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Tennessee›Loudon County

Rarity BayTN

With 757 residents, it is a town in Tennessee.

Is Rarity Bay a good place to live?

Rarity Bay’s midpoint age is 73.8 years, where Tennessee’s towns sit at 40 years and U.S. towns at 40.5 years. Among 178 Tennessee towns, just one has a lower share of residents below the poverty line than Rarity Bay. Rarity Bay has fewer than 1,000 residents, too few for fair grades; the figures below are still real.

Small town

757 people, and everyone knows the way

In a town this size, neighbors are the best guide. Ask them anything.

Nearby towns
VonoreVonoreRarity Bay

The data

Ordered by what stands out in Rarity Bay.

Work & commute

A smaller share of working residents work locally in Rarity Bay than in most of Tennessee or the rest of the country

0%work in town

The top destinations are Vonore (16%), Knoxville (13%) and Loudon (8%). In Rarity Bay, the median household income is $85,000. For half of commuters, work is under 20 miles away.

Rarity BayTypical Tennessee townTypical U.S. town
Working residents who work in town0.4%12%7.9%
Median household income$85,000$61,000$80,000

Where working residents work

In Rarity Bay0%
Vonore16%
Knoxville13%
Loudon8%
Madisonville6%
20 mi
median commute distance
72
jobs based in Rarity Bay
A commuter town
jobs vs. working residents

Census LEHD 2024 · ACS

Climate

Rarity Bay has mild winters and hot summers

4″snow a winter

A July afternoon gets to about 89° and a January night to 30°, and about 4 inches of snow fall in a winter.

Typical low → high °F

Winter32–51°
Spring47–71°
Summer66–87°
Fall49–72°
Nov 1
typical first frost
Apr 5
typical last frost
+0.7°
vs. the 20th-century average

NOAA U.S. Climate Normals, 1991–2020

Health

More of Rarity Bay’s adults have high blood pressure than in the typical Tennessee or U.S. town

In Rarity Bay, 18% of adults report frequent physical distress. Only 4 of the 177 Tennessee towns we compare have a higher share of adults who have diabetes than Rarity Bay. Two figures for adults here: 13% report frequent mental distress, 8.2% binge drink. Against the Tennessee average, Rarity Bay comes out ahead on 15 CDC measures out of 31, and behind on 9.

Rarity BayTypical Tennessee townTypical U.S. town
Diabetes (CDC PLACES)20%14%12%
Frequent mental distress (CDC PLACES)13%20%17%
Binge drink (CDC PLACES)8.2%14%16%
High blood pressure (CDC PLACES)56%41%35%
31 measures vs. Tennessee
15 better7 too close to call9 worse
What stands outRarity BayTN
Fewer adults facing housing insecurity6.3%13.3%
Fewer adults facing a utility shut-off4.4%9.1%
More adults who have had cancer16.9%8.2%
Sweetwater Hospital Association
12.1 mi away · emergency room
3 of 3
care shortages: primary care, dental, mental health

CDC PLACES 2025 · modeled estimates for adults · CMS · HRSA

Natural hazards

The biggest natural risk in Rarity Bay is inland flooding, at a moderate overall level

58risk score of 100

45% of Rarity Bay’s expected losses from natural hazards come from inland flooding, followed by earthquakes at 34%. On expected storm and flood damage, Rarity Bay sits above 58% of U.S. communities.

FEMA risk score
58Moderate riskLowerHigher
Inland floodingEarthquakesTornadoes

FEMA National Risk Index · OpenFEMA

Housing

The median home in Rarity Bay sells for about $775K

$775Kmedian sale price

Among households in Rarity Bay, 84% own their home. Homes sold in Rarity Bay spent a median 132 days on the market.

Market temperature
BalancedA balanced marketBuyer’sSeller’s
132
days on market
97.3%
sale-to-list price
5
homes sold in September

Census ACS, 2020–24 · Zillow Home Value Index · Redfin Data Center

Keep exploring

Everything we know about Rarity Bay

14pages on Rarity Bay
Nearby attractions

Great Smoky Mountains National Park and 26 more within 40 miles

Museums, parks, gardens and other places to visit around Rarity Bay. Close and well known come first.

All 41 attractions →
Sources: National Park Service · ski areas © OpenSkiMap / OpenStreetMap contributors · Wikidata · Wikipedia readership · photos via Wikimedia Commons
Photo credits

Great Smoky Mountains National Park: Scott Basford, CC BY-SA 3.0 · Neyland Stadium: Neomrbungle, CC BY-SA 4.0 · Craighead Caverns: Brenda, CC BY 2.0 · Sunsphere: Ɱ, CC BY-SA 4.0 · Fort Loudoun: The original uploader was LMUBill at English Wikipedia., CC BY-SA 3.0 · Tanasi: Brian Stansberry (photographer), CC BY 3.0

Getting set up

Moving to Rarity Bay: who provides what

Rarity Bay is unincorporated, so Loudon County and regional agencies provide most services.

PowerLoudon Utilities Board12.2¢/kWh · EIA 2025HIFLD · EIA
WaterTellico Area Services SystemNo health-based violations in 5 years · EPAEPA
Internet5 providers99% of addresses get 100/20 MbpsFCC
Trash & county servicesLoudon CountyLoudon County provides services here
SchoolsMonroe County School DistrictLoudon County School District2 districts serve Rarity Bay; which school depends on your address and gradeNCES
Register to voteOnlineIn Tennessee you can register online until 30 days before Election Day, in person until 30 days before Election Day, or by mail (postmarked 30 days before).vote.gov
Who runs elections hereMonroe County Election CommissionMonroe County; contacts on the Handbook page.FVAP, Sep 2025
ZIP code3788537885 100%Census 2020

EPA SDWIS (Oct 9, 2026) · HIFLD + EIA-861 2025 · Census 2020 ZCTAs · NCES 2024–25 · registration: vote.gov, updated Nov 18, 2024.

A commuter town

100% of working residents leave Rarity Bay for work

Where Rarity Bay’s working residents go each day. Line width shows the share.

16% → Vonore Vonore 16% 13% → Knoxville Knoxville 13% 8% → Loudon Loudon 8% 6% → Madisonville Madisonville 6% 5% → Nashville Nashville 5% 4% → Maryville Maryville 4% Rarity Bay · 0% stay
72jobs based in Rarity Bay
0%of working residents work in town
20 mimedian commute distance

Census LEHD 2024

After high school

Colleges nearby

None within 15 miles of Rarity Bay; the nearest are

About Rarity Bay

Census-designated place in Tennessee, United States

Rarity Bay is a golf course community and census-designated place (CDP) in Loudon and Monroe counties, Tennessee, United States. It was first listed as a CDP prior to the 2020 census. its population during the census was 885. It is in the southern part of Loudon County and the northern part of Monroe County, occupying a peninsula in Tellico Reservoir, with the Little Tennessee River to the southeast and the cove of Bat Creek to the northwest. Tennessee State Route 72 runs along the western edge of the CDP, leading south 2.5 miles (4.0 km) to U.S. Route 411 in Vonore and north 10 miles (16 km) to Loudon.

From Wikipedia, licensed CC BY-SA 4.0 · facts via Wikidata (CC0)

Elevation
919 ft

Questions about Rarity Bay

Short answers, built from the data on this page.

Is Rarity Bay, TN a good place to live?

Rarity Bay has fewer than 1,000 residents, too few for fair grades; the figures below are still real.

Rarity Bay is in here

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