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Westerly, Rhode Island
Rhode Island›Washington County
Photo: Quintin Soloviev · CC BY 4.0
Photo of Westerly

Westerly, RI · Photo: Quintin Soloviev · CC BY 4.0 · Source ↗

Is Westerly a good place to live?

For most people who can afford it, yes. Westerly grades A− overall, 20th among Rhode Island's 38 graded towns. It is healthier than 90% of U.S. towns. The trade-off is money: the typical home is worth about $634K, 7.3 years of the Providence metro’s $87K median household income. History is its standout character grade: an A+, better than 96% of U.S. towns, with 17 places on the National Register. 30% of working residents work locally in Westerly, where Rhode Island’s towns sit at 12% and U.S. towns at 8%. Its National Register listings include Flying Horse Carousel and Babcock-Smith House. Among 38 Rhode Island towns, just 3 have a higher median age than Westerly.

Flying Horse Carousel
Flying Horse Carousel · National Register of Historic Places
Westerly’s story

Westerly in pictures

Flying Horse Carousel is a National Historic Landmark, the National Register’s top tier.

Census counts: 2,298 in 1790, 23,359 in 2020. The archive holds 42 old photos and papers going back to 1676 and 5 maps from 1889 on.

17 places on the National Register of Historic Places.

Explore the history →

How Westerly grades

Each subject compared with towns across the country (schools within Rhode Island), ordered by how far Westerly is from typical.

How grading works
Character Graded, but not part of the overall grade.
Described, not graded Taste, not quality: snow or an older crowd is neither good nor bad.

How TownRatings grades towns →

Nearby attractions

The Breakers and 66 more within 40 miles

Museums, parks, gardens and other places to visit around Westerly. Close and well known come first.

All 142 attractions →
Sources: National Park Service · ski areas © OpenSkiMap / OpenStreetMap contributors · Wikidata · Wikipedia readership · photos via Wikimedia Commons
Photo credits

The Breakers: UpstateNYer, CC BY-SA 3.0 · HMS Endeavour: Samuel Atkins (c.1760-1810), Public domain · Marble House: [email protected], Public domain · Mohegan Sun Arena: Bbjeter, CC BY-SA 3.0 · The Elms: The original uploader was Daderot at English Wikipedia., CC BY-SA 3.0 · Mystic Seaport: Joethon, Public domain

Getting set up

Moving to Westerly: who provides what

Who provides power, water and the rest in Westerly, and how to reach them.

The full setup list →
PowerRhode Island Energy29.4¢/kWh · EIA 2025HIFLD · EIA
WaterWesterly Water DepartmentNo health-based violations in 5 years · EPAEPA
Internet4 providers99% of addresses get 100/20 MbpsFCC
Trash & dumpTransfer Station and Recycling FacilityPay per bagTown site
SchoolsWesterly School DistrictWhich school depends on your addressNCES
Register to voteOnlineIn Rhode Island you can register online until 30 days before Election Day, in person until 30 days before Election Day, or by mail (postmarked 30 days before).vote.gov
Who runs elections hereWesterly Board of CanvassersThe town itself; contacts on the Handbook page.FVAP, Jun 2025
ZIP codes02891, 0280802891 93% · 02808 7%Census 2020

EPA SDWIS (Oct 9, 2026) · HIFLD + EIA-861 2025 · Census 2020 ZCTAs · NCES 2024–25 · registration: vote.gov, updated Sep 30, 2026.

The data

Ordered by what stands out in Westerly.

Westerly sends many workers across the state line to Groton and has less housing insecurity than most of Rhode Island, but it has a long record of flood insurance claims.

HealthA

For health, Westerly earns an A

Its widest gap with Rhode Island is housing insecurity: 7.8% of its 16,526 adults worry about keeping their housing, against 13.1% statewide.

29% of Westerly adults feel lonely. Westerly beats the Rhode Island average on 12 of 32 CDC measures and trails it on 2. 86% of Westerly adults had a checkup this year.

90%healthier than U.S. townsAHealth Grade
WesterlyRhode Island townsU.S. towns
Feel lonely (CDC PLACES)29%34%33%
Yearly checkup (CDC PLACES)86%85%79%
Frequent mental distress (CDC PLACES)14%16%17%
Obesity (CDC PLACES)28%30%35%
32 measures vs. Rhode Island
12 better18 too close to call2 worse
What stands outWesterlyRI
Fewer adults facing housing insecurity7.8%13.1%
Fewer adults facing food insecurity9.2%15.1%
More adults who have had cancer10.7%8.4%
Westerly Hospital
3 mi away · emergency room
1 of 3
care shortages: mental health
76th
percentile among RI towns

CDC PLACES 2025 · modeled estimates for adults · CMS · HRSA

SchoolsB

Public schools in Westerly beat 58% of Rhode Island districts

Its public schools are run by the Westerly school district. Two of its 6 schools are below, each with why it’s listed. The largest public high school is Westerly High School, with 650 students.

58%of RI districts it outscoresBSchool Grade
SchoolLevelStudentsLetter
Westerly Middle SchoolLargest public middle schoolGrades 5–8Grades 5–8639C+
Westerly High SchoolLargest public high schoolGrades 9–12Grades 9–12650B+

NCES · EDFacts · graded within RI on state tests and graduation

OutdoorsA

10.8% of Westerly is conserved land

55 miles of trail in 10 parks and preserves. The biggest park or preserve is Atlantic Beach Amusement Park, at 25 acres.

#21for trails in RI
10.8%
conserved · 5,142 of 47,445 acres
55 mi
of trails · 0.7 per sq mi
Biggest places to walkTrailsAcres
1. Atlantic Beach Amusement Park—25
2. Wilcox Park0.1 mi16
3. Cimalore Field—15

Trails & parks © OpenStreetMap contributors · Conserved land: USGS PAD-US

Work & commuteJobs & income grade B+

Most of Westerly’s workers commute out: the town has 0.7 jobs for each of them

26% of working residents cross a state line to work, Groton among the top destinations.

About one in 3 of Westerly’s working residents works in town. 5.2% of residents live below the poverty line in Westerly. The top destinations are Groton (9%), Stonington (5%) and Providence (5%).

30%work in town
WesterlyRhode Island townsU.S. towns
Below the poverty line5.2%7%9.6%
Median household income$99,000$105,000$80,000
Average trip to work24 minutes26 minutes25 minutes

Where working residents work

In Westerly30%
Groton9%
Stonington5%
Providence5%
North Kingstown5%
12 mi
median commute distance
7,659
jobs based in Westerly
A commuter town
jobs vs. working residents
B+
Walkability grade: more walkable than 70% of U.S. towns

Census LEHD 2023 · ACS

SafetyB+

Less crime per resident in Westerly than in 72% of U.S. towns

Reported crimes fell from 269 to 145 over the last three FBI years, a drop beyond ordinary year-to-year swings. Violent crime is rare: 15 reported in 2024, 0.6 per 1,000 residents.

Rhode Island has less reported crime than most states, so among its own towns Westerly sits closer to the middle.

72%of U.S. towns report more crimeB+Safety Grade
WesterlyRhode Island townsU.S. towns
Violent crimes per 1,000 (2024)0.6 per 1,000 residents0.71.7
Property crimes per 1,000 (2024)9.1 per 1,000 residents6.811.5

Violent crime per 1,000 residents

Westerly0.6
Rhode Island1.6
U.S.3.6

Property crime per 1,000 residents

Westerly9.1
Rhode Island10.4
U.S.17.7
72nd
percentile among U.S. towns we grade
43rd
percentile among RI towns
15
violent crimes reported in 2024
215
property crimes reported in 2024

FBI crime data, 2024 · crimes reported to police

HousingCost of living grade C−

For cost of living, Westerly earns a C−

Typical home values rose 8.8% in the year to September 2026.

$634KZillow home value
WesterlyRhode Island townsU.S. towns
Median rent$1,257 a month$1,371 a month$1,185 a month
Households that own their home75%76%73%

Typical home value

Westerly$634K
Rhode Island$509K
Market temperature
Seller’s marketA strong seller's marketBuyer’sSeller’s
26
days on market
102.1%
sale-to-list price
+8.8%
value change, 1 year
18
homes sold in May

Zillow Home Value Index · Redfin Data Center

Natural hazardsHazard risk grade B+

Westerly faces a low natural-hazard risk, led by inland flooding

704 flood insurance claims have been filed here, and 51 properties have flooded more than once.

Expected storm and flood damage is lower than in 68% of U.S. communities. Since 1978, 704 flood insurance claims have been paid out in Westerly.

32risk score of 100
FEMA risk score
32Low riskLowerHigher
Inland floodingCoastal floodingHurricanes
704
paid flood claims since 1978
10
federal disasters paid out here

FEMA flood insurance claims · FEMA National Risk Index · OpenFEMA

Climate

Westerly has four seasons and pleasant summers

Westerly has chilly winters and pleasant summers. Westerly’s July high is 81°F.

25″snow a winter

Typical low → high °F

Winter25–41°
Spring39–57°
Summer61–79°
Fall46–64°
Oct 31
typical first frost
Apr 11
typical last frost
+2.2°
vs. the 20th-century average

NOAA U.S. Climate Normals, 1991–2020

Who lives here

Older than Rhode Island overall

People 65 and older are 26% of residents (19% statewide); adults 18 to 34 are 19% of residents (24% statewide). 46% of adults 25 and older have a bachelor’s degree or more, vs 38% across Rhode Island.

52.2median age · RI 40.6
WesterlyRhode Island townsU.S. towns
Under 1814%18%22%
Aged 65 or older26%21%18%
Bachelor’s degree or more, 25+46%37%29%
WesterlyRhode IslandUnited States

Ages · share of residents

Education · adults 25 and older

No diploma5%
High school27%
Some college15%
Associate’s8%
Bachelor’s26%
Graduate20%

Women and men · all residents

49% women, 51% men

That’s an even split within the survey’s margin of ±2 points. Across Rhode Island, 50.9% of residents are women. Among residents 25 to 34, 68% are men (RI 51%). Median age: women 54.9, men 47.6.

Ages and education in Westerly
WesterlyRIU.S.
Under 107.5%10%11.6%
10 to 176.9%8.8%10.3%
18 to 248.4%10%9.1%
25 to 3410.9%13.8%13.7%
35 to 449.5%12.7%13.2%
45 to 5410.7%11.9%12.2%
55 to 6419.7%13.9%12.7%
65 to 7414.9%11%10.2%
75 and older11.5%7.8%7%
No diploma4.8%10.3%10.4%
High school26.9%26.6%26%
Some college14.8%17.4%19.1%
Associate’s7.7%8%8.8%
Bachelor’s26.1%22.4%21.6%
Graduate19.7%15.4%14.1%

U.S. Census Bureau · ACS 2020-2024 5-year estimates

Keep exploring

Everything we know about Westerly

20pages on Westerly
After high school

Colleges nearby

1 within 15 miles of the center of Westerly

By the sea

Westerly lives by the ocean

Coastal flooding makes up 10% of the storm damage FEMA expects here.

15% of homes are seasonal or vacation homes, so the town is fuller in summer than its census count suggests.

10%of expected storm damage is coastal flooding
96thpercentile for coastal flood risk nationally
704paid flood-insurance claims since 1978
8storm & flood disasters paid out here
On the water

FEMA National Risk Index · OpenFEMA · OpenStreetMap

Landmarks

17 places in Westerly on the National Register of Historic Places.

All landmarks →

Famous people from Westerly

34 notable people were born in Westerly.

See all 34 →

About Westerly

Town in Rhode Island

Official town website ↗

Westerly is a town on the southwestern coastline of Washington County, Rhode Island, first settled by English colonists in 1661, and incorporated as a municipality in 1669. The Town of Westerly is a beachfront community on the south shore of the state with a population of 23,359 as of the 2020 census. The western and northern borders of Westerly are defined by a natural border of the Pawcatuck River, with the bordering town of Hopkinton defined by the Pawcatuck River, while holding a straight border to the east with Charlestown. The Pawcatuck River flows on the western border of Westerly, and was once renowned for its own species of Westerly salmon, three of which are displayed on the town'…

From Wikipedia, licensed CC BY-SA 4.0 · facts via Wikidata (CC0)

Area
75 sq mi
Elevation
36 ft
ZIP code
02891
Area code
401

Westerly’s neighbors

8 towns share a border with Westerly.

Explore the map →
How the neighbors grade
TownRI rankOverallCostSafetySchoolsHealth
Westerly#20A−C−B+BA
Hopkinton#17A−CAB+A
Bradford——————
Ashaway——————
Charlestown#16ACA−B+A

Bradford and Ashaway aren’t graded (fewer than 1,000 residents, or not enough data). Compare Westerly with a neighbor →

Questions about Westerly

Short answers, built from the data on this page.

Is Westerly, RI a good place to live?

For most people who can afford it, yes. Westerly grades A− overall, better than 78% of U.S. towns and #20 of 38 in Rhode Island. It grades A for health, B+ for safety and B for schools. Cost of living is its weak spot, with a C−.

Is Westerly, RI safe?

Yes, by national standards. Rhode Island has less crime than most states, so among its own towns Westerly sits nearer the middle.

What is Westerly, RI known for?

34 notable people were born here, including Ruth Buzzi and Billy Gilman.