Lone Oak Baptist Church, 2026
Lone Oak’s story
Lone Oak in pictures
The archive holds 4 old photos and papers going back to 2026 and 6 maps from 1936 on.
Explore the history →
Lone OakTN
A town of 1,422.
1 bordering townMap →
Photo: Dclemens1971 · CC BY 4.0
Population
1,422
Census survey, 2020–24
Median home value
$258K
Census ACS
Household income
$41K
median
Median age
48.8
years
Jobs based here
29
A commuter town
Is Lone Oak a good place to live?
Lone Oak’s best subject grade is an A for cost of living; its weakest is a D− for walkability. Only 7 of Tennessee’s 292 towns score lower on walkability. CDC estimates put its residents' health behind 92% of the country. Only 2 of the 178 Tennessee towns we compare have a lower share of working residents who work in town than Lone Oak. The biggest place to walk is North Chick Corridor, 54 acres with 1.1 miles of trail. Lone Oak has fewer than 2,500 residents, so it gets subject grades but no overall grade.
Small town
1,422 people, and everyone knows the way
In a town this size, neighbors are the best guide. Ask them anything.
Nearby towns
FairmountLone Oak
How Lone Oak grades
Each subject compared with towns across the country (schools within Tennessee), ordered by how far Lone Oak is from typical.
WalkabilityEPA walkability 3.2 of 20; 1.5% of households have no carD−Open →HealthErlanger Medical Center 11.4 miles awayDOpen →Cost of livingTypical home $258K, 3.6 years of the Chattanooga metro’s $72K median household incomeAOpen →Jobs & income$41K median household income; 29 jobs based hereC−Open →SchoolsBehind 67% of Tennessee districts on tests and graduationCOpen →Hazard riskcold waves tops the listB−Open →
Character Graded, but not part of the overall grade.
Described, not graded Taste, not quality: snow or an older crowd is neither good nor bad.
How TownRatings grades towns →
Nearby attractions
All 26 attractions →Ruby Falls and 17 more within 40 miles
Museums, parks, gardens and other places to visit around Lone Oak. Close and well known come first.
13 mi WaterfallRuby Falls
23 mi MountainLookout Mountain
11 mi Zoo & aquariumTennessee Aquarium37 mi CaveEllison's Cave
6 mi National Military ParkChickamauga and Chattanooga National Military Park972K visitors a year
13 mi MuseumTennessee Valley Railroad MuseumSources: National Park Service · ski areas © OpenSkiMap / OpenStreetMap contributors · Wikidata · Wikipedia readership · photos via Wikimedia Commons
Photo credits
Ruby Falls: Oydman (talk), CC BY-SA 3.0 · Lookout Mountain: Teke, CC BY-SA 3.0 · Tennessee Aquarium: Ɱ, CC BY-SA 4.0 · Chickamauga and Chattanooga National Military Park: Lhughesw5, CC BY-SA 3.0 · Tennessee Valley Railroad Museum: TVSRR at English Wikipedia. Photo by Jason Trew /TVSRR, Public domain
Getting set up
Moving to Lone Oak: who provides what
Lone Oak is unincorporated, so Sequatchie County and regional agencies provide most services.
PowerCity of Chattanooga12.9¢/kWh · EIA 2025HIFLD · EIA
WaterWalden's Ridge U.d. water systemNo health-based violations in 5 years · EPAEPA
Internet5 providers100% of addresses get 100/20 MbpsFCC
Trash & county servicesSequatchie CountySequatchie County provides services here
Register to voteOnlineIn Tennessee you can register online until 30 days before Election Day, in person until 30 days before Election Day, or by mail (postmarked 30 days before).vote.govWho runs elections hereSequatchie County Election CommissionSequatchie County; contacts on the Handbook page.FVAP, Jun 2023
ZIP code3737737377 100%Census 2020
EPA SDWIS (Oct 9, 2026) · HIFLD + EIA-861 2025 · Census 2020 ZCTAs · NCES 2024–25 · registration: vote.gov, updated Nov 18, 2024.
The data
Ordered by what stands out in Lone Oak.
HealthD
Lone Oak earns a D for health
32% of adults have been diagnosed with depression in Lone Oak, against 29% in Tennessee’s towns and 23% across U.S. towns. 19% of adults report frequent physical distress in Lone Oak. Lone Oak beats the Tennessee average on 0 of 31 CDC measures and trails it on 9.
8%healthier than U.S. townsDHealth Grade
| Lone Oak | Tennessee towns | U.S. towns | |
|---|---|---|---|
| Depression (CDC PLACES) | 32% | 29% | 23% |
| Frequent physical distress (CDC PLACES) | 19% | 16% | 14% |
| Smoke cigarettes (CDC PLACES) | 22% | 19% | 14% |
| High blood pressure (CDC PLACES) | 44% | 41% | 35% |
31 measures vs. Tennessee
0 better22 too close to call9 worse
| What stands out | Lone Oak | TN |
|---|---|---|
| More adults with COPD | 12.4% | 8.6% |
| More adults with heart disease | 9.3% | 7% |
| More adults who have had a stroke | 4.7% | 3.7% |
Erlanger Medical Center
11.4 mi away · emergency room
3 of 3
care shortages: primary care, dental, mental health
CDC PLACES 2025 · modeled estimates for adults · CMS · HRSA
Work & commuteJobs & income grade C−
Most of Lone Oak’s workers commute out: the town has 0.1 jobs for each of them
Most working residents leave Lone Oak for work: only 0% work in town. Lone Oak’s average trip to work is 31 minutes, where Tennessee’s towns sit at 25 minutes and U.S. towns at 25 minutes. 15% of Lone Oak residents live below the poverty line.
0%work in town
| Lone Oak | Tennessee towns | U.S. towns | |
|---|---|---|---|
| Average trip to work | 31 minutes | 25 minutes | 25 minutes |
| Below the poverty line | 15% | 14% | 9.6% |
Where working residents work
In Lone Oak0%
Chattanooga41%
Dunlap11%
Nashville5%
Knoxville3%
14 mi
median commute distance
29
jobs based in Lone Oak
A commuter town
jobs vs. working residents
D−
Walkability grade: more walkable than 1% of U.S. towns
Census LEHD 2023 · ACS
Climate
In Lone Oak, expect mild winters and pleasant summers
Lone Oak has mild winters and warm summers, with plenty of rain. The July high in Lone Oak is 84°F.
4″snow a winter
Typical low → high °F
Winter30–48°
Spring47–67°
Summer64–83°
Fall49–68°
Nov 6
typical first frost
Mar 31
typical last frost
+0.9°
vs. the 20th-century average
NOAA U.S. Climate Normals, 1991–2020
OutdoorsB−
Lone Oak has set aside 6.2% of its land for conservation
1.7 miles of trail in 1 park or preserve.
6.2%conserved
| Lone Oak | Tennessee towns | U.S. towns | |
|---|---|---|---|
| Conserved land | 6.2% | 1.8% | 4.3% |
| Miles of trail per square mile | 0.3 miles per square mile | 0.2 | 0.4 |
6.2%
conserved · 254 of 4,126 acres
1.7 mi
of trails · 0.3 per sq mi
| Biggest places to walk | Trails | Acres |
|---|---|---|
| 1. North Chick Corridor | 1.1 mi | 54 |
Trails & parks © OpenStreetMap contributors · Conserved land: USGS PAD-US
Natural hazardsHazard risk grade B−
Moderate risk in Lone Oak, with cold waves at the top
Expected storm and flood damage is higher than in 51% of U.S. communities.
51risk score of 100
FEMA risk score
Cold wavesInland floodingTornadoes
FEMA National Risk Index · OpenFEMA
Keep exploring
Everything we know about Lone Oak
17pages on Lone Oak
The big questions
Out and about
Day to day
After high school
Colleges nearby
4 within 15 miles of the center of Lone Oak
Chattanooga College Medical Dental and & Technical CareersUniversity or college · Private for-profit · Chattanooga8.7 mi$12,709 tuitionChattanooga State Community CollegeCommunity college · Public · Chattanooga10.2 mi$4,772 in-state tuitionThe University of Tennessee-ChattanoogaUniversity or college · Public · Chattanooga11.3 mi$10,448 in-state tuition
About 6 of every 100 Lone Oak residents are enrolled in college, about the same as Tennessee.
A commuter town
100% of working residents leave Lone Oak for work
Where Lone Oak’s working residents go each day. Line width shows the share.
29jobs based in Lone Oak
0%of working residents work in town
14 mimedian commute distance
Census LEHD 2023
About Lone Oak
Census-designated place in Tennessee, United States
Lone Oak (also Browns Chapel or Top of the Mountain) is an unincorporated community and census-designated place (CDP) in southern Sequatchie County, Tennessee, United States. It lies along U.S. Route 127 south of the city of Dunlap, the county seat of Sequatchie County. Its elevation is 2,001 feet (610 m). As of the 2020 census, its population was 1,198, down from 1,206 at the 2010 census. Lone Oak is part of the Chattanooga, TN–GA Metropolitan Statistical Area.
From Wikipedia, licensed CC BY-SA 4.0 · facts via Wikidata (CC0)
- Area
- 6.5 sq mi
- Elevation
- 2,005 ft
Questions about Lone Oak
Short answers, built from the data on this page.
Is Lone Oak, TN expensive?
Not for the area. Cost of living, which also weighs rents, property taxes and how many households pay 30% or more of their income for housing, grades A.