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–Not graded
Natural hazards in Carnot-Moon · FEMA

Storms, floods and disasters in Carnot-Moon

Carnot-Moon isn’t graded for hazard risk: Carnot-Moon is a Census area inside a town, graded with the town. Flood insurance has paid 2 claims here since 1985.

Flood claims
2
paid since 1985 · $8K
Disasters paid out here
0
of 15 declared for Allegheny County
By hazard

What Carnot-Moon faces

Each hazard’s share of the building damage FEMA expects here, and how its rate compares with the rest of the country.

River and rain flooding

94%of expected building damage
About average · lower than 55% of U.S. census tracts
Recorded about 7 times a year in the area
Smaller shares here
 Tornadoes Earthquakes Strong wind Hurricanes Wildfire Winter storms Ice storms Lightning Hail Cold waves Heat waves Landslides
FEMA models no building damage here
Coastal floodingAvalanchesTsunamisVolcanic activity
People, not buildings.Counting harm to people as well as buildings, FEMA’s model puts cold waves at 11% of Carnot-Moon’s expected losses. Cold waves do little damage to buildings (0.0%), so they aren’t part of the grade.

Shares are of FEMA’s expected building damage, the measure the grade uses; ranks compare each hazard’s building-damage rate with all 85,154 U.S. census tracts. In FEMA’s terms, river and rain flooding is FEMA’s “Inland Flooding” (rivers and streams overflowing their banks, or rain overwhelming drainage). FEMA defines coastal flooding as high or rising tides and storm surge, so surge damage is counted there. Drought isn’t listed: FEMA counts its losses in crops only.

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.
Flood insurance claims

Does Carnot-Moon flood? Rarely: 2 flood claims since 1985

Every paid claim on a federal flood insurance policy in Carnot-Moon, from FEMA’s records.

Paid flood claims, by year
1985: 1 claim1986: 0 claims1987: 0 claims1988: 0 claims1989: 0 claims1990: 0 claims1991: 0 claims1992: 0 claims1993: 0 claims1994: 0 claims1995: 0 claims1996: 0 claims1997: 0 claims1998: 0 claims1999: 0 claims2000: 0 claims2001: 1 claim2002: 0 claims2003: 0 claims2004: 0 claims2005: 0 claims2006: 0 claims2007: 0 claims2008: 0 claims2009: 0 claims2010: 0 claims2011: 0 claims2012: 0 claims2013: 0 claims2014: 0 claims2015: 0 claims2016: 0 claims2017: 0 claims2018: 0 claims2019: 0 claims2020: 0 claims2021: 0 claims2022: 0 claims2023: 0 claims2024: 0 claims2025: 0 claims2026: 0 claims19852001
19852026
2
paid claims since 1985
$8K
paid to owners
0
homes flooded more than once
$4K
average claim
of homes in flood zones are insured
of all homes are insured
No community discount

Carnot-Moon isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Allegheny County.
Disasters

The storms Carnot-Moon remembers

None of the 15 disasters declared for Allegheny County shows FEMA aid or repair money reaching Carnot-Moon itself in FEMA’s records, so these are its biggest flood-claim years.

  1. 19851 flood claims paidThe year of Severe Storms and Flooding, declared for Allegheny County
  2. 20011 flood claims paidNo declaration for the county that year
Disasters declared, by decade
Paid out in Carnot-MoonAllegheny County only

Allegheny County has had 15 natural disasters declared by the President since 1953, most often severe storms, then floods. Not counted: the 2005 Hurricane Katrina evacuee emergency, which covered counties that took in evacuees.

Were you here?

Old photos of Carnot-Moon after a storm or flood belong in the town’s history. Add one, or share what you remember below.

Add to the Carnot-Moon archive →
Be ready

Get ready for what Carnot-Moon faces

A short kit for the hazards that drive the building damage here, what to check before you buy, and where neighbors get alerts.

When the river rises
  • Turn around at flooded roads: a foot of moving water can carry off a car.
  • Flood insurance usually takes 30 days to start, so buy it before the forecast.
  • Keep papers and medicines up high, in a grab-and-go bag.
More from Ready.gov ↗
Before you buy or rent
  • Look up the address on FEMA’s flood map.
  • Ask the seller or landlord whether it has ever flooded, and what flood insurance costs there.
  • Get a flood insurance quote early: policies usually start 30 days after you buy.
When a storm is coming
Forecast and alertsWeather →911, the nearest ERSafety →

Know where neighbors sign up for alerts? Add it to the Handbook so everyone has it.

Questions about natural hazards in Carnot-Moon

Does Carnot-Moon flood?

Flood insurance has paid 2 claims in Carnot-Moon since 1985, $8K in all.

Is Carnot-Moon in a flood zone?

Flood zones are drawn street by street, so the answer depends on the address: look it up on FEMA’s flood map. In Allegheny County, 28% of homes in mapped flood zones carry federal flood insurance, and 0.4% of all homes do.

How much is flood insurance in Carnot-Moon?

FEMA’s Community Rating System list shows no discount for Carnot-Moon’s flood program. Premiums depend on the building; policies usually start 30 days after you buy, so get a quote early.

Storm stories

Memories, warnings and help from neighbors in Carnot-Moon.

Town Square →
Start the conversation

Sources: FEMA National Risk Index v1.20 (December 2025), census-tract table, combined by where Carnot-Moon’s residents lived in the 2020 census; OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Homes: Census ACS 2020–24. Preparedness tips: Ready.gov. FEMA’s model is an average of expected damage, not a forecast. How hazard risk is graded.