Photo: JERRYE & ROY KLOTZ MD · CC BY-SA 3.0FEMA expects less hazard damage per building in Conneaut Township than in 94% of U.S. towns, mostly from river and rain flooding
On FEMA’s National Risk Index, Conneaut Township gets an A for hazard risk: lower expected damage per building than 94% of U.S. towns, #134 of 1,037 in Pennsylvania. Most of that expected damage is river and rain flooding (89%). FEMA’s files show no paid flood insurance claims here.
Graded on FEMA’s expected yearly building damage per dollar of building value (NRI v1.20, December 2025), weighted by where residents live; flood claims are shown, not graded. How hazard risk is graded
What Conneaut Township faces
Each hazard’s share of the building damage FEMA expects here, and how its rate compares with the rest of the country.
River and rain flooding
Shares are of FEMA’s expected building damage, the measure the grade uses; ranks compare each hazard’s building-damage rate with all 85,154 U.S. census tracts. In FEMA’s terms, river and rain flooding is FEMA’s “Inland Flooding” (rivers and streams overflowing their banks, or rain overwhelming drainage). FEMA defines coastal flooding as high or rising tides and storm surge, so surge damage is counted there. Drought isn’t listed: FEMA counts its losses in crops only.
What’s behind Conneaut Township’s grade
River and rain flooding is 89% of the building damage FEMA expects in Conneaut Township, and Conneaut Township’s rate of river and rain flooding damage is lower than 75% of U.S. census tracts. Winter storms add 1%, at a rate in the top 6% of U.S. census tracts.
A #134 of 1,037 in Pennsylvania; lower expected damage per building than 94% of U.S. towns (21,298).
Conneaut Township’s residents live in 2 census tracts; FEMA’s figures are combined by where they live.
The typical Pennsylvania town has lower expected damage than 71% of U.S. towns; within the state, Conneaut Township has less expected damage per building than 87% of Pennsylvania towns.
In dollars, FEMA expects about $392K a year in losses across Conneaut Township: $275K to buildings, the rest to people and crops.
Does Conneaut Township flood? No paid flood claims on record
FEMA’s records show no paid flood insurance claims in Conneaut Township. That’s not a promise: most homes don’t carry flood insurance, so small floods go unrecorded.
Conneaut Township isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.
Insurance rates: Erie County.The storms Conneaut Township remembers
None of the 8 disasters declared for Erie County shows FEMA aid or repair money reaching Conneaut Township itself in FEMA’s records, so these are its biggest flood-claim years.
Erie County has had 8 natural disasters declared by the President since 1953, most often hurricanes and tropical storms, then severe storms. Not counted: the 2005 Hurricane Katrina evacuee emergency, which covered counties that took in evacuees.
Conneaut Township and its neighbors
Conneaut Township is 2nd of the 5 graded towns here, from least expected damage per building to most. Tap a town to see its hazards.
| Town | Hazard risk | Mostly (buildings) | Flood claims |
|---|---|---|---|
| Springfield Township | A+less damage than 98% | river and rain flooding | 3 |
| Conneaut Township | Aless damage than 94% | river and rain flooding | 0 |
| Elk Creek Township | Aless damage than 85% | river and rain flooding | 1 |
| Girard Township | A−less damage than 84% | river and rain flooding | 17 |
| Monroe Township | B+less damage than 68% | river and rain flooding | — |
| Beaver Township | — | 782 residents; we grade 1,000+ | |
| Cranesville | — | 750 residents; we grade 1,000+ | |
Hazard risk = FEMA’s expected yearly building damage per dollar of building value, vs. the 21,298 U.S. towns we grade; the map is shaded by fifths of the same scale. Flood claims = paid federal flood insurance claims on record.
Get ready for what Conneaut Township faces
A short kit for the hazards that drive the building damage here, what to check before you buy, and where neighbors get alerts.
- Turn around at flooded roads: a foot of moving water can carry off a car.
- Flood insurance usually takes 30 days to start, so buy it before the forecast.
- Keep papers and medicines up high, in a grab-and-go bag.
- Look up the address on FEMA’s flood map.
- Ask the seller or landlord whether it has ever flooded, and what flood insurance costs there.
- Get a flood insurance quote early: policies usually start 30 days after you buy.
Know where neighbors sign up for alerts? Add it to the Handbook so everyone has it.
Questions about natural hazards in Conneaut Township
Is Conneaut Township at risk for natural disasters?
On FEMA’s National Risk Index, Conneaut Township has lower expected damage per building than 94% of U.S. towns: A for hazard risk, #134 of 1,037 in Pennsylvania. Most of the expected damage is river and rain flooding (89%). This is FEMA’s model of an average year for today’s buildings, not a forecast.
Is Conneaut Township in a flood zone?
Flood zones are drawn street by street, so the answer depends on the address: look it up on FEMA’s flood map. In Erie County, 27% of homes in mapped flood zones carry federal flood insurance, and 0.3% of all homes do.
How much is flood insurance in Conneaut Township?
FEMA’s Community Rating System list shows no discount for Conneaut Township’s flood program. Premiums depend on the building; policies usually start 30 days after you buy, so get a quote early.
Is Conneaut Township at risk from river and rain flooding?
It is the largest share of the building damage FEMA expects here (89%), and Conneaut Township’s rate for it is lower than 75% of U.S. census tracts.
Storm stories
Memories, warnings and help from neighbors in Conneaut Township.
Sources: FEMA National Risk Index v1.20 (December 2025), census-tract table, combined by where Conneaut Township’s residents lived in the 2020 census; OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Homes: Census ACS 2020–24. Preparedness tips: Ready.gov. FEMA’s model is an average of expected damage, not a forecast. How hazard risk is graded.