Parker, Quanah, Star House · Photo: Karen Reid · CC BY-SA 3.0Measured against area pay, Cache costs less to live in than 74% of U.S. towns
It ranks #50 of 131 in Oklahoma for affordability. Up 10.2% in a year, close to the Oklahoma typical home.
Census 2020–24 home values, rents, tax bills and cost burden, measured against the median household income of the Lawton, OK metro area ($61K). How TownRatings grades cost of living
The grade compares costs with what households across the Lawton metro earn ($61K, Census 2020–24). The typical home costs 2.7 years of metro income, and 32% of renters pay 30% or more of income for housing.
In dollars
- $218Ktypical home, 1% below the Oklahoma typical homeZillow, September 2026
- $940a month for a two-bedroom, utilities includedHUD Fair Market Rent, 2026
- 86prices across the Lawton metro, where the U.S. is 100 (housing 57)BEA Regional Price Parities, 2024
In paychecks the grade
- 2.7 yrsof area income buys the typical home; the typical U.S. town: 3.3$61K, Lawton-area income
- 16%of area income goes to the median rent; the typical U.S. town: 18%Census 2020–24
- 32%of renters pay 30%+ of income for housing; across Oklahoma: 46%Census 2020–24
- 21%of owners do; the typical U.S. town: 20%Census 2020–24
What kind of housing town is Cache?
Read from the numbers below. The page puts what stands out first.
What’s behind Cache’s grade
Measured against what households in the area earn, Cache is more affordable than 74% of U.S. towns, #50 of 131 in Oklahoma. The four inputs sit close together, so no single cost explains the grade.
Values have outpaced Oklahoma: the typical Cache home is up 38.5% in five years, against 25.9% statewide (Zillow).
Up 38.5% in five years
Faster than Oklahoma (25.9%).
Show as a table
| January | Cache | Oklahoma |
|---|---|---|
| 2017 | $127,000 | $129,000 |
| 2018 | $133,000 | $133,000 |
| 2019 | $132,000 | $138,000 |
| 2020 | $133,000 | $146,000 |
| 2021 | $147,000 | $161,000 |
| 2022 | $162,000 | $183,000 |
| 2023 | $176,000 | $201,000 |
| 2024 | $186,000 | $207,000 |
| 2025 | $194,000 | $215,000 |
| 2026 | $207,000 | $218,000 |
| September 2026 | $218,000 | $221,000 |
A typical Cache home worth $128K in October 2016 is worth about $218K today.
Zillow Home Value Index: the typical value of all homes (middle third), smoothed and seasonally adjusted, through September 2026.
Too few sales to read the market
Only 7 homes sold in September 2026, the latest month in Redfin’s figures: too few to describe the market or quote a median sale price.
A typical home costs 2.7 years of area income
The calculator starts from the area income the grade uses. Switch to Cache’s own median, or type yours.
That covers a typical Cache home, with $20K to spare.
A two-bedroom rents for about $940 a month here, $360 less than owning.
An estimate, not a loan offer: payments of up to 28% of income, a 30-year fixed loan, Cache’s typical property tax (0.88% of value a year, from the Census) and insurance of about 0.35%. Mortgage insurance, HOA fees and other debts aren’t included.
A two-bedroom rents for about $940
Renters already here pay a median of $820, so moving in tends to cost more than staying put.
Fair Market Rent a month, utilities included
U.S. Department of Housing and Urban Development, Fair Market Rents by ZIP code (Lawton, OK HUD Metro FMR Area): the 40th-percentile rent plus utilities for a standard unit. Median rent and renters: U.S. Census Bureau, American Community Survey.
24 new homes permitted in 2025
Builders were permitted 24 new homes in Cache in 2025, all single-family houses. That's 7.8 per 1,000 residents, faster than across Oklahoma (5.6). Over the past 10 years, Cache has permitted 151 homes in all.
Between the 2010 and 2020 censuses, Cache gained 134 residents while 74 new homes were permitted: about 1.8 new residents per new home, about the same as across Oklahoma (1.8).
Every year as a table
| Year | New homes | Single-family | 2+ per building | Value |
|---|---|---|---|---|
| 2026 (Jan–Aug) | 16 | 16 | 0 | $3.7 million |
| 2025 | 24 | 24 | 0 | $46,000 |
| 2024 | 24 | 24 | 0 | $46,000 |
| 2023 | 23 | 23 | 0 | $44,000 |
| 2022 | 26 | 26 | 0 | $49,000 |
| 2021 | 29 | 29 | 0 | $55,000 |
| 2020 | 25 | 25 | 0 | $47,000 |
| 2019 | 0 | 0 | 0 | — |
| 2018 | 0 | 0 | 0 | — |
| 2017 | 0 | 0 | 0 | — |
| 2016 | 0 | 0 | 0 | — |
| 2015 | 0 | 0 | 0 | — |
| 2014 | 0 | 0 | 0 | — |
| 2013 | 18 | 18 | 0 | $1.9 million |
| 2012 | 2 | 2 | 0 | $300,000 |
| 2011 | 14 | 14 | 0 | $2.1 million |
| 2010 | 40 | 30 | 10 | $5 million |
| 2009 | 28 | 24 | 4 | $3.7 million |
| 2008 | 8 | 8 | 0 | $1.1 million |
| 2007 | 11 | 11 | 0 | $1.6 million |
| 2006 | 14 | 14 | 0 | $2 million |
| 2005 | 14 | 14 | 0 | $2 million |
| 2004 | 6 | 6 | 0 | $512,000 |
| 2003 | 12 | 12 | 0 | $928,000 |
| 2002 | 18 | 10 | 8 | $760,000 |
| 2001 | 5 | 5 | 0 | $325,000 |
| 2000 | 7 | 7 | 0 | $501,000 |
Cache's permit office didn't report to the Census in 2025, so the 2025 figures are Census estimates.
Homes authorized by building permits, counted in the year the permit was issued. U.S. Census Bureau, Building Permits Survey.
Low tax bills, but a high tax rate
The median bill is $1,435, under the Oklahoma median of $1,599, because homes cost less. As a share of value it’s 0.88% a year, against 0.80% statewide.
Census American Community Survey 2020–24: the median real-estate tax bill homeowners report, and that bill ÷ the median home value. Bills include town, school and county taxes. The Census reports bills over $10,000 only as “$10,000+”.
The rest of a budget near Cache
Only figures published free for the whole country, each labeled with the area it covers: the Lawton, OK metro area, or Oklahoma. Groceries follow the goods price level; nobody publishes them town by town.
| Cost | Here | Compared with | Area | Source |
|---|---|---|---|---|
| Prices overall U.S. = 100 | 86 | OK 88 | metro | BEA, 2024 |
| Goods (groceries, clothing, cars…) U.S. = 100 | 94 | OK 94 | metro | BEA, 2024 |
| Utilities U.S. = 100 | 73 | OK 74 | metro | BEA, 2024 |
| Other services U.S. = 100 | 95 | OK 95 | metro | BEA, 2024 |
Price levels: U.S. Bureau of Economic Analysis, Regional Price Parities 2024 (metro area and state). Electricity: U.S. Energy Information Administration, Electric Power Monthly, table 5.6.A.
Cache and its neighbors
One source per column.
Cost next door · one source per column
| Town | Cost | Typical home Zillow, September 2026 | Median value Census 2020–24 | Tax rate bill ÷ value | 2-bed rent HUD 2026 |
|---|---|---|---|---|---|
| Cache | B+ | $218K | $163K | 0.88% | $940 |
Questions about the cost of living in Cache
Is Cache expensive to live in?
Measured against what households in the area earn, Cache costs less than 74% of U.S. towns: a B+ for cost of living, #50 of 131 in Oklahoma. The typical home costs 2.7 years of the median household income of the Lawton, OK metro area ($61K).
How much does a house cost in Cache?
About $218K, Zillow’s typical value for September 2026, up 10.2% in a year. The Oklahoma typical home is $221K.
What salary do you need to live in Cache?
To buy the typical home with 20% down at 6.3%, about $56,000 a year, keeping the payment (about $1,300 a month with tax and insurance) at 28% of income. To rent a two-bedroom at 30% of income, about $38,000.
How much is rent in Cache?
HUD puts a two-bedroom at about $940 a month with utilities, the going rate for someone moving in. Renters already here pay a median of $820 (Census 2020–24).
What are property taxes in Cache?
The median bill is $1,435 a year, 0.88% of the median home value (Oklahoma: $1,599, 0.80%), from the Census 2020–24.
Are home prices in Cache going up?
Yes: up 10.2% in the past year and 38.5% in five years, against 25.9% across Oklahoma (Zillow).
Neighbors talk housing
What Cache buyers, sellers and renters are saying.
Home values: Zillow Home Value Index (ZHVI), Zillow Research, September 2026. Sales, days on market and supply: Redfin Data Center, September 2026. Income, ownership, taxes and rent: U.S. Census Bureau, American Community Survey. New homes: U.S. Census Bureau, Building Permits Survey. Fair Market Rents: U.S. Department of Housing and Urban Development. The calculator is an estimate, not a loan offer. Regional price levels: BEA; electricity: EIA. How TownRatings grades cost of living.