Photo: Jet Lowe · Public domainStorms, floods and disasters in Franklin Township
Franklin Township isn’t graded for hazard risk: Franklin Township has 431 residents; we grade towns of 1,000 or more. Flood insurance has paid 16 claims here since 1984.
What Franklin Township faces
Each hazard’s share of the building damage FEMA expects here, and how its rate compares with the rest of the country.
River and rain flooding
Shares are of FEMA’s expected building damage, the measure the grade uses; ranks compare each hazard’s building-damage rate with all 85,154 U.S. census tracts. In FEMA’s terms, river and rain flooding is FEMA’s “Inland Flooding” (rivers and streams overflowing their banks, or rain overwhelming drainage). FEMA defines coastal flooding as high or rising tides and storm surge, so surge damage is counted there. Drought isn’t listed: FEMA counts its losses in crops only.
Does Franklin Township flood? Sometimes: 16 flood claims since 1984
Every paid claim on a federal flood insurance policy in Franklin Township, from FEMA’s records.
- Tropical Storm Ivan8 claims · $76K
Franklin Township isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.
Insurance rates: Huntingdon County.The storms Franklin Township remembers
None of the 13 disasters declared for Huntingdon County shows FEMA aid or repair money reaching Franklin Township itself in FEMA’s records, so these are its biggest flood-claim years.
- 200410 flood claims paidThe year of Tropical Depression Ivan, declared for Huntingdon County
- 19962 flood claims paidThe year of Flooding Associated with Tropical Depression Fran, declared for Huntingdon County
- 19841 flood claims paidNo declaration for the county that year
Huntingdon County has had 13 natural disasters declared by the President since 1953, most often floods, then hurricanes and tropical storms. Not counted: the 2005 Hurricane Katrina evacuee emergency, which covered counties that took in evacuees.
Old photos of Franklin Township after a storm or flood belong in the town’s history. Add one, or share what you remember below.
Add to the Franklin Township archive →Franklin Township and its neighbors
How expected damage per building compares across the town line. Tap a town to see its hazards.
| Town | Hazard risk | Mostly (buildings) | Flood claims |
|---|---|---|---|
| Ferguson Township | A+less damage than 98% | river and rain flooding | 7 |
| Warriors Mark Township | C+more damage than 63% | river and rain flooding | 2 |
| West Township | — | 485 residents; we grade 1,000+ | |
| Logan Township | — | 730 residents; we grade 1,000+ | |
| Spruce Creek Township | — | 160 residents; we grade 1,000+ | |
| Barree Township | — | 509 residents; we grade 1,000+ | |
| Baileyville | — | 190 residents; we grade 1,000+ | |
Hazard risk = FEMA’s expected yearly building damage per dollar of building value, vs. the 21,298 U.S. towns we grade; the map is shaded by fifths of the same scale. Flood claims = paid federal flood insurance claims on record.
Get ready for what Franklin Township faces
A short kit for the hazards that drive the building damage here, what to check before you buy, and where neighbors get alerts.
- Turn around at flooded roads: a foot of moving water can carry off a car.
- Flood insurance usually takes 30 days to start, so buy it before the forecast.
- Keep papers and medicines up high, in a grab-and-go bag.
- Look up the address on FEMA’s flood map.
- Ask the seller or landlord whether it has ever flooded, and what flood insurance costs there.
- Get a flood insurance quote early: policies usually start 30 days after you buy.
Know where neighbors sign up for alerts? Add it to the Handbook so everyone has it.
Questions about natural hazards in Franklin Township
Does Franklin Township flood?
Flood insurance has paid 16 claims in Franklin Township since 1984, $108K in all. The most claims came from Tropical Storm Ivan (8).
Is Franklin Township in a flood zone?
Flood zones are drawn street by street, so the answer depends on the address: look it up on FEMA’s flood map. In Huntingdon County, 17% of homes in mapped flood zones carry federal flood insurance, and 1.3% of all homes do.
How much is flood insurance in Franklin Township?
FEMA’s Community Rating System list shows no discount for Franklin Township’s flood program. Premiums depend on the building; policies usually start 30 days after you buy, so get a quote early.
What was the biggest storm in Franklin Township?
By flood claims, Tropical Storm Ivan: 8 paid, $76K.
Storm stories
Memories, warnings and help from neighbors in Franklin Township.
Sources: FEMA National Risk Index v1.20 (December 2025), census-tract table, combined by where Franklin Township’s residents lived in the 2020 census; OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Homes: Census ACS 2020–24. Preparedness tips: Ready.gov. FEMA’s model is an average of expected damage, not a forecast. How hazard risk is graded.