Photo: Necrothesp at English Wikipedia · CC BY-SA 3.0Measured against local pay, Millbrook costs more to live in than 96% of UK towns
Homes in Millbrook change hands for a median £275,000. That is the middle of 73 standard sales from September 2023 to August 2026, against £277,000 in the typical UK town. Millbrook grades D− for cost of living: prices, rent and council tax against what households in the area earn.
What Millbrook’s housing numbers say
Renting is where Millbrook is dear
The ONS puts the average private rent in the Cornwall council area at £1,000 a month. Set against what households here earn (£45,985 a year, mean), a year’s rent is 26% of income. Buying compares better: the median home is 6× income, cheaper for local incomes than in 37% of UK towns. Renting ↓
Prices have outpaced the typical town
Over ten years the median sale in Millbrook went up 56%; in the typical UK town it went up 42%. Since 1995–96 prices have gone up 5 times, from £60,000. Price trend ↓
Rents have risen more slowly than across England
The average rent in the Cornwall council area went up 1.8% in the year to August 2026, against 4% across England. Over five years it rose 28% (England 35%). Renting ↓
Written from the data on this page: HM Land Registry sales since 1995, ONS private rents and household income, and council tax from MHCLG and the Welsh Government.
Millbrook grades D− for cost of living
Each cost against what households in the Cornwall council area earn (£45,985 a year, mean), ranked against UK towns.
The three costs sit close together against UK towns, so no single one drives the grade.
Up 15% in a year, up 56% in ten
The median of every standard sale in Millbrook each year (September to August), against the typical UK town of 2,500+ (the middle of all their medians). Ten years: Millbrook +56%, typical town +42%. Five years: +32% against +11%.
Show as a table
| Year to August | Millbrook | Typical town | Sales |
|---|---|---|---|
| 2025–26 | £300,000 | £277,000 | 21 |
| 2024–25 | £260,000 | £280,000 | 30 |
| 2023–24 | £275,000 | £275,000 | 22 |
| 2022–23 | £245,000 | £280,000 | 35 |
| 2021–22 | £337,500 | £265,000 | 34 |
| 2020–21 | £228,000 | £250,000 | 41 |
| 2019–20 | £191,000 | £230,000 | 22 |
| 2018–19 | £200,000 | £225,000 | 39 |
| 2017–18 | £185,000 | £219,950 | 37 |
| 2016–17 | £216,000 | £210,000 | 31 |
| 2015–16 | £192,475 | £195,000 | 44 |
| 2014–15 | £186,500 | £183,500 | 42 |
| 2013–14 | £192,000 | £173,500 | 33 |
| 2012–13 | £183,500 | £165,000 | 41 |
| 2011–12 | £175,000 | £162,500 | 28 |
| 2010–11 | £171,500 | £163,250 | 33 |
| 2009–10 | £143,000 | £163,975 | 26 |
| 2008–09 | £137,000 | £155,000 | 23 |
| 2007–08 | £190,000 | £172,625 | 36 |
| 2006–07 | £190,000 | £169,000 | 40 |
| 2005–06 | £164,500 | £159,000 | 46 |
| 2004–05 | £157,500 | £154,000 | 35 |
| 2003–04 | £145,000 | £141,250 | 63 |
| 2002–03 | £94,975 | £122,000 | 48 |
| 2001–02 | £85,000 | £94,950 | 67 |
| 2000–01 | £77,000 | £80,000 | 41 |
| 1999–00 | £73,500 | £71,000 | 53 |
| 1998–99 | £59,750 | £63,500 | 38 |
| 1997–98 | £65,000 | £59,437 | 49 |
| 1996–97 | £56,500 | £55,747 | 52 |
| 1995–96 | £60,000 | £52,000 | 22 |
The median Millbrook home sold for £192K in the year to August 2016, and £300K in the year to August 2026.
HM Land Registry Price Paid, standard (category A) sales of houses and flats inside the built-up area, by the year to August. These are actual sale prices, not an index: a year with more flats or new builds moves the median as well as prices do. The newest months are still being registered.
What homes sell for, by type
Medians of 73 standard sales, September 2023 to August 2026. The tick on each bar is the typical UK town of 2,500+.
Against the typical UK town, detached houses here sell for 16% less.
Show as a table
| Type | Median | Sales | Share |
|---|---|---|---|
| Detached | £325,000 | 29 | 40% |
| Semi-detached | £285,000 | 18 | 25% |
| Terraced | £230,000 | 26 | 36% |
HM Land Registry Price Paid: category A sales (one home at full market value), so repossessions, company buy-to-lets and bulk sales are left out. In the last 12 months the median was £300,000 (21 sales).
A typical Millbrook home costs 6 years of area income
Most lenders cap a mortgage at about 4.5 times household income. The calculator starts from the area’s mean household income; switch to your own.
An estimate, not a mortgage offer: borrowing of up to 4.5× income, a 25-year repayment mortgage at the rate shown, and Band D council tax (your band may differ). Stamp duty uses England’s rates from 1 April 2025, with first-time buyers’ relief. Other debts, fees and survey costs aren’t included.
A two-bedroom rents for about £880 a month
The average private rent in the Cornwall council area is £1,000 a month (August 2026): £459 less than England’s, £245 less than South West’s.
By size a month, the tick is England
ONS Price Index of Private Rents: the mean rent of all private tenancies, new and existing (not asking rents), for the whole Cornwall council area. It’s the smallest area the ONS publishes.
Band D is £2,567 for 2026–27
Millbrook’s bill is the Cornwall council’s share with the county or combined authority, police and fire shares, plus the parish or town council precept of about £177 a year. England’s average Band D is £2,392. Since 2009–10, Cornwall’s average Band D has risen from £1,411: 84% in 17 years.
| Band value in 1991 | A year | A month |
|---|---|---|
| Band A up to £40,000 | £1,711 | £171 |
| Band B £40,001–52,000 | £1,997 | £200 |
| Band C £52,001–68,000 | £2,282 | £228 |
| Band D £68,001–88,000 | £2,567 | £257 |
| Band E £88,001–120,000 | £3,137 | £314 |
| Band F £120,001–160,000 | £3,708 | £371 |
| Band G £160,001–320,000 | £4,278 | £428 |
| Band H over £320,000 | £5,134 | £513 |
Your band comes from what your home would have sold for in April 1991, set by the Valuation Office Agency; look it up on GOV.UK. Each band pays a fixed fraction of Band D, from six ninths (A) to two (H). Living alone takes 25% off.
67% of households own their home; 14% rent privately
Census 2021, all households. Fewer households rent privately than across Cornwall’s towns (14% against 20%).
Cornwall and England: all residents of their built-up areas (towns and cities), from the same Census 2021 output areas.
349th of 592 UK towns its size for what a home costs against income
Median sale price ÷ the area’s mean household income, cheapest first, for UK towns of 2,000 to 3,000 people: the towns either side of Millbrook, and others in Cornwall.
| # | Town | Median home | ÷ income | Rent | Band D | Cost |
|---|---|---|---|---|---|---|
| 1 | Burnfoot Scottish Borders | £54K | 1.2× | £760 | £1,619 | A+ |
| … | ||||||
| 98 | St Dennis Cornwall | £195K | 4.2× | £1,000 | £2,616 | C− |
| … | ||||||
| 133 | Bugle Cornwall | £208K | 4.5× | £1,000 | £2,471 | C− |
| … | ||||||
| 144 | Roche Cornwall | £213K | 4.6× | £1,000 | £2,542 | C− |
| … | ||||||
| 206 | Camelford Cornwall | £236K | 5.1× | £1,000 | £2,726 | D |
| … | ||||||
| 346 | Cliffe Kent | £335K | 6× | £1,232 | £2,363 | C |
| 347 | Kingsclere Hampshire | £405K | 6× | £1,309 | £2,309 | B+ |
| 348 | Sutton Bonington Nottinghamshire | £385K | 6× | £1,047 | £2,670 | A− |
| 349 | Millbrook Cornwall | £275K | 6× | £1,000 | £2,567 | D− |
| 350 | Lanner Cornwall | £275K | 6× | £1,000 | £2,563 | D− |
| 351 | Osbaldwick North Yorkshire | £320K | 6× | £1,199 | £2,292 | C− |
| 352 | Mere Wiltshire | £360K | 6× | £1,082 | £2,549 | B |
| … | ||||||
| 592 | Woldingham Surrey | £1.2M | 17× | £1,637 | £2,594 | D |
Rent and Band D are for each town’s main council area; Northern Ireland has no council tax (its towns pay domestic rates) and no council-area rents; Scotland’s rents are published for broad areas, not councils. Cost letters rank against every UK town of 1,000 or more; this order is context only.
Wembury sells for £135K more; Torpoint for £65K less
Median sale, September 2023 to August 2026, for the built-up areas around Millbrook, shaded against Millbrook’s median. Five-year change where both years had 20+ sales.
Wembury, 6.4 miles away, has the dearest homes nearby (£410,000). Torpoint is the cheapest (£210,000). New builds were 48% of sales in Sherford.
What this data can and can’t tell you
- Sale prices aren’t valuations. A median is the middle sale, so a year with more flats or new builds moves it even if no home changed in value. The ONS House Price Index adjusts for the mix; it is published by council, not for Millbrook’s built-up area.
- Rent is for the whole council. The ONS publishes private rents by council only, so the figure covers the whole Cornwall council area, not just Millbrook.
- Income is a mean. The grade divides costs by the ONS’s mean household income for the council area (£45,985), which a few high earners pull up; the median household’s is lower.
- The newest months are thin. Land Registry registers a sale weeks or months after completion, so the year to August 2026 will gain sales as registrations catch up.
Questions about living costs in Millbrook
Is Millbrook expensive to live in?
The median home in Millbrook sold for £275,000 between September 2023 and August 2026, £2,000 less than the typical UK town. That is 6 times the area’s mean household income, cheaper for local incomes than in 37% of UK towns. The average private rent of £1,000 a month takes 26% of that income.
Are house prices falling in Millbrook?
The median sale was £300,000 in the year to August 2026, up 15% on the year before, after peaking at £337,500 in the year to August 2022. Over five years prices went up 32%, and over ten went up 56%.
How much is rent in Millbrook?
The ONS puts the average private rent in the Cornwall council area at £1,000 a month in August 2026: £688 for one bedroom, £880 for two, £1,077 for three and £1,502 for four or more. Rents held flat over the year, against 4% across England.
How much is council tax in Millbrook?
Band D is £2,567 for 2026–27, against England’s average of £2,392. Band A is £1,711 and Band C £2,282. Your bill depends on your home’s band; check it on GOV.UK.
How much do I need to earn to buy in Millbrook?
With a 10% deposit and borrowing of 4.5 times income, a household needs about £55,000 a year to buy the median Millbrook home of £275,000.
Is Millbrook cheaper than Plymouth?
No: Plymouth’s median sale was £222,500 over the same three years, against Millbrook’s £275,000, and its average rent £1,004 a month against £1,000.
Sources: HM Land Registry Price Paid (standard sales, September 2023 to August 2026) · HM Land Registry Price Paid, every standard sale since 1995 (years to August), by council ward and postcode district · ONS Price Index of Private Rents (August 2026, by council) · ONS Price Index of Private Rents, monthly since January 2015 (councils, regions, England and Wales) · MHCLG and Welsh Government council tax, Band D 2026–27 (with parish precepts in England) · MHCLG Band D council tax by council, 1993–94 to 2026–27; Welsh Government council tax levels 2026–27 · ONS small-area income estimates (financial year ending 2023) · ONS Census 2021, output areas summed to the ONS 2022 built-up area · TownRatings grades: our own summary of the data, ranked against UK towns only. All under the Open Government Licence v3.0.
Contains public sector information licensed under the Open Government Licence v3.0. Contains HM Land Registry data © Crown copyright and database right 2026. Contains OS data © Crown copyright and database right 2026 (ONS boundaries). Northern Ireland: Source: NISRA; contains Land & Property Services data and Ordnance Survey of Northern Ireland information, © Crown copyright, licensed under the Open Government Licence v3.0. Scotland: contains National Records of Scotland data, Registers of Scotland data and SEPA data, © Crown copyright / © SEPA 2025, licensed under the Open Government Licence v3.0.