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Looking east along Main Street, CockermouthPhoto: Graham Robson · CC BY-SA 2.0
D−Hazard risk Grade
Flood & hazards in Cockermouth · Environment Agency

More of Cockermouth’s homes are at high or medium flood risk than in 95% of UK towns: 10%, from rivers or the sea

On the Environment Agency’s maps, which allow for flood defences, “high or medium” means at least a 1 in 100 chance of flooding from rivers or the sea in any year. Cockermouth grades D− for hazard risk: #21 of 23 in Cumbria.

In brief

What stands out about Cockermouth’s hazards

From the Environment Agency’s maps and records and the BGS radon atlas, below.

By hazard

What Cockermouth faces

Each hazard against its own yardstick; meters run from low to high on that yardstick.

Not on this page: coastal erosion, subsidence and shrink-swell ground (the British Geological Survey licenses it), groundwater flooding and reservoir failure.
Hazard risk Grade

Cockermouth grades D− for hazard risk

Flood risk from rivers and the sea, against all UK towns.

Homes at high or medium flood risk (10%)Fewer than 5% of UK towns

The share of homes at high or medium risk from rivers and the sea, ranked against every UK town of 1,000 or more: fewer homes at risk is better. Towns with none at high or medium risk are ordered by their share at low risk, so they don’t all share one score. Surface water and radon aren’t graded: they are described below.

Flood map

Where the water goes in Cockermouth

Turn layers on and off. Blue is the risk from rivers and the sea; pink is where heavy rain collects. Both allow for flood defences.

Recorded flood: 1938Recorded flood: 2005Recorded flood: 2008Rudd Beck: 2009Recorded flood: 2015Rudd Beck: 2017© OpenStreetMap contributors · EA NaFRA2
HighMediumLowrivers & seaHighMediumLowsurface waterCockermouth’s built-up area

The river and sea risk follows the River Cocker, the River Marron and the River Derwent. Surface-water risk is patchier: dips, underpasses and small streams.

Rivers and the sea

10% of Cockermouth’s homes are at high or medium risk from rivers or the sea

The Environment Agency’s national map, allowing for defences. A further 5.7% are at low risk.

High risk3.2%of homes · 1 in 30 a year or more163 homes, EA count
Medium risk7.1%of homes · 1 in 30 to 1 in 100378 homes, EA count
Low risk5.7%of homes · 1 in 100 to 1 in 1,000293 homes, EA count
Where Cockermouth sits among 3,735 UK towns
35%None
23%Under 0.5%
9%0.5–1%
11%1–2%
11%2–5%
5%5–10%
3%10–20%Cockermouth
2%20% +

Share of each UK town’s homes at high or medium risk from rivers and the sea. 35% of UK towns have none; Cockermouth has more than 95% of towns.

Towns its size: 472nd of 482 from the fewest homes at risk
#TownPeopleHigh or med.
1Desborough Northamptonshire11,8990%
2Codsall Staffordshire11,8670%
3Buckhurst Hill Essex11,7490%
…
470Totnes Devon9,2179.4%
471Yarm North Yorkshire9,6019.9%
472Cockermouth Cumbria8,85910%
473St Blazey Cornwall6,56911%
474Ilfracombe Devon9,19911%
…
481East Wittering West Sussex6,06022%
482Old Windsor and Wraysbury Berkshire7,68937%

UK towns of 6,000 to 12,000 people.

The Environment Agency’s Risk of Flooding from Rivers and Sea (NaFRA2, June 2026) counts each postcode’s homes by band; the shares weight those postcodes by Census 2021 households. The EA counts include homes built since 2021.

Surface water

Rivers and the sea, more than heavy rain, are Cockermouth’s flood risk

Surface water is rain that falls faster than drains and the ground can take it. It is mapped separately from rivers and the sea, and it is not in the Hazard risk Grade.

Surface water3.3%
Rivers and the sea10%
0%10.5%21% of homes

About 1.9% of homes are at high risk of surface-water flooding (a 1 in 30 chance or more each year) and 1.4% at medium risk: roughly 140 households. A further 5.5% face a low risk from surface water. That is more than 46% of UK towns.

~140
households at high or medium risk
5.5%
of homes at low risk
46%
of UK towns have a smaller share
6,235
addresses read on the map

Our estimate: every address in the town (ONS NSUL) read on the Environment Agency’s Risk of Flooding from Surface Water map (NaFRA2, 2025), each postcode’s share weighted by its Census 2021 households. Neither agency publishes a count of homes for surface water, so treat it as a guide; one street can differ from the next.

Flood history

Cockermouth has flooded in 6 recorded years since 1938, most of all in 2009

Every flood the Environment Agency has mapped inside Cockermouth’s built-up area, newest first. The record is fullest for big river floods; small and surface-water floods are often missing.

  1. 2017October 2017: The Rudd Beck overflowedUnder 1 hectare inside today’s built-up area
  2. 2015December 2015: River flooding recorded28 hectares inside today’s built-up area
  3. 2009November 2009: The Rudd Beck overflowed36 hectares inside today’s built-up area · Cockermouth - Surface water, Simonscales Mill to Cmouth Fill
  4. 2008October 2008: River flooding recorded2 hectares inside today’s built-up area
  5. 2005January 2005: River flooding recorded7 hectares inside today’s built-up area
  6. 1938July 1938: River flooding recorded20 hectares inside today’s built-up area
The worst: 200936 ha

The Rudd Beck covered 36 hectares of what is now Cockermouth in 2009, the largest flood the record holds here (November).

601 of Cockermouth’s households today live inside the outline of a recorded flood.

Since 2009, the largest recorded flood inside the town covered 28 hectares.

River levels

The River Cocker in December 2025 rose to its 4th-highest level since 2001

The highest level each winter (October to September) at the Environment Agency’s South Street Footbridge gauge, since 2001. The river normally runs between 0.91 m and 1.50 m here.

Highest level each winter, metres
Winter 2001–02: highest 2.03 m · 45 days above the normal rangeWinter 2002–03: highest 1.80 m · 20 days above the normal rangeWinter 2003–04: highest 2.52 m · 29 days above the normal rangeWinter 2004–05: highest 2.88 m on 8 January 2005 · 28 days above the normal rangeWinter 2005–06: highest 2.50 m · 38 days above the normal rangeWinter 2006–07: highest 2.02 m · 57 days above the normal rangeWinter 2007–08: highest 2.00 m · 37 days above the normal rangeWinter 2008–09: highest 3.17 m on 26 October 2008 · 64 days above the normal rangeWinter 2009–10: highest 4.97 m on 19 November 2009 · 58 days above the normal rangeWinter 2010–11: highest 2.21 m · 25 days above the normal rangeWinter 2011–12: highest 2.65 m on 23 June 2012 · 30 days above the normal rangeWinter 2012–13: highest 2.23 m · 26 days above the normal rangeWinter 2014–15: highest 1.92 m · 29 days above the normal rangeWinter 2015–16: highest 4.48 m on 5 December 2015 · 70 days above the normal rangeWinter 2016–17: highest 1.90 m · 26 days above the normal rangeWinter 2018–19: highest 2.09 m · 42 days above the normal rangeWinter 2019–20: highest 2.22 m · 30 days above the normal rangeWinter 2020–21: highest 2.08 m · 47 days above the normal rangeWinter 2021–22: highest 3.82 m on 28 October 2021 · 28 days above the normal rangeWinter 2022–23: highest 1.97 m · 38 days above the normal rangeWinter 2023–24: highest 2.16 m · 27 days above the normal rangeWinter 2024–25: highest 1.90 m · 8 days above the normal rangeWinter 2025–26: highest 3.21 m on 15 December 2025 · 29 days above the normal range’09–10’15–16’21–22Record 4.97 m, 2009Top of normal range
2001–022025–26
The highest days on record
  • 19 November 20094.97 m
  • 5 December 20154.48 m
  • 28 October 20213.82 m
  • 15 December 20253.21 m
  • 26 October 20083.17 m
  • 8 January 20052.88 m

The River Cocker has topped its normal range on 831 days since 2001, most in the winters of 2015–16 and 2008–09. By its highest day, the winter of 2025–26 was the 4th-highest of the 23.

Environment Agency Hydrology API, South Street Footbridge (station 751690), daily maximum level; the record and normal range from the EA’s stage scale. Live river levels are on GOV.UK’s Check for flooding.

Flood warnings

No flood warning or alert is in force for Cockermouth · 17 warnings in 20 years

The Environment Agency has 6 flood warning areas and 1 alert area reaching into the town; warnings since the service began in 2006.

Now: no flood warnings or alerts for Cockermouth (checked 10 November 2026, 23:07). Check for flooding on GOV.UK →
Warnings and alerts each year for areas in Cockermouth
06
07
08
09
10
11
12
13
14
15
16
17
18
19
20
21
22
23
24
25
26
Flood warning (flooding expected)Flood alert (flooding possible)

Of the 17 warnings, 8 were for Rivers Cocker and Derwent at Cockermouth, Cricket Ground, Trout Hotel Car Park, Hatters Croft and 2 for River Derwent at Cockermouth, Gote Road to Derwent Mills area and Low Road. 2015 had the most warnings (12); 2006 the most alerts (25).

The most recent warning was on 14 December 2025.

Show the 7 warning and alert areas
AreaKindSince 2006Now
Rivers Cocker and Derwent at Cockermouth, Cricket Ground, Trout Hotel Car Park, Hatters CroftWarning area8None
River Cocker at Cockermouth, Challoner St, Croft Terrace, Jubilee Court and Rubbybanks RdWarning area2None
River Derwent at Cockermouth, Gote Road to Derwent Mills area and Low RoadWarning area2None
River Cocker at Cockermouth, Market Place and Banks CourtWarning area2None
Rivers Cocker and Derwent at Cockermouth, Bridge St, Crown St, High Sand Lane and Main StWarning area2None
Cockermouth Gote Road and St LeonardsWarning area1None
Rivers Cocker, Marron and DerwentAlert area169None

Environment Agency Historic Flood Warnings (first issues only, not updates; “flood watch” counted as an alert before 2011) and the real-time flood-monitoring API. Sign up for free warnings on GOV.UK or call Floodline, 0345 988 1188.

Radon

Parts of Cockermouth are in radon Affected Areas, up to the Over 30% band

Radon is a natural radioactive gas from the ground; long exposure raises the risk of lung cancer. The atlas gives the chance that a home in each 1 km square is above the UK action level (200 Bq/m³).

NY1030: 10–30% of homes above the action levelNY1031: 10–30% of homes above the action levelNY1129: Over 30% of homes above the action levelNY1130: 1–3% of homes above the action levelNY1131: 10–30% of homes above the action levelNY1229: 1–3% of homes above the action levelNY1230: 1–3% of homes above the action levelNY1231: 1–3% of homes above the action levelNY1329: 1–3% of homes above the action levelNY1330: 1–3% of homes above the action levelNY1331: 1–3% of homes above the action level© OpenStreetMap contributors · BGS/UKHSA
1–3%10–30%Over 30%
Share of the town’s area in each band
1–3% of homes84%
10–30% of homes9%
Over 30% of homes7%

100% of Cockermouth’s built-up area is in a radon Affected Area (1% of homes or more above the action level), and 16% in squares of 5% or more, mostly on the west side of the town.

The squares are indicative: each takes the highest band found anywhere inside it, so most homes in a coloured square are below it. Only a three-month test in the home gives a real answer.

BGS/UKHSA Indicative Atlas of Radon in Great Britain, version 3. Check an address at UKradon.org.

Neighbours

Flood risk in the places around Cockermouth

Share of homes at high or medium and at low risk from rivers and the sea. Tap a town for its page.

ABCD
TownPeopleHigh or mediumLowHazard
Cockermouth8,85910%5.7%D−
Great Broughton and Little Broughton1,7630%under 0.1%B+
Dearham2,3440.1%0.1%B
Maryport8,5263.1%4.9%C−
Stainburn2,1203.4%0.4%D
Flimby1,71618%11%D−
Seaton5,0510.3%4.5%B−
Aspatria2,1690%0%A

Flimby, 6.4 miles west, has the most homes at risk around Cockermouth (18% at high or medium). Great Broughton and Little Broughton and Aspatria have none.

Be ready

Get ready for what Cockermouth faces

Free warnings, what to do in a cloudburst, and what to check before you move.

Get the warnings
  • Sign up free for Environment Agency flood warnings by text, call or email.
  • Floodline: 0345 988 1188, 24 hours.
  • Cockermouth’s warning areas include River Derwent at Cockermouth, Gote Road to Derwent Mills area and Low Road and Rivers Cocker and Derwent at Cockermouth, Bridge St, Crown St, High Sand Lane and Main St.
Sign up ↗
In a cloudburst
  • Surface water rises in minutes, often with no warning issued: stay out of underpasses and dips.
  • Keep the gullies and drains outside your home clear of leaves.
  • Report a blocked road drain to the council.
Radon
  • Test over three months, in a living room and a bedroom.
  • Above 200 Bq/m³, a small sump and fan usually fixes it.
  • New homes in radon areas are built with protection: basic from 3%, full from 10%.
UKradon ↗
Before you buy or rent in Cockermouth
  • Check the address on GOV.UK’s long-term flood risk service: it gives rivers and sea and surface water separately.
  • Ask whether the home has flooded or had a flood insurance claim; the TA6 property form asks the seller.
  • Homes built before 2009 can get flood cover through Flood Re, the government-backed scheme; newer homes can’t.
  • Check radon for the address on UKradon.org (a small fee) or ask the seller for a test result.
How to read these numbers

What this data can and can’t tell you

  • Defences are counted. Both agencies’ maps allow for flood defences and the chance they are overtopped or fail, so a town behind a defence scheme can show few homes at high risk and many at low risk.
  • Surface water is our estimate. Neither agency publishes a count of homes at risk from surface water, so we read each address on the map. A flat on a hill and a basement in a dip can share a postcode.
  • Past floods are what was recorded. The flood outlines come from surveys, aerial photographs and reports; many small floods, and most surface-water floods, were never mapped.
  • One town, many streets. Risk is street by street. Check a specific address on GOV.UK’s long-term flood risk service before you buy or rent.

Check the long-term flood risk for an address on GOV.UK →

Questions about flooding and hazards in Cockermouth

Does Cockermouth flood?

The last flood the Environment Agency recorded inside the town was in October 2017. 10% of homes are at high or medium risk from rivers and the sea on the Environment Agency’s maps, which allow for flood defences. About 3.3% of homes are at high or medium risk from surface water, when heavy rain overwhelms the drains. Cockermouth grades D− for hazard risk against UK towns.

Which parts of Cockermouth are at risk of flooding?

From rivers and the sea, the places the Environment Agency warns directly: Rivers Cocker and Derwent at Cockermouth, Cricket Ground, Trout Hotel Car Park, Hatters Croft, River Derwent at Cockermouth, Gote Road to Derwent Mills area and Low Road, Rivers Cocker and Derwent at Cockermouth, Bridge St, Crown St, High Sand Lane and Main St and River Cocker at Cockermouth, Challoner St, Croft Terrace, Jubilee Court and Rubbybanks Rd. Surface water can collect in low spots anywhere in the town. Check a specific address on GOV.UK’s long-term flood risk service.

When did Cockermouth last flood?

The recorded flood outlines inside the town run from 1938 to 2017 (6 years); the largest was in 2009. Flood warnings have been issued for parts of the town since 2006, most recently on 14 December 2025.

Is Cockermouth at risk of surface water flooding?

About 1.9% of homes are at high risk and 1.4% at medium risk from surface water, against 10% at high or medium risk from rivers and the sea. Surface water floods come with little warning, and the agencies don’t issue warnings for them.

Is radon a problem in Cockermouth?

100% of the town’s built-up area is in a radon Affected Area on the BGS/UKHSA atlas, and 16% is in 1 km squares where 5% or more of homes may be above the action level. Most homes are below it; a three-month test is the only way to know.

Are there flood warnings in Cockermouth now?

No flood warning or alert was in force near Cockermouth at 10 November 2026, 23:07. Live warnings are on GOV.UK’s Check for flooding service and Floodline, 0345 988 1188.

Contains Environment Agency information © Environment Agency and/or database right 2026. Contains British Geological Survey materials © UKRI 2026.

Sources: Environment Agency Risk of Flooding from Rivers and Sea, postcodes in areas at risk (June 2026); Natural Resources Wales Flood Risk Assessment Wales (May 2026); ONS Census 2021 households by postcode · Environment Agency Risk of Flooding from Surface Water (NaFRA2, 2025) and Natural Resources Wales Flood Risk Assessment Wales surface water and small watercourses, read at every address (ONS National Statistics UPRN Lookup, September 2026) and weighted by Census 2021 households by postcode · Environment Agency Recorded Flood Outlines and Natural Resources Wales historic flood map, inside the ONS 2022 built-up-area boundary · Environment Agency Hydrology API (daily maximum river level) and flood-monitoring stage scales · Environment Agency real-time flood-monitoring API · Environment Agency Historic Flood Warnings (January 2006 to June 2026) and flood warning and alert areas · BGS/UKHSA Indicative Atlas of Radon in Great Britain, version 3, by 1 km square · TownRatings grades: our own summary of the data, ranked against UK towns only. All under the Open Government Licence v3.0.

Contains public sector information licensed under the Open Government Licence v3.0. Contains HM Land Registry data © Crown copyright and database right 2026. Contains OS data © Crown copyright and database right 2026 (ONS boundaries). Northern Ireland: Source: NISRA; contains Land & Property Services data and Ordnance Survey of Northern Ireland information, © Crown copyright, licensed under the Open Government Licence v3.0. Scotland: contains National Records of Scotland data, Registers of Scotland data and SEPA data, © Crown copyright / © SEPA 2025, licensed under the Open Government Licence v3.0.