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Fort LeatonFort Leaton · Photo: Carol M. Highsmith · Public domain
A+Hazard risk
Natural hazards in Presidio · FEMA

Less hazard damage per building is expected in Presidio than in 97% of U.S. towns, mostly from river and rain flooding

On FEMA’s National Risk Index, Presidio gets an A+ for hazard risk: lower expected damage per building than 97% of U.S. towns, #13 of 642 in Texas. Most of that expected damage is river and rain flooding (93%). FEMA’s files show no paid flood insurance claims here.

River and rain flooding 93%Earthquakes 3%Hail 1%

Graded on FEMA’s expected yearly building damage per dollar of building value (NRI v1.20, December 2025), weighted by where residents live; flood claims are shown, not graded. How hazard risk is graded

less than 97%of U.S. townsLess damageMoreExpected yearly damage per dollar of building, vs. the 21,298 U.S. towns we grade#13 of 642 in Texas
Hazard risk
A+#13 of 642
in Texas · lower than 97% of U.S. towns
Main hazard
River and rain flooding
93% of expected building damage
Flood claims
0
paid since 1978 · $0
Disasters paid out here
0
of 7 declared for Presidio County
By hazard

What Presidio faces

Each hazard’s share of the building damage FEMA expects here, and how its rate compares with the rest of the country.

River and rain flooding

93%of expected building damage
Below average · lower than 74% of U.S. census tracts
Recorded about once every 2 years in the area
Smaller shares here
 Earthquakes Hail Strong wind Wildfire Lightning Hurricanes Winter storms Ice storms Tornadoes Cold waves Heat waves Landslides Avalanches top 1%
FEMA models no building damage here
Coastal floodingTsunamisVolcanic activity
People, not buildings.Counting harm to people as well as buildings, FEMA’s model puts drought at 47% of Presidio’s expected losses. Drought does little damage to buildings (0.0%), so they aren’t part of the grade.

Shares are of FEMA’s expected building damage, the measure the grade uses; ranks compare each hazard’s building-damage rate with all 85,154 U.S. census tracts. In FEMA’s terms, river and rain flooding is FEMA’s “Inland Flooding” (rivers and streams overflowing their banks, or rain overwhelming drainage). FEMA defines coastal flooding as high or rising tides and storm surge, so surge damage is counted there. Drought isn’t listed: FEMA counts its losses in crops only.

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.
Hazard risk grade

What’s behind Presidio’s grade

River and rain flooding is 93% of the building damage FEMA expects in Presidio, and Presidio’s rate of river and rain flooding damage is lower than 74% of U.S. census tracts.

Where Presidio sits
Presidio
Least damageMiddleMost damage

A+ #13 of 642 in Texas; lower expected damage per building than 97% of U.S. towns (21,298).

All of Presidio’s residents live in one census tract; the figures are that tract’s.

What drives the damage to buildings
River and rain flooding93%Everything else7%

The typical Texas town has higher expected damage than 50% of U.S. towns; within the state, Presidio has less expected damage per building than 98% of Texas towns.

In dollars, FEMA expects about $1.3M a year in losses across Presidio: $394K to buildings, the rest to people and crops.

Shared tract.All of Presidio’s 3,264 residents (2020 census) live in one census tract, which it shares with Redford CDP (43 residents). FEMA publishes its model by tract, so the rate and the hazard mix are the tract’s, the same for all of them. The flood claims below are the town’s own.
A shared figure. The grade describes the whole tract, not each street in it, and FEMA’s model is an average year for today’s buildings, not a record: the claims below are the record.

How TownRatings grades hazard risk →

Flood insurance claims

Does Presidio flood? No paid flood claims on record

FEMA’s records show no paid flood insurance claims in Presidio. That’s not a promise: most homes don’t carry flood insurance, so small floods go unrecorded.

of all homes are insured
No community discount

Presidio isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Presidio County.
Disasters

The storms Presidio remembers

None of the 7 disasters declared for Presidio County shows FEMA aid or repair money reaching Presidio itself in FEMA’s records, so these are its biggest flood-claim years.

Disasters declared, by decade
Paid out in PresidioPresidio County only

Presidio County has had 7 natural disasters declared by the President since 1953, most often severe storms, then winter storms. Not counted: the 2005 Hurricane Katrina evacuee emergency, which covered counties that took in evacuees.

Also 2 FEMA wildfire suppression grants (Fire Management Assistance, not a disaster declaration) for fires in Presidio County, 2008–2011.

Be ready

Get ready for what Presidio faces

A short kit for the hazards that drive the building damage here, what to check before you buy, and where neighbors get alerts.

When the river rises
  • Turn around at flooded roads: a foot of moving water can carry off a car.
  • Flood insurance usually takes 30 days to start, so buy it before the forecast.
  • Keep papers and medicines up high, in a grab-and-go bag.
More from Ready.gov ↗
Before you buy or rent
  • Look up the address on FEMA’s flood map.
  • Ask the seller or landlord whether it has ever flooded, and what flood insurance costs there.
  • Get a flood insurance quote early: policies usually start 30 days after you buy.
When a storm is coming
Forecast and alertsWeather →911, the nearest ERSafety →

Know where neighbors sign up for alerts? Add it to the Handbook so everyone has it.

Questions about natural hazards in Presidio

Is Presidio at risk for natural disasters?

On FEMA’s National Risk Index, Presidio has lower expected damage per building than 97% of U.S. towns: A+ for hazard risk, #13 of 642 in Texas. Most of the expected damage is river and rain flooding (93%). The figures are for the one census tract the town shares with its neighbors. This is FEMA’s model of an average year for today’s buildings, not a forecast.

Is Presidio in a flood zone?

Flood zones are drawn street by street, so the answer depends on the address: look it up on FEMA’s flood map. In Presidio County, 0.6% of all homes carry federal flood insurance.

How much is flood insurance in Presidio?

FEMA’s Community Rating System list shows no discount for Presidio’s flood program. Premiums depend on the building; policies usually start 30 days after you buy, so get a quote early.

Is Presidio at risk from river and rain flooding?

It is the largest share of the building damage FEMA expects here (93%), and Presidio’s rate for it is lower than 74% of U.S. census tracts.

Storm stories

Memories, warnings and help from neighbors in Presidio.

Town Square →
Start the conversation

Sources: FEMA National Risk Index v1.20 (December 2025), census-tract table, combined by where Presidio’s residents lived in the 2020 census; OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Homes: Census ACS 2020–24. Preparedness tips: Ready.gov. FEMA’s model is an average of expected damage, not a forecast. How hazard risk is graded.