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Reynoldsburg City Hall 1Photo: Sixflashphoto · CC BY-SA 4.0
A−Hazard risk
Natural hazards in Reynoldsburg · FEMA

Less hazard damage per building is expected in Reynoldsburg than in 76% of U.S. towns, mostly from river and rain flooding

On FEMA’s National Risk Index, Reynoldsburg gets an A− for hazard risk: lower expected damage per building than 76% of U.S. towns, #540 of 993 in Ohio. Most of that expected damage is river and rain flooding (81%). Flood insurance has paid 113 claims here since 1979.

River and rain flooding 81%Tornadoes 7%Hail 6%

Graded on FEMA’s expected yearly building damage per dollar of building value (NRI v1.20, December 2025), weighted by where residents live; flood claims are shown, not graded. How hazard risk is graded

less than 76%of U.S. townsLess damageMoreExpected yearly damage per dollar of building, vs. the 21,298 U.S. towns we grade#540 of 993 in Ohio
Hazard risk
A−#540 of 993
in Ohio · lower than 76% of U.S. towns
Main hazard
River and rain flooding
81% of expected building damage
Flood claims
113
paid since 1979 · $1.3M
Flooded more than once
16
properties · 2 “severe repetitive loss”
Disasters paid out here
8
of 18 declared for its 2 counties

What stands out about Reynoldsburg’s natural hazards

From FEMA’s model and FEMA’s records, below.

Lower expected damage than 76% of U.S. townsFEMA’s model of yearly storm and flood damage per dollar of building.113 paid flood claims since 1979$1.3M in all; 16 properties flooded more than once.Remembers 197931 flood claims were paid for 1979 alone, the most of any year.
By hazard

What Reynoldsburg faces

Each hazard’s share of the building damage FEMA expects here, and how its rate compares with the rest of the country.

River and rain flooding

81%of expected building damage
About average · lower than 54% of U.S. census tracts
Recorded about 3 times a year in the area

Tornadoes

7%of expected building damage
About average · higher than 59% of U.S. census tracts

Hail

6%of expected building damage
Well above average · higher than 82% of U.S. census tracts
Recorded about 3 times a year in the area
Smaller shares here
 Earthquakes Strong wind Ice storms Winter storms Lightning Hurricanes Wildfire Cold waves Heat waves Landslides
FEMA models no building damage here
Coastal floodingAvalanchesTsunamisVolcanic activity
People, not buildings.Counting harm to people as well as buildings, FEMA’s model puts cold waves at 12% of Reynoldsburg’s expected losses. Cold waves do little damage to buildings (0.0%), so they aren’t part of the grade.

Shares are of FEMA’s expected building damage, the measure the grade uses; ranks compare each hazard’s building-damage rate with all 85,154 U.S. census tracts. In FEMA’s terms, river and rain flooding is FEMA’s “Inland Flooding” (rivers and streams overflowing their banks, or rain overwhelming drainage). FEMA defines coastal flooding as high or rising tides and storm surge, so surge damage is counted there. Drought isn’t listed: FEMA counts its losses in crops only.

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.
Hazard risk grade

What’s behind Reynoldsburg’s grade

River and rain flooding is 81% of the building damage FEMA expects in Reynoldsburg, and Reynoldsburg’s rate of river and rain flooding damage is lower than 54% of U.S. census tracts. Next is tornadoes at 7% (higher than 59% of U.S. census tracts).

Where Reynoldsburg sits
Reynoldsburg
Least damageMiddleMost damage

A− #540 of 993 in Ohio; lower expected damage per building than 76% of U.S. towns (21,298).

Reynoldsburg’s residents live in 14 census tracts; FEMA’s figures are combined by where they live.

What drives the damage to buildings
River and rain flooding81%Tornadoes7%Hail6%Everything else6%

The typical Ohio town has lower expected damage than 79% of U.S. towns; within the state, Reynoldsburg has more expected damage per building than 54% of Ohio towns.

In dollars, FEMA expects about $8.1M a year in losses across Reynoldsburg: $5.8M to buildings, the rest to people and crops.

A firm figure. It combines 14 census tracts by where Reynoldsburg’s residents live. FEMA’s model is an average year for today’s buildings, not a record: the claims and disasters below are the record.

How TownRatings grades hazard risk →

Flood insurance claims

Does Reynoldsburg flood? Yes: 113 flood claims since 1979

Every paid claim on a federal flood insurance policy in Reynoldsburg, from FEMA’s records: 6.3 per 1,000 homes, more than 65% of the 13,809 U.S. towns with a flood insurance record.

Paid flood claims, by year
1979: 31 claims1980: 3 claims1981: 14 claims1982: 0 claims1983: 0 claims1984: 0 claims1985: 0 claims1986: 0 claims1987: 0 claims1988: 0 claims1989: 8 claims1990: 2 claims1991: 0 claims1992: 2 claims1993: 0 claims1994: 0 claims1995: 0 claims1996: 0 claims1997: 0 claims1998: 2 claims1999: 0 claims2000: 0 claims2001: 0 claims2002: 0 claims2003: 10 claims2004: 0 claims2005: 0 claims2006: 0 claims2007: 0 claims2008: 2 claims2009: 0 claims2010: 0 claims2011: 0 claims2012: 0 claims2013: 0 claims2014: 0 claims2015: 0 claims2016: 0 claims2017: 1 claim2018: 0 claims2019: 0 claims2020: 14 claims2021: 13 claims2022: 0 claims2023: 0 claims2024: 0 claims2025: 0 claims2026: 11 claims197919812020
19792026
Biggest named events
  • Tropical Storm Fred1 claim · $11K
113
paid claims since 1979
$1.3M
paid to owners
16
homes flooded more than once
$11K
average claim
Homes that flooded again and again
FEMA “severe repetitive loss” (2)Flooded 2+ times
of homes in flood zones are insured
of all homes are insured
No community discount

Reynoldsburg isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Franklin County.
Disasters

8 federal disasters brought FEMA money to Reynoldsburg

Disasters that paid out in Reynoldsburg itself (aid to households or repair grants to the City of Reynoldsburg), newest first, with that year’s flood claims.

  1. 2012Severe Storms and Straight-line Winds$2K to the City of Reynoldsburg for repairs
  2. 2008Severe Wind Storm Associated with Tropical Depression Ike$21K to the City of Reynoldsburg for repairs
  3. 2008Record Snow and Near Record Snow$28K to the City of Reynoldsburg for repairs
  4. 2004Severe Winter Storms, Flooding, and Mudslides95 households applied for aid$56K aid approved
  5. 2004Snow$15K to the City of Reynoldsburg for repairs
  6. 2004Severe Storms, Flooding, Mudslides, and Landslides5 households applied for aid$505 aid approved
Show all 8
  1. 2003Tornadoes, Flooding, Severe Storms, and High Winds7 households applied for aid$2K aid approved
  2. 2003Severe Winter Storm and Record/near Record Snow$16K to the City of Reynoldsburg for repairs
Disasters declared, by decade
Paid out in Reynoldsburgits 2 counties only

Its 2 counties have had 18 natural disasters declared by the President since 1953, most often severe storms, then floods. Not counted: the 2005 Hurricane Katrina evacuee emergency, which covered counties that took in evacuees.

Were you here?

Old photos of Reynoldsburg after a storm or flood belong in the town’s history. Add one, or share what you remember below.

Add to the Reynoldsburg archive →
Next door

Reynoldsburg and its neighbors

Reynoldsburg is 3rd of the 8 graded towns here, from least expected damage per building to most. Tap a town to see its hazards.

Columbus: hazard risk B+Truro Township: hazard risk B+Pataskala: hazard risk B+Jefferson Township: hazard risk A−Pickerington: hazard risk BViolet Township: hazard risk BEtna Township: hazard risk AColumbusTruro TownshipPataskalaJefferson TownshipPickeringtonViolet TownshipEtna TownshipReynoldsburg
Lowest fifthSecondMiddleFourthHighest fifth
TownHazard riskMostly (buildings)Flood claims
Etna TownshipAless damage than 86%river and rain flooding18
Jefferson TownshipA−less damage than 85%river and rain flooding1
ReynoldsburgA−less damage than 76%river and rain flooding113
Truro TownshipB+less damage than 71%river and rain flooding114
ColumbusB+less damage than 67%river and rain flooding429
PataskalaB+less damage than 67%river and rain flooding17
Violet TownshipBless damage than 62%river and rain flooding2
PickeringtonBless damage than 57%river and rain flooding12

Hazard risk = FEMA’s expected yearly building damage per dollar of building value, vs. the 21,298 U.S. towns we grade; the map is shaded by fifths of the same scale. Flood claims = paid federal flood insurance claims on record.

Be ready

Get ready for what Reynoldsburg faces

A short kit for the hazards that drive the building damage here, what to check before you buy, and where neighbors get alerts.

When the river rises
  • Turn around at flooded roads: a foot of moving water can carry off a car.
  • Flood insurance usually takes 30 days to start, so buy it before the forecast.
  • Keep papers and medicines up high, in a grab-and-go bag.
More from Ready.gov ↗
Tornado warnings
  • Pick your spot now: the lowest floor, an inside room, no windows.
  • A watch means be ready; a warning means take cover now.
  • Keep shoes and a flashlight by the bed.
More from Ready.gov ↗
Hail
  • Park in a garage or under cover when storms are forecast.
  • Stay away from windows while it falls.
  • Photograph roof and car damage for your insurer.
More from Ready.gov ↗
Before you buy or rent
  • Look up the address on FEMA’s flood map.
  • Ask the seller or landlord whether it has ever flooded, and what flood insurance costs there.
  • Get a flood insurance quote early: policies usually start 30 days after you buy.
When a storm is coming
Forecast and alertsWeather →911, the nearest ERSafety →

Know where neighbors sign up for alerts? Add it to the Handbook so everyone has it.

Questions about natural hazards in Reynoldsburg

Is Reynoldsburg at risk for natural disasters?

On FEMA’s National Risk Index, Reynoldsburg has lower expected damage per building than 76% of U.S. towns: A− for hazard risk, #540 of 993 in Ohio. Most of the expected damage is river and rain flooding (81%) and tornadoes (7%). This is FEMA’s model of an average year for today’s buildings, not a forecast.

Does Reynoldsburg flood?

Flood insurance has paid 113 claims in Reynoldsburg since 1979, $1.3M in all, or 6.3 per 1,000 homes, more than 65% of U.S. towns with a flood insurance record. 16 properties have flooded more than once. The most claims came from Tropical Storm Fred (1).

Is Reynoldsburg in a flood zone?

Flood zones are drawn street by street, so the answer depends on the address: look it up on FEMA’s flood map. In Franklin County, 17% of homes in mapped flood zones carry federal flood insurance, and 0.3% of all homes do.

How much is flood insurance in Reynoldsburg?

FEMA’s Community Rating System list shows no discount for Reynoldsburg’s flood program. Premiums depend on the building; policies usually start 30 days after you buy, so get a quote early.

What was the biggest storm in Reynoldsburg?

By FEMA money that reached Reynoldsburg, Severe Winter Storms, Flooding, and Mudslides (2004): 95 households applied for aid, $56K approved. By flood claims, Tropical Storm Fred: 1 paid, $11K.

Is Reynoldsburg at risk from river and rain flooding?

It is the largest share of the building damage FEMA expects here (81%), and Reynoldsburg’s rate for it is lower than 54% of U.S. census tracts.

Storm stories

Memories, warnings and help from neighbors in Reynoldsburg.

Town Square →
Start the conversation

Sources: FEMA National Risk Index v1.20 (December 2025), census-tract table, combined by where Reynoldsburg’s residents lived in the 2020 census; OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Homes: Census ACS 2020–24. Preparedness tips: Ready.gov. FEMA’s model is an average of expected damage, not a forecast. How hazard risk is graded.