On FEMA’s figures, Blacklick Estates faces more hazard damage per building than 71% of U.S. towns, mostly from river and rain flooding
On FEMA’s National Risk Index, Blacklick Estates gets a C for hazard risk: higher expected damage per building than 71% of U.S. towns, #920 of 993 in Ohio. Most of that expected damage is river and rain flooding (91%). Flood insurance has paid 32 claims here since 1979.
Graded on FEMA’s expected yearly building damage per dollar of building value (NRI v1.20, December 2025), weighted by where residents live; flood claims are shown, not graded. How hazard risk is graded
What Blacklick Estates faces
Each hazard’s share of the building damage FEMA expects here, and how its rate compares with the rest of the country.
River and rain flooding
Shares are of FEMA’s expected building damage, the measure the grade uses; ranks compare each hazard’s building-damage rate with all 85,154 U.S. census tracts. In FEMA’s terms, river and rain flooding is FEMA’s “Inland Flooding” (rivers and streams overflowing their banks, or rain overwhelming drainage). FEMA defines coastal flooding as high or rising tides and storm surge, so surge damage is counted there. Drought isn’t listed: FEMA counts its losses in crops only.
What’s behind Blacklick Estates’ grade
River and rain flooding is 91% of the building damage FEMA expects in Blacklick Estates, and Blacklick Estates’ rate of river and rain flooding damage is higher than 84% of U.S. census tracts.
C #920 of 993 in Ohio; higher expected damage per building than 71% of U.S. towns (21,298).
Blacklick Estates’ residents live in 3 census tracts; FEMA’s figures are combined by where they live.
The typical Ohio town has lower expected damage than 79% of U.S. towns; within the state, Blacklick Estates has more expected damage per building than 93% of Ohio towns.
In dollars, FEMA expects about $2.1M a year in losses across Blacklick Estates: $1.4M to buildings, the rest to people and crops.
Does Blacklick Estates flood? Sometimes: 32 flood claims since 1979
Every paid claim on a federal flood insurance policy in Blacklick Estates, from FEMA’s records: 9.8 per 1,000 homes, more than 73% of the 13,809 U.S. towns with a flood insurance record.
Blacklick Estates isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.
Insurance rates: Franklin County.The storms Blacklick Estates remembers
None of the 17 disasters declared for Franklin County shows FEMA aid or repair money reaching Blacklick Estates itself in FEMA’s records, so these are its biggest flood-claim years.
- 202010 flood claims paidNo declaration for the county that year
- 19797 flood claims paidNo declaration for the county that year
- 20055 flood claims paidNo declaration for the county that year
Franklin County has had 17 natural disasters declared by the President since 1953, most often severe storms, then winter storms. Not counted: the 2005 Hurricane Katrina evacuee emergency, which covered counties that took in evacuees.
Old photos of Blacklick Estates after a storm or flood belong in the town’s history. Add one, or share what you remember below.
Add to the Blacklick Estates archive →Blacklick Estates and its neighbors
Blacklick Estates is 3rd of the 3 graded towns here, from least expected damage per building to most. Tap a town to see its hazards.
| Town | Hazard risk | Mostly (buildings) | Flood claims |
|---|---|---|---|
| Truro Township | B+less damage than 71% | river and rain flooding | 114 |
| Madison Township | B−more damage than 53% | river and rain flooding | 48 |
| Blacklick Estates | Cmore damage than 71% | river and rain flooding | 32 |
Hazard risk = FEMA’s expected yearly building damage per dollar of building value, vs. the 21,298 U.S. towns we grade; the map is shaded by fifths of the same scale. Flood claims = paid federal flood insurance claims on record.
Get ready for what Blacklick Estates faces
A short kit for the hazards that drive the building damage here, what to check before you buy, and where neighbors get alerts.
- Turn around at flooded roads: a foot of moving water can carry off a car.
- Flood insurance usually takes 30 days to start, so buy it before the forecast.
- Keep papers and medicines up high, in a grab-and-go bag.
- Look up the address on FEMA’s flood map.
- Ask the seller or landlord whether it has ever flooded, and what flood insurance costs there.
- Get a flood insurance quote early: policies usually start 30 days after you buy.
Know where neighbors sign up for alerts? Add it to the Handbook so everyone has it.
Questions about natural hazards in Blacklick Estates
Is Blacklick Estates at risk for natural disasters?
On FEMA’s National Risk Index, Blacklick Estates has higher expected damage per building than 71% of U.S. towns: C for hazard risk, #920 of 993 in Ohio. Most of the expected damage is river and rain flooding (91%). This is FEMA’s model of an average year for today’s buildings, not a forecast.
Does Blacklick Estates flood?
Flood insurance has paid 32 claims in Blacklick Estates since 1979, $121K in all, or 9.8 per 1,000 homes, more than 73% of U.S. towns with a flood insurance record.
Is Blacklick Estates in a flood zone?
Flood zones are drawn street by street, so the answer depends on the address: look it up on FEMA’s flood map. In Franklin County, 17% of homes in mapped flood zones carry federal flood insurance, and 0.3% of all homes do.
How much is flood insurance in Blacklick Estates?
FEMA’s Community Rating System list shows no discount for Blacklick Estates’ flood program. Premiums depend on the building; policies usually start 30 days after you buy, so get a quote early.
Is Blacklick Estates at risk from river and rain flooding?
It is the largest share of the building damage FEMA expects here (91%), and Blacklick Estates’ rate for it is higher than 84% of U.S. census tracts.
Storm stories
Memories, warnings and help from neighbors in Blacklick Estates.
Sources: FEMA National Risk Index v1.20 (December 2025), census-tract table, combined by where Blacklick Estates’ residents lived in the 2020 census; OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Homes: Census ACS 2020–24. Preparedness tips: Ready.gov. FEMA’s model is an average of expected damage, not a forecast. How hazard risk is graded.