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Ohio›Hamilton County

White OakOH

A town of 19,216.

Is White Oak a good place to live?

White Oak is a solid, middle-of-the-road choice. It grades B overall, 453rd among Ohio's 987 graded towns, with no subject far below average. Its best mark is incomes: the median household earns $70K. A typical home there costs about $204K, 2.5 years of the Cincinnati metro’s $81K median household income. White Oak is easier to get around on foot or by transit than 72% of U.S. towns. 16% of workers work from home in White Oak, above both Ohio’s towns (9.7%) and U.S. towns (11%).

What makes White Oak stand out

Where White Oak beats most towns.

A commuter town

97% of working residents leave White Oak for work

Where White Oak’s working residents go each day. Line width shows the share.

28% → Cincinnati Cincinnati 28% 4% → Blue Ash Blue Ash 4% 4% → West Chester Township West Chester Township 4% 3% → Fairfield Fairfield 3% 3% → Sharonville Sharonville 3% 2% → Springdale Springdale 2% White Oak · 3% stay
3,100jobs based in White Oak
3%of working residents work in town
9 mimedian commute distance

Census LEHD 2023

How White Oak grades

Each subject compared with towns across the country (schools within Ohio), ordered by how far White Oak is from typical.

How grading works
Character Graded, but not part of the overall grade.
Described, not graded Taste, not quality: snow or an older crowd is neither good nor bad.

How TownRatings grades towns →

Nearby attractions

Kings Island and 51 more within 40 miles

Museums, parks, gardens and other places to visit around White Oak. Close and well known come first.

All 76 attractions →
Sources: National Park Service · ski areas © OpenSkiMap / OpenStreetMap contributors · Wikidata · Wikipedia readership · photos via Wikimedia Commons
Photo credits

Kings Island: Eli Duke from Portland, OR, USA, CC BY-SA 2.0 · Paycor Stadium: JonRidinger, CC BY-SA 4.0 · Great American Ball Park: Eric Kilby profile at Flickr website, CC BY-SA 2.0 · Nippert Stadium: Ben Levin, CC BY-SA 4.0 · Cincinnati Zoo and Botanical Garden: Unknown, CC BY-SA 2.5 · TQL Stadium: Cornfield948, CC BY-SA 3.0

Getting set up

Moving to White Oak: who provides what

White Oak is unincorporated, so Hamilton County and regional agencies provide most services.

PowerDuke Energy16.8¢/kWh · EIA 2025HIFLD · EIA
WaterGCWWNo health-based violations in 5 years · EPAEPA
Internet5 providers100% of addresses get 100/20 MbpsFCC
Trash & county servicesHamilton CountyHamilton County provides services here
SchoolsNorthwest Local School DistrictWhich school depends on your addressNCES
Register to voteOnlineIn Ohio you can register online until 30 days before Election Day, in person until 30 days before Election Day, or by mail (postmarked 30 days before).vote.gov
Who runs elections hereDirector, Hamilton County Board of ElectionsHamilton County; contacts on the Handbook page.FVAP, May 2026
ZIP codes45239, 4524745239 58% · 45247 42%Census 2020

EPA SDWIS (Oct 9, 2026) · HIFLD + EIA-861 2025 · Census 2020 ZCTAs · NCES 2024–25 · registration: vote.gov, updated Aug 3, 2026.

The data

Ordered by what stands out in White Oak.

White Oak is healthier than towns with similar incomes and has homes that are cheap against local pay.

Work & commuteJobs & income grade B

With 0.3 jobs for every working resident, most of White Oak’s workers commute out

Most working residents leave White Oak for work: only 3% work in town. Jobs based in White Oak fell to 3,100 in 2023, 353 fewer than in 2013. The top destinations are Cincinnati (28%), Blue Ash (4%) and West Chester Township (4%).

3%work in town
White OakOhio townsU.S. towns
Working residents who work in town2.9%6.9%8%
Median household income$70,000$75,000$80,000
Below the poverty line8.2%9.1%9.6%

Where working residents work

In White Oak3%
Cincinnati28%
Blue Ash4%
West Chester Township4%
Fairfield3%
9 mi
median commute distance
3,100
jobs based in White Oak
A commuter town
jobs vs. working residents
B+
Walkability grade: more walkable than 72% of U.S. towns

Census LEHD 2023 · ACS

Climate

Four seasons and pleasant summers in White Oak

White Oak has chilly winters and warm summers. July afternoons reach 85°, January nights drop to 22° and about 16 inches of snow falls in a winter.

16″snow a winter

Typical low → high °F

Winter25–41°
Spring43–64°
Summer63–84°
Fall45–66°
Oct 26
typical first frost
Apr 17
typical last frost
+1.2°
vs. the 20th-century average

NOAA U.S. Climate Normals, 1991–2020

Natural hazardsHazard risk grade B+

Low risk in White Oak, with inland flooding at the top

Expected storm and flood damage is lower than in 63% of U.S. communities. Since 1982, 32 flood insurance claims have been paid out in White Oak.

37risk score of 100
FEMA risk score
37Low riskLowerHigher
Inland floodingTornadoesHeat waves
32
paid flood claims since 1982

FEMA flood insurance claims · FEMA National Risk Index · OpenFEMA

HealthB

On CDC estimates, White Oak is healthier than 59% of U.S. towns

Against the 10,536 U.S. towns with household incomes like White Oak’s, it is healthier than 74%, so its B isn’t only a matter of income.

White Oak beats the Ohio average on 1 of 32 CDC measures and trails it on 0. 13% of White Oak adults report frequent physical distress.

59%healthier than U.S. townsBHealth Grade
White OakOhio townsU.S. towns
Frequent physical distress (CDC PLACES)13%15%14%
Obesity (CDC PLACES)34%38%35%
Get no exercise (CDC PLACES)24%28%25%
Depression (CDC PLACES)26%26%23%
32 measures vs. Ohio
1 better31 too close to call0 worse
What stands outWhite OakOH
Fewer older adults who have lost all their teeth12.7%15.3%
Mercy Health - West Hospital
2.2 mi away · emergency room
2 of 3
care shortages: primary care, mental health
71st
percentile among OH towns

CDC PLACES 2025 · modeled estimates for adults · CMS · HRSA

Who lives here

An age mix much like Ohio’s

No broad age group is more than 4 points off the Ohio average. 35% of adults 25 and older hold a bachelor’s degree or more in White Oak.

37.7median age · OH 39.7
White OakOhio townsU.S. towns
Median age37.7 years41.7 years40.5 years
Bachelor’s degree or more, 25+35%24%29%
Under 1825%22%22%
White OakOhioUnited States

Ages · share of residents

Education · adults 25 and older

No diploma9%
High school29%
Some college17%
Associate’s11%
Bachelor’s24%
Graduate10%

Women and men · all residents

51% women, 49% men

That’s an even split within the survey’s margin of ±2.4 points. Across Ohio, 50.7% of residents are women.

Ages and education in White Oak
White OakOHU.S.
Under 1012.8%11.7%11.6%
10 to 1711.7%10.3%10.3%
18 to 249.6%8.9%9.1%
25 to 3412.4%13.2%13.7%
35 to 449.2%12.5%13.2%
45 to 5411.1%12%12.2%
55 to 6414.9%13.2%12.7%
65 to 7410.2%10.9%10.2%
75 and older8%7.3%7%
No diploma8.7%8.2%10.4%
High school28.7%32.1%26%
Some college17.2%19.3%19.1%
Associate’s11%9%8.8%
Bachelor’s24.2%19.3%21.6%
Graduate10.3%12.2%14.1%

U.S. Census Bureau · ACS 2020-2024 5-year estimates

OutdoorsC−

0.4% of White Oak is conserved land

0.7 miles of trail in 4 parks and preserves.

0.4%conserved
White OakOhio townsU.S. towns
Conserved land0.4%3.7%4.3%
Miles of trail per square mile0.1 miles per square mile0.20.4
0.4%
conserved · 17 of 3,954 acres
0.7 mi
of trails · 0.1 per sq mi
Biggest places to walkTrailsAcres
1. Blue Rock Park0.5 mi11
2. Northside Knights of Columbus Sports Complex—17
3. Haubner Field—5

Trails & parks © OpenStreetMap contributors · Conserved land: USGS PAD-US

HousingCost of living grade B

A home in White Oak sells for about $244K at the median

At 2.5 years of the Cincinnati metro’s $81K median household income, the typical home costs less against local pay than in 78% of Ohio towns; that ratio is one input to its B for cost of living.

$244Kmedian sale price
Market temperature
Seller’s marketA seller's marketBuyer’sSeller’s
39
days on market
99.8%
sale-to-list price
24
homes sold in May

Zillow Home Value Index · Redfin Data Center

Keep exploring

Everything we know about White Oak

16pages on White Oak
After high school

Colleges nearby

17 within 15 miles of the center of White Oak

About White Oak

Census-designated place in Ohio, United States

White Oak is a census-designated place (CDP) in Hamilton County, Ohio, United States. It is seven miles northwest of Cincinnati. The population was 19,541 at the 2020 census. White Oak is situated in both Green Township and Colerain Township.

From Wikipedia, licensed CC BY-SA 4.0 · facts via Wikidata (CC0)

Area
6.2 sq mi
Elevation
915 ft

White Oak’s neighbors

7 towns share a border with White Oak.

Explore the map →
How the neighbors grade
TownOH rankOverallCostSafetySchoolsHealth
White Oak#453BB—C+B
Monfort Heights#156AB—C+A−
Cincinnati#957DC+D−CC
Colerain Township#616B−B−CC+B
Green Township#285B+BB−BB+
North College Hill#943DB+DCD
Groesbeck#468BB—C+B−
Springfield Township#814CC+B−CC

White Oak, Monfort Heights and Groesbeck report no FBI crime data of their own. Compare White Oak with a neighbor →

Questions about White Oak

Short answers, built from the data on this page.

Is White Oak, OH a good place to live?

By most measures, yes. White Oak grades B overall, better than 63% of U.S. towns and #453 of 987 in Ohio. It grades B for health and C+ for schools.

Is White Oak, OH expensive?

The typical home is worth about $204,000, 17% below the Ohio typical home. Cost of living, which also weighs rents, property taxes and how many households pay 30% or more of their income for housing, grades B.