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Mount Pleasant Township, Washington County, PennsylvaniaPhoto: Generic1139 · CC BY 3.0
A−Hazard risk
Natural hazards in Mount Pleasant Township · FEMA

FEMA puts Mount Pleasant Township’s expected hazard damage per building below that of 85% of U.S. towns, mostly from river and rain flooding

On FEMA’s National Risk Index, Mount Pleasant Township gets an A− for hazard risk: lower expected damage per building than 85% of U.S. towns, #331 of 1,037 in Pennsylvania. Most of that expected damage is river and rain flooding (91%). FEMA’s files show no paid flood insurance claims here.

River and rain flooding 91%Hail 4%Tornadoes 3%

Graded on FEMA’s expected yearly building damage per dollar of building value (NRI v1.20, December 2025), weighted by where residents live; flood claims are shown, not graded. How hazard risk is graded

less than 85%of U.S. townsLess damageMoreExpected yearly damage per dollar of building, vs. the 21,298 U.S. towns we grade#331 of 1,037 in Pennsylvania
Hazard risk
A−#331 of 1,037
in Pennsylvania · lower than 85% of U.S. towns
Main hazard
River and rain flooding
91% of expected building damage
Flood claims
0
paid since 1978 · $0
Disasters paid out here
0
of 11 declared for Washington County
By hazard

What Mount Pleasant Township faces

Each hazard’s share of the building damage FEMA expects here, and how its rate compares with the rest of the country.

River and rain flooding

91%of expected building damage
About average · lower than 56% of U.S. census tracts
Recorded about 4 times a year in the area
Smaller shares here
 Hail Tornadoes Earthquakes Strong wind Hurricanes Wildfire Lightning Ice storms Landslides Winter storms Cold waves Heat waves
FEMA models no building damage here
Coastal floodingAvalanchesTsunamisVolcanic activity

Shares are of FEMA’s expected building damage, the measure the grade uses; ranks compare each hazard’s building-damage rate with all 85,154 U.S. census tracts. In FEMA’s terms, river and rain flooding is FEMA’s “Inland Flooding” (rivers and streams overflowing their banks, or rain overwhelming drainage). FEMA defines coastal flooding as high or rising tides and storm surge, so surge damage is counted there. Drought isn’t listed: FEMA counts its losses in crops only.

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.
Hazard risk grade

What’s behind Mount Pleasant Township’s grade

River and rain flooding is 91% of the building damage FEMA expects in Mount Pleasant Township, and Mount Pleasant Township’s rate of river and rain flooding damage is lower than 56% of U.S. census tracts.

Where Mount Pleasant Township sits
Mount Pleasant Township
Least damageMiddleMost damage

A− #331 of 1,037 in Pennsylvania; lower expected damage per building than 85% of U.S. towns (21,298).

All of Mount Pleasant Township’s residents live in one census tract; the figures are that tract’s.

What drives the damage to buildings
River and rain flooding91%Hail4%Everything else6%

The typical Pennsylvania town has lower expected damage than 71% of U.S. towns; within the state, Mount Pleasant Township has less expected damage per building than 68% of Pennsylvania towns.

In dollars, FEMA expects about $704K a year in losses across Mount Pleasant Township: $655K to buildings, the rest to people and crops.

Shared tract.All of Mount Pleasant Township’s 3,290 residents (2020 census) live in one census tract, which it shares with Hickory CDP (664 residents) and Westland CDP (107 residents). FEMA publishes its model by tract, so the rate and the hazard mix are the tract’s, the same for all of them. The flood claims below are the township’s own.
A shared figure. The grade describes the whole tract, not each street in it, and FEMA’s model is an average year for today’s buildings, not a record: the claims below are the record.

How TownRatings grades hazard risk →

Flood insurance claims

Does Mount Pleasant Township flood? No paid flood claims on record

FEMA’s records show no paid flood insurance claims in Mount Pleasant Township. That’s not a promise: most homes don’t carry flood insurance, so small floods go unrecorded.

of homes in flood zones are insured
of all homes are insured
No community discount

Mount Pleasant Township isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Washington County.
Disasters

The storms Mount Pleasant Township remembers

None of the 11 disasters declared for Washington County shows FEMA aid or repair money reaching Mount Pleasant Township itself in FEMA’s records, so these are its biggest flood-claim years.

Disasters declared, by decade
Paid out in Mount Pleasant TownshipWashington County only

Washington County has had 11 natural disasters declared by the President since 1953, most often severe storms, then floods. Not counted: the 2005 Hurricane Katrina evacuee emergency, which covered counties that took in evacuees.

Next door

Mount Pleasant Township and its neighbors

Mount Pleasant Township is 2nd of the 7 graded towns here, from least expected damage per building to most. Tap a town to see its hazards.

Hopewell Township: not gradedRobinson Township: hazard risk B+Chartiers Township: hazard risk B+Smith Township: hazard risk CCross Creek Township: hazard risk C+Cecil Township: hazard risk AWestland: not gradedCanton Township: hazard risk BSouthview: not gradedHopewell TownshipRobinson TownshipChartiers TownshipSmith TownshipCross Creek TownshipCecil TownshipWestlandCanton TownshipSouthviewMount Pleasant Township
Lowest fifthSecondMiddleFourthHighest fifth
TownHazard riskMostly (buildings)Flood claims
Cecil TownshipAless damage than 90%river and rain flooding40
Mount Pleasant TownshipA−less damage than 85%river and rain flooding0
Chartiers TownshipB+less damage than 74%river and rain flooding17
Robinson TownshipB+less damage than 72%river and rain flooding7
Canton TownshipBless damage than 56%river and rain flooding49
Cross Creek TownshipC+more damage than 64%river and rain flooding—
Smith TownshipCmore damage than 67%river and rain flooding9
Hopewell Township—891 residents; we grade 1,000+
Westland—40 residents; we grade 1,000+
Southview—303 residents; we grade 1,000+

Hazard risk = FEMA’s expected yearly building damage per dollar of building value, vs. the 21,298 U.S. towns we grade; the map is shaded by fifths of the same scale. Flood claims = paid federal flood insurance claims on record.

Be ready

Get ready for what Mount Pleasant Township faces

A short kit for the hazards that drive the building damage here, what to check before you buy, and where neighbors get alerts.

When the river rises
  • Turn around at flooded roads: a foot of moving water can carry off a car.
  • Flood insurance usually takes 30 days to start, so buy it before the forecast.
  • Keep papers and medicines up high, in a grab-and-go bag.
More from Ready.gov ↗
Before you buy or rent
  • Look up the address on FEMA’s flood map.
  • Ask the seller or landlord whether it has ever flooded, and what flood insurance costs there.
  • Get a flood insurance quote early: policies usually start 30 days after you buy.
When a storm is coming
Forecast and alertsWeather →911, the nearest ERSafety →

Know where neighbors sign up for alerts? Add it to the Handbook so everyone has it.

Questions about natural hazards in Mount Pleasant Township

Is Mount Pleasant Township at risk for natural disasters?

On FEMA’s National Risk Index, Mount Pleasant Township has lower expected damage per building than 85% of U.S. towns: A− for hazard risk, #331 of 1,037 in Pennsylvania. Most of the expected damage is river and rain flooding (91%). The figures are for the one census tract the town shares with its neighbors. This is FEMA’s model of an average year for today’s buildings, not a forecast.

Is Mount Pleasant Township in a flood zone?

Flood zones are drawn street by street, so the answer depends on the address: look it up on FEMA’s flood map. In Washington County, 16% of homes in mapped flood zones carry federal flood insurance, and 0.5% of all homes do.

How much is flood insurance in Mount Pleasant Township?

FEMA’s Community Rating System list shows no discount for Mount Pleasant Township’s flood program. Premiums depend on the building; policies usually start 30 days after you buy, so get a quote early.

Is Mount Pleasant Township at risk from river and rain flooding?

It is the largest share of the building damage FEMA expects here (91%), and Mount Pleasant Township’s rate for it is lower than 56% of U.S. census tracts.

Storm stories

Memories, warnings and help from neighbors in Mount Pleasant Township.

Town Square →
Start the conversation

Sources: FEMA National Risk Index v1.20 (December 2025), census-tract table, combined by where Mount Pleasant Township’s residents lived in the 2020 census; OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Homes: Census ACS 2020–24. Preparedness tips: Ready.gov. FEMA’s model is an average of expected damage, not a forecast. How hazard risk is graded.