Housing is within reach: a typical home costs £120,200 and rent runs £869 a month. It also does well on walkability — 22% of commuters walk, cycle or take public transport. Health outcomes fall short of most towns: life expectancy is 76.5 for men and 78.4 for women. Schools are weaker too: school leavers’ results beat a tenth of Scottish towns.
Figures: prices, HM Land Registry, the last three years · commuting, Census 2022 · life expectancy, ONS. Police Scotland doesn’t publish street-level crime, so Banff has no Safety Grade and, without it, no overall grade. Its other subjects are graded below.
Each subject compared with the 2,160 UK towns with an overall grade (schools within Scotland), ordered by how far Banff is from typical. American towns are graded separately.
Police Scotland doesn’t publish street-level crime, so Banff has no Safety Grade and, without it, no overall grade. Its other subjects are graded below.
Data highlights are ordered by what stands out in Banff.
HousingCost of living grade A+
Buying in Banff costs less than in Aberdeenshire’s towns and across Scotland’s towns, at an estimated median of £120K
Private renters make up 8% of households. Banff is the second cheapest of the 23 towns in Aberdeenshire, at £120,200. 30% of households live in social housing. Owners make up 58% of households, below Aberdeenshire’s towns (70%) and close to Scotland’s towns (60%).
£120Kmedian sale
Median sale price · 2023 to 2025, at early-2025 prices
Banff£120K
Typical UK town£277K
58%
of households own their home · Scotland 60%
8%
rent privately · Scotland 13%
£869
average private rent a month, Aberdeen and Shire council area
Registers of Scotland data-zone sale prices · Scottish Government council tax · Scotland’s Census 2022 tenure · OGL · The Scottish median is our estimate from data-zone sales, brought to early-2025 prices.
SchoolsD
On exam results, Banff’s schools trail 90% of Scottish towns
Its two schools are below. Banff’s one primary and one secondary have 1,184 pupils between them.
Scottish Government · school statistics and leavers’ results · The grade uses the secondaries its children go to; Scotland publishes no primary results by school.See all 2 schools →
Health
People in Banff live shorter lives than in 95% of UK towns
28% of residents have a disability, above Aberdeenshire’s towns (20%) and Scotland’s towns (24%) alike. Of the 23 towns in Aberdeenshire, Banff has the second-largest share in bad or very bad health: 7.1%. Self-reported good health: 76% of the town’s residents.
Scotland’s Census 2022, general health and disability · Public Health Scotland life expectancy by intermediate zone, 2020–24 · OGL · Because the census answers ignore age, a younger population lifts them; that is why the Health Grade is built on age-adjusted measures like life expectancy and early deaths.
Work & commute
More people aged 16 to 64 in Banff claim unemployment benefits than in Aberdeenshire’s towns or Scotland’s towns: 4.3%
Scotland’s Census was taken on 20 March 2022, a year after England and Wales’s lockdown census; 20% of workers were mainly at home, and shares here are of those who travelled.
20% of workers worked mainly from home, below both Aberdeenshire’s towns (26%) and Scotland’s towns (31%). For every resident in work, Banff has 1.1 jobs.
Scotland’s Census 2022 (NRS), method of travel and distance to work · DWP claimant count · OGL
History
11 Category A buildings among Banff’s 231 listed
The heritage lists give each building’s grade but not its age, so we don’t say which is oldest.
Category B covers 112 of them, Category A 11. For its size, Banff has more listed buildings than any other town in Aberdeenshire. Conservation areas cover 29% of the town’s land, above Aberdeenshire’s towns (0%) and Scotland’s towns (1%) alike.
231listed buildings
Listed buildings by grade · Historic Environment Scotland
Historic Environment Scotland list, October 2026 · OGL
Who lives here
Fewer children live in Banff than in Aberdeenshire’s towns or Scotland’s towns: 14% are under 15
Just over one in ten residents are aged 15 to 24. People 65 and over make up a quarter of the town, above both Aberdeenshire’s towns (21%) and Scotland’s towns (19%). Line up the people of Banff by age and the one in the middle is 48.3. Degrees are held by 23% of adults.
48.3median age
BanffAberdeenshireScotland
Ages · share of residents
25%
Under 1515–2425–4445–6465+
Qualifications · residents 16 and older
No qualifications22%
Apprenticeship10%
Highers or similar11%
Degree level23%
Women and men · all residents
52% women, 48% men
WomenScotlandMen
About 93 men for every 100 women. Across Scotland, 51% of residents are women. Women live longer than men, so towns with many older residents have more women.
Sandi Thom: P.g.champion, CC BY-SA 2.0 uk · Douglas Cochrane, 12th Earl of Dundonald: The original uploader was YUL89YYZ at English Wikipedia., Public domain · Eliza Brightwen: unknown carte de visite, Public domain · James Grant Duff: AnonymousUnknown author, Public domain · George Duff: Henry Macbeth-Raeburn / After Henry Raeburn, Public domain · Henry Robertson: Wright, Public domain
Banff’s neighbours
The nearest towns and villages, from National Records of Scotland’s 2022 localities. See them on the map →
No Scottish town has a Safety Grade or an overall grade yet: Police Scotland doesn’t publish street-level crime. People: Census 2022. Miles: centre to centre.
Questions about Banff
Is Banff expensive to live in?
Homes cost less than in most UK towns: the median sale over three years was £120,200, against £277,000 in the typical town in England and Wales. On cost of living it is the 7th most affordable of 296 Scottish towns.
How many listed buildings are there in Banff?
That is 23.9 times the typical town in England and Wales for its size. Its Category A buildings include Banff Castle including flanking pavilions and well, Castle Street, Banff. It also has 2 scheduled monuments.
Are schools in Banff good?
Banff has 2 state schools; places are handled by the local council.
Does Banff flood?
Surface water isn’t included. Check a specific address on GOV.UK’s flood risk service.
About Banff
Town in Aberdeenshire, Scotland
Banff is a locality of 3,971 people, in the Aberdeenshire council area. TownRatings uses National Records of Scotland’s 2022 localities as Scotland’s towns: the physical town, as people mean the word, rather than a council area, so its figures cover the town itself. Localities split the big settlements into their towns, as ONS’s 2022 boundaries split conurbations in England and Wales.
Built from NRS geography and Census 2022
Population
3,971 (Census 2022)
Council
Aberdeenshire
Nation
Scotland
Area
0.7 sq mi (1.7 km²)
NRS code
S52000053
Sources: Scotland’s Census 2022 (National Records of Scotland), output areas summed to the NRS 2022 locality · Registers of Scotland house price statistics, medians and quartiles of residential sales by 2022 data zone, 2004 to 2025 (the 2023 to 2025 headline brought to early-2025 prices with each council’s medians) · Scottish Government, Council Tax by band 2026-27; Scottish Water charges 2026-27 · Scottish Government, Recorded Crime in Scotland (crimes, offences and clear-up rates by council area, 2016-17 to 2025-26); Scottish Index of Multiple Deprivation 2020v2 crime domain and SIMD crime indicators (2014/15, 2017/18), 2011 data zones with Census 2022 residents · ONS gross disposable household income by council (2022), scaled to household income on England and Wales’s councils, with Scotland’s Census 2022 households · DWP / ONS Claimant Count via Nomis (2022 data zones, January to August 2026), over residents aged 16 to 64 at Scotland’s Census 2022; council series since 2015 · Scottish Government school contact list (31 July 2026) and school summary statistics (pupil census, September 2025); School Information Dashboard leavers’ attainment by school, 2022-23 to 2024-25 (data.gov.scot) · TownRatings grades: our own summary of the data, ranked against UK towns only. All under the Open Government Licence v3.0.