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Birmingham BridgeBirmingham Bridge · Photo: Jet Lowe · Public domain
C+Hazard risk
Natural hazards in Warriors Mark Township · FEMA

On FEMA’s figures, Warriors Mark Township faces more hazard damage per building than 63% of U.S. towns, mostly from river and rain flooding

On FEMA’s National Risk Index, Warriors Mark Township gets a C+ for hazard risk: higher expected damage per building than 63% of U.S. towns. Most of that expected damage is river and rain flooding (93%). Flood insurance has paid 2 claims here since 2004.

River and rain flooding 93%Hurricanes 3%Tornadoes 1%

Graded on FEMA’s expected yearly building damage per dollar of building value (NRI v1.20, December 2025), weighted by where residents live; flood claims are shown, not graded. How hazard risk is graded

more than 63%of U.S. townsLess damageMoreExpected yearly damage per dollar of building, vs. the 21,298 U.S. towns we grade
Hazard risk
C+
in Pennsylvania · higher than 63% of U.S. towns
Main hazard
River and rain flooding
93% of expected building damage
Flood claims
2
paid since 2004 · $8K
Disasters paid out here
1
of 13 declared for Huntingdon County
By hazard

What Warriors Mark Township faces

Each hazard’s share of the building damage FEMA expects here, and how its rate compares with the rest of the country.

River and rain flooding

93%of expected building damage
Well above average · higher than 81% of U.S. census tracts
Recorded about 2 times a year in the area
Smaller shares here
 Hurricanes Tornadoes Strong wind Earthquakes Hail Winter storms Landslides top 4% Wildfire Ice storms Cold waves Heat waves Lightning Avalanches top 2%
FEMA models no building damage here
Coastal floodingTsunamisVolcanic activity
People, not buildings.Counting harm to people as well as buildings, FEMA’s model puts strong wind at 12% of Warriors Mark Township’s expected losses. Strong wind does little damage to buildings (0.9%), so they aren’t part of the grade.

Shares are of FEMA’s expected building damage, the measure the grade uses; ranks compare each hazard’s building-damage rate with all 85,154 U.S. census tracts. In FEMA’s terms, river and rain flooding is FEMA’s “Inland Flooding” (rivers and streams overflowing their banks, or rain overwhelming drainage). FEMA defines coastal flooding as high or rising tides and storm surge, so surge damage is counted there. Drought isn’t listed: FEMA counts its losses in crops only.

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.
Hazard risk grade

What’s behind Warriors Mark Township’s grade

River and rain flooding is 93% of the building damage FEMA expects in Warriors Mark Township, and Warriors Mark Township’s rate of river and rain flooding damage is higher than 81% of U.S. census tracts.

Where Warriors Mark Township sits
Warriors Mark Township
Least damageMiddleMost damage

C+ higher expected damage per building than 63% of U.S. towns (21,298).

All of Warriors Mark Township’s residents live in one census tract; the figures are that tract’s.

What drives the damage to buildings
River and rain flooding93%Hurricanes3%Everything else4%

In dollars, FEMA expects about $602K a year in losses across Warriors Mark Township: $437K to buildings, the rest to people and crops.

Shared tract.All of Warriors Mark Township’s 1,871 residents (2020 census) live in one census tract, which it shares with West township (515 residents) and Franklin township (495 residents) and Morris township (428 residents) and Warriors Mark CDP (235 residents) and Spruce Creek township (199 residents) and Birmingham borough (89 residents). FEMA publishes its model by tract, so the rate and the hazard mix are the tract’s, the same for all of them. The flood claims below are the township’s own.
A shared figure. The grade describes the whole tract, not each street in it, and FEMA’s model is an average year for today’s buildings, not a record: the claims below are the record.

How TownRatings grades hazard risk →

Flood insurance claims

Does Warriors Mark Township flood? Rarely: 2 flood claims since 2004

Every paid claim on a federal flood insurance policy in Warriors Mark Township, from FEMA’s records: 2.5 per 1,000 homes, fewer than 56% of the 13,809 U.S. towns with a flood insurance record.

Paid flood claims, by year
2004: 2 claims2005: 0 claims2006: 0 claims2007: 0 claims2008: 0 claims2009: 0 claims2010: 0 claims2011: 0 claims2012: 0 claims2013: 0 claims2014: 0 claims2015: 0 claims2016: 0 claims2017: 0 claims2018: 0 claims2019: 0 claims2020: 0 claims2021: 0 claims2022: 0 claims2023: 0 claims2024: 0 claims2025: 0 claims2026: 0 claims2004
20042026
Biggest named events
  • Tropical Storm Ivan1 claim · $2K
2
paid claims since 2004
$8K
paid to owners
0
homes flooded more than once
$4K
average claim
of homes in flood zones are insured
of all homes are insured
No community discount

Warriors Mark Township isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Huntingdon County.
Disasters

1 federal disaster brought FEMA money to Warriors Mark Township

Disasters that paid out in Warriors Mark Township itself (aid to households or repair grants to Warriors Mark Township), newest first, with that year’s flood claims.

  1. 2004Tropical Depression Ivan2 households applied for aid$6K aid approved1 flood claim paid for it, $2K
Disasters declared, by decade
Paid out in Warriors Mark TownshipHuntingdon County only

Huntingdon County has had 13 natural disasters declared by the President since 1953, most often floods, then hurricanes and tropical storms. Not counted: the 2005 Hurricane Katrina evacuee emergency, which covered counties that took in evacuees.

Were you here?

Old photos of Warriors Mark Township after a storm or flood belong in the town’s history. Add one, or share what you remember below.

Add to the Warriors Mark Township archive →
Next door

Warriors Mark Township and its neighbors

Warriors Mark Township is 3rd of the 3 graded towns here, from least expected damage per building to most. Tap a town to see its hazards.

Snyder Township: hazard risk B−Tyrone Township: hazard risk BFranklin Township: not gradedBirmingham: not gradedSpruce Creek Township: not gradedSnyder TownshipTyrone TownshipFranklin TownshipBirminghamSpruce Creek TownshipWarriors Mark Township
Lowest fifthSecondMiddleFourthHighest fifth
TownHazard riskMostly (buildings)Flood claims
Tyrone TownshipBless damage than 62%river and rain flooding1
Snyder TownshipB−more damage than 52%river and rain flooding29
Warriors Mark TownshipC+more damage than 63%river and rain flooding2
Franklin Township—431 residents; we grade 1,000+
Birmingham—93 residents; we grade 1,000+
Spruce Creek Township—160 residents; we grade 1,000+

Hazard risk = FEMA’s expected yearly building damage per dollar of building value, vs. the 21,298 U.S. towns we grade; the map is shaded by fifths of the same scale. Flood claims = paid federal flood insurance claims on record.

Be ready

Get ready for what Warriors Mark Township faces

A short kit for the hazards that drive the building damage here, what to check before you buy, and where neighbors get alerts.

When the river rises
  • Turn around at flooded roads: a foot of moving water can carry off a car.
  • Flood insurance usually takes 30 days to start, so buy it before the forecast.
  • Keep papers and medicines up high, in a grab-and-go bag.
More from Ready.gov ↗
Before you buy or rent
  • Look up the address on FEMA’s flood map.
  • Ask the seller or landlord whether it has ever flooded, and what flood insurance costs there.
  • Get a flood insurance quote early: policies usually start 30 days after you buy.
When a storm is coming
Forecast and alertsWeather →911, the nearest ERSafety →

Know where neighbors sign up for alerts? Add it to the Handbook so everyone has it.

Questions about natural hazards in Warriors Mark Township

Is Warriors Mark Township at risk for natural disasters?

On FEMA’s National Risk Index, Warriors Mark Township has higher expected damage per building than 63% of U.S. towns: C+ for hazard risk. Most of the expected damage is river and rain flooding (93%). The figures are for the one census tract the town shares with its neighbors. This is FEMA’s model of an average year for today’s buildings, not a forecast.

Does Warriors Mark Township flood?

Flood insurance has paid 2 claims in Warriors Mark Township since 2004, $8K in all, or 2.5 per 1,000 homes, fewer than 56% of U.S. towns with a flood insurance record. The most claims came from Tropical Storm Ivan (1).

Is Warriors Mark Township in a flood zone?

Flood zones are drawn street by street, so the answer depends on the address: look it up on FEMA’s flood map. In Huntingdon County, 17% of homes in mapped flood zones carry federal flood insurance, and 1.3% of all homes do.

How much is flood insurance in Warriors Mark Township?

FEMA’s Community Rating System list shows no discount for Warriors Mark Township’s flood program. Premiums depend on the building; policies usually start 30 days after you buy, so get a quote early.

What was the biggest storm in Warriors Mark Township?

By FEMA money that reached Warriors Mark Township, Tropical Depression Ivan (2004): 2 households applied for aid, $6K approved. By flood claims, Tropical Storm Ivan: 1 paid, $2K.

Is Warriors Mark Township at risk from river and rain flooding?

It is the largest share of the building damage FEMA expects here (93%), and Warriors Mark Township’s rate for it is higher than 81% of U.S. census tracts.

Storm stories

Memories, warnings and help from neighbors in Warriors Mark Township.

Town Square →
Start the conversation

Sources: FEMA National Risk Index v1.20 (December 2025), census-tract table, combined by where Warriors Mark Township’s residents lived in the 2020 census; OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Homes: Census ACS 2020–24. Preparedness tips: Ready.gov. FEMA’s model is an average of expected damage, not a forecast. How hazard risk is graded.