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C−Cost of living Grade
Cost of living in Totnes · Land Registry, ONS

Measured against local pay, Totnes costs more to live in than 81% of UK towns

Homes in Totnes change hands for a median £377,725. That is the middle of 480 standard sales from September 2023 to August 2026, against £277,000 in the typical UK town. Totnes grades C− for cost of living: prices, rent and council tax against what households in the area earn, #35 of 47 in Devon.

Median home
£378K
480 sales in 3 years
Middle half: £285K to £515K
Private rent
£1,012
a month, South Hams council area
Up 3.2% in a year
Council tax, Band D
£2,728
2026–27, before discounts
Household income
£47K
mean, before tax
Council area £54K
What stands out · In brief

What Totnes’s housing numbers say

Prices have kept pace with the typical town

Over ten years the median sale in Totnes went up 44%; in the typical UK town it went up 42%. Since 1995–96 prices have gone up 6.5 times, from £57,950. Price trend ↓

Written from the data on this page: HM Land Registry sales since 1995, ONS private rents and household income, and council tax from MHCLG and the Welsh Government.

Cost of living Grade

Totnes grades C− for cost of living

Each cost against what households in the South Hams council area earn (£54,065 a year, mean), ranked against UK towns.

Median home price ÷ area income (7×)Cheaper than 20% of UK towns
A year’s rent ÷ area income (22%)Cheaper than 50% of UK towns
Band D council tax ÷ area income (5%)Cheaper than 36% of UK towns

The median home pulls the grade down: against local incomes it costs more than in 80% of UK towns. Totnes is #35 of 47 Devon towns for cost of living.

Price trend · since 1995–96

Up 22% in five years

The median of every standard sale in Totnes each year (September to August), against the typical UK town of 2,500+ (the middle of all their medians). Ten years: Totnes +44%, typical town +42%. Five years: +22% against +11%.

TotnesTypical UK town
£0£100K£200K£300K£400K£500K200020052010201520202025
Show as a table
Year to AugustTotnesTypical townSales
2025–26£375,000£277,000146
2024–25£366,000£280,000172
2023–24£390,000£275,000162
2022–23£375,000£280,000139
2021–22£315,000£265,000185
2020–21£307,500£250,000209
2019–20£297,000£230,000139
2018–19£315,000£225,000211
2017–18£300,000£219,950191
2016–17£275,000£210,000231
2015–16£260,000£195,000222
2014–15£230,000£183,500162
2013–14£232,500£173,500156
2012–13£225,000£165,000117
2011–12£200,500£162,500142
2010–11£229,250£163,250156
2009–10£215,000£163,975170
2008–09£196,750£155,000122
2007–08£239,975£172,625138
2006–07£219,975£169,000204
2005–06£215,000£159,000190
2004–05£207,000£154,000163
2003–04£168,000£141,250219
2002–03£159,950£122,000203
2001–02£120,000£94,950242
2000–01£95,250£80,000207
1999–00£80,125£71,000236
1998–99£74,000£63,500233
1997–98£65,000£59,437209
1996–97£59,975£55,747232
1995–96£57,950£52,000212
Then & now

The median Totnes home sold for £260K in the year to August 2016, and £375K in the year to August 2026.

+£115K
+2.5%
past year
+22%
past 5 years
−3.8%
since the 2023–24 peak of £390K
6.5×
since 1995–96

HM Land Registry Price Paid, standard (category A) sales of houses and flats inside the built-up area, by the year to August. These are actual sale prices, not an index: a year with more flats or new builds moves the median as well as prices do. The newest months are still being registered.

House prices

What homes sell for, by type

Medians of 480 standard sales, September 2023 to August 2026. The tick on each bar is the typical UK town of 2,500+.

Detached£568K
Semi-detached£393K
Terraced£350K
Flat or maisonette£310K
TotnesTypical UK town

Every type sells for more than in the typical UK town: detached houses by 47%, semis by 48%, terraced houses by 56% and flats by 96%.

What sells share of sales
Detached 21%Semi-detached 20%Terraced 32%Flat or maisonette 27%
£285K–£515K
the middle half of sales
7.1%
new builds · median £400K vs £375K for older homes
97%
of flats sold leasehold; 3% of houses
Show as a table
TypeMedianSalesShare
Detached£567,50010021%
Semi-detached£392,5009820%
Terraced£350,00015332%
Flat or maisonette£309,95012927%

HM Land Registry Price Paid: category A sales (one home at full market value), so repossessions, company buy-to-lets and bulk sales are left out. In the last 12 months the median was £375,000 (146 sales).

How many homes sell

About 160 sales a year, down from 240 before 2008

Standard sales in Totnes each year to August. Since the 2008 crash the market here has run at about 70% of its mid-2000s pace. Sales jumped in 2020–21, when stamp duty was cut.

00
05
10
15
20
25
26
1995–962025–26

The last bar (146 sales) is still filling: Land Registry adds a sale when the transfer is registered, often two to three months after completion.

Affordability

A typical Totnes home costs 7 years of area income

Most lenders cap a mortgage at about 4.5 times household income. The calculator starts from the area’s mean household income; switch to your own.

Household income a year, before tax
£
ONS mean household income, South Hams council area
You could borrow and buy about
 
Typical Totnes home £378K

The typical home, each month
 
Mortgage Council tax, Band D

An estimate, not a mortgage offer: borrowing of up to 4.5× income, a 25-year repayment mortgage at the rate shown, and Band D council tax (your band may differ). Stamp duty uses England’s rates from 1 April 2025, with first-time buyers’ relief. Other debts, fees and survey costs aren’t included.

Renting

A two-bedroom rents for about £921 a month

The average private rent in the South Hams council area is £1,012 a month (August 2026): £447 less than England’s, £233 less than South West’s.

By size a month, the tick is England

One bedroom£737
Two bedrooms£921
Three bedrooms£1,139
Four or more£1,631
Since 2015 average rent a month
South HamsEnglandSouth West
£0£250£500£750£1,000£1,250£1,500£1,750201620182020202220242026
22%
of mean household income, for the average rent
+3.2%
in a year · England +4%
+29%
in five years · England +35%
20%
of households rent privately · England 21%
£853
a flat · terraced house £949 · semi £1,103 · detached £1,394

ONS Price Index of Private Rents: the mean rent of all private tenancies, new and existing (not asking rents), for the whole South Hams council area. It’s the smallest area the ONS publishes.

Council tax

Band D is £2,728 for 2026–27; South Hams council’s average is the 5th highest of Devon’s 10

Totnes’s bill is the South Hams council’s share with the county or combined authority, police and fire shares, plus the parish or town council precept of about £221 a year. England’s average Band D is £2,392. Since 1993–94, South Hams’s average Band D has risen from £493: 431% in 33 years.

Average Band D 2026–27, by council

Plymouth£2,442
Torbay£2,470
Exeter£2,495
East Devon£2,595
Torridge£2,601
South Hams£2,615
North Devon£2,642
Teignbridge£2,643
Mid Devon£2,656
West Devon£2,705
Totnes’s bill by band a year, and each of 10 instalments
Band value in 1991A yearA month
Band A up to £40,000£1,818£182
Band B £40,001–52,000£2,121£212
Band C £52,001–68,000£2,425£242
Band D £68,001–88,000£2,728£273
Band E £88,001–120,000£3,334£333
Band F £120,001–160,000£3,940£394
Band G £160,001–320,000£4,546£455
Band H over £320,000£5,455£546

Your band comes from what your home would have sold for in April 1991, set by the Valuation Office Agency; look it up on GOV.UK. Each band pays a fixed fraction of Band D, from six ninths (A) to two (H). Living alone takes 25% off.

Who owns, who rents

58% of households own their home; 20% rent privately

Census 2021, all households. Fewer households own with a mortgage than across Devon’s towns (18% against 26%).

Own outright
Totnes40%
Devon38%
England32%
Own with a mortgage
Totnes18%
Devon26%
England29%
Shared ownership
Totnes2.6%
Devon1.2%
England1%
Social rent
Totnes20%
Devon14%
England18%
Private rent
Totnes20%
Devon21%
England21%

Devon and England: all residents of their built-up areas (towns and cities), from the same Census 2021 output areas.

Towns its size

520th of 581 UK towns its size for what a home costs against income

Median sale price ÷ the area’s mean household income, cheapest first, for UK towns of 6,000 to 12,000 people: the towns either side of Totnes, and others in Devon.

#TownMedian home÷ incomeRentBand DCost
1Horden County Durham£57K1.3×£650£2,912A−
…
223Ilfracombe Devon£220K4.6×£846£2,678C+
…
230Axminster Devon£250K4.7×£968£2,669B
…
290Crediton Devon£260K5×£878£2,738B
…
331Dawlish Devon£273K5.2×£961£2,634B−
…
517Wetherby West Yorkshire£350K6.9×£1,145£2,399D
518Broad Blunsdon Wiltshire£380K7×£1,096£2,375C−
519Swanage Dorset£365K7×£1,056£2,818D−
520Totnes Devon£378K7×£1,012£2,728C−
521Oundle Northamptonshire£360K7×£992£2,599D
522Lymm Cheshire£365K7×£899£2,473C+
523Southwell Nottinghamshire£357K7.1×£818£2,681C
…
581Gerrards Cross Buckinghamshire£1.2M16.9×£1,475£2,493C−

Rent and Band D are for each town’s main council area; Northern Ireland has no council tax (its towns pay domestic rates) and no council-area rents; Scotland’s rents are published for broad areas, not councils. Cost letters rank against every UK town of 1,000 or more; this order is context only.

Neighbours

Stoke Gabriel sells for £87K more; Buckfastleigh for £158K less

Median sale, September 2023 to August 2026, for the built-up areas around Totnes, shaded against Totnes’s median. Five-year change where both years had 20+ sales.

25%+ cheapercheaperabout the samedearer25%+ dearer
TownCostMedianNew5 yrsBand D
TotnesC−£378K7%+22%£2,728
Stoke GabrielC−£465K0%+6.5%£2,566
MarldonC£334K0%+13%£2,602
IpplepenC£340K2%−2.1%£2,589
PaigntonD−£260K4%+8.5%£2,457
BuckfastleighB£220K0%+29%£2,669
DenburyC−£410K0%—£2,559
AbbotskerswellC£325K28%−8.1%£2,566

Stoke Gabriel, 3.2 miles away, has the dearest homes nearby (£465,000). Buckfastleigh is the cheapest (£220,000). Places in other councils pay £59 to £271 less a year at Band D.

How to read these numbers

What this data can and can’t tell you

  • Sale prices aren’t valuations. A median is the middle sale, so a year with more flats or new builds moves it even if no home changed in value. The ONS House Price Index adjusts for the mix; it is published by council, not for Totnes’s built-up area.
  • Rent is for the whole council. The ONS publishes private rents by council only, so the figure covers the whole South Hams council area, not just Totnes.
  • Income is a mean. The grade divides costs by the ONS’s mean household income for the council area (£54,065), which a few high earners pull up; the median household’s is lower.
  • The newest months are thin. Land Registry registers a sale weeks or months after completion, so the year to August 2026 will gain sales as registrations catch up.

Questions about living costs in Totnes

Is Totnes expensive to live in?

The median home in Totnes sold for £377,725 between September 2023 and August 2026, £100,725 more than the typical UK town. That is 7 times the area’s mean household income, cheaper for local incomes than in 20% of UK towns. The average private rent of £1,012 a month takes 22% of that income.

Are house prices falling in Totnes?

The median sale was £375,000 in the year to August 2026, up 2% on the year before, after peaking at £390,000 in the year to August 2024. Over five years prices went up 22%, and over ten went up 44%.

How much is rent in Totnes?

The ONS puts the average private rent in the South Hams council area at £1,012 a month in August 2026: £737 for one bedroom, £921 for two, £1,139 for three and £1,631 for four or more. Rents went up 3% over the year, against 4% across England.

How much is council tax in Totnes?

Band D is £2,728 for 2026–27, against England’s average of £2,392. Band A is £1,818 and Band C £2,425. Your bill depends on your home’s band; check it on GOV.UK.

How much do I need to earn to buy in Totnes?

With a 10% deposit and borrowing of 4.5 times income, a household needs about £75,500 a year to buy the median Totnes home of £377,725, or about £62,000 for the median flat (£309,950).

Is Totnes cheaper than Paignton?

No: Paignton’s median sale was £260,000 over the same three years, against Totnes’s £377,725, and its average rent £920 a month against £1,012.

Sources: HM Land Registry Price Paid (standard sales, September 2023 to August 2026) · HM Land Registry Price Paid, every standard sale since 1995 (years to August), by council ward and postcode district · ONS Price Index of Private Rents (August 2026, by council) · ONS Price Index of Private Rents, monthly since January 2015 (councils, regions, England and Wales) · MHCLG and Welsh Government council tax, Band D 2026–27 (with parish precepts in England) · MHCLG Band D council tax by council, 1993–94 to 2026–27; Welsh Government council tax levels 2026–27 · ONS small-area income estimates (financial year ending 2023) · ONS Census 2021, output areas summed to the ONS 2022 built-up area · TownRatings grades: our own summary of the data, ranked against UK towns only. All under the Open Government Licence v3.0.

Contains public sector information licensed under the Open Government Licence v3.0. Contains HM Land Registry data © Crown copyright and database right 2026. Contains OS data © Crown copyright and database right 2026 (ONS boundaries). Northern Ireland: Source: NISRA; contains Land & Property Services data and Ordnance Survey of Northern Ireland information, © Crown copyright, licensed under the Open Government Licence v3.0. Scotland: contains National Records of Scotland data, Registers of Scotland data and SEPA data, © Crown copyright / © SEPA 2025, licensed under the Open Government Licence v3.0.