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Housing in Bluff City

39 homes sold in Bluff City in the last year, at a typical $302K

Almost every sale is a house. Below: what each kind of home sells for, what your budget buys, the best months to buy, how hard you’ll have to bid, and a shortcut to every site where Bluff City homes are listed.

Homes sold
39
June 2025 to May 2026
Typical sale price
$302K
median, weighted by sales
Price per square foot
$179
Tennessee $210
Paid vs. asking
98.4%
18% sold over asking
For sale now
15
May 2026 · 3 sold that month
What sold · last 12 months

Houses are 95% of Bluff City’s sales, at a typical $314K

39 homes sold in the year to May 2026.

Houses$314K

typical sale · 37 sold in 12 months

Per square foot
$187TN $209
Days to sell
67
Sold over asking
19%
Listings with a price cut
24%
Fewer sales

Condos: 2 sold, typical $229K

Too few sales in 12 months for reliable figures.

12 years of sales

About as many homes sell as usual, at 2.3 times the 2016 price

39 sales in the last year, against 69 in 2021 and a low of 31 in 2014. The typical sale went from $129K in 2016 to $302K.

Homes soldTypical sale price
0255075100$175K$250K$325K$400K2014: 31 sold, typical $162K’142015: 43 sold, typical $129K2016: 37 sold, typical $129K’162017: 58 sold, typical $161K2018: 52 sold, typical $161K’182019: 51 sold, typical $161K2020: 46 sold, typical $177K’202021: 69 sold, typical $207K2022: 44 sold, typical $226K’222023: 35 sold, typical $287K2024: 34 sold, typical $281K’242025: 36 sold, typical $298KLast 12 months: 39 sold, typical $302KNow

Source: Redfin Data Center, MLS sales. Typical price and $/sq ft are the monthly medians, weighted by sales.

What your budget buys

What $300K buys in Bluff City

Houseat $187 a sq ft
The same money in Tennesseeat $209 a sq ft

Is this asking price fair?

Check a listing against what Bluff City homes sold for

Against the town’s median price per square foot over the last 12 months. A rough check: condition, lot and location within town move a price more than this can see.

What the sales history says · 12 years of sales

Bidding wars in Bluff City are back to pre-pandemic levels, but a quarter fewer homes come up for sale

We read every month of Bluff City’s home sales since 2014 so you don’t have to. Each figure covers 12 months, because a single month in a town is too few sales to mean much. Latest: the year to May 2026, 39 sales.

If you’re buying in Bluff City

  • Shop in August. It brings about 5 new listings a month, close to the busiest month, with fewer bidding wars (17% over asking).
  • Bid near asking. Buyers paid 98.4% of the list price on average; 18% paid over.
  • You’ll usually have time. Only 43% of homes go under contract within two weeks; the typical one takes 62 days.
Best time to buy

Fall brings both the most homes and the most bidding wars

September has the most new listings (about 6 a month), and the most competition: 49% close over asking. August offers nearly as much choice with fewer homes bid up (17%). January has the least competition (15%) but only about 3 new listings.

New listings a monthShare sold over asking
02.557.51020%40%60%Sweet spotJan: 3 new listings a month, 15% sold over asking, 87 days to sellJFeb: 3 new listings a month, 21% sold over asking, 112 days to sellFMar: 4 new listings a month, 19% sold over asking, 135 days to sellMApr: 4 new listings a month, 19% sold over asking, 73 days to sellAMay: 5 new listings a month, 28% sold over asking, 53 days to sellMJun: 5 new listings a month, 23% sold over asking, 84 days to sellJJul: 3 new listings a month, 27% sold over asking, 62 days to sellJAug: 5 new listings a month, 17% sold over asking, 86 days to sellASep: 6 new listings a month, 49% sold over asking, 74 days to sellSOct: 4 new listings a month, 33% sold over asking, 74 days to sellONov: 4 new listings a month, 18% sold over asking, 54 days to sellNDec: 2 new listings a month, 21% sold over asking, 70 days to sellD

Averages for each calendar month, 2015 on.

How competitive is it now?

Calmer than the 2021 frenzy, and about like Tennessee as a whole

Bluff City now2017–192021 peakTN now
Sold over askingShare of sales that closed above the list price18%19%36%14%
Gone within two weeksShare of homes under contract within 14 days43%5%10%27%
Listings with a price cutShare of homes for sale that cut their price26%——25%
Price paid vs. askingAverage sale price ÷ list price98.4%97.2%99.8%97.3%
Days to sellMedian days from listing to contract62905170
Supply

10 homes for sale on a typical day

That’s twice the 2022 low (5), 25% fewer than in 2017–19 and well under 2014’s 18.

2014: 18 for sale’142015: 11 for sale2016: 11 for sale2017: 16 for sale’172018: 14 for sale2019: 10 for sale2020: 10 for sale’202021: 11 for sale2022: 5 for sale2023: 7 for sale’232024: 8 for sale2025: 8 for saleLast 12 months: 10 for saleNow
Room to negotiate

1 in 4 listings has cut its price

26% in the last year, against — in 2017–19 and 25% across Tennessee.

2023: 31%’232024: 33%2025: 24%Last 12 months: 26%Now

Source: Redfin Data Center, city market tracker, January 2014 to May 2026 (MLS sales, not seasonally adjusted). Ratios are weighted by homes sold; price cuts by homes for sale.

Rent or buy?

Owning the typical Bluff City home costs about $1,714 a month

Mortgage
Property tax
Insurance
Rent

Price: Bluff City’s typical sale, last 12 months. Property tax at Bluff City’s 0.6% (median bill ÷ median value, Census ACS); insurance at 0.35% of price a year. Before PMI, HOA dues, upkeep and the tax deduction. Whether Bluff City is affordable on local pay is on Cost of living.

Before you buy in Bluff City

Six things worth knowing

6

New listings in September

The month with the most choice. December has the fewest, about 2.

Best time to buy
0.6%

Property tax, a year

Of a home’s value: the median bill over the median home value. On a $302K home, about $1,660 a year.

Taxes vs. neighbors
C+

Schools

The schools grade for Bluff City, from test results, graduation and how much students grow.

Schools in Bluff City
26 min

Typical commute

The average one-way trip to work for people who live in Bluff City.

Work & commute
Flood

Check the flood map

Flood insurance isn’t in a standard policy, and lenders require it in FEMA flood zones. Check the address before you make an offer.

Natural hazards
Records

Look up any property

Assessed value, lot size and every past sale of a home you’re eyeing are public, at the town or county assessor and the registry of deeds.

Nearby markets · last 12 months

Walnut Hill, Bristol and Elizabethton sell for less a square foot

The busier markets within 25 miles of Bluff City, by what sold. Prices, taxes and how far a paycheck goes next door are on Cost of living.

SoldTypical sale$/sq ftOver askingDays to sell
Bristol570$254K$15919%58
Elizabethton221$253K$17115%58
Oak Grove69$379K$19125%53
Blountville58$314K$17624%59
Bluff City39$302K$17918%62
Walnut Hill37$253K$16222%77
Hunter25$288K$18516%75

Redfin Data Center, June 2025 to May 2026. Towns with fewer than 20 sales are left out, and Redfin doesn’t report every town separately.

Selling, or renting out?

Post your home to Bluff City, free

Selling it yourself, renting out an apartment or looking for a roommate? Post it to Bluff City. People who follow the town see it, and so do people comparing Bluff City with their own town. No commission, no listing fee.

Questions about buying a home in Bluff City

What do homes sell for in Bluff City, TN?

39 homes sold in the year to May 2026 at a typical $302K, $179 a square foot.

Is Bluff City a buyer’s or seller’s market?

A balanced market: 15 homes were for sale in May 2026 and 3 sold, about 5 months of supply. Buyers paid 98.4% of asking on average, and 26% of listings cut their price.

When is the best time to buy in Bluff City?

September brings the most new listings. The sales history shows which months have fewer bidding wars.

How much are property taxes in Bluff City?

About 0.6% of a home’s value a year. On a $302K home that’s near $1,660.

Where can I see homes for sale in Bluff City?

Zillow, Redfin, Realtor.com and Homes.com all carry Bluff City’s MLS listings; the search links above open each one filtered to Bluff City.

Sales, prices, days on market and listings: Redfin Data Center (MLS, monthly, not seasonally adjusted). Property tax rate: Census American Community Survey. Two-bedroom rent: HUD Fair Market Rent. Typical home value: Zillow Home Value Index. Schools grade: TownRatings (how grades work).