More hazard damage per building is expected in Pomeroy than in 94% of U.S. towns, mostly from river and rain flooding
On FEMA’s National Risk Index, Pomeroy gets a D for hazard risk: higher expected damage per building than 94% of U.S. towns. Most of that expected damage is river and rain flooding (96%). Flood insurance has paid 73 claims here since 1978.
Graded on FEMA’s expected yearly building damage per dollar of building value (NRI v1.20, December 2025), weighted by where residents live; flood claims are shown, not graded. How hazard risk is graded
What stands out about Pomeroy’s natural hazards
From FEMA’s model and FEMA’s records, below.
What Pomeroy faces
Each hazard’s share of the building damage FEMA expects here, and how its rate compares with the rest of the country.
River and rain flooding
Shares are of FEMA’s expected building damage, the measure the grade uses; ranks compare each hazard’s building-damage rate with all 85,154 U.S. census tracts. In FEMA’s terms, river and rain flooding is FEMA’s “Inland Flooding” (rivers and streams overflowing their banks, or rain overwhelming drainage). FEMA defines coastal flooding as high or rising tides and storm surge, so surge damage is counted there. Drought isn’t listed: FEMA counts its losses in crops only.
What’s behind Pomeroy’s grade
River and rain flooding is 96% of the building damage FEMA expects in Pomeroy, and Pomeroy’s rate of river and rain flooding damage is in the top 2% of U.S. census tracts.
D higher expected damage per building than 94% of U.S. towns (21,298).
Pomeroy’s residents live in 2 census tracts; FEMA’s figures are combined by where they live.
In dollars, FEMA expects about $1.4M a year in losses across Pomeroy: $1.1M to buildings, the rest to people and crops.
Does Pomeroy flood? Sometimes: 73 flood claims since 1978
Every paid claim on a federal flood insurance policy in Pomeroy, from FEMA’s records: 88.7 per 1,000 homes, more than 96% of the 13,809 U.S. towns with a flood insurance record.
- Tropical Storm Ivan9 claims · $148K
Pomeroy isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.
Insurance rates: Meigs County.6 federal disasters brought FEMA money to Pomeroy
Disasters that paid out in Pomeroy itself (aid to households or repair grants to the Village of Pomeroy), newest first, with that year’s flood claims.
- 2018Severe Storms, Landslides, and Mudslides$65K to the Village of Pomeroy for repairs1 flood claim paid that year
- 2012Severe Storms and Straight-line Winds$89K to the Village of Pomeroy for repairs
- 2011Severe Storms and Flooding$784K to the Village of Pomeroy for repairs1 flood claim paid that year
- 2004Severe Winter Storms, Flooding, and Mudslides$29K to the Village of Pomeroy for repairs
- 2004Severe Storms and Flooding44 households applied for aid$75K aid approved$130K to the Village of Pomeroy for repairs
- 2003Severe Winter Storm and Record/near Record Snow39 households applied for aid$31K aid approved$41K to the Village of Pomeroy for repairs1 flood claim paid that year
Meigs County has had 14 natural disasters declared by the President since 1953, most often severe storms, then floods. Not counted: the 2005 Hurricane Katrina evacuee emergency, which covered counties that took in evacuees.
Old photos of Pomeroy after a storm or flood belong in the town’s history. Add one, or share what you remember below.
Add to the Pomeroy archive →Pomeroy and its neighbors
Pomeroy is 2nd of the 3 graded towns here, from least expected damage per building to most. Tap a town to see its hazards.
| Town | Hazard risk | Mostly (buildings) | Flood claims |
|---|---|---|---|
| Salisbury Township | Dmore damage than 93% | river and rain flooding | 29 |
| Pomeroy | Dmore damage than 94% | river and rain flooding | 73 |
| Middleport | D−more damage than 96% | river and rain flooding | 7 |
Hazard risk = FEMA’s expected yearly building damage per dollar of building value, vs. the 21,298 U.S. towns we grade; the map is shaded by fifths of the same scale. Flood claims = paid federal flood insurance claims on record.
Get ready for what Pomeroy faces
A short kit for the hazards that drive the building damage here, what to check before you buy, and where neighbors get alerts.
- Turn around at flooded roads: a foot of moving water can carry off a car.
- Flood insurance usually takes 30 days to start, so buy it before the forecast.
- Keep papers and medicines up high, in a grab-and-go bag.
- Look up the address on FEMA’s flood map.
- Ask the seller or landlord whether it has ever flooded, and what flood insurance costs there.
- Get a flood insurance quote early: policies usually start 30 days after you buy.
Know where neighbors sign up for alerts? Add it to the Handbook so everyone has it.
Questions about natural hazards in Pomeroy
Is Pomeroy at risk for natural disasters?
On FEMA’s National Risk Index, Pomeroy has higher expected damage per building than 94% of U.S. towns: D for hazard risk. Most of the expected damage is river and rain flooding (96%). This is FEMA’s model of an average year for today’s buildings, not a forecast.
Does Pomeroy flood?
Flood insurance has paid 73 claims in Pomeroy since 1978, $540K in all, or 88.7 per 1,000 homes, more than 96% of U.S. towns with a flood insurance record. 13 properties have flooded more than once. The most claims came from Tropical Storm Ivan (9).
Is Pomeroy in a flood zone?
Flood zones are drawn street by street, so the answer depends on the address: look it up on FEMA’s flood map. In Meigs County, 6% of homes in mapped flood zones carry federal flood insurance, and 1.1% of all homes do.
How much is flood insurance in Pomeroy?
FEMA’s Community Rating System list shows no discount for Pomeroy’s flood program. Premiums depend on the building; policies usually start 30 days after you buy, so get a quote early.
What was the biggest storm in Pomeroy?
By FEMA money that reached Pomeroy, Severe Storms and Flooding (2011): $784K to the Village of Pomeroy for repairs. By flood claims, Tropical Storm Ivan: 9 paid, $148K.
Is Pomeroy at risk from river and rain flooding?
It is the largest share of the building damage FEMA expects here (96%), and Pomeroy’s rate for it is in the top 2% of U.S. census tracts.
Storm stories
Memories, warnings and help from neighbors in Pomeroy.
Sources: FEMA National Risk Index v1.20 (December 2025), census-tract table, combined by where Pomeroy’s residents lived in the 2020 census; OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Homes: Census ACS 2020–24. Preparedness tips: Ready.gov. FEMA’s model is an average of expected damage, not a forecast. How hazard risk is graded.