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Quakertown Historic DistrictPhoto: PattiParker · CC BY-SA 3.0
B−Hazard risk
Natural hazards in Quakertown · FEMA

On FEMA’s figures, Quakertown faces about as much hazard damage per building as the typical U.S. town, mostly from river and rain flooding

On FEMA’s National Risk Index, Quakertown gets a B− for hazard risk: higher expected damage per building than 52% of U.S. towns, #781 of 1,037 in Pennsylvania. Most of that expected damage is river and rain flooding (85%). Flood insurance has paid 69 claims here since 1984.

Graded on FEMA’s expected yearly building damage per dollar of building value (NRI v1.20, December 2025), weighted by where residents live; flood claims are shown, not graded. How hazard risk is graded

more than 52%of U.S. townsLess damageMoreExpected yearly damage per dollar of building, vs. the 21,298 U.S. towns we grade#781 of 1,037 in Pennsylvania
Hazard risk
B−#781 of 1,037
in Pennsylvania · higher than 52% of U.S. towns
Main hazard
River and rain flooding
85% of expected building damage
Flood claims
69
paid since 1984 · $4.6M
Flooded more than once
9
properties · 2 “severe repetitive loss”
Disasters paid out here
5
of 21 declared for Bucks County
By hazard

What Quakertown faces

Each hazard’s share of the building damage FEMA expects here, and how its rate compares with the rest of the country.

River and rain flooding

85%of expected building damage
Above average · higher than 70% of U.S. census tracts
Recorded about 4 times a year in the area

Earthquakes

7%of expected building damage
Above average · higher than 73% of U.S. census tracts
Smaller shares here
 Tornadoes Hurricanes Ice storms Strong wind Winter storms Hail Lightning Wildfire Cold waves Heat waves Landslides
FEMA models no building damage here
Coastal floodingAvalanchesTsunamisVolcanic activity

Shares are of FEMA’s expected building damage, the measure the grade uses; ranks compare each hazard’s building-damage rate with all 85,154 U.S. census tracts. In FEMA’s terms, river and rain flooding is FEMA’s “Inland Flooding” (rivers and streams overflowing their banks, or rain overwhelming drainage). FEMA defines coastal flooding as high or rising tides and storm surge, so surge damage is counted there. Drought isn’t listed: FEMA counts its losses in crops only.

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.
Hazard risk grade

What’s behind Quakertown’s grade

River and rain flooding is 85% of the building damage FEMA expects in Quakertown, and Quakertown’s rate of river and rain flooding damage is higher than 70% of U.S. census tracts. Ice storms add 2%, at a rate in the top 8% of U.S. census tracts.

Where Quakertown sits
Quakertown
Least damageMiddleMost damage

B− #781 of 1,037 in Pennsylvania; higher expected damage per building than 52% of U.S. towns (21,298).

Quakertown’s residents live in 3 census tracts; FEMA’s figures are combined by where they live.

What drives the damage to buildings
River and rain flooding85%Earthquakes7%Everything else8%

The typical Pennsylvania town has lower expected damage than 71% of U.S. towns; within the state, Quakertown has more expected damage per building than 75% of Pennsylvania towns.

In dollars, FEMA expects about $3.9M a year in losses across Quakertown: $2.8M to buildings, the rest to people and crops.

A small-area figure. Quakertown covers 3 census tracts, combined by where residents live. FEMA’s model is an average year for today’s buildings, not a record: the claims and disasters below are the record.

How TownRatings grades hazard risk →

Flood insurance claims

Does Quakertown flood? Sometimes: 69 flood claims since 1984

Every paid claim on a federal flood insurance policy in Quakertown, from FEMA’s records: 18.7 per 1,000 homes, more than 83% of the 13,809 U.S. towns with a flood insurance record.

Paid flood claims, by year
1984: 1 claim1985: 0 claims1986: 0 claims1987: 0 claims1988: 0 claims1989: 0 claims1990: 0 claims1991: 0 claims1992: 0 claims1993: 0 claims1994: 1 claim1995: 0 claims1996: 4 claims1997: 0 claims1998: 0 claims1999: 1 claim2000: 0 claims2001: 0 claims2002: 0 claims2003: 0 claims2004: 0 claims2005: 0 claims2006: 0 claims2007: 0 claims2008: 0 claims2009: 0 claims2010: 6 claims2011: 10 claims2012: 2 claims2013: 0 claims2014: 0 claims2015: 0 claims2016: 0 claims2017: 0 claims2018: 0 claims2019: 0 claims2020: 12 claims2021: 17 claims2022: 0 claims2023: 10 claims2024: 0 claims2025: 0 claims2026: 5 claims201120202021
19842026
Biggest named events
  • Hurricane Ida15 claims · $1.6M
  • Hurricane Isaias12 claims · $1.2M
  • Hurricane Irene10 claims · $419K
69
paid claims since 1984
$4.6M
paid to owners
9
homes flooded more than once
$67K
average claim
Homes that flooded again and again
FEMA “severe repetitive loss” (2)Flooded 2+ times
of homes in flood zones are insured
of all homes are insured
No community discount

Quakertown isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Bucks County.
Disasters

5 federal disasters brought FEMA money to Quakertown

Disasters that paid out in Quakertown itself (aid to households or repair grants to the Borough of Quakertown), newest first, with that year’s flood claims.

  1. 2021Remnants of Hurricane Ida161 households applied for aid$459K aid approved15 flood claims paid for it, $1.6M
  2. 2011Tropical Storm Lee7 households applied for aid$12K aid approved
  3. 2011Hurricane Irene88 households applied for aid$132K aid approved10 flood claims paid for it, $419K
  4. 2006Severe Storms, Flooding, and Mudslides2 households applied for aid$6K aid approved
  5. 2004Tropical Depression Ivan19 households applied for aid$48K aid approved
Disasters declared, by decade
Paid out in QuakertownBucks County only

Bucks County has had 21 natural disasters declared by the President since 1953, most often floods, then severe storms. Not counted: the 2005 Hurricane Katrina evacuee emergency, which covered counties that took in evacuees.

Were you here?

Old photos of Quakertown after a storm or flood belong in the town’s history. Add one, or share what you remember below.

Add to the Quakertown archive →
Next door

Quakertown and its neighbors

Quakertown is 2nd of the 2 graded towns here, from least expected damage per building to most. Tap a town to see its hazards.

Richland Township: hazard risk B+Richland TownshipQuakertown
Lowest fifthSecondMiddleFourthHighest fifth
TownHazard riskMostly (buildings)Flood claims
Richland TownshipB+less damage than 70%river and rain flooding42
QuakertownB−more damage than 52%river and rain flooding69

Hazard risk = FEMA’s expected yearly building damage per dollar of building value, vs. the 21,298 U.S. towns we grade; the map is shaded by fifths of the same scale. Flood claims = paid federal flood insurance claims on record.

Be ready

Get ready for what Quakertown faces

A short kit for the hazards that drive the building damage here, what to check before you buy, and where neighbors get alerts.

When the river rises
  • Turn around at flooded roads: a foot of moving water can carry off a car.
  • Flood insurance usually takes 30 days to start, so buy it before the forecast.
  • Keep papers and medicines up high, in a grab-and-go bag.
More from Ready.gov ↗
Earthquakes
  • Drop, cover and hold on.
  • Strap tall furniture and the water heater to the wall.
  • Know how to shut off the gas.
More from Ready.gov ↗
Before you buy or rent
  • Look up the address on FEMA’s flood map.
  • Ask the seller or landlord whether it has ever flooded, and what flood insurance costs there.
  • Get a flood insurance quote early: policies usually start 30 days after you buy.
When a storm is coming
Forecast and alertsWeather →911, the nearest ERSafety →

Know where neighbors sign up for alerts? Add it to the Handbook so everyone has it.

Questions about natural hazards in Quakertown

Is Quakertown at risk for natural disasters?

On FEMA’s National Risk Index, Quakertown has higher expected damage per building than 52% of U.S. towns: B− for hazard risk, #781 of 1,037 in Pennsylvania. Most of the expected damage is river and rain flooding (85%) and earthquakes (7%). This is FEMA’s model of an average year for today’s buildings, not a forecast.

Does Quakertown flood?

Flood insurance has paid 69 claims in Quakertown since 1984, $4.6M in all, or 18.7 per 1,000 homes, more than 83% of U.S. towns with a flood insurance record. 9 properties have flooded more than once. The most claims came from Hurricane Ida (15).

Is Quakertown in a flood zone?

Flood zones are drawn street by street, so the answer depends on the address: look it up on FEMA’s flood map. In Bucks County, 49% of homes in mapped flood zones carry federal flood insurance, and 1.2% of all homes do.

How much is flood insurance in Quakertown?

FEMA’s Community Rating System list shows no discount for Quakertown’s flood program. Premiums depend on the building; policies usually start 30 days after you buy, so get a quote early.

What was the biggest storm in Quakertown?

By FEMA money that reached Quakertown, Remnants of Hurricane Ida (2021): 161 households applied for aid, $459K approved. By flood claims, Hurricane Ida: 15 paid, $1.6M.

Is Quakertown at risk from river and rain flooding?

It is the largest share of the building damage FEMA expects here (85%), and Quakertown’s rate for it is higher than 70% of U.S. census tracts.

Storm stories

Memories, warnings and help from neighbors in Quakertown.

Town Square →
Start the conversation

Sources: FEMA National Risk Index v1.20 (December 2025), census-tract table, combined by where Quakertown’s residents lived in the 2020 census; OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Homes: Census ACS 2020–24. Preparedness tips: Ready.gov. FEMA’s model is an average of expected damage, not a forecast. How hazard risk is graded.