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William H. Grant HouseWilliam H. Grant House · Photo: Nyttend · Public domain
D−Hazard risk
Natural hazards in Middleport · FEMA

FEMA puts Middleport’s expected hazard damage per building above that of 96% of U.S. towns, mostly from river and rain flooding

On FEMA’s National Risk Index, Middleport gets a D− for hazard risk: higher expected damage per building than 96% of U.S. towns. Most of that expected damage is river and rain flooding (96%). Flood insurance has paid 7 claims here since 1978.

Graded on FEMA’s expected yearly building damage per dollar of building value (NRI v1.20, December 2025), weighted by where residents live; flood claims are shown, not graded. How hazard risk is graded

more than 96%of U.S. townsLess damageMoreExpected yearly damage per dollar of building, vs. the 21,298 U.S. towns we grade
By hazard

What Middleport faces

Each hazard’s share of the building damage FEMA expects here, and how its rate compares with the rest of the country.

River and rain flooding

96%of expected building damage
Well above average · in the top 1% of U.S. census tracts
Recorded about 3 times a year in the area
Smaller shares here
 Tornadoes Ice storms Strong wind Earthquakes Hurricanes Hail Lightning Wildfire Winter storms Cold waves Heat waves Landslides
FEMA models no building damage here
Coastal floodingAvalanchesTsunamisVolcanic activity

Shares are of FEMA’s expected building damage, the measure the grade uses; ranks compare each hazard’s building-damage rate with all 85,154 U.S. census tracts. In FEMA’s terms, river and rain flooding is FEMA’s “Inland Flooding” (rivers and streams overflowing their banks, or rain overwhelming drainage). FEMA defines coastal flooding as high or rising tides and storm surge, so surge damage is counted there. Drought isn’t listed: FEMA counts its losses in crops only.

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.
Hazard risk grade

What’s behind Middleport’s grade

River and rain flooding is 96% of the building damage FEMA expects in Middleport, and Middleport’s rate of river and rain flooding damage is in the top 1% of U.S. census tracts.

Where Middleport sits
Middleport
Least damageMiddleMost damage

D− higher expected damage per building than 96% of U.S. towns (21,298).

All of Middleport’s residents live in one census tract; the figures are that tract’s.

What drives the damage to buildings
River and rain flooding96%Everything else4%

In dollars, FEMA expects about $2.2M a year in losses across Middleport: $1.7M to buildings, the rest to people and crops.

Shared tract.All of Middleport’s 2,208 residents (2020 census) live in one census tract. FEMA publishes its model by tract, so the rate and the hazard mix are the tract’s. The flood claims below are the town’s own.
A shared figure. The grade describes the whole tract, not each street in it, and FEMA’s model is an average year for today’s buildings, not a record: the claims below are the record.

How TownRatings grades hazard risk →

Flood insurance claims

Does Middleport flood? Rarely: 7 flood claims since 1978

Every paid claim on a federal flood insurance policy in Middleport, from FEMA’s records: 6.5 per 1,000 homes, more than 66% of the 13,809 U.S. towns with a flood insurance record.

Paid flood claims, by year
1978: 2 claims1979: 3 claims1980: 0 claims1981: 0 claims1982: 0 claims1983: 0 claims1984: 0 claims1985: 0 claims1986: 0 claims1987: 0 claims1988: 0 claims1989: 0 claims1990: 0 claims1991: 0 claims1992: 0 claims1993: 0 claims1994: 0 claims1995: 0 claims1996: 0 claims1997: 0 claims1998: 0 claims1999: 0 claims2000: 1 claim2001: 0 claims2002: 0 claims2003: 0 claims2004: 0 claims2005: 0 claims2006: 0 claims2007: 0 claims2008: 0 claims2009: 0 claims2010: 0 claims2011: 0 claims2012: 0 claims2013: 0 claims2014: 0 claims2015: 1 claim2016: 0 claims2017: 0 claims2018: 0 claims2019: 0 claims2020: 0 claims2021: 0 claims2022: 0 claims2023: 0 claims2024: 0 claims2025: 0 claims2026: 0 claims197819792000
19782026
7
paid claims since 1978
$16K
paid to owners
1
homes flooded more than once
$2K
average claim
Homes that flooded again and again
FEMA “severe repetitive loss” (0)Flooded 2+ times
of homes in flood zones are insured
of all homes are insured
No community discount

Middleport isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Meigs County.
What’s been done with FEMA grants
1flood-prone property bought out and cleared
1home raised above flood level
Disasters

4 federal disasters brought FEMA money to Middleport

Disasters that paid out in Middleport itself (aid to households or repair grants to the Village of Middleport), newest first, with that year’s flood claims.

  1. 2012Severe Storms and Straight-line Winds$6K to the Village of Middleport for repairs
  2. 2011Severe Storms and Flooding$2K to the Village of Middleport for repairs
  3. 2004Severe Storms and Flooding8 households applied for aid$9K aid approved
  4. 2003Severe Winter Storm and Record/near Record Snow39 households applied for aid$34K aid approved$38K to the Village of Middleport for repairs
Disasters declared, by decade
Paid out in MiddleportMeigs County only

Meigs County has had 14 natural disasters declared by the President since 1953, most often severe storms, then floods. Not counted: the 2005 Hurricane Katrina evacuee emergency, which covered counties that took in evacuees.

Were you here?

Old photos of Middleport after a storm or flood belong in the town’s history. Add one, or share what you remember below.

Add to the Middleport archive →
Next door

Middleport and its neighbors

Middleport is 3rd of the 3 graded towns here, from least expected damage per building to most. Tap a town to see its hazards.

Lowest fifthSecondMiddleFourthHighest fifth
TownHazard riskMostly (buildings)Flood claims
Salisbury TownshipDmore damage than 93%river and rain flooding29
PomeroyDmore damage than 94%river and rain flooding73
MiddleportD−more damage than 96%river and rain flooding7

Hazard risk = FEMA’s expected yearly building damage per dollar of building value, vs. the 21,298 U.S. towns we grade; the map is shaded by fifths of the same scale. Flood claims = paid federal flood insurance claims on record.

Be ready

Get ready for what Middleport faces

A short kit for the hazards that drive the building damage here, what to check before you buy, and where neighbors get alerts.

When the river rises
  • Turn around at flooded roads: a foot of moving water can carry off a car.
  • Flood insurance usually takes 30 days to start, so buy it before the forecast.
  • Keep papers and medicines up high, in a grab-and-go bag.
More from Ready.gov ↗
Before you buy or rent
  • Look up the address on FEMA’s flood map.
  • Ask the seller or landlord whether it has ever flooded, and what flood insurance costs there.
  • Get a flood insurance quote early: policies usually start 30 days after you buy.
When a storm is coming
Forecast and alertsWeather →911, the nearest ERSafety →

Know where neighbors sign up for alerts? Add it to the Handbook so everyone has it.

Questions about natural hazards in Middleport

Is Middleport at risk for natural disasters?

On FEMA’s National Risk Index, Middleport has higher expected damage per building than 96% of U.S. towns: D− for hazard risk. Most of the expected damage is river and rain flooding (96%). The figures are for the one census tract the town shares with its neighbors. This is FEMA’s model of an average year for today’s buildings, not a forecast.

Does Middleport flood?

Flood insurance has paid 7 claims in Middleport since 1978, $16K in all, or 6.5 per 1,000 homes, more than 66% of U.S. towns with a flood insurance record. 1 properties have flooded more than once.

Is Middleport in a flood zone?

Flood zones are drawn street by street, so the answer depends on the address: look it up on FEMA’s flood map. In Meigs County, 6% of homes in mapped flood zones carry federal flood insurance, and 1.1% of all homes do.

How much is flood insurance in Middleport?

FEMA’s Community Rating System list shows no discount for Middleport’s flood program. Premiums depend on the building; policies usually start 30 days after you buy, so get a quote early.

What was the biggest storm in Middleport?

By FEMA money that reached Middleport, Severe Winter Storm and Record/near Record Snow (2003): 39 households applied for aid, $34K approved, and $38K to the Village of Middleport for repairs.

Is Middleport at risk from river and rain flooding?

It is the largest share of the building damage FEMA expects here (96%), and Middleport’s rate for it is in the top 1% of U.S. census tracts.

Storm stories

Memories, warnings and help from neighbors in Middleport.

Town Square →
Start the conversation

Sources: FEMA National Risk Index v1.20 (December 2025), census-tract table, combined by where Middleport’s residents lived in the 2020 census; OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Homes: Census ACS 2020–24. Preparedness tips: Ready.gov. FEMA’s model is an average of expected damage, not a forecast. How hazard risk is graded.