Photo: Smallbones · Public domainOn FEMA’s figures, Saville Township faces about as much hazard damage per building as the typical U.S. town, mostly from river and rain flooding
On FEMA’s National Risk Index, Saville Township gets a C+ for hazard risk: higher expected damage per building than 60% of U.S. towns, #835 of 1,037 in Pennsylvania. Most of that expected damage is river and rain flooding (91%). Flood insurance has paid 11 claims here since 1996.
Graded on FEMA’s expected yearly building damage per dollar of building value (NRI v1.20, December 2025), weighted by where residents live; flood claims are shown, not graded. How hazard risk is graded
What Saville Township faces
Each hazard’s share of the building damage FEMA expects here, and how its rate compares with the rest of the country.
River and rain flooding
Hurricanes
Shares are of FEMA’s expected building damage, the measure the grade uses; ranks compare each hazard’s building-damage rate with all 85,154 U.S. census tracts. In FEMA’s terms, river and rain flooding is FEMA’s “Inland Flooding” (rivers and streams overflowing their banks, or rain overwhelming drainage). FEMA defines coastal flooding as high or rising tides and storm surge, so surge damage is counted there. Drought isn’t listed: FEMA counts its losses in crops only.
What’s behind Saville Township’s grade
River and rain flooding is 91% of the building damage FEMA expects in Saville Township, and Saville Township’s rate of river and rain flooding damage is higher than 79% of U.S. census tracts. Next is hurricanes at 5% (higher than 73% of U.S. census tracts).
C+ #835 of 1,037 in Pennsylvania; higher expected damage per building than 60% of U.S. towns (21,298).
Saville Township’s residents live in 2 census tracts; FEMA’s figures are combined by where they live.
The typical Pennsylvania town has lower expected damage than 71% of U.S. towns; within the state, Saville Township has more expected damage per building than 81% of Pennsylvania towns.
In dollars, FEMA expects about $940K a year in losses across Saville Township: $674K to buildings, the rest to people and crops.
Does Saville Township flood? Sometimes: 11 flood claims since 1996
Every paid claim on a federal flood insurance policy in Saville Township, from FEMA’s records: 11.5 per 1,000 homes, more than 76% of the 13,809 U.S. towns with a flood insurance record.
- Tropical Storm Lee3 claims · $83K
- Tropical Storm Ivan1 claim · $72K
Saville Township isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.
Insurance rates: Perry County.The storms Saville Township remembers
None of the 16 disasters declared for Perry County shows FEMA aid or repair money reaching Saville Township itself in FEMA’s records, so these are its biggest flood-claim years.
- 20113 flood claims paidThe year of Tropical Storm Lee, declared for Perry County
- 20182 flood claims paidNo declaration for the county that year
- 20242 flood claims paidNo declaration for the county that year
Perry County has had 16 natural disasters declared by the President since 1953, most often floods, then winter storms. Not counted: the 2005 Hurricane Katrina evacuee emergency, which covered counties that took in evacuees.
Old photos of Saville Township after a storm or flood belong in the town’s history. Add one, or share what you remember below.
Add to the Saville Township archive →Saville Township and its neighbors
Saville Township is 2nd of the 3 graded towns here, from least expected damage per building to most. Tap a town to see its hazards.
| Town | Hazard risk | Mostly (buildings) | Flood claims |
|---|---|---|---|
| Centre Township | B−less damage than 50% | river and rain flooding | 14 |
| Saville Township | C+more damage than 60% | river and rain flooding | 11 |
| Tyrone Township | C+more damage than 60% | river and rain flooding | 14 |
| Spruce Hill Township | — | 818 residents; we grade 1,000+ | |
| Northeast Madison Township | — | 845 residents; we grade 1,000+ | |
| Turbett Township | — | 920 residents; we grade 1,000+ | |
Hazard risk = FEMA’s expected yearly building damage per dollar of building value, vs. the 21,298 U.S. towns we grade; the map is shaded by fifths of the same scale. Flood claims = paid federal flood insurance claims on record.
Get ready for what Saville Township faces
A short kit for the hazards that drive the building damage here, what to check before you buy, and where neighbors get alerts.
- Turn around at flooded roads: a foot of moving water can carry off a car.
- Flood insurance usually takes 30 days to start, so buy it before the forecast.
- Keep papers and medicines up high, in a grab-and-go bag.
- The season runs June through November and peaks from mid-August to mid-October.
- Bring in porch furniture and anything the wind can throw.
- Fill the gas tank and charge phones before the storm arrives.
- Look up the address on FEMA’s flood map.
- Ask the seller or landlord whether it has ever flooded, and what flood insurance costs there.
- Get a flood insurance quote early: policies usually start 30 days after you buy.
Know where neighbors sign up for alerts? Add it to the Handbook so everyone has it.
Questions about natural hazards in Saville Township
Is Saville Township at risk for natural disasters?
On FEMA’s National Risk Index, Saville Township has higher expected damage per building than 60% of U.S. towns: C+ for hazard risk, #835 of 1,037 in Pennsylvania. Most of the expected damage is river and rain flooding (91%) and hurricanes (5%). This is FEMA’s model of an average year for today’s buildings, not a forecast.
Does Saville Township flood?
Flood insurance has paid 11 claims in Saville Township since 1996, $222K in all, or 11.5 per 1,000 homes, more than 76% of U.S. towns with a flood insurance record. 3 properties have flooded more than once. The most claims came from Tropical Storm Lee (3).
Is Saville Township in a flood zone?
Flood zones are drawn street by street, so the answer depends on the address: look it up on FEMA’s flood map. In Perry County, 15% of homes in mapped flood zones carry federal flood insurance, and 0.9% of all homes do.
How much is flood insurance in Saville Township?
FEMA’s Community Rating System list shows no discount for Saville Township’s flood program. Premiums depend on the building; policies usually start 30 days after you buy, so get a quote early.
What was the biggest storm in Saville Township?
By flood claims, Tropical Storm Lee: 3 paid, $83K.
Is Saville Township at risk from river and rain flooding?
It is the largest share of the building damage FEMA expects here (91%), and Saville Township’s rate for it is higher than 79% of U.S. census tracts.
Storm stories
Memories, warnings and help from neighbors in Saville Township.
Sources: FEMA National Risk Index v1.20 (December 2025), census-tract table, combined by where Saville Township’s residents lived in the 2020 census; OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Homes: Census ACS 2020–24. Preparedness tips: Ready.gov. FEMA’s model is an average of expected damage, not a forecast. How hazard risk is graded.