Almon G. McCorkle House · Photo: Nyttend · Public domainOn FEMA’s figures, Lordstown faces less hazard damage per building than 97% of U.S. towns, mostly from river and rain flooding
On FEMA’s National Risk Index, Lordstown gets an A+ for hazard risk: lower expected damage per building than 97% of U.S. towns, #30 of 993 in Ohio. Most of that expected damage is river and rain flooding (72%), then tornadoes (11%). Flood insurance has paid 2 claims here since 1993.
Graded on FEMA’s expected yearly building damage per dollar of building value (NRI v1.20, December 2025), weighted by where residents live; flood claims are shown, not graded. How hazard risk is graded
What Lordstown faces
Each hazard’s share of the building damage FEMA expects here, and how its rate compares with the rest of the country.
River and rain flooding
Tornadoes
Hail
Shares are of FEMA’s expected building damage, the measure the grade uses; ranks compare each hazard’s building-damage rate with all 85,154 U.S. census tracts. In FEMA’s terms, river and rain flooding is FEMA’s “Inland Flooding” (rivers and streams overflowing their banks, or rain overwhelming drainage). FEMA defines coastal flooding as high or rising tides and storm surge, so surge damage is counted there. Drought isn’t listed: FEMA counts its losses in crops only.
What’s behind Lordstown’s grade
River and rain flooding is 72% of the building damage FEMA expects in Lordstown, and Lordstown’s rate of river and rain flooding damage is lower than 89% of U.S. census tracts. Next is tornadoes at 11% (higher than 59% of U.S. census tracts).
A+ #30 of 993 in Ohio; lower expected damage per building than 97% of U.S. towns (21,298).
All of Lordstown’s residents live in one census tract; the figures are that tract’s.
The typical Ohio town has lower expected damage than 79% of U.S. towns; within the state, Lordstown has less expected damage per building than 97% of Ohio towns.
In dollars, FEMA expects about $809K a year in losses across Lordstown: $661K to buildings, the rest to people and crops.
Does Lordstown flood? Rarely: 2 flood claims since 1993
Every paid claim on a federal flood insurance policy in Lordstown, from FEMA’s records: 1.4 per 1,000 homes, fewer than 70% of the 13,809 U.S. towns with a flood insurance record.
Lordstown isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.
Insurance rates: Trumbull County.1 federal disaster brought FEMA money to Lordstown
Disasters that paid out in Lordstown itself (aid to households or repair grants to the Village of Lordstown), newest first, with that year’s flood claims.
- 2003Tornadoes, Flooding, Severe Storms, and High Winds4 households applied for aid$6K aid approved
Trumbull County has had 8 natural disasters declared by the President since 1953, most often severe storms, then winter storms. Not counted: the 2005 Hurricane Katrina evacuee emergency, which covered counties that took in evacuees.
Old photos of Lordstown after a storm or flood belong in the town’s history. Add one, or share what you remember below.
Add to the Lordstown archive →Lordstown and its neighbors
Lordstown is 2nd of the 6 graded towns here, from least expected damage per building to most. Tap a town to see its hazards.
| Town | Hazard risk | Mostly (buildings) | Flood claims |
|---|---|---|---|
| Jackson Township | A+among the lowest damage | river and rain flooding | 2 |
| Lordstown | A+less damage than 97% | river and rain flooding | 2 |
| Austintown Township | Aless damage than 94% | river and rain flooding | 52 |
| Weathersfield Township | B+less damage than 68% | river and rain flooding | 26 |
| Newton Township | Bless damage than 63% | river and rain flooding | 4 |
| Warren Township | B−less damage than 53% | river and rain flooding | 139 |
Hazard risk = FEMA’s expected yearly building damage per dollar of building value, vs. the 21,298 U.S. towns we grade; the map is shaded by fifths of the same scale. Flood claims = paid federal flood insurance claims on record.
Get ready for what Lordstown faces
A short kit for the hazards that drive the building damage here, what to check before you buy, and where neighbors get alerts.
- Turn around at flooded roads: a foot of moving water can carry off a car.
- Flood insurance usually takes 30 days to start, so buy it before the forecast.
- Keep papers and medicines up high, in a grab-and-go bag.
- Pick your spot now: the lowest floor, an inside room, no windows.
- A watch means be ready; a warning means take cover now.
- Keep shoes and a flashlight by the bed.
- Park in a garage or under cover when storms are forecast.
- Stay away from windows while it falls.
- Photograph roof and car damage for your insurer.
- Look up the address on FEMA’s flood map.
- Ask the seller or landlord whether it has ever flooded, and what flood insurance costs there.
- Get a flood insurance quote early: policies usually start 30 days after you buy.
Know where neighbors sign up for alerts? Add it to the Handbook so everyone has it.
Questions about natural hazards in Lordstown
Is Lordstown at risk for natural disasters?
On FEMA’s National Risk Index, Lordstown has lower expected damage per building than 97% of U.S. towns: A+ for hazard risk, #30 of 993 in Ohio. Most of the expected damage is river and rain flooding (72%) and tornadoes (11%). The figures are for the one census tract the town shares with its neighbors. This is FEMA’s model of an average year for today’s buildings, not a forecast.
Does Lordstown flood?
Flood insurance has paid 2 claims in Lordstown since 1993, $33K in all, or 1.4 per 1,000 homes, fewer than 70% of U.S. towns with a flood insurance record.
Is Lordstown in a flood zone?
Flood zones are drawn street by street, so the answer depends on the address: look it up on FEMA’s flood map. In Trumbull County, 20% of homes in mapped flood zones carry federal flood insurance, and 0.4% of all homes do.
How much is flood insurance in Lordstown?
FEMA’s Community Rating System list shows no discount for Lordstown’s flood program. Premiums depend on the building; policies usually start 30 days after you buy, so get a quote early.
What was the biggest storm in Lordstown?
By FEMA money that reached Lordstown, Tornadoes, Flooding, Severe Storms, and High Winds (2003): 4 households applied for aid, $6K approved.
Is Lordstown at risk from river and rain flooding?
It is the largest share of the building damage FEMA expects here (72%), and Lordstown’s rate for it is lower than 89% of U.S. census tracts.
Storm stories
Memories, warnings and help from neighbors in Lordstown.
Sources: FEMA National Risk Index v1.20 (December 2025), census-tract table, combined by where Lordstown’s residents lived in the 2020 census; OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Homes: Census ACS 2020–24. Preparedness tips: Ready.gov. FEMA’s model is an average of expected damage, not a forecast. How hazard risk is graded.