Bridge in Rockdale Township · Photo: Nyttend · Public domainFEMA puts Rockdale Township’s expected hazard damage per building below that of 83% of U.S. towns, mostly from river and rain flooding
On FEMA’s National Risk Index, Rockdale Township gets an A− for hazard risk: lower expected damage per building than 83% of U.S. towns. Most of that expected damage is river and rain flooding (88%). Flood insurance has paid 2 claims here since 1981.
Graded on FEMA’s expected yearly building damage per dollar of building value (NRI v1.20, December 2025), weighted by where residents live; flood claims are shown, not graded. How hazard risk is graded
What Rockdale Township faces
Each hazard’s share of the building damage FEMA expects here, and how its rate compares with the rest of the country.
River and rain flooding
Shares are of FEMA’s expected building damage, the measure the grade uses; ranks compare each hazard’s building-damage rate with all 85,154 U.S. census tracts. In FEMA’s terms, river and rain flooding is FEMA’s “Inland Flooding” (rivers and streams overflowing their banks, or rain overwhelming drainage). FEMA defines coastal flooding as high or rising tides and storm surge, so surge damage is counted there. Drought isn’t listed: FEMA counts its losses in crops only.
What’s behind Rockdale Township’s grade
River and rain flooding is 88% of the building damage FEMA expects in Rockdale Township, and Rockdale Township’s rate of river and rain flooding damage is lower than 56% of U.S. census tracts. Winter storms add 1%, at a rate in the top 6% of U.S. census tracts.
A− lower expected damage per building than 83% of U.S. towns (21,298).
All of Rockdale Township’s residents live in one census tract; the figures are that tract’s.
In dollars, FEMA expects about $312K a year in losses across Rockdale Township: $272K to buildings, the rest to people and crops.
Does Rockdale Township flood? Rarely: 2 flood claims since 1981
Every paid claim on a federal flood insurance policy in Rockdale Township, from FEMA’s records: 3.7 per 1,000 homes, more than 53% of the 13,809 U.S. towns with a flood insurance record.
Rockdale Township isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.
Insurance rates: Crawford County.The storms Rockdale Township remembers
None of the 12 disasters declared for Crawford County shows FEMA aid or repair money reaching Rockdale Township itself in FEMA’s records, so these are its biggest flood-claim years.
- 19812 flood claims paidThe year of Severe Storms and Flooding, declared for Crawford County
Crawford County has had 12 natural disasters declared by the President since 1953, most often severe storms, then floods. Not counted: the 2005 Hurricane Katrina evacuee emergency, which covered counties that took in evacuees.
Old photos of Rockdale Township after a storm or flood belong in the town’s history. Add one, or share what you remember below.
Add to the Rockdale Township archive →Rockdale Township and its neighbors
Rockdale Township is 4th of the 5 graded towns here, from least expected damage per building to most. Tap a town to see its hazards.
| Town | Hazard risk | Mostly (buildings) | Flood claims |
|---|---|---|---|
| Richmond Township | A+less damage than 98% | river and rain flooding | — |
| LeBoeuf Township | Aless damage than 91% | river and rain flooding | — |
| Bloomfield Township | Aless damage than 90% | river and rain flooding | — |
| Rockdale Township | A−less damage than 83% | river and rain flooding | 2 |
| Cambridge Township | A−less damage than 81% | river and rain flooding | 1 |
| Athens Township | — | 676 residents; we grade 1,000+ | |
Hazard risk = FEMA’s expected yearly building damage per dollar of building value, vs. the 21,298 U.S. towns we grade; the map is shaded by fifths of the same scale. Flood claims = paid federal flood insurance claims on record.
Get ready for what Rockdale Township faces
A short kit for the hazards that drive the building damage here, what to check before you buy, and where neighbors get alerts.
- Turn around at flooded roads: a foot of moving water can carry off a car.
- Flood insurance usually takes 30 days to start, so buy it before the forecast.
- Keep papers and medicines up high, in a grab-and-go bag.
- Look up the address on FEMA’s flood map.
- Ask the seller or landlord whether it has ever flooded, and what flood insurance costs there.
- Get a flood insurance quote early: policies usually start 30 days after you buy.
Know where neighbors sign up for alerts? Add it to the Handbook so everyone has it.
Questions about natural hazards in Rockdale Township
Is Rockdale Township at risk for natural disasters?
On FEMA’s National Risk Index, Rockdale Township has lower expected damage per building than 83% of U.S. towns: A− for hazard risk. Most of the expected damage is river and rain flooding (88%). The figures are for the one census tract the town shares with its neighbors. This is FEMA’s model of an average year for today’s buildings, not a forecast.
Does Rockdale Township flood?
Flood insurance has paid 2 claims in Rockdale Township since 1981, $5K in all, or 3.7 per 1,000 homes, more than 53% of U.S. towns with a flood insurance record.
Is Rockdale Township in a flood zone?
Flood zones are drawn street by street, so the answer depends on the address: look it up on FEMA’s flood map. In Crawford County, 12% of homes in mapped flood zones carry federal flood insurance, and 0.7% of all homes do.
How much is flood insurance in Rockdale Township?
FEMA’s Community Rating System list shows no discount for Rockdale Township’s flood program. Premiums depend on the building; policies usually start 30 days after you buy, so get a quote early.
Is Rockdale Township at risk from river and rain flooding?
It is the largest share of the building damage FEMA expects here (88%), and Rockdale Township’s rate for it is lower than 56% of U.S. census tracts.
Storm stories
Memories, warnings and help from neighbors in Rockdale Township.
Sources: FEMA National Risk Index v1.20 (December 2025), census-tract table, combined by where Rockdale Township’s residents lived in the 2020 census; OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Homes: Census ACS 2020–24. Preparedness tips: Ready.gov. FEMA’s model is an average of expected damage, not a forecast. How hazard risk is graded.