Guest, Sign inJoin

Post to Hebo

We’ll email a one-tap link to publish your post. No password, and nothing is public until you click it.
Already a member? Sign in
Hebo, Oregon-2Photo: Visitor7 · CC BY-SA 3.0
–Not graded
Natural hazards in Hebo · FEMA

Storms, floods and disasters in Hebo

Hebo isn’t graded for hazard risk: Hebo has 311 residents; we grade towns of 1,000 or more.

Flood claims
0
paid since 1978 · $0
Disasters paid out here
1
of 20 declared for Tillamook County
By hazard

What Hebo faces

Each hazard’s share of the building damage FEMA expects here, and how its rate compares with the rest of the country.

River and rain flooding

64%of expected building damage
Well above average · in the top 4% of U.S. census tracts
Recorded about once a year in the area

Earthquakes

24%of expected building damage
Well above average · higher than 90% of U.S. census tracts

Tsunamis

9%of expected building damage
Well above average · in the top 1% of U.S. census tracts
Smaller shares here
 Coastal flooding top 3% Strong wind Wildfire Tornadoes Landslides top 2% Hail Winter storms Ice storms Cold waves Heat waves Lightning Avalanches top 1% Volcanic activity top 2%
FEMA models no building damage here
Hurricanes
People, not buildings.Counting harm to people as well as buildings, FEMA’s model puts tsunamis at 32% of Hebo’s expected losses. Tsunamis do little damage to buildings (9.4%), so they aren’t part of the grade.

Shares are of FEMA’s expected building damage, the measure the grade uses; ranks compare each hazard’s building-damage rate with all 85,154 U.S. census tracts. In FEMA’s terms, river and rain flooding is FEMA’s “Inland Flooding” (rivers and streams overflowing their banks, or rain overwhelming drainage). FEMA defines coastal flooding as high or rising tides and storm surge, so surge damage is counted there. Drought isn’t listed: FEMA counts its losses in crops only.

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.
Flood insurance claims

Does Hebo flood? No paid flood claims on record

FEMA’s records show no paid flood insurance claims in Hebo. That’s not a promise: most homes don’t carry flood insurance, so small floods go unrecorded.

of homes in flood zones are insured
of all homes are insured
No community discount

Hebo isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Tillamook County.
Disasters

1 federal disaster brought FEMA money to Hebo

Disasters that paid out in Hebo itself (aid to households or repair grants to Hebo), newest first, with that year’s flood claims.

  1. 2007Severe Storms, Flooding, Landslides, and Mudslides11 households applied for aid$12K aid approved
Disasters declared, by decade
Paid out in HeboTillamook County only

Tillamook County has had 20 natural disasters declared by the President since 1953, most often severe storms, then floods. Not counted: the 2005 Hurricane Katrina evacuee emergency, which covered counties that took in evacuees.

Also 1 FEMA wildfire suppression grant (Fire Management Assistance, not a disaster declaration) for fires in Tillamook County, 2020–2020.

Were you here?

Old photos of Hebo after a storm or flood belong in the town’s history. Add one, or share what you remember below.

Add to the Hebo archive →
Be ready

Get ready for what Hebo faces

A short kit for the hazards that drive the building damage here, what to check before you buy, and where neighbors get alerts.

When the river rises
  • Turn around at flooded roads: a foot of moving water can carry off a car.
  • Flood insurance usually takes 30 days to start, so buy it before the forecast.
  • Keep papers and medicines up high, in a grab-and-go bag.
More from Ready.gov ↗
Earthquakes
  • Drop, cover and hold on.
  • Strap tall furniture and the water heater to the wall.
  • Know how to shut off the gas.
More from Ready.gov ↗
Tsunamis
  • Strong shaking or a sudden drop in the sea means head for high ground now.
  • Learn the tsunami route signs near the shore.
  • Stay away until officials say it’s safe.
More from Ready.gov ↗
Before you buy or rent
  • Look up the address on FEMA’s flood map.
  • Ask the seller or landlord whether it has ever flooded, and what flood insurance costs there.
  • Get a flood insurance quote early: policies usually start 30 days after you buy.
When a storm is coming
Forecast and alertsWeather →911, the nearest ERSafety →

Know where neighbors sign up for alerts? Add it to the Handbook so everyone has it.

Questions about natural hazards in Hebo

Is Hebo in a flood zone?

Flood zones are drawn street by street, so the answer depends on the address: look it up on FEMA’s flood map. In Tillamook County, 30% of homes in mapped flood zones carry federal flood insurance, and 5.7% of all homes do.

How much is flood insurance in Hebo?

FEMA’s Community Rating System list shows no discount for Hebo’s flood program. Premiums depend on the building; policies usually start 30 days after you buy, so get a quote early.

What was the biggest storm in Hebo?

By FEMA money that reached Hebo, Severe Storms, Flooding, Landslides, and Mudslides (2007): 11 households applied for aid, $12K approved.

Storm stories

Memories, warnings and help from neighbors in Hebo.

Town Square →
Start the conversation

Sources: FEMA National Risk Index v1.20 (December 2025), census-tract table, combined by where Hebo’s residents lived in the 2020 census; OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Homes: Census ACS 2020–24. Preparedness tips: Ready.gov. FEMA’s model is an average of expected damage, not a forecast. How hazard risk is graded.