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–Not graded
Natural hazards in Hopewell Township · FEMA

Storms, floods and disasters in Hopewell Township

Hopewell Township isn’t graded for hazard risk: Hopewell Township has 891 residents; we grade towns of 1,000 or more. Flood insurance has paid 11 claims here since 2004.

Flood claims
11
paid since 2004 · $251K
Disasters paid out here
0
of 11 declared for Washington County
By hazard

What Hopewell Township faces

Each hazard’s share of the building damage FEMA expects here, and how its rate compares with the rest of the country.

River and rain flooding

95%of expected building damage
Well above average · higher than 82% of U.S. census tracts
Recorded about 4 times a year in the area
Smaller shares here
 Hail Tornadoes Earthquakes Hurricanes Strong wind Landslides top 3% Ice storms Lightning Wildfire Winter storms Cold waves Heat waves
FEMA models no building damage here
Coastal floodingAvalanchesTsunamisVolcanic activity

Shares are of FEMA’s expected building damage, the measure the grade uses; ranks compare each hazard’s building-damage rate with all 85,154 U.S. census tracts. In FEMA’s terms, river and rain flooding is FEMA’s “Inland Flooding” (rivers and streams overflowing their banks, or rain overwhelming drainage). FEMA defines coastal flooding as high or rising tides and storm surge, so surge damage is counted there. Drought isn’t listed: FEMA counts its losses in crops only.

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.
Flood insurance claims

Does Hopewell Township flood? Sometimes: 11 flood claims since 2004

Every paid claim on a federal flood insurance policy in Hopewell Township, from FEMA’s records.

Paid flood claims, by year
2004: 5 claims2005: 0 claims2006: 0 claims2007: 0 claims2008: 0 claims2009: 0 claims2010: 0 claims2011: 0 claims2012: 0 claims2013: 0 claims2014: 0 claims2015: 0 claims2016: 0 claims2017: 0 claims2018: 2 claims2019: 0 claims2020: 0 claims2021: 4 claims2022: 0 claims2023: 0 claims2024: 0 claims2025: 0 claims2026: 0 claims200420182021
20042026
Biggest named events
  • Tropical Storm Ivan5 claims · $132K
  • Hurricane Ida4 claims · $73K
11
paid claims since 2004
$251K
paid to owners
0
homes flooded more than once
$23K
average claim
of homes in flood zones are insured
of all homes are insured
No community discount

Hopewell Township isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Washington County.
Disasters

The storms Hopewell Township remembers

None of the 11 disasters declared for Washington County shows FEMA aid or repair money reaching Hopewell Township itself in FEMA’s records, so these are its biggest flood-claim years.

  1. 20045 flood claims paidThe year of Tropical Depression Ivan, declared for Washington County
  2. 20214 flood claims paidNo declaration for the county that year
  3. 20182 flood claims paidNo declaration for the county that year
Disasters declared, by decade
Paid out in Hopewell TownshipWashington County only

Washington County has had 11 natural disasters declared by the President since 1953, most often severe storms, then floods. Not counted: the 2005 Hurricane Katrina evacuee emergency, which covered counties that took in evacuees.

Were you here?

Old photos of Hopewell Township after a storm or flood belong in the town’s history. Add one, or share what you remember below.

Add to the Hopewell Township archive →
Next door

Hopewell Township and its neighbors

How expected damage per building compares across the town line. Tap a town to see its hazards.

Lowest fifthSecondMiddleFourthHighest fifth
TownHazard riskMostly (buildings)Flood claims
Mount Pleasant TownshipA−less damage than 85%river and rain flooding—
Buffalo TownshipA−less damage than 77%river and rain flooding—
Canton TownshipBless damage than 56%river and rain flooding49
Cross Creek TownshipC+more damage than 64%river and rain flooding—
Independence TownshipC+more damage than 64%river and rain flooding—
Blaine Township—535 residents; we grade 1,000+

Hazard risk = FEMA’s expected yearly building damage per dollar of building value, vs. the 21,298 U.S. towns we grade; the map is shaded by fifths of the same scale. Flood claims = paid federal flood insurance claims on record.

Be ready

Get ready for what Hopewell Township faces

A short kit for the hazards that drive the building damage here, what to check before you buy, and where neighbors get alerts.

When the river rises
  • Turn around at flooded roads: a foot of moving water can carry off a car.
  • Flood insurance usually takes 30 days to start, so buy it before the forecast.
  • Keep papers and medicines up high, in a grab-and-go bag.
More from Ready.gov ↗
Before you buy or rent
  • Look up the address on FEMA’s flood map.
  • Ask the seller or landlord whether it has ever flooded, and what flood insurance costs there.
  • Get a flood insurance quote early: policies usually start 30 days after you buy.
When a storm is coming
Forecast and alertsWeather →911, the nearest ERSafety →

Know where neighbors sign up for alerts? Add it to the Handbook so everyone has it.

Questions about natural hazards in Hopewell Township

Does Hopewell Township flood?

Flood insurance has paid 11 claims in Hopewell Township since 2004, $251K in all. The most claims came from Tropical Storm Ivan (5).

Is Hopewell Township in a flood zone?

Flood zones are drawn street by street, so the answer depends on the address: look it up on FEMA’s flood map. In Washington County, 16% of homes in mapped flood zones carry federal flood insurance, and 0.5% of all homes do.

How much is flood insurance in Hopewell Township?

FEMA’s Community Rating System list shows no discount for Hopewell Township’s flood program. Premiums depend on the building; policies usually start 30 days after you buy, so get a quote early.

What was the biggest storm in Hopewell Township?

By flood claims, Tropical Storm Ivan: 5 paid, $132K.

Storm stories

Memories, warnings and help from neighbors in Hopewell Township.

Town Square →
Start the conversation

Sources: FEMA National Risk Index v1.20 (December 2025), census-tract table, combined by where Hopewell Township’s residents lived in the 2020 census; OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Homes: Census ACS 2020–24. Preparedness tips: Ready.gov. FEMA’s model is an average of expected damage, not a forecast. How hazard risk is graded.