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–Not graded
Natural hazards in Ingleside on the Bay · FEMA

Storms, floods and disasters in Ingleside on the Bay

Ingleside on the Bay isn’t graded for hazard risk: Ingleside on the Bay has 745 residents; we grade towns of 1,000 or more. Flood insurance has paid 33 claims here since 1998.

Flood claims
33
paid since 1998 · $666K
Flooded more than once
9
properties · 3 “severe repetitive loss”
Disasters paid out here
6
of 27 declared for San Patricio County
By hazard

What Ingleside on the Bay faces

Each hazard’s share of the building damage FEMA expects here, and how its rate compares with the rest of the country.

Hurricanes

66%of expected building damage
Well above average · in the top 6% of U.S. census tracts
Recorded about once every 6 years in the area

River and rain flooding

26%of expected building damage
Below average · lower than 80% of U.S. census tracts
Recorded about 3 times a year in the area
Smaller shares here
 Coastal flooding top 3% Tornadoes Hail Strong wind Wildfire Cold waves top 2% Earthquakes Lightning Winter storms Ice storms Heat waves Landslides
FEMA models no building damage here
AvalanchesTsunamisVolcanic activity
People, not buildings.Counting harm to people as well as buildings, FEMA’s model puts cold waves at 13% of Ingleside on the Bay’s expected losses. Cold waves do little damage to buildings (0.2%), so they aren’t part of the grade.

Shares are of FEMA’s expected building damage, the measure the grade uses; ranks compare each hazard’s building-damage rate with all 85,154 U.S. census tracts. In FEMA’s terms, river and rain flooding is FEMA’s “Inland Flooding” (rivers and streams overflowing their banks, or rain overwhelming drainage). FEMA defines coastal flooding as high or rising tides and storm surge, so surge damage is counted there. Drought isn’t listed: FEMA counts its losses in crops only.

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.
Flood insurance claims

Does Ingleside on the Bay flood? Sometimes: 33 flood claims since 1998

Every paid claim on a federal flood insurance policy in Ingleside on the Bay, from FEMA’s records.

Paid flood claims, by year
1998: 2 claims1999: 0 claims2000: 0 claims2001: 0 claims2002: 0 claims2003: 0 claims2004: 0 claims2005: 0 claims2006: 0 claims2007: 0 claims2008: 1 claim2009: 0 claims2010: 0 claims2011: 0 claims2012: 0 claims2013: 0 claims2014: 0 claims2015: 0 claims2016: 1 claim2017: 14 claims2018: 1 claim2019: 0 claims2020: 9 claims2021: 0 claims2022: 0 claims2023: 0 claims2024: 5 claims2025: 0 claims2026: 0 claims201720202024
19982026
Biggest named events
  • Hurricane Harvey14 claims · $343K
  • Hurricane Hanna6 claims · $54K
  • The June TS Alberto5 claims · $177K
33
paid claims since 1998
$666K
paid to owners
9
homes flooded more than once
$20K
average claim
Homes that flooded again and again
FEMA “severe repetitive loss” (3)Flooded 2+ times
of homes in flood zones are insured
of all homes are insured
No community discount

Ingleside on the Bay isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: San Patricio County.
Disasters

6 federal disasters brought FEMA money to Ingleside on the Bay

Disasters that paid out in Ingleside on the Bay itself (aid to households or repair grants to the City of Ingleside on the Bay), newest first, with that year’s flood claims.

  1. 2021Severe Winter Storms1 households applied for aid$13K to the City of Ingleside on the Bay for repairs
  2. 2017Hurricane Harvey53 households applied for aid$81K aid approved$112K to the City of Ingleside on the Bay for repairs14 flood claims paid for it, $343K
  3. 2003Hurricane Claudette$9K to the City of Ingleside on the Bay for repairs
  4. 2002Severe Storms, Tornadoes and Flooding1 households applied for aid$3K aid approved
  5. 1999Hurricane Bret$2K to the City of Ingleside on the Bay for repairs
  6. 1998Tx-flooding 10/18/98$34K to the City of Ingleside on the Bay for repairs2 flood claims paid that year
Disasters declared, by decade
Paid out in Ingleside on the BaySan Patricio County only

San Patricio County has had 27 natural disasters declared by the President since 1953, most often hurricanes and tropical storms, then severe storms. Not counted: the 2005 Hurricane Katrina evacuee emergency, which covered counties that took in evacuees.

Also 1 FEMA wildfire suppression grant (Fire Management Assistance, not a disaster declaration) for fires in San Patricio County, 2025–2025.

Were you here?

Old photos of Ingleside on the Bay after a storm or flood belong in the town’s history. Add one, or share what you remember below.

Add to the Ingleside on the Bay archive →
Next door

Ingleside on the Bay and its neighbors

How expected damage per building compares across the town line. Tap a town to see its hazards.

Corpus Christi: hazard risk C−Ingleside: hazard risk C−Corpus ChristiInglesideIngleside on the Bay
Lowest fifthSecondMiddleFourthHighest fifth
TownHazard riskMostly (buildings)Flood claims
Corpus ChristiC−more damage than 84%hurricanes2,623
InglesideC−more damage than 84%hurricanes213

Hazard risk = FEMA’s expected yearly building damage per dollar of building value, vs. the 21,298 U.S. towns we grade; the map is shaded by fifths of the same scale. Flood claims = paid federal flood insurance claims on record.

Be ready

Get ready for what Ingleside on the Bay faces

A short kit for the hazards that drive the building damage here, what to check before you buy, and where neighbors get alerts.

Hurricane season
  • The season runs June through November and peaks from mid-August to mid-October.
  • Bring in porch furniture and anything the wind can throw.
  • Fill the gas tank and charge phones before the storm arrives.
More from Ready.gov ↗
When the river rises
  • Turn around at flooded roads: a foot of moving water can carry off a car.
  • Flood insurance usually takes 30 days to start, so buy it before the forecast.
  • Keep papers and medicines up high, in a grab-and-go bag.
More from Ready.gov ↗
Before you buy or rent
  • Look up the address on FEMA’s flood map.
  • Ask the seller or landlord whether it has ever flooded, and what flood insurance costs there.
  • Get a flood insurance quote early: policies usually start 30 days after you buy.
When a storm is coming
Forecast and alertsWeather →911, the nearest ERSafety →

Know where neighbors sign up for alerts? Add it to the Handbook so everyone has it.

Questions about natural hazards in Ingleside on the Bay

Does Ingleside on the Bay flood?

Flood insurance has paid 33 claims in Ingleside on the Bay since 1998, $666K in all. 9 properties have flooded more than once. The most claims came from Hurricane Harvey (14).

Is Ingleside on the Bay in a flood zone?

Flood zones are drawn street by street, so the answer depends on the address: look it up on FEMA’s flood map. In San Patricio County, 32% of homes in mapped flood zones carry federal flood insurance, and 9.0% of all homes do.

How much is flood insurance in Ingleside on the Bay?

FEMA’s Community Rating System list shows no discount for Ingleside on the Bay’s flood program. Premiums depend on the building; policies usually start 30 days after you buy, so get a quote early.

What was the biggest storm in Ingleside on the Bay?

By FEMA money that reached Ingleside on the Bay, Hurricane Harvey (2017): 53 households applied for aid, $81K approved, and $112K to the City of Ingleside on the Bay for repairs. By flood claims, Hurricane Harvey: 14 paid, $343K.

Storm stories

Memories, warnings and help from neighbors in Ingleside on the Bay.

Town Square →
Start the conversation

Sources: FEMA National Risk Index v1.20 (December 2025), census-tract table, combined by where Ingleside on the Bay’s residents lived in the 2020 census; OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Homes: Census ACS 2020–24. Preparedness tips: Ready.gov. FEMA’s model is an average of expected damage, not a forecast. How hazard risk is graded.