Guest, Sign inJoin

Post to Rockdale Township

We’ll email a one-tap link to publish your post. No password, and nothing is public until you click it.
Already a member? Sign in
Bridge in Rockdale TownshipBridge in Rockdale Township · Photo: Nyttend · Public domain
A−Hazard risk
Natural hazards in Rockdale Township · FEMA

FEMA puts Rockdale Township’s expected hazard damage per building below that of 83% of U.S. towns, mostly from river and rain flooding

On FEMA’s National Risk Index, Rockdale Township gets an A− for hazard risk: lower expected damage per building than 83% of U.S. towns. Most of that expected damage is river and rain flooding (88%). Flood insurance has paid 2 claims here since 1981.

Graded on FEMA’s expected yearly building damage per dollar of building value (NRI v1.20, December 2025), weighted by where residents live; flood claims are shown, not graded. How hazard risk is graded

less than 83%of U.S. townsLess damageMoreExpected yearly damage per dollar of building, vs. the 21,298 U.S. towns we grade
By hazard

What Rockdale Township faces

Each hazard’s share of the building damage FEMA expects here, and how its rate compares with the rest of the country.

River and rain flooding

88%of expected building damage
About average · lower than 56% of U.S. census tracts
Recorded about 2 times a year in the area
Smaller shares here
 Strong wind Tornadoes Hurricanes Winter storms Hail Earthquakes Ice storms Wildfire Cold waves Heat waves Landslides Lightning
FEMA models no building damage here
Coastal floodingAvalanchesTsunamisVolcanic activity

Shares are of FEMA’s expected building damage, the measure the grade uses; ranks compare each hazard’s building-damage rate with all 85,154 U.S. census tracts. In FEMA’s terms, river and rain flooding is FEMA’s “Inland Flooding” (rivers and streams overflowing their banks, or rain overwhelming drainage). FEMA defines coastal flooding as high or rising tides and storm surge, so surge damage is counted there. Drought isn’t listed: FEMA counts its losses in crops only.

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.
Hazard risk grade

What’s behind Rockdale Township’s grade

River and rain flooding is 88% of the building damage FEMA expects in Rockdale Township, and Rockdale Township’s rate of river and rain flooding damage is lower than 56% of U.S. census tracts. Winter storms add 1%, at a rate in the top 6% of U.S. census tracts.

Where Rockdale Township sits
Rockdale Township
Least damageMiddleMost damage

A− lower expected damage per building than 83% of U.S. towns (21,298).

All of Rockdale Township’s residents live in one census tract; the figures are that tract’s.

What drives the damage to buildings
River and rain flooding88%Strong wind4%Tornadoes4%Everything else4%

In dollars, FEMA expects about $312K a year in losses across Rockdale Township: $272K to buildings, the rest to people and crops.

Shared tract.All of Rockdale Township’s 1,363 residents (2020 census) live in one census tract, which it shares with Cambridge Springs borough (2,590 residents). FEMA publishes its model by tract, so the rate and the hazard mix are the tract’s, the same for all of them. The flood claims below are the township’s own.
A shared figure. The grade describes the whole tract, not each street in it, and FEMA’s model is an average year for today’s buildings, not a record: the claims below are the record.

How TownRatings grades hazard risk →

Flood insurance claims

Does Rockdale Township flood? Rarely: 2 flood claims since 1981

Every paid claim on a federal flood insurance policy in Rockdale Township, from FEMA’s records: 3.7 per 1,000 homes, more than 53% of the 13,809 U.S. towns with a flood insurance record.

Paid flood claims, by year
1981: 2 claims1982: 0 claims1983: 0 claims1984: 0 claims1985: 0 claims1986: 0 claims1987: 0 claims1988: 0 claims1989: 0 claims1990: 0 claims1991: 0 claims1992: 0 claims1993: 0 claims1994: 0 claims1995: 0 claims1996: 0 claims1997: 0 claims1998: 0 claims1999: 0 claims2000: 0 claims2001: 0 claims2002: 0 claims2003: 0 claims2004: 0 claims2005: 0 claims2006: 0 claims2007: 0 claims2008: 0 claims2009: 0 claims2010: 0 claims2011: 0 claims2012: 0 claims2013: 0 claims2014: 0 claims2015: 0 claims2016: 0 claims2017: 0 claims2018: 0 claims2019: 0 claims2020: 0 claims2021: 0 claims2022: 0 claims2023: 0 claims2024: 0 claims2025: 0 claims2026: 0 claims1981
19812026
2
paid claims since 1981
$5K
paid to owners
0
homes flooded more than once
$2K
average claim
of homes in flood zones are insured
of all homes are insured
No community discount

Rockdale Township isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Crawford County.
Disasters

The storms Rockdale Township remembers

None of the 12 disasters declared for Crawford County shows FEMA aid or repair money reaching Rockdale Township itself in FEMA’s records, so these are its biggest flood-claim years.

  1. 19812 flood claims paidThe year of Severe Storms and Flooding, declared for Crawford County
Disasters declared, by decade
Paid out in Rockdale TownshipCrawford County only

Crawford County has had 12 natural disasters declared by the President since 1953, most often severe storms, then floods. Not counted: the 2005 Hurricane Katrina evacuee emergency, which covered counties that took in evacuees.

Were you here?

Old photos of Rockdale Township after a storm or flood belong in the town’s history. Add one, or share what you remember below.

Add to the Rockdale Township archive →
Next door

Rockdale Township and its neighbors

Rockdale Township is 4th of the 5 graded towns here, from least expected damage per building to most. Tap a town to see its hazards.

Lowest fifthSecondMiddleFourthHighest fifth
TownHazard riskMostly (buildings)Flood claims
Richmond TownshipA+less damage than 98%river and rain flooding—
LeBoeuf TownshipAless damage than 91%river and rain flooding—
Bloomfield TownshipAless damage than 90%river and rain flooding—
Rockdale TownshipA−less damage than 83%river and rain flooding2
Cambridge TownshipA−less damage than 81%river and rain flooding1
Athens Township—676 residents; we grade 1,000+

Hazard risk = FEMA’s expected yearly building damage per dollar of building value, vs. the 21,298 U.S. towns we grade; the map is shaded by fifths of the same scale. Flood claims = paid federal flood insurance claims on record.

Be ready

Get ready for what Rockdale Township faces

A short kit for the hazards that drive the building damage here, what to check before you buy, and where neighbors get alerts.

When the river rises
  • Turn around at flooded roads: a foot of moving water can carry off a car.
  • Flood insurance usually takes 30 days to start, so buy it before the forecast.
  • Keep papers and medicines up high, in a grab-and-go bag.
More from Ready.gov ↗
Before you buy or rent
  • Look up the address on FEMA’s flood map.
  • Ask the seller or landlord whether it has ever flooded, and what flood insurance costs there.
  • Get a flood insurance quote early: policies usually start 30 days after you buy.
When a storm is coming
Forecast and alertsWeather →911, the nearest ERSafety →

Know where neighbors sign up for alerts? Add it to the Handbook so everyone has it.

Questions about natural hazards in Rockdale Township

Is Rockdale Township at risk for natural disasters?

On FEMA’s National Risk Index, Rockdale Township has lower expected damage per building than 83% of U.S. towns: A− for hazard risk. Most of the expected damage is river and rain flooding (88%). The figures are for the one census tract the town shares with its neighbors. This is FEMA’s model of an average year for today’s buildings, not a forecast.

Does Rockdale Township flood?

Flood insurance has paid 2 claims in Rockdale Township since 1981, $5K in all, or 3.7 per 1,000 homes, more than 53% of U.S. towns with a flood insurance record.

Is Rockdale Township in a flood zone?

Flood zones are drawn street by street, so the answer depends on the address: look it up on FEMA’s flood map. In Crawford County, 12% of homes in mapped flood zones carry federal flood insurance, and 0.7% of all homes do.

How much is flood insurance in Rockdale Township?

FEMA’s Community Rating System list shows no discount for Rockdale Township’s flood program. Premiums depend on the building; policies usually start 30 days after you buy, so get a quote early.

Is Rockdale Township at risk from river and rain flooding?

It is the largest share of the building damage FEMA expects here (88%), and Rockdale Township’s rate for it is lower than 56% of U.S. census tracts.

Storm stories

Memories, warnings and help from neighbors in Rockdale Township.

Town Square →
Start the conversation

Sources: FEMA National Risk Index v1.20 (December 2025), census-tract table, combined by where Rockdale Township’s residents lived in the 2020 census; OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Homes: Census ACS 2020–24. Preparedness tips: Ready.gov. FEMA’s model is an average of expected damage, not a forecast. How hazard risk is graded.