Guest, Sign inJoin

Post to Webbers Falls

We’ll email a one-tap link to publish your post. No password, and nothing is public until you click it.
Already a member? Sign in
–Not graded
Natural hazards in Webbers Falls · FEMA

Storms, floods and disasters in Webbers Falls

Webbers Falls isn’t graded for hazard risk: Webbers Falls has 316 residents; we grade towns of 1,000 or more. Flood insurance has paid 12 claims here since 2019.

Flood claims
12
paid since 2019 · $1.2M
Disasters paid out here
4
of 26 declared for Muskogee County
By hazard

What Webbers Falls faces

Each hazard’s share of the building damage FEMA expects here, and how its rate compares with the rest of the country.

River and rain flooding

66%of expected building damage
Above average · higher than 77% of U.S. census tracts
Recorded about 3 times a year in the area

Ice storms

10%of expected building damage
Well above average · in the top 1% of U.S. census tracts
Recorded about 2 times a year in the area

Hail

9%of expected building damage
Well above average · in the top 6% of U.S. census tracts
Recorded about 9 times a year in the area

Wildfire

6%of expected building damage
Well above average · in the top 5% of U.S. census tracts
Smaller shares here
 Tornadoes Earthquakes Strong wind Winter storms top 4% Hurricanes Lightning Cold waves Heat waves Landslides
FEMA models no building damage here
Coastal floodingAvalanchesTsunamisVolcanic activity
People, not buildings.Counting harm to people as well as buildings, FEMA’s model puts drought at 14% of Webbers Falls’ expected losses. Drought does little damage to buildings (0.0%), so they aren’t part of the grade.

Shares are of FEMA’s expected building damage, the measure the grade uses; ranks compare each hazard’s building-damage rate with all 85,154 U.S. census tracts. In FEMA’s terms, river and rain flooding is FEMA’s “Inland Flooding” (rivers and streams overflowing their banks, or rain overwhelming drainage). FEMA defines coastal flooding as high or rising tides and storm surge, so surge damage is counted there. Drought isn’t listed: FEMA counts its losses in crops only.

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.
Flood insurance claims

Does Webbers Falls flood? Sometimes: 12 flood claims since 2019

Every paid claim on a federal flood insurance policy in Webbers Falls, from FEMA’s records.

Paid flood claims, by year
2019: 12 claims2020: 0 claims2021: 0 claims2022: 0 claims2023: 0 claims2024: 0 claims2025: 0 claims2026: 0 claims2019
20192026
12
paid claims since 2019
$1.2M
paid to owners
0
homes flooded more than once
$97K
average claim
of homes in flood zones are insured
of all homes are insured
No community discount

Webbers Falls isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Muskogee County.
What’s been done with FEMA grants
6storm safe rooms built
Disasters

4 federal disasters brought FEMA money to Webbers Falls

Disasters that paid out in Webbers Falls itself (aid to households or repair grants to the Town of Webbers Falls), newest first, with that year’s flood claims.

  1. 2019Severe Storms, Straight-line Winds, Tornadoes, and Flooding176 households applied for aid$1.0M aid approved$883K to the Town of Webbers Falls for repairs12 flood claims paid that year
  2. 2007Severe Winter Storms$12K to the Town of Webbers Falls for repairs
  3. 2003Severe Storms and Tornadoes2 households applied for aid$1K aid approved
  4. 2000Severe Winter Ice Storm$39K to the Town of Webbers Falls for repairs
Disasters declared, by decade
Paid out in Webbers FallsMuskogee County only

Muskogee County has had 26 natural disasters declared by the President since 1953, most often severe storms, then winter storms. Not counted: the 2005 Hurricane Katrina evacuee emergency, which covered counties that took in evacuees.

Also 1 FEMA wildfire suppression grant (Fire Management Assistance, not a disaster declaration) for fires in Muskogee County, 2006–2006.

Were you here?

Old photos of Webbers Falls after a storm or flood belong in the town’s history. Add one, or share what you remember below.

Add to the Webbers Falls archive →
Next door

Webbers Falls and its neighbors

How expected damage per building compares across the town line. Tap a town to see its hazards.

Gore: not gradedGoreWebbers Falls
Lowest fifthSecondMiddleFourthHighest fifth
TownHazard riskMostly (buildings)Flood claims
Gore—not graded yet

Hazard risk = FEMA’s expected yearly building damage per dollar of building value, vs. the 21,298 U.S. towns we grade; the map is shaded by fifths of the same scale. Flood claims = paid federal flood insurance claims on record.

Be ready

Get ready for what Webbers Falls faces

A short kit for the hazards that drive the building damage here, what to check before you buy, and where neighbors get alerts.

When the river rises
  • Turn around at flooded roads: a foot of moving water can carry off a car.
  • Flood insurance usually takes 30 days to start, so buy it before the forecast.
  • Keep papers and medicines up high, in a grab-and-go bag.
More from Ready.gov ↗
Ice storms
  • Ice brings down trees and lines: plan for days without power.
  • Run a generator outside, far from doors and windows.
  • Keep sand or salt by the door.
More from Ready.gov ↗
Hail
  • Park in a garage or under cover when storms are forecast.
  • Stay away from windows while it falls.
  • Photograph roof and car damage for your insurer.
More from Ready.gov ↗
Wildfire
  • Clear dead leaves and brush within 5 feet of the house.
  • Sign up for local alerts and know two ways out.
  • Keep N95 masks for smoky days.
More from Ready.gov ↗
Before you buy or rent
  • Look up the address on FEMA’s flood map.
  • Ask the seller or landlord whether it has ever flooded, and what flood insurance costs there.
  • Get a flood insurance quote early: policies usually start 30 days after you buy.
When a storm is coming
Forecast and alertsWeather →911, the nearest ERSafety →

Know where neighbors sign up for alerts? Add it to the Handbook so everyone has it.

Questions about natural hazards in Webbers Falls

Does Webbers Falls flood?

Flood insurance has paid 12 claims in Webbers Falls since 2019, $1.2M in all.

Is Webbers Falls in a flood zone?

Flood zones are drawn street by street, so the answer depends on the address: look it up on FEMA’s flood map. In Muskogee County, 14% of homes in mapped flood zones carry federal flood insurance, and 0.6% of all homes do.

How much is flood insurance in Webbers Falls?

FEMA’s Community Rating System list shows no discount for Webbers Falls’ flood program. Premiums depend on the building; policies usually start 30 days after you buy, so get a quote early.

What was the biggest storm in Webbers Falls?

By FEMA money that reached Webbers Falls, Severe Storms, Straight-line Winds, Tornadoes, and Flooding (2019): 176 households applied for aid, $1.0M approved, and $883K to the Town of Webbers Falls for repairs.

Storm stories

Memories, warnings and help from neighbors in Webbers Falls.

Town Square →
Start the conversation

Sources: FEMA National Risk Index v1.20 (December 2025), census-tract table, combined by where Webbers Falls’ residents lived in the 2020 census; OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Homes: Census ACS 2020–24. Preparedness tips: Ready.gov. FEMA’s model is an average of expected damage, not a forecast. How hazard risk is graded.