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BABCOCK HOUSE, CHARLESTOWN, WASHINGTON COUNTY, RI
Rhode Island›Washington County

CharlestownRI

A town of 8,002.

6 bordering townsMap →
Photo: JERRYE & ROY KLOTZ, M.D. · CC BY-SA 4.0
Photo of Charlestown

Charlestown, RI · Photo: JERRYE & ROY KLOTZ, M.D. · CC BY-SA 4.0 · Source ↗

Is Charlestown a good place to live?

Charlestown grades A overall, ranked 16th of 38 in Rhode Island, with clear strengths and some subjects that lag. It is healthier than 87% of U.S. towns and it reports less crime per resident than 82% of U.S. towns. It also does better than most on incomes: the median household earns $109K. Its lowest everyday mark is in cost of living: homes are expensive, about $697K for a typical one and 8 times the Providence metro’s $87K median household income. 22% of the land in Charlestown is conserved, above both Rhode Island’s towns (11%) and U.S. towns (4.3%). No town in Rhode Island scores lower than Charlestown on history. Ninigret National Wildlife Refuge, at 415 acres with 4.6 miles of trail, is the biggest park or preserve.

What makes Charlestown stand out

Where Charlestown beats most towns.

By the sea

Charlestown lives by the ocean

Coastal flooding makes up 12% of the storm damage FEMA expects here.

33% of homes are seasonal or vacation homes, so the town is fuller in summer than its census count suggests.

12%of expected storm damage is coastal flooding
98thpercentile for coastal flood risk nationally
184paid flood-insurance claims since 1978
8storm & flood disasters paid out here

FEMA National Risk Index · OpenFEMA · OpenStreetMap

How Charlestown grades

Each subject compared with towns across the country (schools within Rhode Island), ordered by how far Charlestown is from typical.

How grading works
Character Graded, but not part of the overall grade.
Described, not graded Taste, not quality: snow or an older crowd is neither good nor bad.

How TownRatings grades towns →

Fort Ninigret
Fort Ninigret · National Register of Historic Places
Charlestown’s story

Charlestown in pictures

Census counts: 2,022 in 1790, a low of 759 in 1920, 7,997 in 2020. The archive holds 18 old photos and papers going back to 1637 and 7 maps from 1889 on.

7 places on the National Register of Historic Places.

Explore the history →
Nearby attractions

The Breakers and 80 more within 40 miles

Museums, parks, gardens and other places to visit around Charlestown. Close and well known come first.

All 133 attractions →
Sources: National Park Service · ski areas © OpenSkiMap / OpenStreetMap contributors · Wikidata · Wikipedia readership · photos via Wikimedia Commons
Photo credits

The Breakers: UpstateNYer, CC BY-SA 3.0 · HMS Endeavour: Samuel Atkins (c.1760-1810), Public domain · Marble House: [email protected], Public domain · USS Massachusetts: USN, Public domain · The Elms: The original uploader was Daderot at English Wikipedia., CC BY-SA 3.0 · Mohegan Sun Arena: Bbjeter, CC BY-SA 3.0

Getting set up

Moving to Charlestown: who provides what

Who provides power, water and the rest in Charlestown, and how to reach them.

The full setup list →
PowerRhode Island Energy29.4¢/kWh · EIA 2025HIFLD · EIA
WaterChurch Woods water systemNo health-based violations in 5 years · EPAEPA
Internet4 providers98% of addresses get 100/20 MbpsFCC
Trash & dumpNot on file yetWe don’t have Charlestown’s trash rules yet
SchoolsChariho Region School DistrictWhich school depends on your addressNCES
Register to voteOnlineIn Rhode Island you can register online until 30 days before Election Day, in person until 30 days before Election Day, or by mail (postmarked 30 days before).vote.gov
Who runs elections hereCharlestown Board of CanvassersThe town itself; contacts on the Handbook page.FVAP, Jul 2021
ZIP code0281302813 100%Census 2020

EPA SDWIS (Oct 9, 2026) · HIFLD + EIA-861 2025 · Census 2020 ZCTAs · NCES 2024–25 · registration: vote.gov, updated Sep 30, 2026.

The data

Ordered by what stands out in Charlestown.

Charlestown is healthy by national standards but mid-pack in Rhode Island; it also has homes that cost more against local pay than most of Rhode Island and has a long record of flood insurance claims.

OutdoorsA

Conserved land covers 21.6% of Charlestown

60 miles of trail in 2 parks and preserves. Charlestown’s trail density is 1.0 miles per square mile, above both the Rhode Island town median (0.8) and the median of U.S. towns (0.4).

#14for trails in RI
21.6%
conserved · 8,184 of 37,817 acres
60 mi
of trails · 1 per sq mi
Biggest places to walkTrailsAcres
1. Ninigret National Wildlife Refuge4.6 mi415
2. Kimball Refuge0.5 mi29

Trails & parks © OpenStreetMap contributors · Conserved land: USGS PAD-US

SchoolsB+

Public schools in Charlestown beat 72% of Rhode Island districts

Its public schools are run by the Chariho school district. Its one school is below.

72%of RI districts it outscoresB+School Grade
SchoolLevelStudentsLetter
Charlestown Elementary SchoolLargest public elementary schoolGrades K–4Grades K–4246A−

NCES · EDFacts · graded within RI on state tests and graduation

HealthA

Charlestown earns an A for health

Within Rhode Island it is healthier than 62% of the 38 graded towns: Rhode Island sets a high bar. Its widest gap with Rhode Island is housing insecurity: 7.4% of its 6,853 adults worry about keeping their housing, against 13.1% statewide.

28% of adults feel lonely in Charlestown. Charlestown beats the Rhode Island average on 16 of 32 CDC measures and trails it on 3. 14% of adults report frequent mental distress in Charlestown.

87%healthier than U.S. townsAHealth Grade
CharlestownRhode Island townsU.S. towns
Feel lonely (CDC PLACES)28%34%33%
Frequent mental distress (CDC PLACES)14%16%17%
Sleep under 7 hours (CDC PLACES)32%34%36%
Get no exercise (CDC PLACES)19%22%25%
32 measures vs. Rhode Island
16 better13 too close to call3 worse
What stands outCharlestownRI
Fewer adults facing housing insecurity7.4%13.1%
Fewer adults facing food insecurity8.7%15.1%
More adults who have had cancer11.5%8.4%
Westerly Hospital
7.5 mi away · emergency room
1 of 3
care shortages: mental health
62nd
percentile among RI towns

CDC PLACES 2025 · modeled estimates for adults · CMS · HRSA

SafetyA−

Charlestown earns an A− for safety

Charlestown’s property crime rate is 2.9 per 1,000 residents. Rhode Island has less reported crime than most states, so among its own towns Charlestown sits closer to the middle.

82%of U.S. towns report more crimeA−Safety Grade
CharlestownRhode Island townsU.S. towns
Property crimes per 1,000 (2025)2.9 per 1,000 residents5.59.9
Violent crimes per 1,000 (2025)1 per 1,000 residents0.61.6

Violent crime per 1,000 residents

Charlestown1
Rhode Island1.5
U.S.3.3

Property crime per 1,000 residents

Charlestown2.9
Rhode Island9.2
U.S.15.5
82nd
percentile among U.S. towns we grade
57th
percentile among RI towns
8
violent crimes reported in 2025
23
property crimes reported in 2025

FBI crime data, 2025 · crimes reported to police

HousingCost of living grade C

Charlestown earns a C for cost of living

At 8 years of the Providence metro’s $87K median household income, the typical home (about $697K) costs more against local pay than in 78% of Rhode Island towns; that ratio is one input to its C for cost of living. 60.7% of renter households pay 30% or more of their income for housing, against 48% across Rhode Island.

92% of Charlestown households own their home. The typical Charlestown home is worth about $697,000, up 4.1% in a year, 37% above the Rhode Island typical home.

$697KZillow home value
CharlestownRhode Island townsU.S. towns
Households that own their home92%76%73%
Median rent$1,374 a month$1,366 a month$1,185 a month

Typical home value

Charlestown$697K
Rhode Island$509K
Market temperature
BalancedA seller's marketBuyer’sSeller’s
18
days on market
101%
sale-to-list price
+4.1%
value change, 1 year
9
homes sold in May

Census ACS, 2020–24 · Zillow Home Value Index · Redfin Data Center

Work & commuteJobs & income grade B+

With 0.4 jobs for every working resident, most of Charlestown’s workers commute out

Most working residents leave Charlestown for work: only 9% work in town. Since 2013, Charlestown has added 264 jobs, to 1,210 in 2023. The average trip to work in Charlestown is 28 minutes.

9%work in town
CharlestownRhode Island townsU.S. towns
Work from home19%13%11%
Below the poverty line4.2%7%9.6%
Median household income$109,000$103,000$80,000
Average trip to work28 minutes26 minutes25 minutes

Where working residents work

In Charlestown9%
South Kingstown14%
Westerly8%
Providence6%
North Kingstown6%
17 mi
median commute distance
1,210
jobs based in Charlestown
A commuter town
jobs vs. working residents
B
Walkability grade: more walkable than 58% of U.S. towns

Census LEHD 2023 · ACS

Climate

Charlestown has four seasons and pleasant summers

Charlestown has chilly, snowy winters and pleasant summers. Only 2 of the 38 Rhode Island towns we compare have a lower July high than Charlestown.

35″snow a winter

Typical low → high °F

Winter26–41°
Spring40–56°
Summer62–78°
Fall47–63°
Oct 31
typical first frost
Apr 11
typical last frost
+2.3°
vs. the 20th-century average

NOAA U.S. Climate Normals, 1991–2020

Who lives here

Fewer young adults than Rhode Island overall

Adults 18 to 34 are 16% of residents (24% statewide); people 65 and older are 27% of residents (19% statewide). Only 2 of the 38 Rhode Island towns we compare have a lower share of children under 18 than Charlestown. 40% of adults 25 and older have a bachelor’s degree or more, vs 38% across Rhode Island.

53.3median age · RI 40.6
CharlestownRhode Island townsU.S. towns
Median age53.3 years43.8 years40.5 years
Under 1813%18%22%
Aged 65 or older27%21%18%
Bachelor’s degree or more, 25+40%37%29%
CharlestownRhode IslandUnited States

Ages · share of residents

Education · adults 25 and older

No diploma5%
High school22%
Some college25%
Associate’s9%
Bachelor’s23%
Graduate18%

Women and men · all residents

50% women, 50% men

That’s an even split within the survey’s margin of ±2.4 points. Across Rhode Island, 50.9% of residents are women.

Ages and education in Charlestown
CharlestownRIU.S.
Under 106.8%10%11.6%
10 to 176.2%8.8%10.3%
18 to 247.7%10%9.1%
25 to 347.8%13.8%13.7%
35 to 4410.2%12.7%13.2%
45 to 5415.7%11.9%12.2%
55 to 6418.5%13.9%12.7%
65 to 7417.5%11%10.2%
75 and older9.6%7.8%7%
No diploma4.7%10.3%10.4%
High school21.5%26.6%26%
Some college24.7%17.4%19.1%
Associate’s8.7%8%8.8%
Bachelor’s22.8%22.4%21.6%
Graduate17.6%15.4%14.1%

U.S. Census Bureau · ACS 2020-2024 5-year estimates

Natural hazardsHazard risk grade B

Low risk in Charlestown, with inland flooding at the top

184 flood insurance claims have been filed here, and 11 properties have flooded more than once.

Expected storm and flood damage is lower than in 63% of U.S. communities. Since 1978, 184 flood insurance claims have been paid out in Charlestown.

37risk score of 100
FEMA risk score
37Low riskLowerHigher
Inland floodingCoastal floodingHurricanes
184
paid flood claims since 1978
10
federal disasters paid out here

FEMA flood insurance claims · FEMA National Risk Index · OpenFEMA

Keep exploring

Everything we know about Charlestown

20pages on Charlestown
After high school

Colleges nearby

1 within 15 miles of the center of Charlestown

A commuter town

91% of working residents leave Charlestown for work

Where Charlestown’s working residents go each day. Line width shows the share.

14% → South Kingstown South Kingstown 14% 8% → Westerly Westerly 8% 6% → Providence Providence 6% 6% → North Kingstown North Kingstown 6% 6% → Warwick Warwick 6% 4% → Richmond Richmond 4% Charlestown · 9% stay
1,210jobs based in Charlestown
9%of working residents work in town
17 mimedian commute distance

Census LEHD 2023

Landmarks

7 places in Charlestown on the National Register of Historic Places.

All landmarks →

Famous people from Charlestown

3 notable people were born in Charlestown.

See all 3 →

About Charlestown

Town in Rhode Island, United States

Official town website ↗

Charlestown, nicknamed C-Town by locals, is a town on the southern coastline of Washington County, Rhode Island, United States. Charlestown is bordered by Westerly to the west, Richmond to the north divided by the Pawcatuck River, and South Kingstown to the east, with the Block Island Sound to the south. Charlestown, similarly to Westerly, Rhode Island, is a tourist destination during the months of May through October for destinations such as the Charlestown Breachway, East Beach, and more.

From Wikipedia, licensed CC BY-SA 4.0 · facts via Wikidata (CC0)

Area
59 sq mi
Elevation
59 ft
ZIP code
02813
Area code
401

Charlestown’s neighbors

6 towns share a border with Charlestown.

Explore the map →
How the neighbors grade
TownRI rankOverallCostSafetySchoolsHealth
Charlestown#16ACA−B+A
Richmond#12ADAB+A+
South Kingstown#13ADAB+A
Hopkinton#17A−CAB+A
Carolina——————
Westerly#20A−C−B+BA
Bradford——————

Carolina and Bradford aren’t graded (fewer than 1,000 residents, or not enough data). Compare Charlestown with a neighbor →

Questions about Charlestown

Short answers, built from the data on this page.

Is Charlestown, RI a good place to live?

By most measures, yes. Charlestown grades A overall, better than 86% of U.S. towns and #16 of 38 in Rhode Island. It grades A for health, A− for safety and B+ for schools.

Is Charlestown, RI safe?

Yes, by national standards. Rhode Island has less crime than most states, so among its own towns Charlestown sits nearer the middle.

Is Charlestown, RI expensive?

Cost of living, which also weighs rents, property taxes and how many households pay 30% or more of their income for housing, grades C.

What is Charlestown, RI known for?

3 notable people were born here, including Joseph Stanton Jr. and Elbridge Thomas Gerry.