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LannerAndCarnMarthCornwallUKPhoto: Tony Atkin · CC BY-SA 2.0
D−Cost of living Grade
Cost of living in Lanner · Land Registry, ONS

Measured against local pay, Lanner costs more to live in than 96% of UK towns

Lanner’s median home sold for £275,000. That is the middle of 77 standard sales from September 2023 to August 2026, against £277,000 in the typical UK town. Lanner grades D− for cost of living: prices, rent and council tax against what households in the area earn.

Median home
£275K
77 sales in 3 years
Middle half: £248K to £325K
Private rent
£1,000
a month, Cornwall council area
Up 1.8% in a year
Council tax, Band D
£2,563
2026–27, before discounts
Household income
£45K
mean, before tax
Council area £46K
What stands out · In brief

What Lanner’s housing numbers say

Renting is where Lanner is dear

The ONS puts the average private rent in the Cornwall council area at £1,000 a month. Set against what households here earn (£45,985 a year, mean), a year’s rent is 26% of income. Buying compares better: the median home is 6× income, cheaper for local incomes than in 37% of UK towns. Renting ↓

Prices have outpaced the typical town

Over ten years the median sale in Lanner went up 77%; in the typical UK town it went up 42%. Since 1995–96 prices have gone up 7 times, from £44,500. Price trend ↓

Rents have risen more slowly than across England

The average rent in the Cornwall council area went up 1.8% in the year to August 2026, against 4% across England. Over five years it rose 28% (England 35%). Renting ↓

Written from the data on this page: HM Land Registry sales since 1995, ONS private rents and household income, and council tax from MHCLG and the Welsh Government.

Cost of living Grade

Lanner grades D− for cost of living

Each cost against what households in the Cornwall council area earn (£45,985 a year, mean), ranked against UK towns.

Median home price ÷ area income (6×)Cheaper than 37% of UK towns
A year’s rent ÷ area income (26%)Cheaper than 18% of UK towns
Band D council tax ÷ area income (5.6%)Cheaper than 13% of UK towns

The three costs sit close together against UK towns, so no single one drives the grade.

Price trend · since 1995–96

Up 18% in a year, up 77% in ten

The median of every standard sale in Lanner each year (September to August), against the typical UK town of 2,500+ (the middle of all their medians). Ten years: Lanner +77%, typical town +42%. Five years: +30% against +11%.

LannerTypical UK town
£0£50K£100K£150K£200K£250K£300K£350K200020052010201520202025
Show as a table
Year to AugustLannerTypical townSales
2025–26£310,000£277,00018
2024–25£262,000£280,00033
2023–24£275,000£275,00026
2022–23£272,000£280,00027
2021–22£270,000£265,00027
2020–21£239,000£250,00031
2019–20£214,000£230,00030
2018–19£225,000£225,00040
2017–18£194,950£219,95037
2016–17£190,000£210,00031
2015–16£175,000£195,00039
2014–15£177,500£183,50038
2013–14£165,250£173,50044
2012–13£163,000£165,00023
2011–12£158,000£162,50037
2010–11£165,000£163,25020
2009–10£182,500£163,97529
2008–09£163,750£155,00020
2007–08£180,000£172,62525
2006–07£186,000£169,00062
2005–06£179,950£159,00035
2004–05£169,475£154,00024
2003–04£144,475£141,25052
2002–03£115,000£122,00034
2001–02£112,500£94,95050
2000–01£76,500£80,00045
1999–00£63,750£71,00044
1998–99£53,000£63,50046
1997–98£48,500£59,43744
1996–97£43,750£55,74742
1995–96£44,500£52,00040
Then & now

The median Lanner home sold for £175K in the year to August 2016, and £310K in the year to August 2026.

+£135K
+18%
past year
+30%
past 5 years
7×
since 1995–96

HM Land Registry Price Paid, standard (category A) sales of houses and flats inside the built-up area, by the year to August. These are actual sale prices, not an index: a year with more flats or new builds moves the median as well as prices do. The newest months are still being registered.

House prices

What homes sell for, by type

Medians of 77 standard sales, September 2023 to August 2026. The tick on each bar is the typical UK town of 2,500+.

Detached£325K
Semi-detached£255K
Terraced£266K
LannerTypical UK town

Against the typical UK town, terraced houses here sell for 19% more and detached houses 16% less.

What sells share of sales
Detached 38%Semi-detached 26%Terraced 36%
£248K–£325K
the middle half of sales
0%
new builds
Show as a table
TypeMedianSalesShare
Detached£325,0002938%
Semi-detached£255,0002026%
Terraced£266,0002836%

HM Land Registry Price Paid: category A sales (one home at full market value), so repossessions, company buy-to-lets and bulk sales are left out. In the last 12 months the median was £310,000 (18 sales).

Affordability

A typical Lanner home costs 6 years of area income

Most lenders cap a mortgage at about 4.5 times household income. The calculator starts from the area’s mean household income; switch to your own.

Household income a year, before tax
£
ONS mean household income, Cornwall council area
You could borrow and buy about
 
Typical Lanner home £275K

The typical home, each month
 
Mortgage Council tax, Band D

An estimate, not a mortgage offer: borrowing of up to 4.5× income, a 25-year repayment mortgage at the rate shown, and Band D council tax (your band may differ). Stamp duty uses England’s rates from 1 April 2025, with first-time buyers’ relief. Other debts, fees and survey costs aren’t included.

Renting

A two-bedroom rents for about £880 a month

The average private rent in the Cornwall council area is £1,000 a month (August 2026): £459 less than England’s, £245 less than South West’s.

By size a month, the tick is England

One bedroom£688
Two bedrooms£880
Three bedrooms£1,077
Four or more£1,502
Since 2015 average rent a month
CornwallEnglandSouth West
£0£250£500£750£1,000£1,250£1,500£1,750201620182020202220242026
26%
of mean household income, for the average rent
+1.8%
in a year · England +4%
+28%
in five years · England +35%
12%
of households rent privately · England 21%
£810
a flat · terraced house £1,033 · semi £1,070 · detached £1,278

ONS Price Index of Private Rents: the mean rent of all private tenancies, new and existing (not asking rents), for the whole Cornwall council area. It’s the smallest area the ONS publishes.

Council tax

Band D is £2,563 for 2026–27

Lanner’s bill is the Cornwall council’s share with the county or combined authority, police and fire shares, plus the parish or town council precept of about £173 a year. England’s average Band D is £2,392. Since 2009–10, Cornwall’s average Band D has risen from £1,411: 84% in 17 years.

Lanner’s bill by band a year, and each of 10 instalments
Band value in 1991A yearA month
Band A up to £40,000£1,708£171
Band B £40,001–52,000£1,993£199
Band C £52,001–68,000£2,278£228
Band D £68,001–88,000£2,563£256
Band E £88,001–120,000£3,132£313
Band F £120,001–160,000£3,702£370
Band G £160,001–320,000£4,271£427
Band H over £320,000£5,125£513

Your band comes from what your home would have sold for in April 1991, set by the Valuation Office Agency; look it up on GOV.UK. Each band pays a fixed fraction of Band D, from six ninths (A) to two (H). Living alone takes 25% off.

Who owns, who rents

75% of households own their home; 12% rent privately

Census 2021, all households. Fewer households rent privately than across Cornwall’s towns (12% against 20%).

Own outright
Lanner47%
Cornwall39%
England32%
Own with a mortgage
Lanner28%
Cornwall24%
England29%
Shared ownership
Lanner1.1%
Cornwall1.3%
England1%
Social rent
Lanner12%
Cornwall15%
England18%
Private rent
Lanner12%
Cornwall20%
England21%

Cornwall and England: all residents of their built-up areas (towns and cities), from the same Census 2021 output areas.

Towns its size

350th of 592 UK towns its size for what a home costs against income

Median sale price ÷ the area’s mean household income, cheapest first, for UK towns of 2,000 to 3,000 people: the towns either side of Lanner, and others in Cornwall.

#TownMedian home÷ incomeRentBand DCost
1Burnfoot Scottish Borders£54K1.2×£760£1,619A+
…
98St Dennis Cornwall£195K4.2×£1,000£2,616C−
…
133Bugle Cornwall£208K4.5×£1,000£2,471C−
…
144Roche Cornwall£213K4.6×£1,000£2,542C−
…
206Camelford Cornwall£236K5.1×£1,000£2,726D
…
347Kingsclere Hampshire£405K6×£1,309£2,309B+
348Sutton Bonington Nottinghamshire£385K6×£1,047£2,670A−
349Millbrook Cornwall£275K6×£1,000£2,567D−
350Lanner Cornwall£275K6×£1,000£2,563D−
351Osbaldwick North Yorkshire£320K6×£1,199£2,292C−
352Mere Wiltshire£360K6×£1,082£2,549B
353Creech St Michael Somerset£304K6×£1,016£2,477C
…
592Woldingham Surrey£1.2M17×£1,637£2,594D

Rent and Band D are for each town’s main council area; Northern Ireland has no council tax (its towns pay domestic rates) and no council-area rents; Scotland’s rents are published for broad areas, not councils. Cost letters rank against every UK town of 1,000 or more; this order is context only.

Neighbours

Stithians sells for £77K more; Redruth for £45K less

Median sale, September 2023 to August 2026, for the built-up areas around Lanner, shaded against Lanner’s median. Five-year change where both years had 20+ sales.

25%+ cheapercheaperabout the samedearer25%+ dearer
TownCostMedianNew5 yrsBand D
LannerD−£275K0%—£2,563
CarharrackD£279K0%+31%£2,431
St DayD£235K0%—£2,521
RedruthD£230K0%+17%£2,751
Four LanesD£235K0%—£2,493
StithiansD−£352K0%—£2,522
Pool and IlloganD£260K1%+13%£2,499
IlloganD−£299K0%—£2,509

Stithians, 2.3 miles away, has the dearest homes nearby (£352,000). Redruth is the cheapest (£230,000).

How to read these numbers

What this data can and can’t tell you

  • Sale prices aren’t valuations. A median is the middle sale, so a year with more flats or new builds moves it even if no home changed in value. The ONS House Price Index adjusts for the mix; it is published by council, not for Lanner’s built-up area.
  • Rent is for the whole council. The ONS publishes private rents by council only, so the figure covers the whole Cornwall council area, not just Lanner.
  • Income is a mean. The grade divides costs by the ONS’s mean household income for the council area (£45,985), which a few high earners pull up; the median household’s is lower.
  • The newest months are thin. Land Registry registers a sale weeks or months after completion, so the year to August 2026 will gain sales as registrations catch up.

Questions about living costs in Lanner

Is Lanner expensive to live in?

The median home in Lanner sold for £275,000 between September 2023 and August 2026, £2,000 less than the typical UK town. That is 6 times the area’s mean household income, cheaper for local incomes than in 37% of UK towns. The average private rent of £1,000 a month takes 26% of that income.

Are house prices falling in Lanner?

The median sale was £310,000 in the year to August 2026, up 18% on the year before. Over five years prices went up 30%, and over ten went up 77%.

How much is rent in Lanner?

The ONS puts the average private rent in the Cornwall council area at £1,000 a month in August 2026: £688 for one bedroom, £880 for two, £1,077 for three and £1,502 for four or more. Rents held flat over the year, against 4% across England.

How much is council tax in Lanner?

Band D is £2,563 for 2026–27, against England’s average of £2,392. Band A is £1,708 and Band C £2,278. Your bill depends on your home’s band; check it on GOV.UK.

How much do I need to earn to buy in Lanner?

With a 10% deposit and borrowing of 4.5 times income, a household needs about £55,000 a year to buy the median Lanner home of £275,000.

Is Lanner cheaper than Falmouth?

Yes: Falmouth’s median sale was £335,000 over the same three years, against Lanner’s £275,000.

Sources: HM Land Registry Price Paid (standard sales, September 2023 to August 2026) · HM Land Registry Price Paid, every standard sale since 1995 (years to August), by council ward and postcode district · ONS Price Index of Private Rents (August 2026, by council) · ONS Price Index of Private Rents, monthly since January 2015 (councils, regions, England and Wales) · MHCLG and Welsh Government council tax, Band D 2026–27 (with parish precepts in England) · MHCLG Band D council tax by council, 1993–94 to 2026–27; Welsh Government council tax levels 2026–27 · ONS small-area income estimates (financial year ending 2023) · ONS Census 2021, output areas summed to the ONS 2022 built-up area · TownRatings grades: our own summary of the data, ranked against UK towns only. All under the Open Government Licence v3.0.

Contains public sector information licensed under the Open Government Licence v3.0. Contains HM Land Registry data © Crown copyright and database right 2026. Contains OS data © Crown copyright and database right 2026 (ONS boundaries). Northern Ireland: Source: NISRA; contains Land & Property Services data and Ordnance Survey of Northern Ireland information, © Crown copyright, licensed under the Open Government Licence v3.0. Scotland: contains National Records of Scotland data, Registers of Scotland data and SEPA data, © Crown copyright / © SEPA 2025, licensed under the Open Government Licence v3.0.