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Salt Creek Valley Community ChurchPhoto: Nyttend · Public domain
C+Hazard risk
Natural hazards in Salt Creek Township · FEMA

On FEMA’s figures, Salt Creek Township faces about as much hazard damage per building as the typical U.S. town, mostly from river and rain flooding

On FEMA’s National Risk Index, Salt Creek Township gets a C+ for hazard risk: higher expected damage per building than 57% of U.S. towns. Most of that expected damage is river and rain flooding (88%). Flood insurance has paid 8 claims here since 1983.

River and rain flooding 88%Tornadoes 5%Hail 2%

Graded on FEMA’s expected yearly building damage per dollar of building value (NRI v1.20, December 2025), weighted by where residents live; flood claims are shown, not graded. How hazard risk is graded

more than 57%of U.S. townsLess damageMoreExpected yearly damage per dollar of building, vs. the 21,298 U.S. towns we grade
Hazard risk
C+
in Ohio · higher than 57% of U.S. towns
Main hazard
River and rain flooding
88% of expected building damage
Flood claims
8
paid since 1983 · $78K
Flood claims per home
15 per 1,000
more than 80% of U.S. towns
By hazard

What Salt Creek Township faces

Each hazard’s share of the building damage FEMA expects here, and how its rate compares with the rest of the country.

River and rain flooding

88%of expected building damage
Above average · higher than 76% of U.S. census tracts
Recorded about 2 times a year in the area
Smaller shares here
 Tornadoes Hail Ice storms Strong wind Earthquakes Winter storms Landslides Hurricanes Wildfire Cold waves Heat waves Lightning
FEMA models no building damage here
Coastal floodingAvalanchesTsunamisVolcanic activity

Shares are of FEMA’s expected building damage, the measure the grade uses; ranks compare each hazard’s building-damage rate with all 85,154 U.S. census tracts. In FEMA’s terms, river and rain flooding is FEMA’s “Inland Flooding” (rivers and streams overflowing their banks, or rain overwhelming drainage). FEMA defines coastal flooding as high or rising tides and storm surge, so surge damage is counted there. Drought isn’t listed: FEMA counts its losses in crops only.

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.
Hazard risk grade

What’s behind Salt Creek Township’s grade

River and rain flooding is 88% of the building damage FEMA expects in Salt Creek Township, and Salt Creek Township’s rate of river and rain flooding damage is higher than 76% of U.S. census tracts. Ice storms add 2%, at a rate in the top 9% of U.S. census tracts.

Where Salt Creek Township sits
Salt Creek Township
Least damageMiddleMost damage

C+ higher expected damage per building than 57% of U.S. towns (21,298).

All of Salt Creek Township’s residents live in one census tract; the figures are that tract’s.

What drives the damage to buildings
River and rain flooding88%Tornadoes5%Everything else7%

In dollars, FEMA expects about $433K a year in losses across Salt Creek Township: $364K to buildings, the rest to people and crops.

Shared tract.All of Salt Creek Township’s 1,117 residents (2020 census) live in one census tract, which it shares with Laurelville village (512 residents). FEMA publishes its model by tract, so the rate and the hazard mix are the tract’s, the same for all of them. The flood claims below are the township’s own.
A shared figure. The grade describes the whole tract, not each street in it, and FEMA’s model is an average year for today’s buildings, not a record: the claims below are the record.

How TownRatings grades hazard risk →

Flood insurance claims

Does Salt Creek Township flood? Rarely: 8 flood claims since 1983

Every paid claim on a federal flood insurance policy in Salt Creek Township, from FEMA’s records: 15.4 per 1,000 homes, more than 80% of the 13,809 U.S. towns with a flood insurance record.

Paid flood claims, by year
1983: 1 claim1984: 0 claims1985: 0 claims1986: 0 claims1987: 0 claims1988: 0 claims1989: 0 claims1990: 0 claims1991: 0 claims1992: 0 claims1993: 0 claims1994: 0 claims1995: 0 claims1996: 0 claims1997: 1 claim1998: 0 claims1999: 0 claims2000: 0 claims2001: 1 claim2002: 5 claims2003: 0 claims2004: 0 claims2005: 0 claims2006: 0 claims2007: 0 claims2008: 0 claims2009: 0 claims2010: 0 claims2011: 0 claims2012: 0 claims2013: 0 claims2014: 0 claims2015: 0 claims2016: 0 claims2017: 0 claims2018: 0 claims2019: 0 claims2020: 0 claims2021: 0 claims2022: 0 claims2023: 0 claims2024: 0 claims2025: 0 claims2026: 0 claims198319972002
19832026
8
paid claims since 1983
$78K
paid to owners
0
homes flooded more than once
$10K
average claim
of homes in flood zones are insured
of all homes are insured
No community discount

Salt Creek Township isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Hocking County.
Disasters

The storms Salt Creek Township remembers

None of the 14 disasters declared for Hocking County shows FEMA aid or repair money reaching Salt Creek Township itself in FEMA’s records, so these are its biggest flood-claim years.

  1. 20025 flood claims paidNo declaration for the county that year
  2. 19831 flood claims paidNo declaration for the county that year
  3. 19971 flood claims paidThe year of Severe Storms and Flooding, declared for Hocking County
Disasters declared, by decade
Paid out in Salt Creek TownshipHocking County only

Hocking County has had 14 natural disasters declared by the President since 1953, most often severe storms, then floods. Not counted: the 2005 Hurricane Katrina evacuee emergency, which covered counties that took in evacuees.

Were you here?

Old photos of Salt Creek Township after a storm or flood belong in the town’s history. Add one, or share what you remember below.

Add to the Salt Creek Township archive →
Next door

Salt Creek Township and its neighbors

Salt Creek Township is 3rd of the 3 graded towns here, from least expected damage per building to most. Tap a town to see its hazards.

Benton Township: not gradedPerry Township: hazard risk C+Eagle Township: not gradedColerain Township: hazard risk AJackson Township: not gradedBenton TownshipPerry TownshipEagle TownshipColerain TownshipJackson TownshipSalt Creek Township
Lowest fifthSecondMiddleFourthHighest fifth
TownHazard riskMostly (buildings)Flood claims
Colerain TownshipAless damage than 85%river and rain flooding—
Perry TownshipC+more damage than 57%river and rain flooding—
Salt Creek TownshipC+more damage than 57%river and rain flooding8
Benton Township—973 residents; we grade 1,000+
Eagle Township—652 residents; we grade 1,000+
Jackson Township—not graded yet

Hazard risk = FEMA’s expected yearly building damage per dollar of building value, vs. the 21,298 U.S. towns we grade; the map is shaded by fifths of the same scale. Flood claims = paid federal flood insurance claims on record.

Be ready

Get ready for what Salt Creek Township faces

A short kit for the hazards that drive the building damage here, what to check before you buy, and where neighbors get alerts.

When the river rises
  • Turn around at flooded roads: a foot of moving water can carry off a car.
  • Flood insurance usually takes 30 days to start, so buy it before the forecast.
  • Keep papers and medicines up high, in a grab-and-go bag.
More from Ready.gov ↗
Before you buy or rent
  • Look up the address on FEMA’s flood map.
  • Ask the seller or landlord whether it has ever flooded, and what flood insurance costs there.
  • Get a flood insurance quote early: policies usually start 30 days after you buy.
When a storm is coming
Forecast and alertsWeather →911, the nearest ERSafety →

Know where neighbors sign up for alerts? Add it to the Handbook so everyone has it.

Questions about natural hazards in Salt Creek Township

Is Salt Creek Township at risk for natural disasters?

On FEMA’s National Risk Index, Salt Creek Township has higher expected damage per building than 57% of U.S. towns: C+ for hazard risk. Most of the expected damage is river and rain flooding (88%). The figures are for the one census tract the town shares with its neighbors. This is FEMA’s model of an average year for today’s buildings, not a forecast.

Does Salt Creek Township flood?

Flood insurance has paid 8 claims in Salt Creek Township since 1983, $78K in all, or 15.4 per 1,000 homes, more than 80% of U.S. towns with a flood insurance record.

Is Salt Creek Township in a flood zone?

Flood zones are drawn street by street, so the answer depends on the address: look it up on FEMA’s flood map. In Hocking County, 10% of homes in mapped flood zones carry federal flood insurance, and 0.8% of all homes do.

How much is flood insurance in Salt Creek Township?

FEMA’s Community Rating System list shows no discount for Salt Creek Township’s flood program. Premiums depend on the building; policies usually start 30 days after you buy, so get a quote early.

Is Salt Creek Township at risk from river and rain flooding?

It is the largest share of the building damage FEMA expects here (88%), and Salt Creek Township’s rate for it is higher than 76% of U.S. census tracts.

Storm stories

Memories, warnings and help from neighbors in Salt Creek Township.

Town Square →
Start the conversation

Sources: FEMA National Risk Index v1.20 (December 2025), census-tract table, combined by where Salt Creek Township’s residents lived in the 2020 census; OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Homes: Census ACS 2020–24. Preparedness tips: Ready.gov. FEMA’s model is an average of expected damage, not a forecast. How hazard risk is graded.