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LocustlakePhoto: Public domain · Public domain
A+Hazard risk
Natural hazards in Ryan Township · FEMA

FEMA puts Ryan Township’s expected hazard damage per building below that of 96% of U.S. towns, mostly from river and rain flooding

On FEMA’s National Risk Index, Ryan Township gets an A+ for hazard risk: lower expected damage per building than 96% of U.S. towns, #107 of 1,037 in Pennsylvania. Most of that expected damage is river and rain flooding (78%), then hurricanes (10%). FEMA’s files show no paid flood insurance claims here.

River and rain flooding 78%Hurricanes 10%Tornadoes 5%

Graded on FEMA’s expected yearly building damage per dollar of building value (NRI v1.20, December 2025), weighted by where residents live; flood claims are shown, not graded. How hazard risk is graded

less than 96%of U.S. townsLess damageMoreExpected yearly damage per dollar of building, vs. the 21,298 U.S. towns we grade#107 of 1,037 in Pennsylvania
Hazard risk
A+#107 of 1,037
in Pennsylvania · lower than 96% of U.S. towns
Main hazard
River and rain flooding
78% of expected building damage
Flood claims
0
paid since 1978 · $0
Disasters paid out here
0
of 20 declared for Schuylkill County
By hazard

What Ryan Township faces

Each hazard’s share of the building damage FEMA expects here, and how its rate compares with the rest of the country.

River and rain flooding

78%of expected building damage
Well below average · lower than 82% of U.S. census tracts
Recorded about 2 times a year in the area

Hurricanes

10%of expected building damage
Above average · higher than 70% of U.S. census tracts
Recorded about once every 19 years in the area
Smaller shares here
 Tornadoes Earthquakes Strong wind Winter storms Ice storms Wildfire Hail Landslides Lightning Cold waves Heat waves
FEMA models no building damage here
Coastal floodingAvalanchesTsunamisVolcanic activity
People, not buildings.Counting harm to people as well as buildings, FEMA’s model puts cold waves at 12% of Ryan Township’s expected losses. Cold waves do little damage to buildings (0.0%), so they aren’t part of the grade.

Shares are of FEMA’s expected building damage, the measure the grade uses; ranks compare each hazard’s building-damage rate with all 85,154 U.S. census tracts. In FEMA’s terms, river and rain flooding is FEMA’s “Inland Flooding” (rivers and streams overflowing their banks, or rain overwhelming drainage). FEMA defines coastal flooding as high or rising tides and storm surge, so surge damage is counted there. Drought isn’t listed: FEMA counts its losses in crops only.

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.
Hazard risk grade

What’s behind Ryan Township’s grade

River and rain flooding is 78% of the building damage FEMA expects in Ryan Township, and Ryan Township’s rate of river and rain flooding damage is lower than 82% of U.S. census tracts. Next is hurricanes at 10% (higher than 70% of U.S. census tracts).

Where Ryan Township sits
Ryan Township
Least damageMiddleMost damage

A+ #107 of 1,037 in Pennsylvania; lower expected damage per building than 96% of U.S. towns (21,298).

All of Ryan Township’s residents live in one census tract; the figures are that tract’s.

What drives the damage to buildings
River and rain flooding78%Hurricanes10%Tornadoes5%Everything else6%

The typical Pennsylvania town has lower expected damage than 71% of U.S. towns; within the state, Ryan Township has less expected damage per building than 90% of Pennsylvania towns.

In dollars, FEMA expects about $431K a year in losses across Ryan Township: $280K to buildings, the rest to people and crops.

Shared tract.All of Ryan Township’s 2,589 residents (2020 census) live in one census tract, which it shares with Mahanoy township (3,192 residents) and New Boston CDP (231 residents) and Morea CDP (200 residents). FEMA publishes its model by tract, so the rate and the hazard mix are the tract’s, the same for all of them. The flood claims below are the township’s own.
A shared figure. The grade describes the whole tract, not each street in it, and FEMA’s model is an average year for today’s buildings, not a record: the claims below are the record.

How TownRatings grades hazard risk →

Flood insurance claims

Does Ryan Township flood? No paid flood claims on record

FEMA’s records show no paid flood insurance claims in Ryan Township. That’s not a promise: most homes don’t carry flood insurance, so small floods go unrecorded.

of homes in flood zones are insured
of all homes are insured
No community discount

Ryan Township isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Schuylkill County.
Disasters

The storms Ryan Township remembers

None of the 20 disasters declared for Schuylkill County shows FEMA aid or repair money reaching Ryan Township itself in FEMA’s records, so these are its biggest flood-claim years.

Disasters declared, by decade
Paid out in Ryan TownshipSchuylkill County only

Schuylkill County has had 20 natural disasters declared by the President since 1953, most often severe storms, then floods. Not counted: the 2005 Hurricane Katrina evacuee emergency, which covered counties that took in evacuees.

Next door

Ryan Township and its neighbors

Ryan Township is 3rd of the 5 graded towns here, from least expected damage per building to most. Tap a town to see its hazards.

Mahanoy Township: hazard risk A+Rush Township: hazard risk A+West Mahanoy Township: hazard risk BBlythe Township: not gradedSchuylkill Township: hazard risk ADelano Township: not gradedMahanoy TownshipRush TownshipWest Mahanoy TownshipBlythe TownshipSchuylkill TownshipDelano TownshipRyan Township
Lowest fifthSecondMiddleFourthHighest fifth
TownHazard riskMostly (buildings)Flood claims
Rush TownshipA+among the lowest damageriver and rain flooding32
Mahanoy TownshipA+less damage than 96%river and rain flooding1
Ryan TownshipA+less damage than 96%river and rain flooding0
Schuylkill TownshipAless damage than 87%river and rain flooding—
West Mahanoy TownshipBless damage than 58%river and rain flooding1
Blythe Township—846 residents; we grade 1,000+
Delano Township—205 residents; we grade 1,000+

Hazard risk = FEMA’s expected yearly building damage per dollar of building value, vs. the 21,298 U.S. towns we grade; the map is shaded by fifths of the same scale. Flood claims = paid federal flood insurance claims on record.

Be ready

Get ready for what Ryan Township faces

A short kit for the hazards that drive the building damage here, what to check before you buy, and where neighbors get alerts.

When the river rises
  • Turn around at flooded roads: a foot of moving water can carry off a car.
  • Flood insurance usually takes 30 days to start, so buy it before the forecast.
  • Keep papers and medicines up high, in a grab-and-go bag.
More from Ready.gov ↗
Hurricane season
  • The season runs June through November and peaks from mid-August to mid-October.
  • Bring in porch furniture and anything the wind can throw.
  • Fill the gas tank and charge phones before the storm arrives.
More from Ready.gov ↗
Before you buy or rent
  • Look up the address on FEMA’s flood map.
  • Ask the seller or landlord whether it has ever flooded, and what flood insurance costs there.
  • Get a flood insurance quote early: policies usually start 30 days after you buy.
When a storm is coming
Forecast and alertsWeather →911, the nearest ERSafety →

Know where neighbors sign up for alerts? Add it to the Handbook so everyone has it.

Questions about natural hazards in Ryan Township

Is Ryan Township at risk for natural disasters?

On FEMA’s National Risk Index, Ryan Township has lower expected damage per building than 96% of U.S. towns: A+ for hazard risk, #107 of 1,037 in Pennsylvania. Most of the expected damage is river and rain flooding (78%) and hurricanes (10%). The figures are for the one census tract the town shares with its neighbors. This is FEMA’s model of an average year for today’s buildings, not a forecast.

Is Ryan Township in a flood zone?

Flood zones are drawn street by street, so the answer depends on the address: look it up on FEMA’s flood map. In Schuylkill County, 17% of homes in mapped flood zones carry federal flood insurance, and 1.0% of all homes do.

How much is flood insurance in Ryan Township?

FEMA’s Community Rating System list shows no discount for Ryan Township’s flood program. Premiums depend on the building; policies usually start 30 days after you buy, so get a quote early.

Is Ryan Township at risk from river and rain flooding?

It is the largest share of the building damage FEMA expects here (78%), and Ryan Township’s rate for it is lower than 82% of U.S. census tracts.

Storm stories

Memories, warnings and help from neighbors in Ryan Township.

Town Square →
Start the conversation

Sources: FEMA National Risk Index v1.20 (December 2025), census-tract table, combined by where Ryan Township’s residents lived in the 2020 census; OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Homes: Census ACS 2020–24. Preparedness tips: Ready.gov. FEMA’s model is an average of expected damage, not a forecast. How hazard risk is graded.