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B+Hazard risk
Natural hazards in Weathersfield Township · FEMA

FEMA puts Weathersfield Township’s expected hazard damage per building below that of 68% of U.S. towns, mostly from river and rain flooding

On FEMA’s National Risk Index, Weathersfield Township gets a B+ for hazard risk: lower expected damage per building than 68% of U.S. towns, #634 of 993 in Ohio. Most of that expected damage is river and rain flooding (83%). Flood insurance has paid 26 claims here since 1979.

Graded on FEMA’s expected yearly building damage per dollar of building value (NRI v1.20, December 2025), weighted by where residents live; flood claims are shown, not graded. How hazard risk is graded

less than 68%of U.S. townsLess damageMoreExpected yearly damage per dollar of building, vs. the 21,298 U.S. towns we grade#634 of 993 in Ohio

What stands out about Weathersfield Township’s natural hazards

From FEMA’s model and FEMA’s records, below.

By hazard

What Weathersfield Township faces

Each hazard’s share of the building damage FEMA expects here, and how its rate compares with the rest of the country.

River and rain flooding

83%of expected building damage
About average · higher than 55% of U.S. census tracts
Recorded about 2 times a year in the area

Tornadoes

7%of expected building damage
About average · higher than 59% of U.S. census tracts
Smaller shares here
 Hail Strong wind Hurricanes Earthquakes Winter storms Ice storms Wildfire Cold waves Heat waves Landslides Lightning
FEMA models no building damage here
Coastal floodingAvalanchesTsunamisVolcanic activity

Shares are of FEMA’s expected building damage, the measure the grade uses; ranks compare each hazard’s building-damage rate with all 85,154 U.S. census tracts. In FEMA’s terms, river and rain flooding is FEMA’s “Inland Flooding” (rivers and streams overflowing their banks, or rain overwhelming drainage). FEMA defines coastal flooding as high or rising tides and storm surge, so surge damage is counted there. Drought isn’t listed: FEMA counts its losses in crops only.

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.
Hazard risk grade

What’s behind Weathersfield Township’s grade

River and rain flooding is 83% of the building damage FEMA expects in Weathersfield Township, and Weathersfield Township’s rate of river and rain flooding damage is higher than 55% of U.S. census tracts. Next is tornadoes at 7% (higher than 59% of U.S. census tracts).

Where Weathersfield Township sits
Weathersfield Township
Least damageMiddleMost damage

B+ #634 of 993 in Ohio; lower expected damage per building than 68% of U.S. towns (21,298).

Weathersfield Township’s residents live in 11 census tracts; FEMA’s figures are combined by where they live.

What drives the damage to buildings
River and rain flooding83%Tornadoes7%Hail4%Everything else6%

The typical Ohio town has lower expected damage than 79% of U.S. towns; within the state, Weathersfield Township has more expected damage per building than 64% of Ohio towns.

In dollars, FEMA expects about $6.0M a year in losses across Weathersfield Township: $4.8M to buildings, the rest to people and crops.

A firm figure. It combines 11 census tracts by where Weathersfield Township’s residents live. FEMA’s model is an average year for today’s buildings, not a record: the claims and disasters below are the record.

How TownRatings grades hazard risk →

Flood insurance claims

Does Weathersfield Township flood? Sometimes: 26 flood claims since 1979

Every paid claim on a federal flood insurance policy in Weathersfield Township, from FEMA’s records: 2.1 per 1,000 homes, fewer than 60% of the 13,809 U.S. towns with a flood insurance record.

Paid flood claims, by year
1979: 2 claims1980: 1 claim1981: 0 claims1982: 1 claim1983: 0 claims1984: 0 claims1985: 0 claims1986: 0 claims1987: 0 claims1988: 0 claims1989: 0 claims1990: 0 claims1991: 0 claims1992: 0 claims1993: 0 claims1994: 0 claims1995: 0 claims1996: 0 claims1997: 0 claims1998: 0 claims1999: 0 claims2000: 0 claims2001: 0 claims2002: 0 claims2003: 14 claims2004: 1 claim2005: 0 claims2006: 1 claim2007: 0 claims2008: 0 claims2009: 0 claims2010: 0 claims2011: 2 claims2012: 1 claim2013: 2 claims2014: 0 claims2015: 1 claim2016: 0 claims2017: 0 claims2018: 0 claims2019: 0 claims2020: 0 claims2021: 0 claims2022: 0 claims2023: 0 claims2024: 0 claims2025: 0 claims2026: 0 claims197920032011
19792026
Biggest named events
  • The Late winter storms2 claims · $6K
26
paid claims since 1979
$121K
paid to owners
0
homes flooded more than once
$5K
average claim
of homes in flood zones are insured
of all homes are insured
No community discount

Weathersfield Township isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Trumbull County.
Disasters

1 federal disaster brought FEMA money to Weathersfield Township

Disasters that paid out in Weathersfield Township itself (aid to households or repair grants to Weathersfield Township), newest first, with that year’s flood claims.

  1. 2003Tornadoes, Flooding, Severe Storms, and High Winds$19K to Weathersfield Township for repairs14 flood claims paid that year
Disasters declared, by decade
Paid out in Weathersfield TownshipTrumbull County only

Trumbull County has had 8 natural disasters declared by the President since 1953, most often severe storms, then winter storms. Not counted: the 2005 Hurricane Katrina evacuee emergency, which covered counties that took in evacuees.

Were you here?

Old photos of Weathersfield Township after a storm or flood belong in the town’s history. Add one, or share what you remember below.

Add to the Weathersfield Township archive →
Next door

Weathersfield Township and its neighbors

Weathersfield Township is 8th of the 10 graded towns here, from least expected damage per building to most. Tap a town to see its hazards.

Lowest fifthSecondMiddleFourthHighest fifth
TownHazard riskMostly (buildings)Flood claims
LordstownA+less damage than 97%river and rain flooding2
Austintown TownshipAless damage than 94%river and rain flooding52
Howland TownshipAless damage than 93%river and rain flooding12
McDonaldAless damage than 89%river and rain flooding1
Liberty TownshipAless damage than 89%river and rain flooding31
GirardA−less damage than 81%river and rain flooding7
McKinley HeightsA−less damage than 81%river and rain flooding—
Weathersfield TownshipB+less damage than 68%river and rain flooding26
NilesBless damage than 58%river and rain flooding23
Warren TownshipB−less damage than 53%river and rain flooding139
Hilltop—640 residents; we grade 1,000+

Hazard risk = FEMA’s expected yearly building damage per dollar of building value, vs. the 21,298 U.S. towns we grade; the map is shaded by fifths of the same scale. Flood claims = paid federal flood insurance claims on record.

Be ready

Get ready for what Weathersfield Township faces

A short kit for the hazards that drive the building damage here, what to check before you buy, and where neighbors get alerts.

When the river rises
  • Turn around at flooded roads: a foot of moving water can carry off a car.
  • Flood insurance usually takes 30 days to start, so buy it before the forecast.
  • Keep papers and medicines up high, in a grab-and-go bag.
More from Ready.gov ↗
Tornado warnings
  • Pick your spot now: the lowest floor, an inside room, no windows.
  • A watch means be ready; a warning means take cover now.
  • Keep shoes and a flashlight by the bed.
More from Ready.gov ↗
Before you buy or rent
  • Look up the address on FEMA’s flood map.
  • Ask the seller or landlord whether it has ever flooded, and what flood insurance costs there.
  • Get a flood insurance quote early: policies usually start 30 days after you buy.
When a storm is coming
Forecast and alertsWeather →911, the nearest ERSafety →

Know where neighbors sign up for alerts? Add it to the Handbook so everyone has it.

Questions about natural hazards in Weathersfield Township

Is Weathersfield Township at risk for natural disasters?

On FEMA’s National Risk Index, Weathersfield Township has lower expected damage per building than 68% of U.S. towns: B+ for hazard risk, #634 of 993 in Ohio. Most of the expected damage is river and rain flooding (83%) and tornadoes (7%). This is FEMA’s model of an average year for today’s buildings, not a forecast.

Does Weathersfield Township flood?

Flood insurance has paid 26 claims in Weathersfield Township since 1979, $121K in all, or 2.1 per 1,000 homes, fewer than 60% of U.S. towns with a flood insurance record. The most claims came from Late winter storms (2).

Is Weathersfield Township in a flood zone?

Flood zones are drawn street by street, so the answer depends on the address: look it up on FEMA’s flood map. In Trumbull County, 20% of homes in mapped flood zones carry federal flood insurance, and 0.4% of all homes do.

How much is flood insurance in Weathersfield Township?

FEMA’s Community Rating System list shows no discount for Weathersfield Township’s flood program. Premiums depend on the building; policies usually start 30 days after you buy, so get a quote early.

What was the biggest storm in Weathersfield Township?

By FEMA money that reached Weathersfield Township, Tornadoes, Flooding, Severe Storms, and High Winds (2003): $19K to Weathersfield Township for repairs. By flood claims, Late winter storms: 2 paid, $6K.

Is Weathersfield Township at risk from river and rain flooding?

It is the largest share of the building damage FEMA expects here (83%), and Weathersfield Township’s rate for it is higher than 55% of U.S. census tracts.

Storm stories

Memories, warnings and help from neighbors in Weathersfield Township.

Town Square →
Start the conversation

Sources: FEMA National Risk Index v1.20 (December 2025), census-tract table, combined by where Weathersfield Township’s residents lived in the 2020 census; OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Homes: Census ACS 2020–24. Preparedness tips: Ready.gov. FEMA’s model is an average of expected damage, not a forecast. How hazard risk is graded.