FEMA puts Ingleside’s expected hazard damage per building above that of 84% of U.S. towns, mostly from hurricanes
On FEMA’s National Risk Index, Ingleside gets a C− for hazard risk: higher expected damage per building than 84% of U.S. towns, #598 of 642 in Texas. Most of that expected damage is hurricanes (61%), then river and rain flooding (33%). Flood insurance has paid 213 claims here since 1979.
Graded on FEMA’s expected yearly building damage per dollar of building value (NRI v1.20, December 2025), weighted by where residents live; flood claims are shown, not graded. How hazard risk is graded
What stands out about Ingleside’s natural hazards
From FEMA’s model and FEMA’s records, below.
What Ingleside faces
Each hazard’s share of the building damage FEMA expects here, and how its rate compares with the rest of the country.
Hurricanes
River and rain flooding
Shares are of FEMA’s expected building damage, the measure the grade uses; ranks compare each hazard’s building-damage rate with all 85,154 U.S. census tracts. In FEMA’s terms, river and rain flooding is FEMA’s “Inland Flooding” (rivers and streams overflowing their banks, or rain overwhelming drainage). FEMA defines coastal flooding as high or rising tides and storm surge, so surge damage is counted there. Drought isn’t listed: FEMA counts its losses in crops only.
What’s behind Ingleside’s grade
Hurricanes are 61% of the building damage FEMA expects in Ingleside, and Ingleside’s rate of hurricanes damage is in the top 6% of U.S. census tracts. Coastal flooding adds 2%, at a rate in the top 4% of U.S. census tracts.
C− #598 of 642 in Texas; higher expected damage per building than 84% of U.S. towns (21,298).
Ingleside’s residents live in 3 census tracts; FEMA’s figures are combined by where they live.
The typical Texas town has higher expected damage than 50% of U.S. towns; within the state, Ingleside has more expected damage per building than 93% of Texas towns.
In dollars, FEMA expects about $5.5M a year in losses across Ingleside: $3.5M to buildings, the rest to people and crops.
Does Ingleside flood? Yes: 213 flood claims since 1979
Every paid claim on a federal flood insurance policy in Ingleside, from FEMA’s records: 48.5 per 1,000 homes, more than 92% of the 13,809 U.S. towns with a flood insurance record.
- Hurricane Allen20 claims · $91K
- Hurricane Harvey9 claims · $453K
- Tropical Storm Claudette2 claims · $33K
Ingleside isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.
Insurance rates: San Patricio County.9 federal disasters brought FEMA money to Ingleside
Disasters that paid out in Ingleside itself (aid to households or repair grants to the City of Ingleside), newest first, with that year’s flood claims.
- 2021Severe Winter Storms126 households applied for aid$58K aid approved$5K to the City of Ingleside for repairs
- 2017Hurricane Harvey3,115 households applied for aid$2.6M aid approved$5.5M to the City of Ingleside for repairs9 flood claims paid for it, $453K
- 2008Hurricane Ike$21K to the City of Ingleside for repairs2 flood claims paid for it, $37K
- 2008Hurricane Dolly$1K to the City of Ingleside for repairs
- 2007Hurricane Dean$1K to the City of Ingleside for repairs
- 2007Severe Storms, Tornadoes, and Flooding3 households applied for aid$519 aid approved
Show all 9
- 2003Hurricane Claudette8 households applied for aid$2K aid approved2 flood claims paid for it, $33K
- 2002Severe Storms, Tornadoes and Flooding82 households applied for aid$208K aid approved6 flood claims paid that year
- 1999Hurricane Bret$4K to the City of Ingleside for repairs
San Patricio County has had 27 natural disasters declared by the President since 1953, most often hurricanes and tropical storms, then severe storms. Not counted: the 2005 Hurricane Katrina evacuee emergency, which covered counties that took in evacuees.
Also 1 FEMA wildfire suppression grant (Fire Management Assistance, not a disaster declaration) for fires in San Patricio County, 2025–2025.
Old photos of Ingleside after a storm or flood belong in the town’s history. Add one, or share what you remember below.
Add to the Ingleside archive →Ingleside and its neighbors
Ingleside is 3rd of the 3 graded towns here, from least expected damage per building to most. Tap a town to see its hazards.
| Town | Hazard risk | Mostly (buildings) | Flood claims |
|---|---|---|---|
| Aransas Pass | C−more damage than 83% | hurricanes | 515 |
| Corpus Christi | C−more damage than 84% | hurricanes | 2,623 |
| Ingleside | C−more damage than 84% | hurricanes | 213 |
| Ingleside on the Bay | — | 745 residents; we grade 1,000+ | |
Hazard risk = FEMA’s expected yearly building damage per dollar of building value, vs. the 21,298 U.S. towns we grade; the map is shaded by fifths of the same scale. Flood claims = paid federal flood insurance claims on record.
Get ready for what Ingleside faces
A short kit for the hazards that drive the building damage here, what to check before you buy, and where neighbors get alerts.
- The season runs June through November and peaks from mid-August to mid-October.
- Bring in porch furniture and anything the wind can throw.
- Fill the gas tank and charge phones before the storm arrives.
- Turn around at flooded roads: a foot of moving water can carry off a car.
- Flood insurance usually takes 30 days to start, so buy it before the forecast.
- Keep papers and medicines up high, in a grab-and-go bag.
- Look up the address on FEMA’s flood map.
- Ask the seller or landlord whether it has ever flooded, and what flood insurance costs there.
- Get a flood insurance quote early: policies usually start 30 days after you buy.
Know where neighbors sign up for alerts? Add it to the Handbook so everyone has it.
Questions about natural hazards in Ingleside
Is Ingleside at risk for natural disasters?
On FEMA’s National Risk Index, Ingleside has higher expected damage per building than 84% of U.S. towns: C− for hazard risk, #598 of 642 in Texas. Most of the expected damage is hurricanes (61%) and river and rain flooding (33%). This is FEMA’s model of an average year for today’s buildings, not a forecast.
Does Ingleside flood?
Flood insurance has paid 213 claims in Ingleside since 1979, $2.1M in all, or 48.5 per 1,000 homes, more than 92% of U.S. towns with a flood insurance record. 29 properties have flooded more than once. The most claims came from Hurricane Allen (20).
Is Ingleside in a flood zone?
Flood zones are drawn street by street, so the answer depends on the address: look it up on FEMA’s flood map. In San Patricio County, 32% of homes in mapped flood zones carry federal flood insurance, and 9.0% of all homes do.
How much is flood insurance in Ingleside?
FEMA’s Community Rating System list shows no discount for Ingleside’s flood program. Premiums depend on the building; policies usually start 30 days after you buy, so get a quote early.
What was the biggest storm in Ingleside?
By FEMA money that reached Ingleside, Hurricane Harvey (2017): 3,115 households applied for aid, $2.6M approved, and $5.5M to the City of Ingleside for repairs. By flood claims, Hurricane Allen: 20 paid, $91K.
Is Ingleside at risk from hurricanes?
It is the largest share of the building damage FEMA expects here (61%), and Ingleside’s rate for it is in the top 6% of U.S. census tracts.
Storm stories
Memories, warnings and help from neighbors in Ingleside.
Sources: FEMA National Risk Index v1.20 (December 2025), census-tract table, combined by where Ingleside’s residents lived in the 2020 census; OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Homes: Census ACS 2020–24. Preparedness tips: Ready.gov. FEMA’s model is an average of expected damage, not a forecast. How hazard risk is graded.