Photo: Shuvaev · CC BY-SA 4.0FEMA puts Schuylkill Township’s expected hazard damage per building below that of 87% of U.S. towns, mostly from river and rain flooding
On FEMA’s National Risk Index, Schuylkill Township gets an A for hazard risk: lower expected damage per building than 87% of U.S. towns. Most of that expected damage is river and rain flooding (81%). FEMA’s files show no paid flood insurance claims here.
Graded on FEMA’s expected yearly building damage per dollar of building value (NRI v1.20, December 2025), weighted by where residents live; flood claims are shown, not graded. How hazard risk is graded
What stands out about Schuylkill Township’s natural hazards
From FEMA’s model and FEMA’s records, below.
What Schuylkill Township faces
Each hazard’s share of the building damage FEMA expects here, and how its rate compares with the rest of the country.
River and rain flooding
Hurricanes
Shares are of FEMA’s expected building damage, the measure the grade uses; ranks compare each hazard’s building-damage rate with all 85,154 U.S. census tracts. In FEMA’s terms, river and rain flooding is FEMA’s “Inland Flooding” (rivers and streams overflowing their banks, or rain overwhelming drainage). FEMA defines coastal flooding as high or rising tides and storm surge, so surge damage is counted there. Drought isn’t listed: FEMA counts its losses in crops only.
What’s behind Schuylkill Township’s grade
River and rain flooding is 81% of the building damage FEMA expects in Schuylkill Township, and Schuylkill Township’s rate of river and rain flooding damage is lower than 67% of U.S. census tracts. Next is hurricanes at 9% (higher than 70% of U.S. census tracts).
A lower expected damage per building than 87% of U.S. towns (21,298).
All of Schuylkill Township’s residents live in one census tract; the figures are that tract’s.
In dollars, FEMA expects about $318K a year in losses across Schuylkill Township: $250K to buildings, the rest to people and crops.
Does Schuylkill Township flood? No paid flood claims on record
FEMA’s records show no paid flood insurance claims in Schuylkill Township. That’s not a promise: most homes don’t carry flood insurance, so small floods go unrecorded.
Schuylkill Township isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.
Insurance rates: Schuylkill County.The storms Schuylkill Township remembers
None of the 20 disasters declared for Schuylkill County shows FEMA aid or repair money reaching Schuylkill Township itself in FEMA’s records, so these are its biggest flood-claim years.
Schuylkill County has had 20 natural disasters declared by the President since 1953, most often severe storms, then floods. Not counted: the 2005 Hurricane Katrina evacuee emergency, which covered counties that took in evacuees.
Schuylkill Township and its neighbors
Schuylkill Township is 3rd of the 4 graded towns here, from least expected damage per building to most. Tap a town to see its hazards.
| Town | Hazard risk | Mostly (buildings) | Flood claims |
|---|---|---|---|
| Ryan Township | A+less damage than 96% | river and rain flooding | — |
| Walker Township | Aless damage than 87% | river and rain flooding | 1 |
| Schuylkill Township | Aless damage than 87% | river and rain flooding | 0 |
| Tamaqua | Cmore damage than 66% | river and rain flooding | 31 |
| Blythe Township | — | 846 residents; we grade 1,000+ | |
Hazard risk = FEMA’s expected yearly building damage per dollar of building value, vs. the 21,298 U.S. towns we grade; the map is shaded by fifths of the same scale. Flood claims = paid federal flood insurance claims on record.
Get ready for what Schuylkill Township faces
A short kit for the hazards that drive the building damage here, what to check before you buy, and where neighbors get alerts.
- Turn around at flooded roads: a foot of moving water can carry off a car.
- Flood insurance usually takes 30 days to start, so buy it before the forecast.
- Keep papers and medicines up high, in a grab-and-go bag.
- The season runs June through November and peaks from mid-August to mid-October.
- Bring in porch furniture and anything the wind can throw.
- Fill the gas tank and charge phones before the storm arrives.
- Look up the address on FEMA’s flood map.
- Ask the seller or landlord whether it has ever flooded, and what flood insurance costs there.
- Get a flood insurance quote early: policies usually start 30 days after you buy.
Know where neighbors sign up for alerts? Add it to the Handbook so everyone has it.
Questions about natural hazards in Schuylkill Township
Is Schuylkill Township at risk for natural disasters?
On FEMA’s National Risk Index, Schuylkill Township has lower expected damage per building than 87% of U.S. towns: A for hazard risk. Most of the expected damage is river and rain flooding (81%) and hurricanes (9%). The figures are for the one census tract the town shares with its neighbors. This is FEMA’s model of an average year for today’s buildings, not a forecast.
Is Schuylkill Township in a flood zone?
Flood zones are drawn street by street, so the answer depends on the address: look it up on FEMA’s flood map. In Schuylkill County, 17% of homes in mapped flood zones carry federal flood insurance, and 1.0% of all homes do.
How much is flood insurance in Schuylkill Township?
FEMA’s Community Rating System list shows no discount for Schuylkill Township’s flood program. Premiums depend on the building; policies usually start 30 days after you buy, so get a quote early.
Is Schuylkill Township at risk from river and rain flooding?
It is the largest share of the building damage FEMA expects here (81%), and Schuylkill Township’s rate for it is lower than 67% of U.S. census tracts.
Storm stories
Memories, warnings and help from neighbors in Schuylkill Township.
Sources: FEMA National Risk Index v1.20 (December 2025), census-tract table, combined by where Schuylkill Township’s residents lived in the 2020 census; OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Homes: Census ACS 2020–24. Preparedness tips: Ready.gov. FEMA’s model is an average of expected damage, not a forecast. How hazard risk is graded.