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Cost of living in Halwill Junction · Land Registry, ONS

The median home in Halwill Junction sold for £325,000

That is the middle of 45 standard sales from September 2023 to August 2026, against £277,000 in the typical UK town.

Median home
£325K
45 sales in 3 years
Middle half: £230K to £375K
Private rent
£789
a month, Torridge council area
Up 2.1% in a year
Council tax, Band D
£2,601
2026–27, before discounts
Household income
£41K
mean, before tax
Council area £43K
Price trend · since 1995–96

Up 27% in a year

The median of every standard sale in Halwill Junction each year (September to August), against the typical UK town of 2,500+ (the middle of all their medians). Five years: +28% against +11%. Years with fewer than 10 sales have no median, so the line breaks there.

Halwill JunctionTypical UK town
£0£100K£200K£300K£400K200020052010201520202025
Show as a table
Year to AugustHalwill JunctionTypical townSales
2025–26£370,000£277,00011
2024–25£292,450£280,00022
2023–24£331,750£275,00012
2022–23—£280,0008
2021–22£325,000£265,00011
2020–21£288,000£250,00019
2019–20—£230,0003
2018–19£222,500£225,00012
2017–18—£219,9509
2016–17—£210,0009
2015–16—£195,0008
2014–15—£183,5005
2013–14£203,500£173,50010
2012–13£125,000£165,00011
2011–12—£162,5005
2010–11£160,000£163,25011
2009–10£215,250£163,97510
2008–09—£155,0005
2007–08£132,500£172,62512
2006–07£179,975£169,00024
2005–06£187,000£159,00023
2004–05£177,000£154,00025
2003–04£164,950£141,25020
2002–03—£122,0008
2001–02£73,500£94,95017
2000–01£64,000£80,00011
1999–00£68,000£71,00013
1998–99£82,250£63,50012
1997–98—£59,4378
1996–97—£55,7476
1995–96£59,500£52,00012
+27%
past year
+28%
past 5 years
6.2×
since 1995–96

HM Land Registry Price Paid, standard (category A) sales of houses and flats inside the built-up area, by the year to August. These are actual sale prices, not an index: a year with more flats or new builds moves the median as well as prices do. The newest months are still being registered.

House prices

What homes sell for, by type

Medians of 45 standard sales, September 2023 to August 2026. The tick on each bar is the typical UK town of 2,500+.

Detached£352K
Terraced£176K
Halwill JunctionTypical UK town

Every type sells for less than in the typical UK town: detached houses by 9%.

What sells share of sales
Detached 69%Semi-detached 9%Terraced 18%Flat or maisonette 4%
£230K–£375K
the middle half of sales
36%
new builds · median £335K vs £325K for older homes
Show as a table
TypeMedianSalesShare
Detached£352,0003169%
Semi-detached—49%
Terraced£175,500818%
Flat or maisonette—24%

HM Land Registry Price Paid: category A sales (one home at full market value), so repossessions, company buy-to-lets and bulk sales are left out. In the last 12 months the median was £370,000 (11 sales).

Affordability

A typical Halwill Junction home costs 7.6 years of area income

Most lenders cap a mortgage at about 4.5 times household income. The calculator starts from the area’s mean household income; switch to your own.

Household income a year, before tax
£
ONS mean household income, Torridge council area
You could borrow and buy about
 
Typical Halwill Junction home £325K

The typical home, each month
 
Mortgage Council tax, Band D

An estimate, not a mortgage offer: borrowing of up to 4.5× income, a 25-year repayment mortgage at the rate shown, and Band D council tax (your band may differ). Stamp duty uses England’s rates from 1 April 2025, with first-time buyers’ relief. Other debts, fees and survey costs aren’t included.

Renting

A two-bedroom rents for about £739 a month

The average private rent in the Torridge council area is £789 a month (August 2026): £670 less than England’s, £456 less than South West’s.

By size a month, the tick is England

One bedroom£565
Two bedrooms£739
Three bedrooms£908
Four or more£1,269
Since 2015 average rent a month
TorridgeEnglandSouth West
£0£250£500£750£1,000£1,250£1,500£1,750201620182020202220242026
22%
of mean household income, for the average rent
+2.1%
in a year · England +4%
+26%
in five years · England +35%
15%
of households rent privately · England 21%
£640
a flat · terraced house £788 · semi £859 · detached £1,036

ONS Price Index of Private Rents: the mean rent of all private tenancies, new and existing (not asking rents), for the whole Torridge council area. It’s the smallest area the ONS publishes.

Council tax

Band D is £2,601 for 2026–27; Torridge council’s average is the 5th lowest of Devon’s 10

Halwill Junction’s bill is the Torridge council’s share with the county or combined authority, police and fire shares, plus the parish or town council precept of about £96 a year. England’s average Band D is £2,392. Since 1993–94, Torridge’s average Band D has risen from £524: 396% in 33 years.

Average Band D 2026–27, by council

Plymouth£2,442
Torbay£2,470
Exeter£2,495
East Devon£2,595
Torridge£2,601
South Hams£2,615
North Devon£2,642
Teignbridge£2,643
Mid Devon£2,656
West Devon£2,705
Halwill Junction’s bill by band a year, and each of 10 instalments
Band value in 1991A yearA month
Band A up to £40,000£1,734£173
Band B £40,001–52,000£2,023£202
Band C £52,001–68,000£2,312£231
Band D £68,001–88,000£2,601£260
Band E £88,001–120,000£3,179£318
Band F £120,001–160,000£3,757£376
Band G £160,001–320,000£4,335£434
Band H over £320,000£5,202£520

Your band comes from what your home would have sold for in April 1991, set by the Valuation Office Agency; look it up on GOV.UK. Each band pays a fixed fraction of Band D, from six ninths (A) to two (H). Living alone takes 25% off.

Who owns, who rents

74% of households own their home; 15% rent privately

Census 2021, all households. More households own outright than across Devon’s towns (50% against 38%).

Own outright
Halwill Junction50%
Devon38%
England32%
Own with a mortgage
Halwill Junction24%
Devon26%
England29%
Shared ownership
Halwill Junction0.8%
Devon1.2%
England1%
Social rent
Halwill Junction11%
Devon14%
England18%
Private rent
Halwill Junction15%
Devon21%
England21%

Devon and England: all residents of their built-up areas (towns and cities), from the same Census 2021 output areas.

Neighbours

Launceston sells for £130K less than Halwill Junction

Median sale, September 2023 to August 2026, for the built-up areas around Halwill Junction, shaded against Halwill Junction’s median. Five-year change where both years had 20+ sales.

25%+ cheapercheaperabout the samedearer25%+ dearer
TownCostMedianNew5 yrsBand D
Halwill Junction—£325K36%—£2,601
HolsworthyD£255K13%+2.2%£2,712
OkehamptonB−£267K32%+2.1%£2,691
LauncestonC−£195K1%0%£2,779
WithnoeD£238K3%−4.4%£2,779

Launceston is the cheapest (£195,000). New builds were 32% of sales in Okehampton. Places in other councils pay £90 to £178 more a year at Band D.

How to read these numbers

What this data can and can’t tell you

  • Sale prices aren’t valuations. A median is the middle sale, so a year with more flats or new builds moves it even if no home changed in value. The ONS House Price Index adjusts for the mix; it is published by council, not for Halwill Junction’s built-up area.
  • Rent is for the whole council. The ONS publishes private rents by council only, so the figure covers the whole Torridge council area, not just Halwill Junction.
  • Income is a mean. The grade divides costs by the ONS’s mean household income for the council area (£42,703), which a few high earners pull up; the median household’s is lower.
  • The newest months are thin. Land Registry registers a sale weeks or months after completion, so the year to August 2026 will gain sales as registrations catch up.

Questions about living costs in Halwill Junction

Is Halwill Junction expensive to live in?

The median home in Halwill Junction sold for £325,000 between September 2023 and August 2026, £48,000 more than the typical UK town. The average private rent of £789 a month takes 22% of that income.

Are house prices falling in Halwill Junction?

The median sale was £370,000 in the year to August 2026, up 27% on the year before. Over five years prices went up 28%.

How much is rent in Halwill Junction?

The ONS puts the average private rent in the Torridge council area at £789 a month in August 2026: £565 for one bedroom, £739 for two, £908 for three and £1,269 for four or more. Rents went up 2% over the year, against 4% across England.

How much is council tax in Halwill Junction?

Band D is £2,601 for 2026–27, against England’s average of £2,392. Band A is £1,734 and Band C £2,312. Your bill depends on your home’s band; check it on GOV.UK.

How much do I need to earn to buy in Halwill Junction?

With a 10% deposit and borrowing of 4.5 times income, a household needs about £65,000 a year to buy the median Halwill Junction home of £325,000.

Sources: HM Land Registry Price Paid (standard sales, September 2023 to August 2026) · HM Land Registry Price Paid, every standard sale since 1995 (years to August), by council ward and postcode district · ONS Price Index of Private Rents (August 2026, by council) · ONS Price Index of Private Rents, monthly since January 2015 (councils, regions, England and Wales) · MHCLG and Welsh Government council tax, Band D 2026–27 (with parish precepts in England) · MHCLG Band D council tax by council, 1993–94 to 2026–27; Welsh Government council tax levels 2026–27 · ONS small-area income estimates (financial year ending 2023) · ONS Census 2021, output areas summed to the ONS 2022 built-up area · TownRatings grades: our own summary of the data, ranked against UK towns only. All under the Open Government Licence v3.0.

Contains public sector information licensed under the Open Government Licence v3.0. Contains HM Land Registry data © Crown copyright and database right 2026. Contains OS data © Crown copyright and database right 2026 (ONS boundaries). Northern Ireland: Source: NISRA; contains Land & Property Services data and Ordnance Survey of Northern Ireland information, © Crown copyright, licensed under the Open Government Licence v3.0. Scotland: contains National Records of Scotland data, Registers of Scotland data and SEPA data, © Crown copyright / © SEPA 2025, licensed under the Open Government Licence v3.0.