Photo: Rept0n1x · CC BY-SA 3.0Formby has fewer people on jobless benefits than 74% of UK towns
Jobless benefits go to 1.8% of working-age residents; the typical UK town’s rate is 2.7%. Set against UK towns, the Jobs & income grade of Formby is A−, #3 of 25 in Merseyside. 3,842 residents leave for work each working day, and 2,967 people travel in.
What the numbers say about work in Formby
Longer journeys to work
Against 45% across England’s towns. 8% of commuters walk to work (11% across England’s towns). Getting to work ↓
Fewer benefit claims than most towns
The typical UK town: 2.7%; England and Wales: 4% so far in 2026. Benefits over time ↓
Written from the data on this page: ONS Census 2021 and BRES, DWP claimant counts via Nomis, and ONS household income.
Formby earns A− for jobs and income
With four measures combined, it comes out better than 80% of UK towns: #3 of 25 in Merseyside.
Its strongest measure is getting to jobs without a car; its weakest, employment deprivation.
How the grade works
Each input is ranked against every UK town of 1,000 or more (higher income and job access are better; fewer claimants and less employment deprivation are better), the four ranks are averaged, and the average is ranked again. A town needs three of the four.
Car-free commutes: 17% of workers in Formby
Median journey 12.7 km; typical UK town 8.4 km.
24% of journeys to work are under 5 km (3 miles), against 45% across England’s towns, and 9% are 30 km or more. Formby grades B+ for walkability: the share of commuters who walk, cycle or take public transport, against UK towns.
ONS Census 2021, TS061 (method of travel) and TS058 (distance, straight line from home to workplace), output areas summed. Census day fell in the third lockdown, so fewer people travelled than usual.
How residents who travel to work get there, and how far they go (Census 2021, not counting those working mainly at home).
Jobless claims in the Sefton council area are below England and Wales’ rate
Sefton’s rate was about 3.7% in 2019, peaked at 7.2% in May 2020 and has averaged 3.7% in 2026, against 4% across England and Wales. Claims everywhere stay higher than before the pandemic, partly because Universal Credit counts more people on low pay as looking for work.
The chart is the whole council area of Sefton, which Nomis publishes monthly; the figures above the line are for Formby’s built-up area. Claimant count: people claiming Jobseeker’s Allowance, or Universal Credit while required to look for work. Employment deprivation counts people out of work on Jobseeker’s Allowance, Employment and Support Allowance, Incapacity Benefit, Severe Disablement Allowance, Carer’s Allowance or the Universal Credit equivalents (English Indices of Deprivation 2025). The “most deprived tenth” compares areas within England only.
Claimant rate since 2015: people claiming Jobseeker’s Allowance or Universal Credit while looking for work, as a share of residents aged 16 to 64 (DWP, via Nomis).
Formby is quieter on a working day than at night
9,634 residents were in work at the 2021 Census; 8,711 people worked in Formby.
23% of residents who travel to a workplace stay in the town; in the typical UK town of 2,500+ it’s 14%.
The middle of each bar is the same people: residents who work in the town or from home.
Formby’s commuters work from Liverpool to Southport
77% of residents who travel to a workplace work outside Formby; Liverpool takes the most (1,078). Coming the other way, Southport sends the most (1,013).
The ten places that send the most workers into Formby, and the ten where its residents most often work (Census 2021, by home and workplace). Line width is the number of people.
6,263 jobs, one in six in hotels, pubs and restaurants
0.7 for every working resident, the same as the typical UK town.
BRES counts jobs, not people (a part-time job and a second job count once each), so it runs above the Census count of people working here (8,711). Small areas are shared out to the town by where their Census 2021 workers were based; kinds of work are BRES industry divisions (SIC 2007), rounded. England’s towns: all jobs in its built-up areas.
Jobs at workplaces in Formby (employees and working owners, ONS Business Register and Employment Survey 2024).
Before tax, households in Formby average £56,870
Higher than 63% of UK towns of 2,500+; the typical town is £52,385. The whole council area of Sefton averages £45,469.
The town figure is ONS’s neighbourhood (MSOA) estimates shared out by where the town’s residents live.
Total household income before tax, mean, year to March 2023 (ONS small-area estimates).
From £51K to £61K: household incomes within Formby
Mean household income before tax in each of the 4 neighbourhoods (MSOAs) mostly inside the town: the highest is 1.2 times the lowest.
Each dot is a neighbourhood (MSOA, about 8,000 people) mostly inside Formby; names from the House of Commons Library. ONS gives each a 95% range of roughly ±£7K to ±£10K, so neighbourhoods close together on the strip may not really differ.
Retirement is the main occupation for 37% of adults in Formby
ONS Census 2021, tables TS066 (economic activity) and TS063 (occupation), output areas summed to the built-up area. England’s towns: everyone living in its built-up areas.
Everyone 16 and over, by what they were doing the week before the 2021 Census, and the jobs of those in work.
How Formby ranks: 47th of 271 UK towns of 16,000 to 31,000
| # | Town | People | Jobs per worker | Work in own town | Claimants | Income | Grade |
|---|---|---|---|---|---|---|---|
| 1 | Hale Greater Manchester | 16,716 | 0.7 | 7% | 1.1% | £73K | A+ |
| 2 | Harpenden Hertfordshire | 30,964 | 0.8 | 30% | 1.5% | £92K | A+ |
| 3 | Knowle and Dorridge West Midlands | 19,323 | 0.6 | 13% | 1.5% | £79K | A+ |
| … | |||||||
| 45 | Market Harborough Leicestershire | 24,162 | 0.9 | 41% | 2% | £58K | A− |
| 46 | Ash and Ash Vale Surrey | 24,284 | 0.3 | 8% | 2.6% | £66K | A− |
| 47 | Formby Merseyside | 22,892 | 0.7 | 23% | 1.8% | £57K | A− |
| 48 | Ormskirk Lancashire | 27,720 | 0.9 | 23% | 1.9% | £52K | A− |
| 49 | Thatcham Berkshire | 25,537 | 0.6 | 22% | 2.4% | £65K | A− |
| 50 | Heswall Merseyside | 29,082 | 0.5 | 13% | 1.7% | £55K | A− |
| … | |||||||
| 71 | Maghull Merseyside | 20,367 | 0.7 | 13% | 2.1% | £51K | B+ |
| … | |||||||
| 161 | Newton-le-Willows Merseyside | 24,651 | 0.6 | 14% | 3.3% | £46K | C |
| … | |||||||
| 271 | Maesteg Mid Glamorgan | 18,342 | 0.4 | 23% | 3.8% | £37K | D− |
Jobs & income letters rank against every UK town of 1,000 or more; the order here is context only.
Ordered by Jobs & income Grade: the top three, the towns either side of Formby, and others in Merseyside.
How the places next to Formby compare on work
| Town | People | Jobs | Work in own town | Claimants | Grade |
|---|---|---|---|---|---|
| Formby | 22,892 | 6,263 | 23% | 1.8% | A− |
| Hightown | 2,018 | 200 | 2% | 1.2% | A− |
| Crosby | 50,218 | 13,411 | 22% | 3.5% | C |
| Lydiate | 6,516 | 610 | 2% | 1.8% | B+ |
| Maghull | 20,367 | 6,295 | 13% | 2.1% | B+ |
| Southport | 94,438 | 31,998 | 55% | 3.2% | C |
| Litherland | 18,752 | 2,571 | 7% | 4.9% | C− |
| Bootle | 53,722 | 26,354 | 22% | 6.2% | D |
Jobs based in each place, commuters who stay in their own town, and the claimant rate.
What this data can and can’t tell you
- The Census was taken in lockdown. Census day was 21 March 2021, during the third national lockdown: many people were furloughed or working from home, so fewer travelled to work, and journeys were shorter, than before the pandemic or since. The flows on this page show where people worked that spring.
- At home and no fixed place are one figure. In the workplace flows, ONS puts people who mainly worked at home and people with no fixed workplace (drivers, builders, care workers on rounds) at their home address, so the two can’t be told apart there.
- Towns are built-up areas. Formby here is ONS’s built-up area: the town as built, not its council district. A workplace on an estate or farm outside every built-up area counts as “outside any built-up area”.
- Jobs are counted where they are. BRES counts jobs at each workplace (employees and working owners, rounded by ONS), so a town with a hospital, university or big employer can have more jobs than working residents. Small areas are shared out to towns by where their Census workers were based.
- The benefits chart is the council area. Nomis publishes the claimant count monthly for councils back to 2013, so the line is Sefton as a whole; the claimant rate elsewhere on this page is Formby’s built-up area, from small areas.
Questions about work in Formby
Where do people in Formby work?
At the 2021 Census, 23% of Formby’s residents who travelled to work worked in the town itself; the most common other places were Liverpool (1,078), Southport (810) and Bootle (295). 48% of working residents worked mainly at home or had no fixed workplace; the Census was taken in lockdown, so home working was unusually high.
How many people commute into Formby?
2,967 people who lived elsewhere worked in Formby at the 2021 Census, 34% of its 8,711 workers. The most came from Southport (1,013), Crosby (404) and Liverpool (298). 3,842 residents travelled out the other way.
How many jobs are there in Formby?
About 6,260 jobs (employees and working owners) were based in Formby in 2024, on ONS’s Business Register and Employment Survey: 0.7 for every resident in work, against 0.7 in the typical UK town. The biggest kinds of work are shops (about 820), restaurants, cafés and pubs (about 740) and education (about 700).
Is Formby a good place to find work?
Formby earns an A− for jobs and income, better than 80% of UK towns on household income, the claimant rate, employment deprivation and access to jobs together. Mean household income £56,870; 1.8% of 16 to 64s claim unemployment benefits.
How do people in Formby get to work?
80% of commuters go by car or van, 8% walk, 2% cycle and 7% take the bus or train; 24% travel under 5 km. Census 2021, taken during lockdown.
What is the average household income in Formby?
Mean household income before tax was £56,870 in the year to March 2023 (ONS), against £52,385 in the typical UK town. By neighbourhood it runs from £51,109 in Formby Central & Freshfield South to £60,635 in Formby South West.
How does Formby compare with Liverpool for jobs?
Formby has 0.7 jobs per working resident against Liverpool’s 1.4, a 1.8% claimant rate against 5.7%, and mean household income of £56,870 against £42,405.
Sources: ONS Census 2021 origin-destination data, place of work (ODWP01EW), output areas summed to the ONS 2022 built-up area · ONS Census 2021 tables TS058 (distance), TS061 (method of travel), TS063 (occupation) and TS066 (economic activity) · ONS Business Register and Employment Survey via Nomis (open access), by industry division · ONS small-area income estimates (financial year ending 2023); House of Commons Library MSOA names · DWP claimant count via Nomis (towns January to August 2026; councils, regions and England and Wales monthly since January 2015) · MHCLG English Indices of Deprivation 2025 · DfT Transport Connectivity Metric (employment) · TownRatings grades: our own summary of the data, ranked against UK towns only. All under the Open Government Licence v3.0.
Contains public sector information licensed under the Open Government Licence v3.0. Contains HM Land Registry data © Crown copyright and database right 2026. Contains OS data © Crown copyright and database right 2026 (ONS boundaries). Northern Ireland: Source: NISRA; contains Land & Property Services data and Ordnance Survey of Northern Ireland information, © Crown copyright, licensed under the Open Government Licence v3.0. Scotland: contains National Records of Scotland data, Registers of Scotland data and SEPA data, © Crown copyright / © SEPA 2025, licensed under the Open Government Licence v3.0.