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Cumberland Power Plant smokestacks
Tennessee›Stewart County

Cumberland CityTN

Settled in 1890, this town now has 330 residents.

Photo: Riffsyphon1024 (Steven Greenwood) · Public domain
Photo of Cumberland City

Cumberland City, TN · Photo: Riffsyphon1024 (Steven Greenwood) · Public domain · Source ↗

Is Cumberland City a good place to live?

Cumberland City’s average commute is 41 minutes, where Tennessee’s towns sit at 25 minutes and U.S. towns at 25 minutes. Only 3 of the 178 Tennessee towns we compare have a lower share of residents 65 or older than Cumberland City. Henry Hollister House is on the National Register of Historic Places. Cumberland City has fewer than 1,000 residents, too few for fair grades; the figures below are still real.

What makes Cumberland City stand out

Where Cumberland City beats most towns.

Small town

330 people, and everyone knows the way

In a town this size, neighbors are the best guide. Ask them anything.

Nearby towns
Getting set up

Moving to Cumberland City: who provides what

Who provides power, water and the rest in Cumberland City, and how to reach them.

The full setup list →
PowerCumberland Elec Member13.8¢/kWh · EIA 2025HIFLD · EIA
WaterCumberland City Water DeptNo health-based violations in 5 years · EPAEPA
Internet6 providers92% of addresses get 100/20 MbpsFCC
Trash & dumpNot on file yetWe don’t have Cumberland City’s trash rules yet
SchoolsStewart County School DistrictWhich school depends on your addressNCES
Register to voteOnlineIn Tennessee you can register online until 30 days before Election Day, in person until 30 days before Election Day, or by mail (postmarked 30 days before).vote.gov
Who runs elections hereStewart County Election CommissionStewart County; contacts on the Handbook page.FVAP, Sep 2025
ZIP code3705037050 100%Census 2020

EPA SDWIS (Oct 9, 2026) · HIFLD + EIA-861 2025 · Census 2020 ZCTAs · NCES 2024–25 · registration: vote.gov, updated Nov 18, 2024.

The data

Ordered by what stands out in Cumberland City.

Work & commute

With 5.4 jobs for every working resident, Cumberland City draws in 625 commuters

2.6% of Cumberland City working residents work locally. Employers in Cumberland City added 361 jobs between 2013 and 2023, to 628. The top destinations are Clarksville (25%), Dover (16%) and Erin (5%). For half of commuters, work is under 20 miles away.

3%work in town
Cumberland CityTennessee townsU.S. towns
Below the poverty line23%14%9.6%
Working residents who work in town2.6%12%8%
Median household income$56,000$61,000$80,000

Where working residents work

In Cumberland City3%
Clarksville25%
Dover16%
Erin5%
Nashville3%
20 mi
median commute distance
628
jobs based in Cumberland City
A job hub
jobs vs. working residents

Census LEHD 2023 · ACS

Housing

The typical home in Cumberland City: about $252K

Over the 12 months to September 2026, the typical home gained 1.7% in value. The midpoint rent in Cumberland City is $858 a month. Nearly three in five households are owner-occupiers in the town.

$252KZillow home value
Cumberland CityTennessee townsU.S. towns
Households that own their home59%66%73%
Median rent$858 a month$947 a month$1,185 a month

Typical home value

Cumberland City$252K
Tennessee$331K
+1.7%
value change, 1 year
1
homes sold in April

Census ACS, 2020–24 · Zillow Home Value Index · Redfin Data Center

Climate

Mild winters and hot summers: that is Cumberland City’s year

Cumberland City’s typical July afternoon high comes in at 90°F.

4″snow a winter

Typical low → high °F

Winter30–50°
Spring47–71°
Summer67–88°
Fall48–72°
Nov 3
typical first frost
Apr 7
typical last frost
+0.9°
vs. the 20th-century average

NOAA U.S. Climate Normals, 1991–2020

Natural hazards

The biggest natural risk in Cumberland City is inland flooding, at a high overall level

Since 2010, Cumberland City has seen 2 flood insurance claims paid out. On expected storm and flood damage, Cumberland City sits above 64% of U.S. communities. Federal disaster aid has reached households in Cumberland City after 5 declared disasters, most recently in 2023. 30% of the town’s expected losses from natural hazards come from inland flooding, followed by tornadoes at 24%.

64risk score of 100
FEMA risk score
64High riskLowerHigher
Inland floodingTornadoesEarthquakes
2
paid flood claims since 2010
5
federal disasters paid out here

FEMA flood insurance claims · FEMA disaster declarations and aid · FEMA National Risk Index · OpenFEMA

Health

How healthy Cumberland City is

The share of adults in Cumberland City who have high blood pressure: 41%. On the CDC’s 31 measures, Cumberland City is ahead of Tennessee on 3 and behind on 5. Among adults in the town, 17% report frequent physical distress and 21% report frequent mental distress.

Cumberland CityTennessee townsU.S. towns
Depression (CDC PLACES)31%29%23%
Frequent physical distress (CDC PLACES)17%16%14%
Frequent mental distress (CDC PLACES)21%20%17%
Smoke cigarettes (CDC PLACES)20%19%14%
31 measures vs. Tennessee
3 better23 too close to call5 worse
What stands outCumberland CityTN
Fewer adults facing a utility shut-off7.4%9.1%
Fewer adults facing housing insecurity11.2%13.3%
More adults with COPD10.8%8.6%
Houston County Community Hospital
5 mi away · emergency room
1 of 3
care shortages: primary care

CDC PLACES 2025 · modeled estimates for adults · CMS · HRSA

Keep exploring

Everything we know about Cumberland City

16pages on Cumberland City
After high school

Colleges nearby

None within 15 miles of Cumberland City; the nearest are

A job hub

Every workday, about 625 people come to Cumberland City for work

Where Cumberland City’s working residents go each day. Line width shows the share.

25% → Clarksville Clarksville 25% 16% → Dover Dover 16% 5% → Erin Erin 5% 3% → Nashville Nashville 3% 3% → Dickson Dickson 3% 3% → Memphis Memphis 3% Cumberland City · 3% stay
628jobs based in Cumberland City
3%of working residents work in town
20 mimedian commute distance

Census LEHD 2023

About Cumberland City

Town in Tennessee, United States

Cumberland City is a town in Stewart County, Tennessee. As of the 2020 census, Cumberland City had a population of 305. It is part of the Clarksville, TN — Kentucky Metropolitan Statistical Area. Cumberland City is the site of a TVA Cumberland Fossil Plant along the Cumberland River that provides 2.6 gigawatts of electric power to much of the area, including the cities of Clarksville in Montgomery County and Dickson in Dickson County. The power plant's stacks (some of the tallest structures in the state) can be seen for at least 30 miles (48 km) away.

From Wikipedia, licensed CC BY-SA 4.0 · facts via Wikidata (CC0)

Area
5.3 sq mi
Elevation
394 ft
ZIP code
37050
Area code
931

Questions about Cumberland City

Short answers, built from the data on this page.

Is Cumberland City, TN a good place to live?

Cumberland City has fewer than 1,000 residents, too few for fair grades; the figures below are still real.