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Housing in Cardigan · HM Land Registry

The median home in Cardigan sells for £225,000

That is the middle of 130 standard sales recorded by HM Land Registry from September 2023 to August 2026, against £277,000 in the typical UK town. The typical home sells for 5.2 times as much as in 1995. Below: what each type of home sells for, the spread of prices, every year since 1995, new builds, the busiest streets and the neighbours. Rents and council tax are on Cost of living.

Median sale
£225K
130 sales in 3 years
Middle half: £180K to £290K
Sold in 12 months
42
Sep 2025 to Aug 2026
Median £213,750
New builds
2.3%
of sales in 3 years
In 10 years
+37%
median, 2016 to the last 12 months
£156K → £214K
What sells · Sep 2023 to Aug 2026

A third of Cardigan’s sales are detached houses

130 homes sold in three years: 45 detached houses, 42 semi-detached houses, 41 terraced houses and 2 flats and maisonettes.

Detached houses£310K

median sale · 45 sold in 3 years

Middle half
£265K–£375K
Last 12 months
£293K10 sold
Semi-detached houses£218K

median sale · 42 sold in 3 years

Middle half
£175K–£240K
Last 12 months
£220K16 sold
Terraced houses£190K

median sale · 41 sold in 3 years

Middle half
£155K–£225K
Last 12 months
£190K16 sold
Fewer sales

Flats and maisonettes: 2 sold

Too few sales for a card of their own.

The mix

A mixed market: no one type makes up more than 35% of sales

Detached houses35%
Semi-detached houses32%
Terraced houses32%
Flats and maisonettes2%

Standard sales, Sep 2023 to Aug 2026. A median needs 5 sales of a type; “middle half” is the 25th to 75th percentile of 10 or more.

Price range

Half of Cardigan’s homes sold for between £180K and £290K

One sale in ten was under £153K and one in ten over £375K. 62% sold for under £250K.

Sales by price · Sep 2023 to Aug 2026

The median, £225,000, sits in the £200–250K band

0112334Under £100K: 5 sold<£100K£100–150K: 8 sold£100–150K£150–200K: 34 sold£150–200K£200–250K: 34 sold£200–250K£250–300K: 21 sold£250–300K£300–400K: 20 sold£300–400K£400–500K: 4 sold£400–500K£500–750K: 4 sold£500–750K

130 standard sales. Each bar is the number sold in that price band; the darker bar holds the median.

Since 1995

The typical home costs 5.2 times as much as in 1995, in step with Wales

Land Registry has recorded every sale since 1995. The median went from £41,000 in 1995 to £213,750 in the last 12 months (£169,950 in 2019).

31 years of sales

About as many homes sell as usual

42 sales in the last 12 months, against 72 in 2001, the busiest year, and 26 in 2008. Sales fell by 53% from 2007 to 2009 in the financial crisis, and the median by 17%. 2021, the stamp duty holiday, saw 29% more sales than 2020.

Homes soldMedian sale price
0255075100£75K£150K£225K£300K1996: 32 sold, typical £51K’961997: 51 sold, typical £37K1998: 51 sold, typical £52K’981999: 54 sold, typical £50K2000: 40 sold, typical £56K’002001: 72 sold, typical £59K2002: 71 sold, typical £70K’022003: 61 sold, typical £86K2004: 54 sold, typical £110K’042005: 56 sold, typical £134K2006: 60 sold, typical £139K’062007: 55 sold, typical £170K2008: 26 sold, typical £143K’082009: 26 sold, typical £142K2010: 37 sold, typical £150K’102011: 37 sold, typical £155K2012: 45 sold, typical £140K’122013: 46 sold, typical £156K2014: 59 sold, typical £150K’142015: 55 sold, typical £145K2016: 46 sold, typical £156K’162017: 52 sold, typical £145K2018: 49 sold, typical £160K’182019: 41 sold, typical £170K2020: 42 sold, typical £169K’202021: 54 sold, typical £217K2022: 51 sold, typical £230K’222023: 50 sold, typical £227K2024: 43 sold, typical £223K’242025: 44 sold, typical £228KLast 12 months: 42 sold, typical £214KNow
Against Wales

Cardigan costs about what Wales does

Median sale price each calendar year: Cardigan, every standard sale in Wales, and the typical UK town (the middle of the town medians, towns of 2,500 or more).

£75K£150K£225K£300K1995200020052010201520202025Cardigan 1995: £41,000Cardigan 1996: £50,500Cardigan 1997: £37,000Cardigan 1998: £51,500Cardigan 1999: £50,000Cardigan 2000: £56,250Cardigan 2001: £59,000Cardigan 2002: £70,000Cardigan 2003: £86,000Cardigan 2004: £109,500Cardigan 2005: £134,000Cardigan 2006: £138,500Cardigan 2007: £170,000Cardigan 2008: £142,500Cardigan 2009: £141,500Cardigan 2010: £150,000Cardigan 2011: £155,000Cardigan 2012: £140,000Cardigan 2013: £155,500Cardigan 2014: £149,995Cardigan 2015: £145,000Cardigan 2016: £155,500Cardigan 2017: £145,000Cardigan 2018: £160,000Cardigan 2019: £169,950Cardigan 2020: £168,975Cardigan 2021: £216,500Cardigan 2022: £230,000Cardigan 2023: £227,250Cardigan 2024: £223,000Cardigan 2025: £227,500Wales 1995: £44,000Wales 1996: £45,000Wales 1997: £47,950Wales 1998: £49,500Wales 1999: £53,000Wales 2000: £56,500Wales 2001: £60,000Wales 2002: £71,000Wales 2003: £88,000Wales 2004: £115,000Wales 2005: £125,000Wales 2006: £133,000Wales 2007: £140,000Wales 2008: £135,000Wales 2009: £132,500Wales 2010: £135,000Wales 2011: £130,500Wales 2012: £133,000Wales 2013: £135,000Wales 2014: £140,000Wales 2015: £144,995Wales 2016: £149,000Wales 2017: £152,000Wales 2018: £157,500Wales 2019: £163,000Wales 2020: £173,000Wales 2021: £189,995Wales 2022: £200,000Wales 2023: £200,000Wales 2024: £210,000Wales 2025: £218,000Typical UK town 1995: £52,000Typical UK town 1996: £53,142Typical UK town 1997: £56,973Typical UK town 1998: £59,973Typical UK town 1999: £65,500Typical UK town 2000: £74,375Typical UK town 2001: £83,995Typical UK town 2002: £104,750Typical UK town 2003: £128,250Typical UK town 2004: £148,000Typical UK town 2005: £155,000Typical UK town 2006: £161,000Typical UK town 2007: £171,500Typical UK town 2008: £166,000Typical UK town 2009: £156,725Typical UK town 2010: £166,500Typical UK town 2011: £160,500Typical UK town 2012: £164,575Typical UK town 2013: £167,000Typical UK town 2014: £176,000Typical UK town 2015: £187,000Typical UK town 2016: £200,000Typical UK town 2017: £212,500Typical UK town 2018: £224,250Typical UK town 2019: £229,950Typical UK town 2020: £240,000Typical UK town 2021: £255,000Typical UK town 2022: £275,000Typical UK town 2023: £274,500Typical UK town 2024: £275,000Typical UK town 2025: £280,000Typical UK town £280KCardigan £228KWales £218K
By type

Terraced houses rose the most since 1995

£100K£200K£300K£400K1995200020052010201520202025Detached houses 1996: £63,000Detached houses 1997: £62,500Detached houses 1998: £59,000Detached houses 1999: £78,500Detached houses 2000: £73,375Detached houses 2001: £73,750Detached houses 2002: £118,000Detached houses 2003: £140,000Detached houses 2004: £122,500Detached houses 2005: £165,000Detached houses 2006: £196,000Detached houses 2007: £195,000Detached houses 2008: £196,000Detached houses 2009: £188,000Detached houses 2010: £185,250Detached houses 2011: £249,000Detached houses 2012: £174,250Detached houses 2013: £191,750Detached houses 2014: £187,500Detached houses 2015: £203,750Detached houses 2016: £253,500Detached houses 2017: £211,750Detached houses 2018: £290,000Detached houses 2019: £180,385Detached houses 2020: £195,000Detached houses 2021: £260,000Detached houses 2022: £285,000Detached houses 2023: £340,000Detached houses 2024: £295,500Detached houses 2025: £278,000Semi-detached houses 1995: £44,750Semi-detached houses 1996: £46,250Semi-detached houses 1997: £39,000Semi-detached houses 1998: £50,500Semi-detached houses 1999: £47,500Semi-detached houses 2000: £54,000Semi-detached houses 2001: £53,000Semi-detached houses 2002: £68,500Semi-detached houses 2003: £84,000Semi-detached houses 2004: £111,750Semi-detached houses 2005: £120,000Semi-detached houses 2006: £125,000Semi-detached houses 2007: £169,000Semi-detached houses 2008: £133,000Semi-detached houses 2009: £123,000Semi-detached houses 2010: £150,000Semi-detached houses 2011: £155,000Semi-detached houses 2012: £136,500Semi-detached houses 2013: £149,225Semi-detached houses 2014: £142,500Semi-detached houses 2015: £143,750Semi-detached houses 2016: £148,000Semi-detached houses 2017: £142,500Semi-detached houses 2018: £148,750Semi-detached houses 2019: £168,000Semi-detached houses 2020: £190,000Semi-detached houses 2021: £229,000Semi-detached houses 2022: £230,000Semi-detached houses 2023: £217,500Semi-detached houses 2024: £220,000Semi-detached houses 2025: £225,000Terraced houses 1995: £34,500Terraced houses 1996: £40,000Terraced houses 1997: £32,000Terraced houses 1998: £37,000Terraced houses 1999: £35,000Terraced houses 2000: £42,000Terraced houses 2001: £43,000Terraced houses 2002: £65,000Terraced houses 2003: £69,997Terraced houses 2004: £97,500Terraced houses 2005: £123,000Terraced houses 2006: £121,500Terraced houses 2007: £154,100Terraced houses 2008: £121,000Terraced houses 2009: £105,000Terraced houses 2010: £107,475Terraced houses 2011: £95,000Terraced houses 2012: £130,000Terraced houses 2013: £93,600Terraced houses 2014: £120,000Terraced houses 2015: £112,500Terraced houses 2016: £116,250Terraced houses 2017: £125,500Terraced houses 2018: £119,500Terraced houses 2019: £127,000Terraced houses 2020: £140,000Terraced houses 2021: £152,500Terraced houses 2022: £171,500Terraced houses 2023: £180,000Terraced houses 2024: £171,500Terraced houses 2025: £187,500Detached houses £278KSemi-detached houses £225KTerraced houses £188K
199520002005201020152020Last 12 months
Detached houses—£73K£165K£185K£204K£195K£293K
Semi-detached houses£45K£54K£120K£150K£144K£190K£220K
Terraced houses£35K£42K£123K£107K£113K£140K£190K

Calendar years; a year’s median needs 5 sales of the type, so gaps are years with fewer.

Prices are as paid, not adjusted for inflation. Standard (category A) sales only; Land Registry adds a sale when it is registered, so the newest months fill in later.

New builds

Hardly any new homes: 0% of sales in the last 12 months

59 new homes have been sold in Cardigan since 1995; the share peaked at 19% in 2010.

New-build share of sales1996: 0%’961997: 2%1998: 0%1999: 0%’992000: 0%2001: 0%2002: 1.4%’022003: 0%2004: 3.7%2005: 5.4%’052006: 8.3%2007: 1.8%2008: 0%’082009: 0%2010: 19%2011: 8.1%’112012: 18%2013: 8.7%2014: 3.4%’142015: 5.5%2016: 8.7%2017: 13%’172018: 6.1%2019: 0%2020: 0%’202021: 0%2022: 0%2023: 2%’232024: 4.7%2025: 2.3%Last 12 months: 0%Now

Calendar years with 10 or more sales, then the last 12 months.

New builds and tenure · 3 years

2% of sales were leasehold

Nearly every flat in England and Wales is leasehold; among houses, 0.8% sold leasehold in Cardigan. A leasehold buyer owns the home for a fixed term and may pay ground rent and service charges; check the lease before you buy.

Streets

Maesglas is Cardigan’s busiest street, with 12 sales in three years

8 streets had five or more sales from Sep 2023 to Aug 2026, 2 of them ten or more. A busy street is often a new estate selling its first homes, or a long road of terraces and flats.

#StreetPostcode areaSalesMedianHomes
1MaesglasSA4312£186,750Mostly semi-detached houses
2North RoadSA4310£192,500Mostly terraced houses
3FeidrfairSA439£153,000Mostly terraced houses
4Maes Y DderwenSA438£373,750Mostly detached houses
5FeidrhenfforddSA436£257,475Mostly semi-detached houses
6Aberystwyth RoadSA436£232,000Mixed
7Y RhosSA436£189,975Mostly semi-detached houses
8Gwbert RoadSA435£347,000Mostly detached houses

Standard sales with a street name, grouped by street and postcode district (Sep 2023 to Aug 2026); a name used in two districts shows the district. Medians only: we don’t list individual sales.

Across Dyfed

Cardigan is the 3rd most expensive of 23 towns in Dyfed

Cardigan is one of Dyfed’s dearest towns to buy in; the typical UK town’s median is £277,000.

Median sale, Sep 2023 to Aug 2026

Towns of 2,500 or more in Dyfed with 10+ standard sales; each links to its own Housing page.

Cardigan’s neighbours

The nearest built-up areas, from ONS’s 2022 boundaries.

All towns in Dyfed →
St DogmaelsAberporthNewcastle EmlynSt DogmaelsAberporthNewcastle EmlynCardigan
Prices next door
TownMilesMedianSold, 12 moSince 2016
Cardigan—£225K42+45%
St Dogmaels1.1£214K23+33%
Aberporth5.8£248K19+19%
Newcastle Emlyn8.6£190K18+29%

Median: standard sales over three years (10+ needed). Since 2016: the median over three years against 2016’s. Miles: centre to centre.

Questions about property prices in Cardigan

What is the average house price in Cardigan?

The median home in Cardigan sold for £225,000 from September 2023 to August 2026, across 130 standard sales (£213,750 in the last 12 months). By type: detached houses £310,000, semi-detached houses £217,500 and terraced houses £190,000.

Are house prices going up in Cardigan?

The median was £227,500 in 2025, about the same on 2024 (£223,000), and £213,750 in the last 12 months. A town’s median moves with the mix of homes sold each year as well as with prices.

How many homes sell in Cardigan each year?

42 standard sales were recorded in the last 12 months, against an average of 48 a year since 2015. Repossessions, company purchases and other non-standard sales aren’t counted.

What are the most expensive streets in Cardigan?

Among streets with five or more sales in three years: Maes Y Dderwen (SA43, £373,750), Gwbert Road (SA43, £347,000) and Feidrhenffordd (SA43, £257,475).

Is Cardigan expensive for Dyfed?

Cardigan is the 3rd most expensive of 23 towns of 2,500 or more in Dyfed by median sale price.

Sources: HM Land Registry Price Paid, every standard sale since January 1995 (yearly files of 28 September 2026), inside the ONS 2022 built-up-area boundary by postcode (ONS Postcode Directory) · TownRatings grades: our own summary of the data, ranked against UK towns only. All under the Open Government Licence v3.0.

Contains HM Land Registry data © Crown copyright and database right 2026. This data is licensed under the Open Government Licence v3.0. Postcodes placed with the ONS Postcode Directory (contains OS data © Crown copyright and database right 2026; contains Royal Mail data © Royal Mail copyright and database right 2026).

Contains public sector information licensed under the Open Government Licence v3.0. Contains HM Land Registry data © Crown copyright and database right 2026. Contains OS data © Crown copyright and database right 2026 (ONS boundaries). Northern Ireland: Source: NISRA; contains Land & Property Services data and Ordnance Survey of Northern Ireland information, © Crown copyright, licensed under the Open Government Licence v3.0. Scotland: contains National Records of Scotland data, Registers of Scotland data and SEPA data, © Crown copyright / © SEPA 2025, licensed under the Open Government Licence v3.0.