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Tennessee›Hamilton County

Middle ValleyTN

A town of 12,187.

Is Middle Valley a good place to live?

Middle Valley is a solid, middle-of-the-road choice. It grades B overall, ranked 38th of 175 in Tennessee, with no subject far below average. Its best mark is incomes: the median household earns $95K. It also does better than most on health: it is healthier than 67% of U.S. towns. A typical home there costs about $319K, 4.4 years of the Chattanooga metro’s $72K median household income. Most errands need a car: it is less walkable than 90% of U.S. towns. On history, just 22 of Tennessee’s 292 towns do worse. 5% of residents live below the poverty line in Middle Valley, against 14% in Tennessee’s towns and 9.6% across U.S. towns.

A commuter town

99% of working residents leave Middle Valley for work

Where Middle Valley’s working residents go each day. Line width shows the share.

63% → Chattanooga Chattanooga 63% 4% → Nashville Nashville 4% 3% → Cleveland Cleveland 3% 2% → Knoxville Knoxville 2% 2% → Soddy-Daisy Soddy-Daisy 2% 1% → East Ridge East Ridge 1% Middle Valley · 1% stay
510jobs based in Middle Valley
1%of working residents work in town
11 mimedian commute distance

Census LEHD 2023

How Middle Valley grades

Each subject compared with towns across the country (schools within Tennessee), ordered by how far Middle Valley is from typical.

How grading works
Character Graded, but not part of the overall grade.
Described, not graded Taste, not quality: snow or an older crowd is neither good nor bad.

How TownRatings grades towns →

Nearby attractions

Ruby Falls and 17 more within 40 miles

Museums, parks, gardens and other places to visit around Middle Valley. Close and well known come first.

All 24 attractions →
Sources: National Park Service · ski areas © OpenSkiMap / OpenStreetMap contributors · Wikidata · Wikipedia readership · photos via Wikimedia Commons
Photo credits

Ruby Falls: Oydman (talk), CC BY-SA 3.0 · Lookout Mountain: Teke, CC BY-SA 3.0 · Tennessee Valley Railroad Museum: TVSRR at English Wikipedia. Photo by Jason Trew /TVSRR, Public domain · Tennessee Aquarium: Ɱ, CC BY-SA 4.0

Getting set up

Moving to Middle Valley: who provides what

Middle Valley is unincorporated, so Hamilton County and regional agencies provide most services.

PowerCity of Chattanooga12.9¢/kWh · EIA 2025HIFLD · EIA
WaterHixson Utility DistrictNo health-based violations in 5 years · EPAEPA
Internet5 providers100% of addresses get 100/20 MbpsFCC
Trash & county servicesHamilton CountyHamilton County provides services here
SchoolsHamilton County School DistrictWhich school depends on your addressNCES
Register to voteOnlineIn Tennessee you can register online until 30 days before Election Day, in person until 30 days before Election Day, or by mail (postmarked 30 days before).vote.gov
Who runs elections hereHamilton County Election CommissionHamilton County; contacts on the Handbook page.FVAP, Sep 2025
ZIP code3734337343 100%Census 2020

EPA SDWIS (Oct 9, 2026) · HIFLD + EIA-861 2025 · Census 2020 ZCTAs · NCES 2024–25 · registration: vote.gov, updated Nov 18, 2024.

The data

Ordered by what stands out in Middle Valley.

Middle Valley looks healthier within Tennessee than nationally and sends most of its workers to Chattanooga and beyond.

Work & commuteJobs & income grade A−

About two in three of Middle Valley’s working residents commute to Chattanooga

Middle Valley has 510 jobs for its 4,935 working residents: even if every job went to a resident, most would still commute out.

Most working residents leave Middle Valley for work: only 1% work in town. 19% of Middle Valley workers work from home. Jobs based in Middle Valley grew to 510 in 2023, 242 more than in 2013.

1%work in town
Middle ValleyTennessee townsU.S. towns
Work from home19%9.5%11%
Working residents who work in town1.1%12%8%
Median household income$95,000$60,000$80,000

Where working residents work

In Middle Valley1%
Chattanooga63%
Nashville4%
Cleveland3%
Knoxville2%
11 mi
median commute distance
510
jobs based in Middle Valley
A commuter town
jobs vs. working residents
D
Walkability grade: more walkable than 10% of U.S. towns

Census LEHD 2023 · ACS

SchoolsB

Middle Valley’s public schools outperform 59% of Tennessee districts

Its public schools are run by the Hamilton County school district. Two of its 3 schools are below, each with why it’s listed.

59%of TN districts it outscoresBSchool Grade
SchoolLevelStudentsLetter
Middle Valley Elementary SchoolLargest public elementary schoolGrades PK–5Grades PK–5705A
Loftis Middle SchoolTop results in townGrades 6–8Grades 6–8550A

NCES · EDFacts · graded within TN on state tests and graduation

HealthB+

Middle Valley’s grade for health is a B+

Within Tennessee it is healthier than 87% of the 176 graded towns: much of Tennessee scores lower on these measures. Its widest gap with Tennessee is food insecurity: 10% of its 9,181 adults worry about having enough food, against 16.2% statewide.

20% of adults get no exercise outside work in Middle Valley. Middle Valley beats the Tennessee average on 16 of 31 CDC measures and trails it on 1. 32% of adults have obesity in Middle Valley.

67%healthier than U.S. townsB+Health Grade
Middle ValleyTennessee townsU.S. towns
Get no exercise (CDC PLACES)20%28%25%
Obesity (CDC PLACES)32%39%35%
Depression (CDC PLACES)27%29%23%
Food insecurity (CDC PLACES)10%16%14%
31 measures vs. Tennessee
16 better14 too close to call1 worse
What stands outMiddle ValleyTN
Fewer adults facing food insecurity10%16.2%
Fewer adults facing a utility shut-off6%9.1%
More adults who have had cancer9.9%8.2%
Erlanger Medical Center
11.2 mi away · emergency room
1 of 3
care shortages: mental health
87th
percentile among TN towns

CDC PLACES 2025 · modeled estimates for adults · CMS · HRSA

Climate

Middle Valley has mild winters and hot summers

Middle Valley has mild winters and warm summers, with plenty of rain. The July high in Middle Valley is 89°F.

4″snow a winter

Typical low → high °F

Winter32–52°
Spring48–72°
Summer67–88°
Fall49–73°
Oct 29
typical first frost
Apr 7
typical last frost
+0.9°
vs. the 20th-century average

NOAA U.S. Climate Normals, 1991–2020

Who lives here

Fewer young adults than Tennessee overall

Adults 18 to 34 are 16% of residents (23% statewide); adults 35 to 64 are 44% of residents (38% statewide). Middle Valley’s median age is 45.4 years. 31% of adults 25 and older have a bachelor’s degree or more, vs 31% across Tennessee.

45.4median age · TN 38.9
Middle ValleyTennessee townsU.S. towns
Median age45.4 years40 years40.5 years
Under 1820%22%22%
Aged 65 or older20%18%18%
Bachelor’s degree or more, 25+31%23%29%
Middle ValleyTennesseeUnited States

Ages · share of residents

Education · adults 25 and older

No diploma12%
High school25%
Some college24%
Associate’s8%
Bachelor’s19%
Graduate12%

Women and men · all residents

51% women, 49% men

That’s an even split within the survey’s margin of ±7.3 points. Across Tennessee, 50.9% of residents are women.

Ages and education in Middle Valley
Middle ValleyTNU.S.
Under 1010.5%11.9%11.6%
10 to 179.3%10.3%10.3%
18 to 247.2%8.9%9.1%
25 to 349.1%13.8%13.7%
35 to 4412.8%12.8%13.2%
45 to 5420%12.4%12.2%
55 to 6410.7%12.8%12.7%
65 to 749.8%10.3%10.2%
75 and older10.7%6.7%7%
No diploma11.9%10%10.4%
High school25.1%31.2%26%
Some college24%19.9%19.1%
Associate’s8.3%7.9%8.8%
Bachelor’s19.2%19.4%21.6%
Graduate11.6%11.7%14.1%

U.S. Census Bureau · ACS 2020-2024 5-year estimates

OutdoorsC+

Conserved land covers 4.6% of Middle Valley

1.6 miles of trail in 2 parks and preserves.

#89for trails in TN
Middle ValleyTennessee townsU.S. towns
Miles of trail per square mile0.2 miles per square mile0.20.4
Conserved land4.6%1.7%4.3%
4.6%
conserved · 289 of 6,271 acres
1.6 mi
of trails · 0.2 per sq mi
Biggest places to walkTrailsAcres
1. Chickamauga Wildlife Management Area - Hixson Unit—121
2. North Chickamauga Creek Wildlife Management Area - Williams Unit—63

Trails & parks © OpenStreetMap contributors · Conserved land: USGS PAD-US

Natural hazardsHazard risk grade C

Middle Valley faces a high natural-hazard risk, led by inland flooding

Expected storm and flood damage is higher than in 62% of U.S. communities. Since 1980, 22 flood insurance claims have been paid out in Middle Valley.

62risk score of 100
FEMA risk score
62High riskLowerHigher
Inland floodingTornadoes
22
paid flood claims since 1980

FEMA flood insurance claims · FEMA National Risk Index · OpenFEMA

Keep exploring

Everything we know about Middle Valley

16pages on Middle Valley
After high school

Colleges nearby

6 within 15 miles of the center of Middle Valley

About Middle Valley

Census-designated place in Tennessee, United States

Middle Valley is a census-designated place (CDP) in Hamilton County, Tennessee, United States. The population was 11,695 at the 2020 census. It is part of the Chattanooga, TN–GA Metropolitan Statistical Area.

From Wikipedia, licensed CC BY-SA 4.0 · facts via Wikidata (CC0)

Area
9.8 sq mi
Elevation
699 ft

Middle Valley’s neighbors

3 towns share a border with Middle Valley.

Explore the map →
How the neighbors grade
TownTN rankOverallCostSafetySchoolsHealth
Middle Valley#38BB−—BB+
Chattanooga#137DCD−BC
Lakesite——B+—BB
Soddy-Daisy#66C+B—BC+

Lakesite has fewer than 2,500 residents, so it gets subject grades but no overall grade. Middle Valley, Lakesite and Soddy-Daisy report no FBI crime data of their own. Compare Middle Valley with a neighbor →

Questions about Middle Valley

Short answers, built from the data on this page.

Is Middle Valley, TN a good place to live?

By most measures, yes. Middle Valley grades B overall, better than 59% of U.S. towns and #38 of 175 in Tennessee. It grades B+ for health and B for schools. Walkability is its weak spot, with a D.

Is Middle Valley, TN expensive?

Cost of living, which also weighs rents, property taxes and how many households pay 30% or more of their income for housing, grades B−.