Photo: Nyttend · Public domainFEMA puts Summerhill Township’s expected hazard damage per building below that of 90% of U.S. towns, mostly from river and rain flooding
On FEMA’s National Risk Index, Summerhill Township gets an A for hazard risk: lower expected damage per building than 90% of U.S. towns. Most of that expected damage is river and rain flooding (86%). FEMA’s files show no paid flood insurance claims here.
Graded on FEMA’s expected yearly building damage per dollar of building value (NRI v1.20, December 2025), weighted by where residents live; flood claims are shown, not graded. How hazard risk is graded
What Summerhill Township faces
Each hazard’s share of the building damage FEMA expects here, and how its rate compares with the rest of the country.
River and rain flooding
Shares are of FEMA’s expected building damage, the measure the grade uses; ranks compare each hazard’s building-damage rate with all 85,154 U.S. census tracts. In FEMA’s terms, river and rain flooding is FEMA’s “Inland Flooding” (rivers and streams overflowing their banks, or rain overwhelming drainage). FEMA defines coastal flooding as high or rising tides and storm surge, so surge damage is counted there. Drought isn’t listed: FEMA counts its losses in crops only.
What’s behind Summerhill Township’s grade
River and rain flooding is 86% of the building damage FEMA expects in Summerhill Township, and Summerhill Township’s rate of river and rain flooding damage is lower than 66% of U.S. census tracts. Winter storms add 1%, at a rate in the top 6% of U.S. census tracts.
A lower expected damage per building than 90% of U.S. towns (21,298).
All of Summerhill Township’s residents live in one census tract; the figures are that tract’s.
In dollars, FEMA expects about $364K a year in losses across Summerhill Township: $326K to buildings, the rest to people and crops.
Does Summerhill Township flood? No paid flood claims on record
FEMA’s records show no paid flood insurance claims in Summerhill Township. That’s not a promise: most homes don’t carry flood insurance, so small floods go unrecorded.
Summerhill Township isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.
Insurance rates: Crawford County.The storms Summerhill Township remembers
None of the 12 disasters declared for Crawford County shows FEMA aid or repair money reaching Summerhill Township itself in FEMA’s records, so these are its biggest flood-claim years.
Crawford County has had 12 natural disasters declared by the President since 1953, most often severe storms, then floods. Not counted: the 2005 Hurricane Katrina evacuee emergency, which covered counties that took in evacuees.
Summerhill Township and its neighbors
Summerhill Township is 3rd of the 4 graded towns here, from least expected damage per building to most. Tap a town to see its hazards.
| Town | Hazard risk | Mostly (buildings) | Flood claims |
|---|---|---|---|
| Conneaut Township | Aless damage than 91% | river and rain flooding | 2 |
| Spring Township | Aless damage than 90% | river and rain flooding | 13 |
| Summerhill Township | Aless damage than 90% | river and rain flooding | 0 |
| Summit Township | A−less damage than 85% | river and rain flooding | 12 |
| Conneautville | — | 748 residents; we grade 1,000+ | |
Hazard risk = FEMA’s expected yearly building damage per dollar of building value, vs. the 21,298 U.S. towns we grade; the map is shaded by fifths of the same scale. Flood claims = paid federal flood insurance claims on record.
Get ready for what Summerhill Township faces
A short kit for the hazards that drive the building damage here, what to check before you buy, and where neighbors get alerts.
- Turn around at flooded roads: a foot of moving water can carry off a car.
- Flood insurance usually takes 30 days to start, so buy it before the forecast.
- Keep papers and medicines up high, in a grab-and-go bag.
- Look up the address on FEMA’s flood map.
- Ask the seller or landlord whether it has ever flooded, and what flood insurance costs there.
- Get a flood insurance quote early: policies usually start 30 days after you buy.
Know where neighbors sign up for alerts? Add it to the Handbook so everyone has it.
Questions about natural hazards in Summerhill Township
Is Summerhill Township at risk for natural disasters?
On FEMA’s National Risk Index, Summerhill Township has lower expected damage per building than 90% of U.S. towns: A for hazard risk. Most of the expected damage is river and rain flooding (86%). The figures are for the one census tract the town shares with its neighbors. This is FEMA’s model of an average year for today’s buildings, not a forecast.
Is Summerhill Township in a flood zone?
Flood zones are drawn street by street, so the answer depends on the address: look it up on FEMA’s flood map. In Crawford County, 12% of homes in mapped flood zones carry federal flood insurance, and 0.7% of all homes do.
How much is flood insurance in Summerhill Township?
FEMA’s Community Rating System list shows no discount for Summerhill Township’s flood program. Premiums depend on the building; policies usually start 30 days after you buy, so get a quote early.
Is Summerhill Township at risk from river and rain flooding?
It is the largest share of the building damage FEMA expects here (86%), and Summerhill Township’s rate for it is lower than 66% of U.S. census tracts.
Storm stories
Memories, warnings and help from neighbors in Summerhill Township.
Sources: FEMA National Risk Index v1.20 (December 2025), census-tract table, combined by where Summerhill Township’s residents lived in the 2020 census; OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Homes: Census ACS 2020–24. Preparedness tips: Ready.gov. FEMA’s model is an average of expected damage, not a forecast. How hazard risk is graded.