Photo: SilentMatt Psychedelic · CC BY-SA 4.0FEMA puts Marlboro Township’s expected hazard damage per building below that of 86% of U.S. towns, mostly from river and rain flooding
On FEMA’s National Risk Index, Marlboro Township gets an A for hazard risk: lower expected damage per building than 86% of U.S. towns, #348 of 993 in Ohio. Most of that expected damage is river and rain flooding (78%). FEMA’s files show no paid flood insurance claims here.
Graded on FEMA’s expected yearly building damage per dollar of building value (NRI v1.20, December 2025), weighted by where residents live; flood claims are shown, not graded. How hazard risk is graded
What Marlboro Township faces
Each hazard’s share of the building damage FEMA expects here, and how its rate compares with the rest of the country.
River and rain flooding
Hail
Tornadoes
Shares are of FEMA’s expected building damage, the measure the grade uses; ranks compare each hazard’s building-damage rate with all 85,154 U.S. census tracts. In FEMA’s terms, river and rain flooding is FEMA’s “Inland Flooding” (rivers and streams overflowing their banks, or rain overwhelming drainage). FEMA defines coastal flooding as high or rising tides and storm surge, so surge damage is counted there. Drought isn’t listed: FEMA counts its losses in crops only.
What’s behind Marlboro Township’s grade
River and rain flooding is 78% of the building damage FEMA expects in Marlboro Township, and Marlboro Township’s rate of river and rain flooding damage is lower than 68% of U.S. census tracts. Next is hail at 10% (higher than 87% of U.S. census tracts).
A #348 of 993 in Ohio; lower expected damage per building than 86% of U.S. towns (21,298).
All of Marlboro Township’s residents live in one census tract; the figures are that tract’s.
The typical Ohio town has lower expected damage than 79% of U.S. towns; within the state, Marlboro Township has less expected damage per building than 65% of Ohio towns.
In dollars, FEMA expects about $909K a year in losses across Marlboro Township: $752K to buildings, the rest to people and crops.
Does Marlboro Township flood? No paid flood claims on record
FEMA’s records show no paid flood insurance claims in Marlboro Township. That’s not a promise: most homes don’t carry flood insurance, so small floods go unrecorded.
Marlboro Township isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.
Insurance rates: Stark County.The storms Marlboro Township remembers
None of the 9 disasters declared for Stark County shows FEMA aid or repair money reaching Marlboro Township itself in FEMA’s records, so these are its biggest flood-claim years.
Stark County has had 9 natural disasters declared by the President since 1953, most often severe storms, then winter storms. Not counted: the 2005 Hurricane Katrina evacuee emergency, which covered counties that took in evacuees.
Marlboro Township and its neighbors
Marlboro Township is 5th of the 5 graded towns here, from least expected damage per building to most. Tap a town to see its hazards.
| Town | Hazard risk | Mostly (buildings) | Flood claims |
|---|---|---|---|
| Lake Township | Aless damage than 94% | river and rain flooding | 9 |
| Randolph Township | Aless damage than 93% | river and rain flooding | 1 |
| Nimishillen Township | Aless damage than 91% | river and rain flooding | 19 |
| Lexington Township | Aless damage than 90% | river and rain flooding | 4 |
| Marlboro Township | Aless damage than 86% | river and rain flooding | 0 |
Hazard risk = FEMA’s expected yearly building damage per dollar of building value, vs. the 21,298 U.S. towns we grade; the map is shaded by fifths of the same scale. Flood claims = paid federal flood insurance claims on record.
Get ready for what Marlboro Township faces
A short kit for the hazards that drive the building damage here, what to check before you buy, and where neighbors get alerts.
- Turn around at flooded roads: a foot of moving water can carry off a car.
- Flood insurance usually takes 30 days to start, so buy it before the forecast.
- Keep papers and medicines up high, in a grab-and-go bag.
- Park in a garage or under cover when storms are forecast.
- Stay away from windows while it falls.
- Photograph roof and car damage for your insurer.
- Pick your spot now: the lowest floor, an inside room, no windows.
- A watch means be ready; a warning means take cover now.
- Keep shoes and a flashlight by the bed.
- Look up the address on FEMA’s flood map.
- Ask the seller or landlord whether it has ever flooded, and what flood insurance costs there.
- Get a flood insurance quote early: policies usually start 30 days after you buy.
Know where neighbors sign up for alerts? Add it to the Handbook so everyone has it.
Questions about natural hazards in Marlboro Township
Is Marlboro Township at risk for natural disasters?
On FEMA’s National Risk Index, Marlboro Township has lower expected damage per building than 86% of U.S. towns: A for hazard risk, #348 of 993 in Ohio. Most of the expected damage is river and rain flooding (78%) and hail (10%). The figures are for the one census tract the town shares with its neighbors. This is FEMA’s model of an average year for today’s buildings, not a forecast.
Is Marlboro Township in a flood zone?
Flood zones are drawn street by street, so the answer depends on the address: look it up on FEMA’s flood map. In Stark County, 26% of homes in mapped flood zones carry federal flood insurance, and 0.2% of all homes do.
How much is flood insurance in Marlboro Township?
FEMA’s Community Rating System list shows no discount for Marlboro Township’s flood program. Premiums depend on the building; policies usually start 30 days after you buy, so get a quote early.
Is Marlboro Township at risk from river and rain flooding?
It is the largest share of the building damage FEMA expects here (78%), and Marlboro Township’s rate for it is lower than 68% of U.S. census tracts.
Storm stories
Memories, warnings and help from neighbors in Marlboro Township.
Sources: FEMA National Risk Index v1.20 (December 2025), census-tract table, combined by where Marlboro Township’s residents lived in the 2020 census; OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Homes: Census ACS 2020–24. Preparedness tips: Ready.gov. FEMA’s model is an average of expected damage, not a forecast. How hazard risk is graded.