Photo: Sixflashphoto · CC BY-SA 4.0Less hazard damage per building is expected in Truro Township than in 71% of U.S. towns, mostly from river and rain flooding
On FEMA’s National Risk Index, Truro Township gets a B+ for hazard risk: lower expected damage per building than 71% of U.S. towns, #601 of 993 in Ohio. Most of that expected damage is river and rain flooding (84%). Flood insurance has paid 114 claims here since 1979.
Graded on FEMA’s expected yearly building damage per dollar of building value (NRI v1.20, December 2025), weighted by where residents live; flood claims are shown, not graded. How hazard risk is graded
What stands out about Truro Township’s natural hazards
From FEMA’s model and FEMA’s records, below.
What Truro Township faces
Each hazard’s share of the building damage FEMA expects here, and how its rate compares with the rest of the country.
River and rain flooding
Tornadoes
Shares are of FEMA’s expected building damage, the measure the grade uses; ranks compare each hazard’s building-damage rate with all 85,154 U.S. census tracts. In FEMA’s terms, river and rain flooding is FEMA’s “Inland Flooding” (rivers and streams overflowing their banks, or rain overwhelming drainage). FEMA defines coastal flooding as high or rising tides and storm surge, so surge damage is counted there. Drought isn’t listed: FEMA counts its losses in crops only.
What’s behind Truro Township’s grade
River and rain flooding is 84% of the building damage FEMA expects in Truro Township, and Truro Township’s rate of river and rain flooding damage is higher than 53% of U.S. census tracts. Next is tornadoes at 8% (higher than 62% of U.S. census tracts).
B+ #601 of 993 in Ohio; lower expected damage per building than 71% of U.S. towns (21,298).
Truro Township’s residents live in 14 census tracts; FEMA’s figures are combined by where they live.
The typical Ohio town has lower expected damage than 79% of U.S. towns; within the state, Truro Township has more expected damage per building than 60% of Ohio towns.
In dollars, FEMA expects about $6.1M a year in losses across Truro Township: $4.1M to buildings, the rest to people and crops.
Does Truro Township flood? Yes: 114 flood claims since 1979
Every paid claim on a federal flood insurance policy in Truro Township, from FEMA’s records: 8.3 per 1,000 homes, more than 70% of the 13,809 U.S. towns with a flood insurance record.
- Tropical Storm Fred1 claim · $11K
Truro Township isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.
Insurance rates: Franklin County.2 federal disasters brought FEMA money to Truro Township
Disasters that paid out in Truro Township itself (aid to households or repair grants to Truro Township), newest first, with that year’s flood claims.
- 2012Severe Storms and Straight-line Winds$2K to Truro Township for repairs
- 2003Severe Winter Storm and Record/near Record Snow$871 to Truro Township for repairs10 flood claims paid that year
Franklin County has had 17 natural disasters declared by the President since 1953, most often severe storms, then winter storms. Not counted: the 2005 Hurricane Katrina evacuee emergency, which covered counties that took in evacuees.
Old photos of Truro Township after a storm or flood belong in the town’s history. Add one, or share what you remember below.
Add to the Truro Township archive →Truro Township and its neighbors
Truro Township is 4th of the 8 graded towns here, from least expected damage per building to most. Tap a town to see its hazards.
| Town | Hazard risk | Mostly (buildings) | Flood claims |
|---|---|---|---|
| Etna Township | Aless damage than 86% | river and rain flooding | 18 |
| Jefferson Township | A−less damage than 85% | river and rain flooding | 1 |
| Reynoldsburg | A−less damage than 76% | river and rain flooding | 113 |
| Truro Township | B+less damage than 71% | river and rain flooding | 114 |
| Columbus | B+less damage than 67% | river and rain flooding | 429 |
| Violet Township | Bless damage than 62% | river and rain flooding | 2 |
| Madison Township | B−more damage than 53% | river and rain flooding | 48 |
| Blacklick Estates | Cmore damage than 71% | river and rain flooding | 32 |
| Brice | — | 161 residents; we grade 1,000+ | |
Hazard risk = FEMA’s expected yearly building damage per dollar of building value, vs. the 21,298 U.S. towns we grade; the map is shaded by fifths of the same scale. Flood claims = paid federal flood insurance claims on record.
Get ready for what Truro Township faces
A short kit for the hazards that drive the building damage here, what to check before you buy, and where neighbors get alerts.
- Turn around at flooded roads: a foot of moving water can carry off a car.
- Flood insurance usually takes 30 days to start, so buy it before the forecast.
- Keep papers and medicines up high, in a grab-and-go bag.
- Pick your spot now: the lowest floor, an inside room, no windows.
- A watch means be ready; a warning means take cover now.
- Keep shoes and a flashlight by the bed.
- Look up the address on FEMA’s flood map.
- Ask the seller or landlord whether it has ever flooded, and what flood insurance costs there.
- Get a flood insurance quote early: policies usually start 30 days after you buy.
Know where neighbors sign up for alerts? Add it to the Handbook so everyone has it.
Questions about natural hazards in Truro Township
Is Truro Township at risk for natural disasters?
On FEMA’s National Risk Index, Truro Township has lower expected damage per building than 71% of U.S. towns: B+ for hazard risk, #601 of 993 in Ohio. Most of the expected damage is river and rain flooding (84%) and tornadoes (8%). This is FEMA’s model of an average year for today’s buildings, not a forecast.
Does Truro Township flood?
Flood insurance has paid 114 claims in Truro Township since 1979, $1.3M in all, or 8.3 per 1,000 homes, more than 70% of U.S. towns with a flood insurance record. The most claims came from Tropical Storm Fred (1).
Is Truro Township in a flood zone?
Flood zones are drawn street by street, so the answer depends on the address: look it up on FEMA’s flood map. In Franklin County, 17% of homes in mapped flood zones carry federal flood insurance, and 0.3% of all homes do.
How much is flood insurance in Truro Township?
FEMA’s Community Rating System list shows no discount for Truro Township’s flood program. Premiums depend on the building; policies usually start 30 days after you buy, so get a quote early.
What was the biggest storm in Truro Township?
By FEMA money that reached Truro Township, Severe Storms and Straight-line Winds (2012): $2K to Truro Township for repairs. By flood claims, Tropical Storm Fred: 1 paid, $11K.
Is Truro Township at risk from river and rain flooding?
It is the largest share of the building damage FEMA expects here (84%), and Truro Township’s rate for it is higher than 53% of U.S. census tracts.
Storm stories
Memories, warnings and help from neighbors in Truro Township.
Sources: FEMA National Risk Index v1.20 (December 2025), census-tract table, combined by where Truro Township’s residents lived in the 2020 census; OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Homes: Census ACS 2020–24. Preparedness tips: Ready.gov. FEMA’s model is an average of expected damage, not a forecast. How hazard risk is graded.