Photo: SequenceDancer · CC BY-SA 3.0Measured against local pay, Holsworthy costs more to live in than 89% of UK towns
Homes in Holsworthy sold for a median £254,500. That is the middle of 180 standard sales from September 2023 to August 2026, against £277,000 in the typical UK town. Holsworthy grades D for cost of living: prices, rent and council tax against what households in the area earn, #41 of 47 in Devon.
What Holsworthy’s housing numbers say
Prices have risen more slowly than the typical town
Over ten years the median sale in Holsworthy went up 18%; in the typical UK town it went up 42%. Since 1995–96 prices have gone up 5.3 times, from £44,500. Price trend ↓
Written from the data on this page: HM Land Registry sales since 1995, ONS private rents and household income, and council tax from MHCLG and the Welsh Government.
Holsworthy grades D for cost of living
Each cost against what households in the Torridge council area earn (£42,703 a year, mean), ranked against UK towns.
Council tax pulls the grade down: against local incomes it costs more than in almost every UK town. Holsworthy is #41 of 47 Devon towns for cost of living.
Down 16% in a year, up 18% in ten
The median of every standard sale in Holsworthy each year (September to August), against the typical UK town of 2,500+ (the middle of all their medians). Ten years: Holsworthy +18%, typical town +42%. Five years: +2.2% against +11%.
Show as a table
| Year to August | Holsworthy | Typical town | Sales |
|---|---|---|---|
| 2025–26 | £235,000 | £277,000 | 40 |
| 2024–25 | £279,975 | £280,000 | 74 |
| 2023–24 | £241,000 | £275,000 | 66 |
| 2022–23 | £243,000 | £280,000 | 46 |
| 2021–22 | £250,000 | £265,000 | 79 |
| 2020–21 | £230,000 | £250,000 | 77 |
| 2019–20 | £206,250 | £230,000 | 57 |
| 2018–19 | £191,000 | £225,000 | 60 |
| 2017–18 | £185,000 | £219,950 | 89 |
| 2016–17 | £160,000 | £210,000 | 124 |
| 2015–16 | £199,500 | £195,000 | 76 |
| 2014–15 | £159,997 | £183,500 | 74 |
| 2013–14 | £179,975 | £173,500 | 78 |
| 2012–13 | £173,997 | £165,000 | 60 |
| 2011–12 | £170,000 | £162,500 | 55 |
| 2010–11 | £182,000 | £163,250 | 35 |
| 2009–10 | £151,000 | £163,975 | 40 |
| 2008–09 | £175,000 | £155,000 | 33 |
| 2007–08 | £177,000 | £172,625 | 78 |
| 2006–07 | £179,500 | £169,000 | 99 |
| 2005–06 | £160,000 | £159,000 | 63 |
| 2004–05 | £185,000 | £154,000 | 42 |
| 2003–04 | £166,000 | £141,250 | 53 |
| 2002–03 | £135,000 | £122,000 | 75 |
| 2001–02 | £87,950 | £94,950 | 103 |
| 2000–01 | £87,950 | £80,000 | 54 |
| 1999–00 | £65,000 | £71,000 | 67 |
| 1998–99 | £59,500 | £63,500 | 42 |
| 1997–98 | £59,250 | £59,437 | 44 |
| 1996–97 | £53,000 | £55,747 | 39 |
| 1995–96 | £44,500 | £52,000 | 29 |
The median Holsworthy home sold for £200K in the year to August 2016, and £235K in the year to August 2026.
HM Land Registry Price Paid, standard (category A) sales of houses and flats inside the built-up area, by the year to August. These are actual sale prices, not an index: a year with more flats or new builds moves the median as well as prices do. The newest months are still being registered.
What homes sell for, by type
Medians of 180 standard sales, September 2023 to August 2026. The tick on each bar is the typical UK town of 2,500+.
Against the typical UK town, detached houses here sell for 16% less and terraced houses 9% less.
Show as a table
| Type | Median | Sales | Share |
|---|---|---|---|
| Detached | £325,000 | 58 | 32% |
| Semi-detached | £252,500 | 48 | 27% |
| Terraced | £205,000 | 63 | 35% |
| Flat or maisonette | £130,000 | 11 | 6% |
HM Land Registry Price Paid: category A sales (one home at full market value), so repossessions, company buy-to-lets and bulk sales are left out. In the last 12 months the median was £235,000 (40 sales).
About 62 sales a year, down from 100 before 2008
Standard sales in Holsworthy each year to August. Since the 2008 crash the market here has run at about 60% of its mid-2000s pace. Sales jumped in 2020–21, when stamp duty was cut.
The last bar (40 sales) is still filling: Land Registry adds a sale when the transfer is registered, often two to three months after completion.
A typical Holsworthy home costs 6 years of area income
Most lenders cap a mortgage at about 4.5 times household income. The calculator starts from the area’s mean household income; switch to your own.
An estimate, not a mortgage offer: borrowing of up to 4.5× income, a 25-year repayment mortgage at the rate shown, and Band D council tax (your band may differ). Stamp duty uses England’s rates from 1 April 2025, with first-time buyers’ relief. Other debts, fees and survey costs aren’t included.
A two-bedroom rents for about £739 a month
The average private rent in the Torridge council area is £789 a month (August 2026): £670 less than England’s, £456 less than South West’s.
By size a month, the tick is England
ONS Price Index of Private Rents: the mean rent of all private tenancies, new and existing (not asking rents), for the whole Torridge council area. It’s the smallest area the ONS publishes.
Band D is £2,712 for 2026–27; Torridge council’s average is the 5th lowest of Devon’s 10
Holsworthy’s bill is the Torridge council’s share with the county or combined authority, police and fire shares, plus the parish or town council precept of about £207 a year. England’s average Band D is £2,392. Since 1993–94, Torridge’s average Band D has risen from £524: 396% in 33 years.
Average Band D 2026–27, by council
| Band value in 1991 | A year | A month |
|---|---|---|
| Band A up to £40,000 | £1,808 | £181 |
| Band B £40,001–52,000 | £2,109 | £211 |
| Band C £52,001–68,000 | £2,410 | £241 |
| Band D £68,001–88,000 | £2,712 | £271 |
| Band E £88,001–120,000 | £3,314 | £331 |
| Band F £120,001–160,000 | £3,917 | £392 |
| Band G £160,001–320,000 | £4,519 | £452 |
| Band H over £320,000 | £5,423 | £542 |
Your band comes from what your home would have sold for in April 1991, set by the Valuation Office Agency; look it up on GOV.UK. Each band pays a fixed fraction of Band D, from six ninths (A) to two (H). Living alone takes 25% off.
54% of households own their home; 29% rent privately
Census 2021, all households. Fewer households own with a mortgage than across Devon’s towns (18% against 26%).
Devon and England: all residents of their built-up areas (towns and cities), from the same Census 2021 output areas.
750th of 1,219 UK towns its size for what a home costs against income
Median sale price ÷ the area’s mean household income, cheapest first, for UK towns of 2,000 to 5,000 people: the towns either side of Holsworthy, and others in Devon.
| # | Town | Median home | ÷ income | Rent | Band D | Cost |
|---|---|---|---|---|---|---|
| 1 | Burnfoot Scottish Borders | £54K | 1.2× | £760 | £1,619 | A+ |
| … | ||||||
| 244 | Buckfastleigh Devon | £220K | 4.2× | £961 | £2,669 | B |
| … | ||||||
| 471 | Bere Alston Devon | £255K | 5.1× | £846 | £2,684 | B− |
| … | ||||||
| 474 | Cranbrook Devon | £275K | 5.2× | £968 | £2,731 | B− |
| … | ||||||
| 531 | Ashburton Devon | £278K | 5.3× | £961 | £2,678 | C+ |
| … | ||||||
| 747 | Newport-on-Tay and Wormit Fife | £264K | 6× | £868 | £1,574 | B |
| 748 | Cubbington Warwickshire | £375K | 6× | £1,241 | £2,468 | B− |
| 749 | Penyffordd Clwyd | £277K | 6× | £811 | £2,376 | C+ |
| 750 | Holsworthy Devon | £255K | 6× | £789 | £2,712 | D |
| 751 | Heacham Norfolk | £283K | 6× | £941 | £2,451 | C− |
| 752 | Cliffe Kent | £335K | 6× | £1,232 | £2,363 | C |
| 753 | Taff's Well Mid Glamorgan | £255K | 6× | £896 | £2,197 | D |
| … | ||||||
| 1219 | Woldingham Surrey | £1.2M | 17× | £1,637 | £2,594 | D |
Rent and Band D are for each town’s main council area; Northern Ireland has no council tax (its towns pay domestic rates) and no council-area rents; Scotland’s rents are published for broad areas, not councils. Cost letters rank against every UK town of 1,000 or more; this order is context only.
Bude sells for £101K more than Holsworthy
Median sale, September 2023 to August 2026, for the built-up areas around Holsworthy, shaded against Holsworthy’s median. Five-year change where both years had 20+ sales.
Bude, 8 miles away, has the dearest homes nearby (£355,000).
What this data can and can’t tell you
- Sale prices aren’t valuations. A median is the middle sale, so a year with more flats or new builds moves it even if no home changed in value. The ONS House Price Index adjusts for the mix; it is published by council, not for Holsworthy’s built-up area.
- Rent is for the whole council. The ONS publishes private rents by council only, so the figure covers the whole Torridge council area, not just Holsworthy.
- Income is a mean. The grade divides costs by the ONS’s mean household income for the council area (£42,703), which a few high earners pull up; the median household’s is lower.
- The newest months are thin. Land Registry registers a sale weeks or months after completion, so the year to August 2026 will gain sales as registrations catch up.
Questions about living costs in Holsworthy
Is Holsworthy expensive to live in?
The median home in Holsworthy sold for £254,500 between September 2023 and August 2026, £22,500 less than the typical UK town. That is 6 times the area’s mean household income, cheaper for local incomes than in 38% of UK towns. The average private rent of £789 a month takes 22% of that income.
Are house prices falling in Holsworthy?
The median sale was £235,000 in the year to August 2026, down 16% on the year before, after peaking at £279,975 in the year to August 2025. Over five years prices went up 2%, and over ten went up 18%.
How much is rent in Holsworthy?
The ONS puts the average private rent in the Torridge council area at £789 a month in August 2026: £565 for one bedroom, £739 for two, £908 for three and £1,269 for four or more. Rents went up 2% over the year, against 4% across England.
How much is council tax in Holsworthy?
Band D is £2,712 for 2026–27, against England’s average of £2,392. Band A is £1,808 and Band C £2,410. Your bill depends on your home’s band; check it on GOV.UK.
How much do I need to earn to buy in Holsworthy?
With a 10% deposit and borrowing of 4.5 times income, a household needs about £50,900 a year to buy the median Holsworthy home of £254,500.
Sources: HM Land Registry Price Paid (standard sales, September 2023 to August 2026) · HM Land Registry Price Paid, every standard sale since 1995 (years to August), by council ward and postcode district · ONS Price Index of Private Rents (August 2026, by council) · ONS Price Index of Private Rents, monthly since January 2015 (councils, regions, England and Wales) · MHCLG and Welsh Government council tax, Band D 2026–27 (with parish precepts in England) · MHCLG Band D council tax by council, 1993–94 to 2026–27; Welsh Government council tax levels 2026–27 · ONS small-area income estimates (financial year ending 2023) · ONS Census 2021, output areas summed to the ONS 2022 built-up area · TownRatings grades: our own summary of the data, ranked against UK towns only. All under the Open Government Licence v3.0.
Contains public sector information licensed under the Open Government Licence v3.0. Contains HM Land Registry data © Crown copyright and database right 2026. Contains OS data © Crown copyright and database right 2026 (ONS boundaries). Northern Ireland: Source: NISRA; contains Land & Property Services data and Ordnance Survey of Northern Ireland information, © Crown copyright, licensed under the Open Government Licence v3.0. Scotland: contains National Records of Scotland data, Registers of Scotland data and SEPA data, © Crown copyright / © SEPA 2025, licensed under the Open Government Licence v3.0.