That is the middle of 1,097 standard sales recorded by HM Land Registry from September 2023 to August 2026, against £277,000 in the typical UK town. The typical home sells for 4.4 times as much as in 1995. Below: what each type of home sells for, the spread of prices, every year since 1995, new builds, the busiest streets and the neighbours. Rents and council tax are on Cost of living.
1,097 homes sold in three years: 466 detached houses, 470 semi-detached houses, 51 terraced houses and 110 flats and maisonettes. A detached house sells for 2.4 times what a flat does.
Detached houses£455K
median sale · 466 sold in 3 years
Middle half
£369K–£567K
Last 12 months
£493K115 sold
New build
£452K
Semi-detached houses£285K
median sale · 470 sold in 3 years
Middle half
£240K–£340K
Last 12 months
£299K134 sold
New build
£259K
Terraced houses£260K
median sale · 51 sold in 3 years
Middle half
£220K–£293K
Last 12 months
£248K17 sold
New build
£271K
Flats and maisonettes£189K
median sale · 110 sold in 3 years
Middle half
£153K–£220K
Last 12 months
£197K30 sold
The mix
Mostly detached: 42% of homes sold stand on their own plot
Detached houses42%
Semi-detached houses43%
Terraced houses5%
Flats and maisonettes10%
Standard sales, Sep 2023 to Aug 2026. A median needs 5 sales of a type; “middle half” is the 25th to 75th percentile of 10 or more.
Price range
Half of Formby’s homes sold for between £250K and £450K
One sale in ten was under £205K and one in ten over £605K. 24% sold for under £250K.
Sales by price · Sep 2023 to Aug 2026
The median, £327,000, sits in the £300–400K band
1,097 standard sales. Each bar is the number sold in that price band; the darker bar holds the median.
Since 1995
The typical home costs 4.4 times as much as in 1995, a slower rise than England’s
Land Registry has recorded every sale since 1995. The median went from £75,000 in 1995 to £330,000 in the last 12 months (£279,500 in 2019).
31 years of sales
Fewer homes sell than in most years
296 sales in the last 12 months, against 604 in 2021, the busiest year, and 191 in 2008. Sales fell by 39% from 2007 to 2009 in the financial crisis, and the median by 19%. 2021, the stamp duty holiday, saw 60% more sales than 2020.
Homes soldMedian sale price
Against England
Formby costs more than England as a whole
Median sale price each calendar year: Formby, every standard sale in England, and the typical UK town (the middle of the town medians, towns of 2,500 or more).
By type
Semi-detached houses rose the most since 1995
1995
2000
2005
2010
2015
2020
Last 12 months
Detached houses
£105K
£133K
£285K
£282K
£330K
£405K
£493K
Semi-detached houses
£60K
£83K
£187K
£185K
£200K
£246K
£299K
Terraced houses
£57K
£64K
£162K
£224K
£170K
£220K
£248K
Flats and maisonettes
£65K
£70K
£150K
£135K
£151K
£179K
£197K
Calendar years; a year’s median needs 5 sales of the type, so gaps are years with fewer.
Prices are as paid, not adjusted for inflation. Standard (category A) sales only; Land Registry adds a sale when it is registered, so the newest months fill in later.
New builds
Hardly any new homes: 2% of sales in the last 12 months
630 new homes have been sold in Formby since 1995; the share peaked at 15% in 2022.
New-build share of sales
Calendar years with 10 or more sales, then the last 12 months.
New builds and tenure · 3 years
A new home sold for a median £338,295
against £325,000 for a home sold on, about the same, over three years. New homes are often a different mix from the homes sold on, so part of the gap is size and type.
23% of sales were leasehold
Nearly every flat in England and Wales is leasehold; among houses, 15% sold leasehold in Formby. A leasehold buyer owns the home for a fixed term and may pay ground rent and service charges; check the lease before you buy.
Streets
Freshfield Road is Formby’s busiest street, with 35 sales in three years
78 streets had five or more sales from Sep 2023 to Aug 2026, 22 of them ten or more. A busy street is often a new estate selling its first homes, or a long road of terraces and flats.
#
Street
Postcode area
Sales
Median
Homes
1
Freshfield Road
L37
35
£150,000
Mostly flats
2
Lonsdale Road
L37
26
£287,250
Mixed
3
Altcar Lane
L37
23
£514,750
Mostly detached houses
4
Church Road
L37
23
£235,000
Mixed
5
Liverpool Road
L37
19
£340,000
Mixed
6
Richardson Road
L37
19
£323,500
Mixed · new builds
7
Alt Road
L37
18
£245,250
Mostly semi-detached houses
8
Beechwood Drive
L37
17
£345,000
Mostly detached houses
9
Broadleaf Drive
L37
17
£285,000
Mostly semi-detached houses · new builds
10
Park Road
L37
16
£302,500
Mostly semi-detached houses
11
Victoria Road
L37
13
£850,000
Mostly detached houses
12
Harington Road
L37
13
£450,000
Mixed
13
Chattering Drive
L37
13
£329,650
Mixed · new builds
14
Greenloons Drive
L37
13
£327,000
Mostly detached houses
15
Watchyard Lane
L37
13
£218,000
Mostly semi-detached houses
Dearest streets
College Avenue: £1,075,000
Formby median£327K
College Avenue£1.1M
Victoria Road£850K
Westinghouse Close£650K
Dunes Drive£600K
Larkhill Lane£596K
Cheapest streets
Freshfield Road: £150,000
Formby median£327K
Freshfield Road£150K
York Manor£195K
Old Town Lane£210K
Watchyard Lane£218K
Monks Drive£219K
Among streets with five or more sales; the dearest street’s median is 7.2 times the cheapest’s. Street medians mix types: a street of detached houses beats one of flats.
Standard sales with a street name, grouped by street and postcode district (Sep 2023 to Aug 2026); a name used in two districts shows the district. Medians only: we don’t list individual sales.
Across Merseyside
Formby is the 3rd most expensive of 25 towns in Merseyside
Formby is one of Merseyside’s dearest towns to buy in; the typical UK town’s median is £277,000.
Median: standard sales over three years (10+ needed). Since 2016: the median over three years against 2016’s. Miles: centre to centre.
Questions about property prices in Formby
What is the average house price in Formby?
The median home in Formby sold for £327,000 from September 2023 to August 2026, across 1,097 standard sales (£330,000 in the last 12 months). By type: detached houses £455,450, semi-detached houses £284,525, terraced houses £260,000 and flats and maisonettes £188,750.
Are house prices going up in Formby?
The median was £345,000 in 2025, up 8% on 2024 (£320,500), and £330,000 in the last 12 months. A town’s median moves with the mix of homes sold each year as well as with prices.
How many homes sell in Formby each year?
296 standard sales were recorded in the last 12 months, against an average of 391 a year since 2015. Repossessions, company purchases and other non-standard sales aren’t counted.
What are the most expensive streets in Formby?
Among streets with five or more sales in three years: College Avenue (L37, £1,075,000), Victoria Road (L37, £850,000) and Westinghouse Close (L37, £649,950).
How much does a new build cost in Formby?
New homes sold for a median £338,295 over three years, against £325,000 for homes sold on. New builds were 8.8% of sales.
Is Formby expensive for Merseyside?
Formby is the 3rd most expensive of 25 towns of 2,500 or more in Merseyside by median sale price.
Sources: HM Land Registry Price Paid, every standard sale since January 1995 (yearly files of 28 September 2026), inside the ONS 2022 built-up-area boundary by postcode (ONS Postcode Directory) · TownRatings grades: our own summary of the data, ranked against UK towns only. All under the Open Government Licence v3.0.