Photo: Larry D. Moore · CC BY 4.0Storms, floods and disasters in Groveton
Groveton isn’t graded for hazard risk: Groveton has 924 residents; we grade towns of 1,000 or more.
What Groveton faces
Each hazard’s share of the building damage FEMA expects here, and how its rate compares with the rest of the country.
River and rain flooding
Hurricanes
Tornadoes
Shares are of FEMA’s expected building damage, the measure the grade uses; ranks compare each hazard’s building-damage rate with all 85,154 U.S. census tracts. In FEMA’s terms, river and rain flooding is FEMA’s “Inland Flooding” (rivers and streams overflowing their banks, or rain overwhelming drainage). FEMA defines coastal flooding as high or rising tides and storm surge, so surge damage is counted there. Drought isn’t listed: FEMA counts its losses in crops only.
Does Groveton flood? No paid flood claims on record
FEMA’s records show no paid flood insurance claims in Groveton. That’s not a promise: most homes don’t carry flood insurance, so small floods go unrecorded.
Groveton isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.
Insurance rates: Trinity County.7 federal disasters brought FEMA money to Groveton
Disasters that paid out in Groveton itself (aid to households or repair grants to the City of Groveton), newest first, with that year’s flood claims.
- 2024Hurricane Beryl226 households applied for aid$131K aid approved$66K to the City of Groveton for repairs
- 2024Severe Storms, Straight-line Winds, Tornadoes, and Flooding62 households applied for aid$107K aid approved$74K to the City of Groveton for repairs
- 2021Severe Winter Storms69 households applied for aid$45K aid approved
- 2015Severe Storms, Tornadoes, Straight-line Winds and Flooding2 households applied for aid$3K aid approved
- 2008Hurricane Ike354 households applied for aid$53K aid approved$30K to the City of Groveton for repairs
- 2005Hurricane Rita647 households applied for aid$384K aid approved$55K to the City of Groveton for repairs
Show all 7
- 2001Tx-tropical Storm Allison-06-06-2001$6K to the City of Groveton for repairs
Trinity County has had 21 natural disasters declared by the President since 1953, most often severe storms, then hurricanes and tropical storms. Not counted: the 2005 Hurricane Katrina evacuee emergency, which covered counties that took in evacuees.
Old photos of Groveton after a storm or flood belong in the town’s history. Add one, or share what you remember below.
Add to the Groveton archive →Get ready for what Groveton faces
A short kit for the hazards that drive the building damage here, what to check before you buy, and where neighbors get alerts.
- Turn around at flooded roads: a foot of moving water can carry off a car.
- Flood insurance usually takes 30 days to start, so buy it before the forecast.
- Keep papers and medicines up high, in a grab-and-go bag.
- The season runs June through November and peaks from mid-August to mid-October.
- Bring in porch furniture and anything the wind can throw.
- Fill the gas tank and charge phones before the storm arrives.
- Pick your spot now: the lowest floor, an inside room, no windows.
- A watch means be ready; a warning means take cover now.
- Keep shoes and a flashlight by the bed.
- Look up the address on FEMA’s flood map.
- Ask the seller or landlord whether it has ever flooded, and what flood insurance costs there.
- Get a flood insurance quote early: policies usually start 30 days after you buy.
Know where neighbors sign up for alerts? Add it to the Handbook so everyone has it.
Questions about natural hazards in Groveton
Is Groveton in a flood zone?
Flood zones are drawn street by street, so the answer depends on the address: look it up on FEMA’s flood map. In Trinity County, 0.5% of all homes carry federal flood insurance.
How much is flood insurance in Groveton?
FEMA’s Community Rating System list shows no discount for Groveton’s flood program. Premiums depend on the building; policies usually start 30 days after you buy, so get a quote early.
What was the biggest storm in Groveton?
By FEMA money that reached Groveton, Hurricane Rita (2005): 647 households applied for aid, $384K approved, and $55K to the City of Groveton for repairs.
Storm stories
Memories, warnings and help from neighbors in Groveton.
Sources: FEMA National Risk Index v1.20 (December 2025), census-tract table, combined by where Groveton’s residents lived in the 2020 census; OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Homes: Census ACS 2020–24. Preparedness tips: Ready.gov. FEMA’s model is an average of expected damage, not a forecast. How hazard risk is graded.