7% above the Utah typical home.

Census 2020–24 home values, rents, tax bills and cost burden, measured against the median household income of the Ogden, UT metro area ($101K). How TownRatings grades cost of living

Typical home value
$568K
▲ 2.6% in a year · UT $533K
Zillow
Median sale price
$550K
September 2026 · Redfin
Days on market
45
Faster than UT (55) · September 2026
Sale-to-list
98.4%
Homes sell below asking · September 2026
Homes sold
34
in September 2026 · 132 for sale
2-bedroom rent
$1,680
a month, utilities in · HUD
Median tax bill
$2,835
UT $2,525
Area income (the grade’s yardstick)
$101K
Ogden-area median
Why Bountiful gets a C although people here earn more than most

The grade measures what housing costs against what households in the area earn. Bountiful’s area earns well above the typical U.S. town ($101K against $74K), but homes, rent and taxes here run higher still. Owners keep up better than renters: 21% of owners pay 30% or more of income for housing (typical U.S. town: 20%), against 50% of renters.

In dollars

  • $568Ktypical home, 7% above the Utah typical homeZillow, September 2026
  • $1,680a month for a two-bedroom, utilities includedHUD Fair Market Rent, 2026
  • 100prices across the Ogden metro, where the U.S. is 100 (housing 118)BEA Regional Price Parities, 2024

In paychecks the grade

  • 5.3 yrsof area income buys the typical home; the typical U.S. town: 3.3$101K, Ogden-area income
  • 19%of area income goes to the median rent; the typical U.S. town: 18%Census 2020–24
  • 50%of renters pay 30%+ of income for housing; across Utah: 47%Census 2020–24
  • 21%of owners do; the typical U.S. town: 20%Census 2020–24
What stands out · In brief

The short version on homes in Bountiful

Homes haven’t kept up with new residents

Between the 2010 and 2020 censuses, Bountiful gained 3,210 residents while 591 new homes were permitted: about 5.4 new residents per new home, against 2.7 across Utah. New homes ↓

A burst of building in 2023

Bountiful permitted 307 new homes in 2023, 93% of them in buildings with two or more homes, against about 55 in a typical year of the past decade. 2025 came in at 41. New homes ↓

A median income doesn’t stretch to the towns next door

At Bountiful’s median income, the calculator’s budget of about $431K covers neither the typical home here ($568K) nor in any of the four neighboring towns. The least expensive is Woods Cross at $523K. Can I afford it? ↓

Written from the data on this page. Home values are the Zillow Home Value Index, through September 2026; sales and supply are Redfin’s for September 2026; permits are Census figures through 2025; incomes, rents paid, taxes and ownership come from the Census American Community Survey.

Cost of living grade

What’s behind Bountiful’s grade

Measured against what households in the area earn, Bountiful is more affordable than 32% of U.S. towns, #80 of 119 in Utah. Home prices pull the grade down most; property tax holds it up.

All U.S. towns we grade (21,243)More affordable than 32%
CostlierMore affordable
Utah towns we grade (119)More affordable than 33%

Prices here have kept pace with Utah: up 14.2% in five years, against 12.5% statewide (Zillow).

How sure. Bountiful’s Census figures cover about 14,380 households. At the ends of the Census margins (area income ±$1,354, owners paying 30%+ ±3.7 points), Bountiful could be anywhere from C to C+.

How TownRatings grades cost of living →

Price trend

Up 14.2% in five years

About the same pace as Utah (12.5%).

BountifulUtah
$250K$300K$350K$400K$450K$500K$550K$600K20182020202220242026
Show as a table
JanuaryBountifulUtah
2017$289,000$273,000
2018$312,000$298,000
2019$341,000$325,000
2020$373,000$349,000
2021$426,000$399,000
2022$519,000$496,000
2023$528,000$512,000
2024$534,000$513,000
2025$554,000$525,000
2026$572,000$536,000
September 2026$568,000$533,000
Then & now

A typical Bountiful home worth $284K in October 2016 is worth about $568K today.

+$284K
+2.6%
past year
+14.2%
past 5 years
+100.1%
since 2016

Zillow Home Value Index: the typical value of all homes (middle third), smoothed and seasonally adjusted, through September 2026.

How fast homes sell · Redfin, September 2026, the latest month available

A seller's market

Supply is tight — about 3.9 months of homes for sale at the current pace. Buyers should expect competition on well-priced homes.

BalancedA seller's marketBuyer’sSeller’s

Under ~4 months of supply favors sellers; over ~6 favors buyers.

3.9
months of supply · UT 5.4
45
days to sell · UT 55
98.4%
of asking price, at sale
25.7%
sold above asking
43.8%
under contract within 2 weeks
46
new listings in September

Redfin Data Center, all residential sales, September 2026.

Affordability

A typical home costs 5.3 years of area income

The calculator starts from the area income the grade uses. Switch to Bountiful’s own median, or type yours.

Household income a year
$
Ogden-area median household income, as in the grade
You could afford about
$414,000
Typical Bountiful home $568K

That’s $153K short of a typical Bountiful home.

The typical home, each month
$3,230
Loan $2,810Tax $250Insurance $170

A two-bedroom rents for about $1,680 a month here, $1,550 less than owning.

An estimate, not a loan offer: payments of up to 28% of income, a 30-year fixed loan, Bountiful’s typical property tax (0.53% of value a year, from the Census) and insurance of about 0.35%. Mortgage insurance, HOA fees and other debts aren’t included.

Renting

A two-bedroom rents for about $1,680

Renters already here pay a median of $1,565.

Fair Market Rent a month, utilities included

Studio$1,260
1 bedroom$1,330
2 bedrooms$1,680
3 bedrooms$2,250
4 bedrooms$2,720
29%
of households rent · UT 30%
4,090
renter households
50%
of renters spend 30%+ of income on rent · UT 47%
19%
of the median income, for a two-bedroom
$1,565
median rent paid today · Census

U.S. Department of Housing and Urban Development, Fair Market Rents by ZIP code (Ogden, UT MSA): the 40th-percentile rent plus utilities for a standard unit. Median rent and renters: U.S. Census Bureau, American Community Survey.

New construction

41 new homes permitted in 2025

Builders were permitted 41 new homes in Bountiful in 2025: 13 single-family houses and 28 in buildings with two or more homes, worth about $15.3 million to build. That's 0.9 per 1,000 residents, slower than across Utah (8.8). Over the past 10 years, Bountiful has permitted 804 homes in all.

Single-family2+ homes per building
0100200300400200020052010201520202025
41
new homes permitted in 2025
12
2026 so far (Jan–Aug)
0.9
per 1,000 residents · UT 8.8
804
homes in the past 10 years
Homes vs. people, 2010–2020
Residents+3,210
New homes+591

Between the 2010 and 2020 censuses, Bountiful gained 3,210 residents while 591 new homes were permitted: about 5.4 new residents per new home. Population grew faster than building, so existing homes filled up: a sign of tight supply. Across Utah: 2.7 new residents per new home.

Every year as a table
YearNew homesSingle-family2+ per buildingValue
2026 (Jan–Aug)12120$11.3 million
2025411328$15.3 million
2024542727$18.1 million
202330720287$68.2 million
202228820$11.7 million
2021724230$27.7 million
2020482919$18.7 million
2019662541$19.6 million
20181034360$25.6 million
2017512031$14.4 million
201634277$12.3 million
2015763145$21.8 million
2014654124$18 million
2013925339$25.3 million
2012422913$15.3 million
2011401228$8.3 million
201022220$8.7 million
200923194$4.6 million
200836360$17 million
200726068192$48.7 million
2006968511$38.2 million
200513110625$48.9 million
20041189325$40.4 million
20031319239$35.9 million
20021519160$40 million
20011269729$34.1 million
20001259134$28.1 million

Homes authorized by building permits, counted in the year the permit was issued. U.S. Census Bureau, Building Permits Survey.

Property taxes

Property tax runs above the Utah norm

The median bill is $2,835 (Utah: $2,525), 0.53% of a home’s value a year, against 0.52% statewide.

$2,835
median bill a year · UT $2,525
0.53%
of a home’s value a year · UT 0.52%
$250
a month at that rate, on the typical home (Zillow)

Census American Community Survey 2020–24: the median real-estate tax bill homeowners report, and that bill ÷ the median home value. Bills include town, school and county taxes. The Census reports bills over $10,000 only as “$10,000+”.

Beyond rent and mortgage

The rest of a budget near Bountiful

Only figures published free for the whole country, each labeled with the area it covers: the Ogden, UT metro area, or Utah. Groceries follow the goods price level; nobody publishes them town by town.

CostHereCompared withAreaSource
Prices overall
U.S. = 100
100UT 99metroBEA, 2024
Goods (groceries, clothing, cars…)
U.S. = 100
96UT 96metroBEA, 2024
Utilities
U.S. = 100
79UT 79metroBEA, 2024
Other services
U.S. = 100
99UT 99metroBEA, 2024

Price levels: U.S. Bureau of Economic Analysis, Regional Price Parities 2024 (metro area and state). Electricity: U.S. Energy Information Administration, Electric Power Monthly, table 5.6.A.

Next door

Bountiful vs. its neighbors

Of the 5 towns here with a Zillow value, Bountiful has the 2nd-lowest.

Cost next door · one source per column

TownCostTypical home
Zillow, September 2026
Median value
Census 2020–24
Tax rate
bill ÷ value
2-bed rent
HUD 2026
BountifulC$568K$532K0.53%$1,680
North Salt LakeC$568K$498K0.54%$1,860
CentervilleC$580K$531K0.54%$1,810
West BountifulB−$600K$579K0.47%$1,960
Woods CrossC+$523K$497K0.52%$1,940

Questions about the cost of living in Bountiful

Is Bountiful expensive to live in?

Measured against what households in the area earn, Bountiful costs more than 68% of U.S. towns: a C for cost of living, #80 of 119 in Utah. The typical home costs 5.3 years of the median household income of the Ogden, UT metro area ($101K).

How much does a house cost in Bountiful?

About $568K, Zillow’s typical value for September 2026, up 2.6% in a year. The Utah typical home is $533K.

What salary do you need to live in Bountiful?

To buy the typical home with 20% down at 6.3%, about $138,000 a year, keeping the payment (about $3,230 a month with tax and insurance) at 28% of income. To rent a two-bedroom at 30% of income, about $67,000.

How much is rent in Bountiful?

HUD puts a two-bedroom at about $1,680 a month with utilities, the going rate for someone moving in. Renters already here pay a median of $1,565 (Census 2020–24).

What are property taxes in Bountiful?

The median bill is $2,835 a year, 0.53% of the median home value (Utah: $2,525, 0.52%), from the Census 2020–24.

Are home prices in Bountiful going up?

Yes: up 2.6% in the past year and 14.2% in five years, against 12.5% across Utah (Zillow).

Neighbors talk housing

What Bountiful buyers, sellers and renters are saying.

Town Square →
Start the conversation

Home values: Zillow Home Value Index (ZHVI), Zillow Research, September 2026. Sales, days on market and supply: Redfin Data Center, September 2026. Income, ownership, taxes and rent: U.S. Census Bureau, American Community Survey. New homes: U.S. Census Bureau, Building Permits Survey. Fair Market Rents: U.S. Department of Housing and Urban Development. The calculator is an estimate, not a loan offer. Regional price levels: BEA; electricity: EIA. How TownRatings grades cost of living.